rpl;b ghq;f; vd;.v.> nfhok;g> ,yq;if. - citi. · pdf filekd;ida fhyk; 01-01- 14 kjy;...

rpl;b ghq;f; vd;.V.> nfhOk;G> ,yq;if.Rated ‘AAA (lka)’ by Fitch Ratings Lanka Ltd.

&ghMapuq;fspy;

tUkhdf;$w;wpd; RUf;fk;

Kd;ida fhyk;

01-01-14 Kjy; 30-09-14 tiu

eilKiwf;fhyk;

01-01-15 Kjy; 30-09-15 tiu

tpupthd tUkhd mwpf;if&gh

Mapuq;fspy;

Kd;ida fhyk;

01-01-14 Kjy; 30-09-14 tiu

eilKiwf;fhyk;

01-01-15 Kjy; 30-09-15 tiu

&ghMapuq;fspy;fhRg;gha;r;ry;fs; $w;W

Kd;ida fhyk;

31-12-2014

eilKiwf;fhyk;

30-09-2015

epjpapay; epiyikfs; mwpf;if

Kd;ida fhyk;

31-12-14,y; cs;sthuhdJ

(fzf;fha;T nra;ag;gl;lJ)

eilKiwf;fhyk;

30-09-15 ,y; cs;sthuhdJ

(fzf;fha;T nra;ag;glhjJ)

&ghMapuq;fspy;

gq;F %yjdk; kw;Wk; ,Ug;Gf;fspy; khw;wk; gw;wpa mwpf;if&gh

Mapuq;fspy;

xJf;f %yjdk;/epakpj;j %yjdk;

thf;FupikAs;s rhjhuz gq;Ffs;

thf;Fupikaw;w rhjhuz gq;Ffs;

xJf;fg;gl;l%yjdk;

rl;luPjpahdxJf;f epjpak;

KjyPl;Lepjpf; fzf;F

gupkhw;wr; rkg;gLj;Jiff; fzf;F

tpw;gidf;Fcs;s xJf;fq;fs;

gupkhw;wr; rkg;gLj;Jif xJf;fk;

gpbj;Jitj;jtUtha;fs;

nkhj;jk; fl;Lg;gLj;jhjcupik

nkhj;j gq;Ffs;

tl;b tUkhdk; 1,316,641 1,432,359

tl;br; nrytpdk; 316,730 428,563

Njwpa tl;b tUkhdk; 999,911 1,003,796

fl;lzk; kw;Wk; juF tUkhdk; 429,064 405,794

fl;lzk; kw;Wk; juFr; nrytpdk; 53,130 43,837

Njwpa fl;lzk; kw;Wk; juF tUkhdk; 375,934 361,957

Njwpa tl;b> fl;lzk; kw;Wk; juF tUkhdk; 1,375,845 1,365,753

Njwpa th;j;jfk; %ykhd tUkhdk;/(nryT) 603,206 327,127

epjpapay; KjyPLfs; %ykhd Njwpa ,yhgk;/(el;lk;) - -

Vida njhopw;ghl;L tUkhdk; (Njwpa) 422,259 364,539

nkhj;j njhopw;ghl;L tUkhdk; 2,401,310 2,057,419

fopf;Ff : fld;fs; kw;Wk; Vida el;lq;fSf;fhd ngWkjp Fiwg;G 31,253 (21,060 )

Njwpa njhopw;ghl;L tUkhdk; 2,370,057 2,078,479

fopf;Ff: njhopw;ghl;L nrytpdq;fs;

jdpg;gl;l nrytpdq;fs; 385,798 366,072

Nja;khdk; 21,457 21,253

Vida nrytpdq;fs; 465,301 469,735

ngWkjp$l;lg;gl;l tupf;F Kd;duhd njhopw;ghl;L ,yhgk;/(el;lk;) 1,497,501 1,221,419

fopf;Ff: epjpapay; gzpfs; kPjhd ngWkjp$l;lg;gl;l tup 150,563 59,277

ngWkjp$l;lg;gl;l tupf;F gpd;duhd njhopw;ghl;L ,yhgk;/(el;lk;) 1,346,938 1,162,142

,izf; fk;gdpfs; kw;Wk; $l;L Kaw;rpfspd; ,yhgg; gq;F - -

tupf;F Kd;duhd ,yhgk;/(el;lk;) 1,346,938 1,162,142

fopf;Ff: tupr; nrytpdq;fs; 441,649 409,238

Mz;bw;fhd ,yhgk;/(el;lk;) 905,289 752,904

rhl;lj;jf;fJ:

jiyikf; fk;gdpapd; cupikahsu;fSf;F 905,289 752,904

fl;Lg;ghL cupikaw;w gq;Fjhuu;fs; - -

905,289 752,904

gq;nfhd;wpd; rk;ghj;jpak; - -


tup ePq;fyhd Vida tphpthd tUkhdk;

tiuaWf;fg;gl;l eyj;jpl;lq;fspd; kPjhd Njwpa ,yhgq;fs;/(,og;Gf;fs;) (149,659 ) 115,832

tpw;gidf;Ff; fpilf;ff; $ba epjpapay; nrhj;Jf;fis kPs; mstPL nra;tjd;

%ykhd ,yhgq;fs; kw;Wk; el;lq;fs; 159,035 920

fop: - -

tup ePq;fyhf> Mz;bw;fhd Vida tpupthd tUkhdk; - -

Mz;bw;fhd nkhj;j tpupthd tUkhdk; 9,376 116,752

914,665 869,656

gpd;tUNthUf;Fr; rhl;lj;jf;fJ:

jha; epWtdj;jpd; gq;Fjhuu;fs;

fl;Lg;gl;L cupikaw;w gq;Fjhuu;fs; 914,665 869,656

Vida Koikahd tUkhdq;fspd; $WfSld; njhlu;Gila tupr;nryTfs;/(tUkhdk;)

nrhj;Jf;fs;

fhR kw;Wk; fhRf;Fr; rkkhditfs; 3,518,043 3,392,735

kj;jpa tq;fpfSldhd kPjpfs; 662,786 514,027

tq;fpfspYs;s ,Ug;Gf;fs; 5,334,150 7,021,260

ngWjp epjpapay; rhjdq;fs; 810,595 274,739

tpw;gidf;fhf itf;fg;gl;Ls;s Vida epjpapay; nrhj;Jf;fs; 8,175,115 6,287,009

tq;fpfSf;fhd fld;fs; kw;Wk; tUkjpfs; 292,048 3,011,900

Vida thbf;ifahsHfSf;fhd fld;fs; kw;Wk; tUkjpfs; 10,535,932 8,166,815

epjpapay; KjyPLfs; - tpw;gidf;F fpilf;fj;jf;fjhf cs;sit 4,637,862 5,140,248

Mjdk;> nghwpfs; kw;Wk; cgfuzq;fs; 85,933 82,526

gpw;Nghlg;gl;l thpr; nrhj;Jf;fs; 20,877 20,877

Vida nrhj;Jf;fs; 760,365 370,618

nkhj;jr; nrhj;Jf;fs;

nghWg;Gf;fs;

tq;fpfSf;Fr; nrYj;jg;gl Ntz;bait 1,500,000 1,104,726


Vida thbf;ifahsHfSf;F nrYj;jg;gl Ntz;bait 18,599,135 19,386,093

Vida fld;ghLfs; 1,147,118 2,163,165

elg;G thpg; nghWg;Gf;fs; 672,899 329,345

Vida nghWg;Gf;fs; 999,903 705,372

nkhj;jg; nghWg;Gf;fs; 23,543,582 23,907,295

gq;F %yjdk;

$wg;gl;l %yjdk;/xJf;fg;gl;l %yjdk; 1,524,250 1,524,250

epajpr; rl;l xJf;F epjpak; 485,766 485,766

gpbj;J itf;fg;gl;l tUtha;fs; 8,668,372 7,763,083

Vida xJf;fq;fs; 611,736 602,360

nkhj;j gq;F %yjdk; 11,290,124 10,375,459

nkhj;j gq;F %yjdk; kw;Wk; nghWg;Gf;fs; 34,833,706 34,282,754

vjpHghuh nghWg;Gf;fs; kw;Wk; fld;ghLfs; 14,048,853 13,954,143

tpQ;Qhgd jfty;fs;

CopaHfspd; vz;zpf;if 88 85

fpisfspd; vz;zpf;if 1 1

34,833,706 34,282,754

01/01/15 ,y; cs;sthwhd kPjp (Muk;g epYit) - - 1,524,250 485,766 - 5,170 109,145 488,045 7,763,083 10,375,459 - 10,375,459

fhyg;gFjpf;fhd nkhj;j midj;ijAk; cs;slf;fpa tUkhdk;

fhyg;gFjpf;fhd ,yhgk; / (el;lk;) - - - - - - - - 905,289 905,289 - 905,289

Vida midj;ijAk; cs;slf;fpa tUkhdk; (Njwpa tup) - - - - - - (149,659 ) 159,035 - 9,376 - 9,376

fhyg;gFjpf;fhd nkhj;j midj;ijAk; cs;slf;fpa tUkhdk; - - - - - - (149,659 ) 159,035 905,289 914,665 - 914,665

gq;F itj;jpUg;gth;fspd; gupth;j;jid> gq;F Neubahf mq;fPfhuk;

jha;fk;gdpf;F khw;wg;gl;l ,yhgk; - - - - - - - - - - - -

fhyg;gFjpapy; xJf;fj;jpw;F khw;wpaJ - - - - - - - - - - -

fhyg;gFjpapy; xJf;fj;jpypUe;J khw;wpaJ - - - - - - - - - - - -

gq;Fjhuu;fSldhd nkhj;jg; gupth;j;jid - - - - - - - - - - - -

30/09/15 ,y; cs;sthwhd kPjp (,Wjp epYit) - - 1,524,250 485,766 - 5,170 (40,514 ) 647,080 8,668,372 11,290,124 - 11,290,124

njhopw;ghl;L eltbf;iffspypUe;jhd fhRg;gha;r;ry;fs;

tl;b kw;Wk; juFg;gz tUkjpfs; 1,236,101 2,517,297

tl;b kw;Wk; juFg;gz nfhLg;gdTfs; (313,334 ) (624,002 )

Vida nraw;ghl;L eltbf;iffspypUe;J tUkjp 1,401,399 538,300

Copah;fSf;fhd gzf; nfhLg;gdT (385,798 ) (483,912 )

Vida Nkyjpfr; nryTfs; (706,688 ) (801,659 )

nraw;ghl;Lr; nrhj;Jf;fs; kw;Wk; nghWg;Gf;fspyhd khw;wj;jpw;F Kd; nraw;ghl;L ,yhgk;

nraw;ghl;Lr; nrhj;Jf;fspd; (mjpfhpg;G)/tPo;r;rp

Vida thbf;ifahsh;fs; kw;Wk; tq;fpfSf;fhd fld;fs; kw;Wk; tUkjpfs; 350,735 (188,074 )

xOq;FgLj;jy; Nehf;fj;jpw;fhf itj;jpUf;Fk; itg;Gf;fs; (148,759 ) (99,243 )

tq;fpapy; ,lg;gl;Ls;sit 1,687,110 (4,395,749 )

Vida nrhj;Jf;fs; (274,131 ) 14,658

1,614,955 (4,668,409 )

nraw;ghl;L nghWg;Gf;fspd; mjpfhpg;G/(tPo;r;rp)

thbf;ifahsh;fs; kw;Wk; tq;fpfspd; itg;Gf;fs; (786,958 ) 5,862,571

Vida fld;gLiffs; (214,840 ) (1,096,972 )

Vida nghWg;Gf;fs; 294,531 27,951

thpfSf;F Kd; nraw;ghl;L eltbf;iffs; %yk; cUthf;fg;gl;l/gpuNahfpf;fg;gl;l epfu fhR 2,139,368 1,271,166

nrYj;jg;gl;l tUkhd thp (243,870 ) (540,101 )

nraw;ghl;L eltbf;iffs; %yk; cUthf;fg;gl;l/gpuNahfpf;fg;gl;l epfu fhR 1,895,498 731,065

KjyPl;L eltbf;iffspy; gpuNahfpf;fg;gl;l epfu fhR

epjp KjyPLfspd; tpw;gid> Kjph;r;rp kw;Wk; nfhs;tdT Kykhd epfu tUkhdk; (1,921,576 ) 860,541

fhzp> ,ae;jpu cgfuzq;fspd; nfhs;tdT (8,521 ) (41,799 )

fhzp> ,ae;jpu cgfuzq;fspd; tpw;gid %ykhd tUkhdk; 873 16,178

KjyPl;L eltbf;iffspy; gpuNahfpf;fg;gl;l epfu fhR (1,929,224 ) 834,920

epjp eltbf;iffs; %ykhd fhRg;gha;r;ry;fs;

gz khw;wj;jpd; tpisT 159,035 23,296

jiyikf; fhupahyaj;jpw;F khw;wg;gl;l ,yhgk; - -

epjp eltbf;iffs; %yk; cUthf;fg;gl;l/(gpuNahfpf;fg;gl;l) epfu fhR 159,035 23,296

fhR kw;Wk; fhRf;Fr; rkkhditfspd; epfu mjpfhpg;G/(tPo;r;rp) 125,309 1,589,281

tUl Muk;gj;jpy; fhR kw;Wk; fhRf;Fr; rkkhditfs; 3,392,735 1,803,454

tUl ,Wjpapy; fhR kw;Wk; fhRf;Fr; rkkhditfs; 3,518,043 3,392,735

fhR kw;Wk; fhRf;Fr; rkkhditfspd; ,zf;fg;ghL

ifapYs;s fhR 475,024 450,685

tq;fpfspYs;s kPjpfs; 2,945,214 2,830,114

Nfhuypd; kw;Wk; FWfpa mwptpj;jypd; Nghpy; ngwf;$b gzk; 97,805 111,936

3,518,043 3,392,735

1,231,680 1,146,024

RupeesThousands

nrg;nlk;gu; 30> 2015 brk;gu; 31> 2014

Nkyjpf jfty; - rpl;b FOkk;

tl;br; nrytpdk; jtph;e;j nkhj;j tUkhdk; (kpy;. m.nlhyH) $ 57,898 $ 59,320

fld; ,og;G> mD$yf; nfhLg;gdT kw;Wk; Nfhhpf;iffSf;fhd Vw;ghL (kpy;. m.nlhyH) $ 5,399 $ 5,454

tUkhd thpfSf;F Kd; njhlh;r;rpahd nraw;ghLfspypUe;J tUkhdk; (,og;G) (kpy;. m.nlhyH) $ 20,018 $ 13,241

rpl;bF&g;gpd; epfu tUkhdk; $ 13,907 $ 6,966

gq;nfhd;wpw;fhd Ijhf;fpa rk;ghj;jpak;

njhlh;r;rpahd nraw;ghLfs; %ykhd tUkhdk; $ 4.38 $ 2.14

epfu tUkhdk; $ 4.38 $ 2.14

gq;Ffs; (kpy;ypad;fspy;)

ruhrhp mbg;gil 3,015.8 3,033.5

ruhrhp Ijhf;fpaJ 3,020.4 3,038.8

nray;jpwd; mstPL(1)

ruhrup nghJgq;Fjhuu;fSf;fhd gq;F tUkhdk; 8.0% 5.3%

ghnry; iii - KO eilKiwg;gLj;jy;(2)

Tier 1 %yjdg; nghJ tpfpjk; 11.67% 10.64%(2) Tier 1 %yjdg; nghJ tpfpjk; 12.91% 11.41%

(2) nkhj;j %yjd tpfpjk; 14.60% 12.76%(3) kjpg;gplg;gl;l Fiwepug;G me;epa tpfpjk; 6.85% 5.98%

nrg;nlk;gu;; 30,y;

nkhj;jr; nrhj;Jf;fs; $ 1,808,356 $ 1,882,505 (4)

nkhj;j itg;Gf;fs; 904,243 942,655

rpl;bF&g; gq;Fjhuh;fspd; chpikg;gq;F 220,848 211,928

gq;nfhd;wpd; nghJthd Gj;jfg; ngWkjp $ 69.03 $ 66.99

(5)gq;nfhd;wpd; cWjpahd Gj;jfg; ngWkjp $ 60.07 $ 56.71

(kpy;ypad; lhyh;fspy;> gq;F njhiffs; kw;Wk; cs;sthuhf Fwpg;gplg;gl;Ls;sit jtpu)

eilKiwf;fhyk;

09 khjq;fs;; - 2014


eilKiwf;fhyk;

09 khjq;fs;; - 2015


eilKiwf;fhyk;2015> 3 Mk; fhyhz;Lf;FupaJ(fzf;fha;T nra;ag;glhjJ)


xJf;fk;

(1) tpUg;Ghpik gq;FfSf;fhd gq;fpyhgk; ePq;fyhd epfu tUkhdj;ij ruhrhp nghJg; gq;Fjhuh; gq;Fhpikapdhy; gphpg;gjd; %yNk rhuhrhpg; nghJg; gq;Fjhuh;

tUkhdk; fzpf;fg;gLfpd;wJ.

(2) %yjd tpfpjq;fs;> %yjdf; $WfSf;fhd g+uz mKyhf;f mDkhdj;Jld;> U.S. Basel III tpjpfspd; mbg;giliaf; nfhz;lit. nkhj;j ,lh;

epiwNaw;wpa nrhj;Jf;fisj; jPh;khdpg;gjw;fhf ,lh; epiwNaw;wpa nrhj;Jf;fs; Kd;Ndhf;fpa mZFKiwfspd; mbg;gilapyhdit.

(3) rpw;wpapd; Nkyjpf yPtNu[; tpfpjk; (SLR)> g+uz mKyhf;f hPjpapy;; U.S. Basel III tpjpfspd; mbg;giliaf; nfhz;lit. rpw;wpapd; SLR MdJ hpah; 1 %yjdj;jpw;Fk;

nkhj;j yptNu[; ntspg;gLj;Jiff;Fk;; (TLE) ,ilapyhd tpfpjj;ijg; gpujpgypf;fpd;wJ. TLE vd;gJ fhyz;bw;fhd Ie;njhif rhh;e;j nrhj;Jf;fspd; ehshe;jr; ruhrhp>

Ie;njhif rhuhj rpy ntspg;gLj;Jiffspd; ruhrhp vd;gtw;wpd; $l;Lj; njhifahFk;. ,J xt;nthU fhyhz;bdJk; ,Wjp ehspy; ,Ue;jthW hpah; 1

%yjdj;jpw;Fhpa fopTfs; ePq;fyhff; fzpf;fg;gLk;.

(4) [g;ghdpYs;s rpw;wpapd; rpw;wsT tq;fp tpahghuj;ij tpw;gjw;F 2014 bnrk;ghpy; nra;Jnfhs;sg;gl;l xg;ge;jj;jpd; tpisthf> tpw;gidf;F itf;fg;gl;Ls;s

21 gpy;ypad; nlhyh; itg;Gf;fs; (Vida nghWg;Gf;fs;) 2015 [_d; 30Mk; jpfjpapy; kPs;tifg;gLj;jg;gl;lijg; gpujpgypf;fpd;wJ.

(5) GydhFk; Gj;jfg; ngWkjpahdJ> GydhFk; nghJg; gq;Fhpikia (TCE) 2015 nrg;nlk;gu; 30Mk; jpfjpapy; epYitahfTs;s nghJg; gq;Ffspdhy; gphpj;Jg;

ngwg;gLk; njhifia gpujpgypf;fpd;wJ. TCE vd;gJ ey;nyz;zk; kw;Wk; Vida mUtr; nrhj;Jf;fs; ePq;fyhd nghJg; gq;Fhpikiaf; Fwpf;fpd;wJ.

NkNy jugg; lL; ss; rplb; F&g ; epjpj ; jftyf; spd ; RUff; k ; rplb; FUgg; pd ; fhyhzL; epjprR; Uff; jj; pypUeJ; vLff; gg; ll; jhFk ; (www.citibank.com/citi/investor/sec.htm)

rpl;b ghq;f; vd;.V.> nfhOk;G> ,yq;if.Rated ‘AAA (lka)’ by Fitch Ratings Lanka Ltd.

epjpapay; rhjdq;fspd; mstPl;L mbg;gilapyhd gFg;gha;T &ghMapuq;fspy;

Kd;idaf; fhyk;

31/12/2014,y; cs;sthuhdJ


eilKiwf; fhyk;



&ghMapuq;fspy;epjpapay; $w;Wf;fhd Fwpg;Gfs;

Kd;idaf; fhyk;

31/12/2014,y; css; thuhdJ

eilKiwf; fhyk;


&ghMapuq;fspy;njupT nra;ag;gl;l nraw;ghl;L Fwpfhl;bfs;

cWjpAiu:

fPNo ifnahg;gkpl;bUf;Fk; rpw;wp ehl;bd; mjpfhup kw;Wk; gpujk epjpapay; mjpfhhp Mfpa ehq;fs; $l;lhf gpd;tUtdtw;iw cWjpg;gLj;Jfpd;Nwhk;.

(m) NkNy jug;gl;Ls;s mwpf;iffs; kj;jpa tq;fpapdhy; tpghpf;fg;gl;l tbtikg;G kw;Wk; tiutpyf;fzq;fSf;F mikthfNt jahhpf;fg;gl;Ls;sd.(M) ,e;j mwpf;iffspYs;s jfty;fs;> fzf;fha;T nra;ag;gl;lit vd;W Fwpg;gplg;glhtpl;lhy;> tq;fpapd; fzf;fha;T nra;ag;glhj

fzf;FfspypUe;J ngwg;gl;lit.

xg;gk; xg;gk;utpd; g];ehaf;f mrq;f B rpy;thrpw;wp ehl;bd; mjpfhup gpujk epjpapay; mjpfhup27.11.2015 27.11.2015

elg;Gf; fhyg;gFjp - 30 nrg;nlk;gu; 2015th;j;jfj;jpw;fhf re;ijg; ngWkjpapy; Kjph;tpw;fhf fld; jPh;g;gdTr; tpw;gidf;F fhg;G nkhj;jk;

itf;fg;gl;Ls;sJ epakpf;fg;gl;lit itf;fg;gl;Ls;sit nryT cs;sitnrhj;Jf;fs;

fhR kw;Wk; fhRf;F epfuhditfs; - - - 3,518,043 - - 3,518,043

kj;jpa tq;fpAldhd kPjpfs; - - - 662,786 - - 662,786

tq;fpfSldhd ,Ug;Gf;fs; - - - 5,334,150 - - 5,334,150

ngWjp epjpapay; rhjdq;fs; 810,595 - - - - - 810,595

tpw;gidf;Fupa Vida epjpapay; rhjdq;fs; 8,175,115 - - - - - 8,175,115

tq;fpfSf;fhd fld;fs; kw;Wk; tUkjpfs; - - - 292,048 - - 292,048

Vida thbf;ifahsu;fSf;fhd fld;fs; kw;Wk; tUkjpfs; - - - 10,535,932 - - 10,535,932

epjpapay; KjyPLfs; - - - - 4,637,862 - 4,637,862

nkhj;j epjpapay; nrhj;Jf;fs; 8,985,710 - - 20,342,959 4,637,862 - 33,966,531

nghWg;Gf;fs;

tq;fpfSf;Fr; nrYj;jg;gl Ntz;bait - - - 1,500,000 - - 1,500,000


Vida thbf;ifahsu;fSf;F nrYj;j Ntz;bait - - - 18,599,135 - - 18,599,135

Vida fld;ghLfs; - - - 1,147,118 - - 1,147,118

nkhj;j epjpapay; nghWg;Gf;fs; 624,527 - - 21,246,253 - - 21,870,780

Kd;ida fhyg;gFjp - 31 brk;gh; 2014th;j;jfj;jpw;fhf re;ijg; ngWkjpapy; Kjph;tpw;fhf fld; jPh;g;gdTr; tpw;gidf;F fhg;G nkhj;jk;


- - - 3,392,735 - - 3,392,735 fhR kw;Wk; fhRf;F epfuhditfs;

- - - 514,027 - - 514,027 kj;jpa tq;fpAldhd kPjpfs;

- - - 7,021,260 - - 7,021,260 tq;fpfSldhd ,Ug;Gf;fs;

274,739 - - - - - 274,739 ngWjp epjpapay; rhjdq;fs;,yhgk; my;yJ el;lk; Clhf epaha kjpg;gPl;by;

6,287,009 - - - - - 6,287,009 cs;s Vida epjpapay; nrhj;Jf;fs;

- - - 3,011,900 - - 3,011,900 tq;fpfSf;fhd fld;fs; kw;Wk; tUkjpfs;

- - - 8,166,815 - - 8,166,815 Vida thbf;ifahsu;fSf;fhd fld;fs; kw;Wk; tUkjpfs;

- - - - 5,140,248 - 5,140,248 epjpapay; KjyPLfs;

6,561,748 - - 22,106,737 5,140,248 - 33,808,733 nkhj;j epjpapay; nrhj;Jf;fs;

nghWg;Gf;fs; - - - 1,104,726 - - 1,104,726

tq;fpfSf;Fr; nrYj;jg;gl Ntz;bait 218,594 - - - - - 218,594

ngWjp epjpapay; rhjdq;fs; - - - 19,386,093 - - 19,386,093


Vida fld;ghLfs; 218,594 - - 22,653,984 - - 22,872,578

nkhj;j epjpapay; nghWg;Gf;fs;

xOq;FgLj;Jk; %yjd NghJikfU %yjdk; (gb 1 %yjdk;) &gh. kpy;ypad; 8,849 9,344

nkhj;j %yjdk;> &gh. kpy;ypad; 8,902 9,386 fU %yjd NghJik tpfpjk;> ,lh;Neh;T epiwNaw;wg;gl;l

nrhj;Jf;fspd; % (Mff;Fiwe;j %yjd NghJik tPjk; 5%) 38.07% 42.36%nkhj;j %yjd NghJik tpfpjk;> ,lh;Neh;T epiwNaw;wg;gl;l

nrhj;Jf;fspd; % (Mff;Fiwe;j %yjd NghJik tPjk; 10%) 38.30% 42.55%nrhj;Jf;fspd; juk; (fld;fspd; juk;)

nkhj;j nraw;glh Kw;gzq;fs; tPjk; (epWj;jp itf;fg;gl;l tl;b ePq;fyhf) 0.00% 0.00%

Njwpa nrawg; lh Kwg; zqf; s ; tjP k,; (epWjj; p itff; gg; ll; tlb; kwW; k ; Vwg; hL vdg; tww; pd ; NjwpaJ) 0.00% 0.00%

,yhg ,aYik

tl;b kpif % 3.74% 4.29%

nrhj;Jf;fspd; kPjhd tUtha; % (thpf;F Kd;) 5.04% 4.24%

chpik kPjhd tUtha; % 11.16% 9.82%

xOq;FgLj;Jk; jputj;jd;ik

epajpr; rl;l jputr;nrhj;J> cs;ehl;L tq;fpj;njhopy; gphpT (&.kpy;). 19,557 17,744

epajpr; rl;l jputr;nrhj;J> ntspehl;L tq;fpj;njhopy; gphpT (&.kpy;) 5,524 5,678

epajpr; rl;l jputr;nrhj;J tPjk; (Mff;Fiwe;j jputr;nrhj;J tPjk; 20%)

cs;ehl;L tq;fpj;njhopy; gphpT 112.03% 105.55%

ntspehl;L tq;fpj;njhopy; gphpT 82.35% 104.69%

1) Vida thbf;ifahsu;fSf;fhd fld;fSk; tUkjpfSk;

nkhj;j fld;fSk; tUkjpfSk; 10,630,539 8,230,169

fop: jdpg;gl;l kjpg;Gf; Fiwg;G

$l;L kjpg;Gf; Fiwg;G; (94,607 ) (63,354 )

Njwpa fld;fSk; tUkjpfSk; ,yhgk;/el;lj;jpD}lhf epahag;ngWkjpapy; Fwpg;gpl;lit 10,535,932 8,166,815

fop: Njwpa fld;fSk; tUkjpfSk; ,yhgk;/el;lj;jpD}lhfepahag;ngWkjpapy; Fwpg;gpl;lit - -

Njwpa fld;fSk; tUkjpfSk; 10,535,932 8,166,815

Vida thbf;ifahsu;fSf;fhd fld;fSk; tUkjpfSk; - cw;gj;jpfshy;2)

cw;gj;jpfshy; - cs;ehl;L ehzak;

Nkyjpf tiuGfs; 3,161,983 2,155,542

gj;jpuq;fs;/th;j;jf Mtzq;fs; 428 1,395

gzpahsh; fld;fs; 160,317 143,432

FWfpa fhy fld;fs; 3,896,451 3,182,279

cg njhif 7,219,179 5,482,648

cw;gj;jpfshy; - ntspehl;L ehzak ;

Nkyjpf tiuGfs; 1,177,092 826,009

gj;jpuq;fs;/th;j;jf Mtzq;fs; - 623

FWfpa fhy fld;fs; 2,234,268 1,920,889

cg njhif 3,411,360 2,747,521

njhif 10,630,539 8,230,169

fhyg;gFjpf;fhd jdpg;gl;ll kw;Wk; jpuz;l ngWkjp Fiwg;Gfspd; mirTfs;3)

jdpg;gl;l ngWkjp Fiwg;G

Muk;g epYit - -

,yhgf; $w;wpy; tpjpf;fg;gl;lJ/kPs; vOjg;gl;lJ - -

fhyg;gFjpapy; gjptopf;fg;gl;lit - -

Vida ,af;fq;fs; - -

,Wjp epYit - -

jpuz;l ngWkjp Fiwg;G

Muk;g epYit 63,354 78,840

,yhgf; $w;wpy; tpjpf;fg;gl;lJ/kPs; vOjg;gl;lJ 31,253 (15,486 )

Vida ,af;fq;fs;

,Wjp epYit 94,607 63,354

njhif 94,607 63,354


cw;gj;jpfshy; - cs;ehl;L ehzak ;

Nfs;tp itg;Gf;fs; (eilKiwf; fzf;F) 4,759,955 4,698,032

Nrkpg;G itg;Gf;fs; 2,625,775 3,020,389

jtiz itg;Gf;fs; 4,224,267 4,028,829

Vida itg;Gf;fs; 87,440 85,776

cg njhif 11,697,437 11,833,027



Nrkpg;G itg;Gf;fs; 2,082,962 3,181,568

jtiz itg;Gf;fs; 699,266 708,914

Vida itg;Gf;fs; 63,264 94,085

cg njhif 6,901,698 7,553,066

njhif 18,599,135 19,386,093

&ghMapuq;fspy;

tUkhdf;$w;wpd; RUf;fk;

Kd;ida fhyk;

01-01-14 Kjy; 30-09-14 tiu

eilKiwf;fhyk;

01-01-15 Kjy; 30-09-15 tiu

tpupthd tUkhd mwpf;if&gh

Mapuq;fspy;

Kd;ida fhyk;

01-01-14 Kjy; 30-09-14 tiu

eilKiwf;fhyk;

01-01-15 Kjy; 30-09-15 tiu

tl;b tUkhdk; 1,316,641 1,432,359

tl;br; nrytpdk; 316,730 428,563

Njwpa tl;b tUkhdk; 999,911 1,003,796

fl;lzk; kw;Wk; juF tUkhdk; 429,064 405,794

fl;lzk; kw;Wk; juFr; nrytpdk; 53,130 43,837

Njwpa fl;lzk; kw;Wk; juF tUkhdk; 375,934 361,957

Njwpa tl;b> fl;lzk; kw;Wk; juF tUkhdk; 1,375,845 1,365,753

Njwpa th;j;jfk; %ykhd tUkhdk;/(nryT) 603,206 327,127

epjpapay; KjyPLfs; %ykhd Njwpa ,yhgk;/(el;lk;) - -

Vida njhopw;ghl;L tUkhdk; (Njwpa) 422,259 364,539

nkhj;j njhopw;ghl;L tUkhdk; 2,401,310 2,057,419

fopf;Ff : fld;fs; kw;Wk; Vida el;lq;fSf;fhd ngWkjp Fiwg;G 31,253 (21,060 )

Njwpa njhopw;ghl;L tUkhdk; 2,370,057 2,078,479

fopf;Ff: njhopw;ghl;L nrytpdq;fs;

jdpg;gl;l nrytpdq;fs; 385,798 366,072

Nja;khdk; 21,457 21,253

Vida nrytpdq;fs; 465,301 469,735

ngWkjp$l;lg;gl;l tupf;F Kd;duhd njhopw;ghl;L ,yhgk;/(el;lk;) 1,497,501 1,221,419

fopf;Ff: epjpapay; gzpfs; kPjhd ngWkjp$l;lg;gl;l tup 150,563 59,277

ngWkjp$l;lg;gl;l tupf;F gpd;duhd njhopw;ghl;L ,yhgk;/(el;lk;) 1,346,938 1,162,142

,izf; fk;gdpfs; kw;Wk; $l;L Kaw;rpfspd; ,yhgg; gq;F - -

tupf;F Kd;duhd ,yhgk;/(el;lk;) 1,346,938 1,162,142

fopf;Ff: tupr; nrytpdq;fs; 441,649 409,238


rhl;lj;jf;fJ:

jiyikf; fk;gdpapd; cupikahsu;fSf;F 905,289 752,904

fl;Lg;ghL cupikaw;w gq;Fjhuu;fs; - -

905,289 752,904

gq;nfhd;wpd; rk;ghj;jpak; - -


tup ePq;fyhd Vida tphpthd tUkhdk;

tiuaWf;fg;gl;l eyj;jpl;lq;fspd; kPjhd Njwpa ,yhgq;fs;/(,og;Gf;fs;) (149,659 ) 115,832

tpw;gidf;Ff; fpilf;ff; $ba epjpapay; nrhj;Jf;fis kPs; mstPL nra;tjd;

%ykhd ,yhgq;fs; kw;Wk; el;lq;fs; 159,035 920

fop: tupr;nryTfs;/(tUkhdk;) - -

tup ePq;fyhf> Mz;bw;fhd Vida tpupthd tUkhdk; - -

Mz;bw;fhd nkhj;j tpupthd tUkhdk; 9,376 116,752

914,665 869,656

gpd;tUNthUf;Fr; rhl;lj;jf;fJ:

jha; epWtdj;jpd; gq;Fjhuu;fs;

fl;Lg;gl;L cupikaw;w gq;Fjhuu;fs; 914,665 869,656

Vida Koikahd tUkhdq;fspd; $WfSld; njhlu;Gila

epjpapay; epiyikfs; mwpf;if

Kd;ida fhyk;

31-12-14,y; cs;sthuhdJ


eilKiwf;fhyk;

30-09-15 ,y; cs;sthuhdJ


&ghMapuq;fspy;

nrhj;Jf;fs;

fhR kw;Wk; fhRf;Fr; rkkhditfs; 3,518,043 3,392,735

kj;jpa tq;fpfSldhd kPjpfs; 662,786 514,027

tq;fpfspYs;s ,Ug;Gf;fs; 5,334,150 7,021,260


tpw;gidf;fhf itf;fg;gl;Ls;s Vida epjpapay; nrhj;Jf;fs; 8,175,115 6,287,009

tq;fpfSf;fhd fld;fs; kw;Wk; tUkjpfs; 292,048 3,011,900

Vida thbf;ifahsHfSf;fhd fld;fs; kw;Wk; tUkjpfs; 10,535,932 8,166,815

epjpapay; KjyPLfs; - tpw;gidf;F fpilf;fj;jf;fjhf cs;sit 4,637,862 5,140,248

Mjdk;> nghwpfs; kw;Wk; cgfuzq;fs; 85,933 82,526

gpw;Nghlg;gl;l thpr; nrhj;Jf;fs; 20,877 20,877

Vida nrhj;Jf;fs; 760,365 370,618

nkhj;jr; nrhj;Jf;fs;

nghWg;Gf;fs;

tq;fpfSf;Fr; nrYj;jg;gl Ntz;bait 1,500,000 1,104,726


Vida thbf;ifahsHfSf;F nrYj;jg;gl Ntz;bait 18,599,135 19,386,093

Vida fld;ghLfs; 1,147,118 2,163,165

elg;G thpg; nghWg;Gf;fs; 672,899 329,345

Vida nghWg;Gf;fs; 999,903 705,372

nkhj;jg; nghWg;Gf;fs; 23,543,582 23,907,295

gq;F %yjdk;

$wg;gl;l %yjdk;/xJf;fg;gl;l %yjdk; 1,524,250 1,524,250

epajpr; rl;l xJf;F epjpak; 485,766 485,766

gpbj;J itf;fg;gl;l tUtha;fs; 8,668,372 7,763,083

Vida xJf;fq;fs; 611,736 602,360

nkhj;j gq;F %yjdk; 11,290,124 10,375,459

nkhj;j gq;F %yjdk; kw;Wk; nghWg;Gf;fs; 34,833,706 34,282,754

vjpHghuh nghWg;Gf;fs; kw;Wk; fld;ghLfs; 14,048,853 13,954,143

tpQ;Qhgd jfty;fs;

CopaHfspd; vz;zpf;if 88 85

fpisfspd; vz;zpf;if 1 1

34,833,706 34,282,754

gq;F %yjdk; kw;Wk; ,Ug;Gf;fspy; khw;wk; gw;wpa mwpf;if&gh

Mapuq;fspy;

xJf;f %yjdk;/epakpj;j %yjdk;

thf;FupikAs;s rhjhuz gq;Ffs;

thf;Fupikaw;w rhjhuz gq;Ffs;

xJf;fg;gl;l%yjdk;

rl;luPjpahdxJf;f epjpak;

KjyPl;Lepjpf; fzf;F

gupkhw;wr; rkg;gLj;Jiff; fzf;F

tpw;gidf;Fcs;s xJf;fq;fs;

gupkhw;wr; rkg;gLj;Jif xJf;fk;

gpbj;Jitj;jtUtha;fs;

nkhj;jk; fl;Lg;gLj;jhjcupik

nkhj;j gq;Ffs;

01/01/15 ,y; cs;sthwhd kPjp (Muk;g epYit) - - 1,524,250 485,766 - 5,170 109,145 488,045 7,763,083 10,375,459 - 10,375,459

fhyg;gFjpf;fhd nkhj;j midj;ijAk; cs;slf;fpa tUkhdk;

fhyg;gFjpf;fhd ,yhgk; / (el;lk;) - - - - - - - - 905,289 905,289 - 905,289

Vida midj;ijAk; cs;slf;fpa tUkhdk; (Njwpa tup) - - - - - - (149,659 ) 159,035 - 9,376 - 9,376

fhyg;gFjpf;fhd nkhj;j midj;ijAk; cs;slf;fpa tUkhdk; - - - - - - (149,659 ) 159,035 905,289 914,665 - 914,665

gq;F itj;jpUg;gth;fspd; gupth;j;jid> gq;F Neubahf mq;fPfhuk;

jha;fk;gdpf;F khw;wg;gl;l ,yhgk; - - - - - - - - - - - -

fhyg;gFjpapy; xJf;fj;jpw;F khw;wpaJ - - - - - - - - - - -

fhyg;gFjpapy; xJf;fj;jpypUe;J khw;wpaJ - - - - - - - - - - - -

gq;Fjhuu;fSldhd nkhj;jg; gupth;j;jid - - - - - - - - - - - -

30/09/15 ,y; cs;sthwhd kPjp (,Wjp epYit) - - 1,524,250 485,766 - 5,170 (40,514 ) 647,080 8,668,372 11,290,124 - 11,290,124

xJf;fk;

&ghMapuq;fspy;fhRg;gha;r;ry;fs; $w;W

Kd;ida fhyk;

31-12-2014

eilKiwf;fhyk;

30-09-2015

njhopw;ghl;L eltbf;iffspypUe;jhd fhRg;gha;r;ry;fs;

tl;b kw;Wk; juFg;gz tUkjpfs; 1,236,101 2,517,297

tl;b kw;Wk; juFg;gz nfhLg;gdTfs; (313,334 ) (624,002 )

Vida nraw;ghl;L eltbf;iffspypUe;J tUkjp 1,401,399 538,300

Copah;fSf;fhd gzf; nfhLg;gdT (385,798 ) (483,912 )

Vida Nkyjpfr; nryTfs; (706,688 ) (801,659 )

nraw;ghl;Lr; nrhj;Jf;fs; kw;Wk; nghWg;Gf;fspyhd khw;wj;jpw;F Kd; nraw;ghl;L ,yhgk;

nraw;ghl;Lr; nrhj;Jf;fspd; (mjpfhpg;G)/tPo;r;rp

Vida thbf;ifahsh;fs; kw;Wk; tq;fpfSf;fhd fld;fs; kw;Wk; tUkjpfs; 350,735 (188,074 )

xOq;FgLj;jy; Nehf;fj;jpw;fhf itj;jpUf;Fk; itg;Gf;fs; (148,759 ) (99,243 )

tq;fpapy; ,lg;gl;Ls;sit 1,687,110 (4,395,749 )

Vida nrhj;Jf;fs; (274,131 ) 14,658

1,614,955 (4,668,409 )

nraw;ghl;L nghWg;Gf;fspd; mjpfhpg;G/(tPo;r;rp)

thbf;ifahsh;fs; kw;Wk; tq;fpfspd; itg;Gf;fs; (786,958 ) 5,862,571

Vida fld;gLiffs; (214,840 ) (1,096,972 )

Vida nghWg;Gf;fs; 294,531 27,951

thpfSf;F Kd; nraw;ghl;L eltbf;iffs; %yk; cUthf;fg;gl;l/gpuNahfpf;fg;gl;l epfu fhR 2,139,368 1,271,166

nrYj;jg;gl;l tUkhd thp (243,870 ) (540,101 )

nraw;ghl;L eltbf;iffs; %yk; cUthf;fg;gl;l/gpuNahfpf;fg;gl;l epfu fhR 1,895,498 731,065

KjyPl;L eltbf;iffspy; gpuNahfpf;fg;gl;l epfu fhR

epjp KjyPLfspd; tpw;gid> Kjph;r;rp kw;Wk; nfhs;tdT Kykhd epfu tUkhdk; (1,921,576 ) 860,541

fhzp> ,ae;jpu cgfuzq;fspd; nfhs;tdT (8,521 ) (41,799 )

fhzp> ,ae;jpu cgfuzq;fspd; tpw;gid %ykhd tUkhdk; 873 16,178

KjyPl;L eltbf;iffspy; gpuNahfpf;fg;gl;l epfu fhR (1,929,224 ) 834,920

epjp eltbf;iffs; %ykhd fhRg;gha;r;ry;fs;

gz khw;wj;jpd; tpisT 159,035 23,296

jiyikf; fhupahyaj;jpw;F khw;wg;gl;l ,yhgk; - -

epjp eltbf;iffs; %yk; cUthf;fg;gl;l/(gpuNahfpf;fg;gl;l) epfu fhR 159,035 23,296

fhR kw;Wk; fhRf;Fr; rkkhditfspd; epfu mjpfhpg;G/(tPo;r;rp) 125,309 1,589,281

tUl Muk;gj;jpy; fhR kw;Wk; fhRf;Fr; rkkhditfs; 3,392,735 1,803,454

tUl ,Wjpapy; fhR kw;Wk; fhRf;Fr; rkkhditfs; 3,518,043 3,392,735

fhR kw;Wk; fhRf;Fr; rkkhditfspd; ,zf;fg;ghL

ifapYs;s fhR 475,024 450,685

tq;fpfspYs;s kPjpfs; 2,945,214 2,830,114

Nfhuypd; kw;Wk; FWfpa mwptpj;jypd; Nghpy; ngwf;$b gzk; 97,805 111,936

3,518,043 3,392,735

1,231,680 1,146,024

RupeesThousands

nrg;nlk;gu; 30> 2015 brk;gu; 31> 2014

Nkyjpf jfty; - rpl;b FOkk;

tl;br; nrytpdk; jtph;e;j nkhj;j tUkhdk; (kpy;. m.nlhyH) $ 57,898 $ 59,320

fld; ,og;G> mD$yf; nfhLg;gdT kw;Wk; Nfhhpf;iffSf;fhd Vw;ghL (kpy;. m.nlhyH) $ 5,399 $ 5,454

tUkhd thpfSf;F Kd; njhlh;r;rpahd nraw;ghLfspypUe;J tUkhdk; (,og;G) (kpy;. m.nlhyH) $ 20,018 $ 13,241

rpl;bF&g;gpd; epfu tUkhdk; $ 13,907 $ 6,966

gq;nfhd;wpw;fhd Ijhf;fpa rk;ghj;jpak;

njhlh;r;rpahd nraw;ghLfs; %ykhd tUkhdk; $ 4.38 $ 2.14

epfu tUkhdk; $ 4.38 $ 2.14

gq;Ffs; (kpy;ypad;fspy;)

ruhrhp mbg;gil 3,015.8 3,033.5

ruhrhp Ijhf;fpaJ 3,020.4 3,038.8

nray;jpwd; mstPL(1)

ruhrup nghJgq;Fjhuu;fSf;fhd gq;F tUkhdk; 8.0% 5.3%

ghnry; iii - KO eilKiwg;gLj;jy;(2) Tier 1 %yjdg; nghJ tpfpjk; 11.67% 10.64%(2)

Tier 1 %yjdg; nghJ tpfpjk; 12.91% 11.41%(2)

nkhj;j %yjd tpfpjk; 14.60% 12.76%(3)

kjpg;gplg;gl;l Fiwepug;G me;epa tpfpjk; 6.85% 5.98%

nrg;nlk;gu;; 30,y;

nkhj;jr; nrhj;Jf;fs; $ 1,808,356 $ 1,882,505 (4)

nkhj;j itg;Gf;fs; 904,243 942,655

rpl;bF&g; gq;Fjhuh;fspd; chpikg;gq;F 220,848 211,928

gq;nfhd;wpd; nghJthd Gj;jfg; ngWkjp $ 69.03 $ 66.99

(5)gq;nfhd;wpd; cWjpahd Gj;jfg; ngWkjp $ 60.07 $ 56.71

(kpy;ypad; lhyh;fspy;> gq;F njhiffs; kw;Wk; cs;sthuhf Fwpg;gplg;gl;Ls;sit jtpu)

eilKiwf;fhyk;

09 khjq;fs;; - 2014


eilKiwf;fhyk;

09 khjq;fs;; - 2015




(1) tpUg;Ghpik gq;FfSf;fhd gq;fpyhgk; ePq;fyhd epfu tUkhdj;ij ruhrhp nghJg; gq;Fjhuh; gq;Fhpikapdhy; gphpg;gjd; %yNk rhuhrhpg; nghJg; gq;Fjhuh;

tUkhdk; fzpf;fg;gLfpd;wJ.

(2) %yjd tpfpjq;fs;> %yjdf; $WfSf;fhd g+uz mKyhf;f mDkhdj;Jld;> U.S. Basel III tpjpfspd; mbg;giliaf; nfhz;lit. nkhj;j ,lh;

epiwNaw;wpa nrhj;Jf;fisj; jPh;khdpg;gjw;fhf ,lh; epiwNaw;wpa nrhj;Jf;fs; Kd;Ndhf;fpa mZFKiwfspd; mbg;gilapyhdit.

(3) rpw;wpapd; Nkyjpf yPtNu[; tpfpjk; (SLR)> g+uz mKyhf;f hPjpapy;; U.S. Basel III tpjpfspd; mbg;giliaf; nfhz;lit. rpw;wpapd; SLR MdJ hpah; 1 %yjdj;jpw;Fk;

nkhj;j yptNu[; ntspg;gLj;Jiff;Fk;; (TLE) ,ilapyhd tpfpjj;ijg; gpujpgypf;fpd;wJ. TLE vd;gJ fhyz;bw;fhd Ie;njhif rhh;e;j nrhj;Jf;fspd; ehshe;jr; ruhrhp>

Ie;njhif rhuhj rpy ntspg;gLj;Jiffspd; ruhrhp vd;gtw;wpd; $l;Lj; njhifahFk;. ,J xt;nthU fhyhz;bdJk; ,Wjp ehspy; ,Ue;jthW hpah; 1

%yjdj;jpw;Fhpa fopTfs; ePq;fyhff; fzpf;fg;gLk;.

(4) [g;ghdpYs;s rpw;wpapd; rpw;wsT tq;fp tpahghuj;ij tpw;gjw;F 2014 bnrk;ghpy; nra;Jnfhs;sg;gl;l xg;ge;jj;jpd; tpisthf> tpw;gidf;F itf;fg;gl;Ls;s

21 gpy;ypad; nlhyh; itg;Gf;fs; (Vida nghWg;Gf;fs;) 2015 [_d; 30Mk; jpfjpapy; kPs;tifg;gLj;jg;gl;lijg; gpujpgypf;fpd;wJ.

(5) GydhFk; Gj;jfg; ngWkjpahdJ> GydhFk; nghJg; gq;Fhpikia (TCE) 2015 nrg;nlk;gu; 30Mk; jpfjpapy; epYitahfTs;s nghJg; gq;Ffspdhy; gphpj;Jg;

ngwg;gLk; njhifia gpujpgypf;fpd;wJ. TCE vd;gJ ey;nyz;zk; kw;Wk; Vida mUtr; nrhj;Jf;fs; ePq;fyhd nghJg; gq;Fhpikiaf; Fwpf;fpd;wJ.

NkNy jugg; lL; ss; rplb; F&g ; epjpj ; jftyf; spd ; RUff; k ; rplb; FUgg; pd ; fhyhzL; epjprR; Uff; jj; pypUeJ; vLff; gg; ll; jhFk ; (www.citibank.com/citi/investor/sec.htm)

epjpapay; rhjdq;fspd; mstPl;L mbg;gilapyhd gFg;gha;T &ghMapuq;fspy;

elg;Gf; fhyg;gFjp - 30 nrg;nlk;gu; 2015th;j;jfj;jpw;fhf re;ijg; ngWkjpapy; Kjph;tpw;fhf fld; jPh;g;gdTr; tpw;gidf;F fhg;G nkhj;jk;


fhR kw;Wk; fhRf;F epfuhditfs; - - - 3,518,043 - - 3,518,043

kj;jpa tq;fpAldhd kPjpfs; - - - 662,786 - - 662,786

tq;fpfSldhd ,Ug;Gf;fs; - - - 5,334,150 - - 5,334,150


tpw;gidf;Fupa Vida epjpapay; rhjdq;fs; 8,175,115 - - - - - 8,175,115

tq;fpfSf;fhd fld;fs; kw;Wk; tUkjpfs; - - - 292,048 - - 292,048

Vida thbf;ifahsu;fSf;fhd fld;fs; kw;Wk; tUkjpfs; - - - 10,535,932 - - 10,535,932

epjpapay; KjyPLfs; - - - - 4,637,862 - 4,637,862

nkhj;j epjpapay; nrhj;Jf;fs; 8,985,710 - - 20,342,959 4,637,862 - 33,966,531

nghWg;Gf;fs;

tq;fpfSf;Fr; nrYj;jg;gl Ntz;bait - - - 1,500,000 - - 1,500,000



Vida fld;ghLfs; - - - 1,147,118 - - 1,147,118

nkhj;j epjpapay; nghWg;Gf;fs; 624,527 - - 21,246,253 - - 21,870,780

Kd;ida fhyg;gFjp - 31 brk;gh; 2014th;j;jfj;jpw;fhf re;ijg; ngWkjpapy; Kjph;tpw;fhf fld; jPh;g;gdTr; tpw;gidf;F fhg;G nkhj;jk;


- - - 3,392,735 - - 3,392,735 fhR kw;Wk; fhRf;F epfuhditfs;

- - - 514,027 - - 514,027 kj;jpa tq;fpAldhd kPjpfs;

- - - 7,021,260 - - 7,021,260 tq;fpfSldhd ,Ug;Gf;fs;

274,739 - - - - - 274,739 ngWjp epjpapay; rhjdq;fs;,yhgk; my;yJ el;lk; Clhf epaha kjpg;gPl;by;

6,287,009 - - - - - 6,287,009 cs;s Vida epjpapay; nrhj;Jf;fs;

- - - 3,011,900 - - 3,011,900 tq;fpfSf;fhd fld;fs; kw;Wk; tUkjpfs;

- - - 8,166,815 - - 8,166,815 Vida thbf;ifahsu;fSf;fhd fld;fs; kw;Wk; tUkjpfs;

- - - - 5,140,248 - 5,140,248 epjpapay; KjyPLfs;

6,561,748 - - 22,106,737 5,140,248 - 33,808,733 nkhj;j epjpapay; nrhj;Jf;fs;

nghWg;Gf;fs; - - - 1,104,726 - - 1,104,726

tq;fpfSf;Fr; nrYj;jg;gl Ntz;bait 218,594 - - - - - 218,594

ngWjp epjpapay; rhjdq;fs; - - - 19,386,093 - - 19,386,093


Vida fld;ghLfs; 218,594 - - 22,653,984 - - 22,872,578 nkhj;j epjpapay; nghWg;Gf;fs;

Kd;idaf; fhyk;

31/12/2014,y; css; thuhdJ

eilKiwf; fhyk;


&ghMapuq;fspy;njupT nra;ag;gl;l nraw;ghl;L Fwpfhl;bfs;

cWjpAiu:

fPNo ifnahg;gkpl;bUf;Fk; rpw;wp ehl;bd; mjpfhup kw;Wk; gpujk epjpapay; mjpfhhp Mfpa ehq;fs; $l;lhf gpd;tUtdtw;iw cWjpg;gLj;Jfpd;Nwhk;.

(m) NkNy jug;gl;Ls;s mwpf;iffs; kj;jpa tq;fpapdhy; tpghpf;fg;gl;l tbtikg;G kw;Wk; tiutpyf;fzq;fSf;F mikthfNt jahhpf;fg;gl;Ls;sd.(M) ,e;j mwpf;iffspYs;s jfty;fs;> fzf;fha;T nra;ag;gl;lit vd;W Fwpg;gplg;glhtpl;lhy;> tq;fpapd; fzf;fha;T nra;ag;glhj

fzf;FfspypUe;J ngwg;gl;lit.

xg;gk; xg;gk;utpd; g];ehaf;f mrq;f B rpy;thrpw;wp ehl;bd; mjpfhup gpujk epjpapay; mjpfhup27.11.2015 27.11.2015

xOq;FgLj;Jk; %yjd NghJikfU %yjdk; (gb 1 %yjdk;) &gh. kpy;ypad; 8,849 9,344

nkhj;j %yjdk;> &gh. kpy;ypad; 8,902 9,386 fU %yjd NghJik tpfpjk;> ,lh;Neh;T epiwNaw;wg;gl;l

nrhj;Jf;fspd; % (Mff;Fiwe;j %yjd NghJik tPjk; 5%) 38.07% 42.36%nkhj;j %yjd NghJik tpfpjk;> ,lh;Neh;T epiwNaw;wg;gl;l

nrhj;Jf;fspd; % (Mff;Fiwe;j %yjd NghJik tPjk; 10%) 38.30% 42.55%nrhj;Jf;fspd; juk; (fld;fspd; juk;)

nkhj;j nraw;glh Kw;gzq;fs; tPjk; (epWj;jp itf;fg;gl;l tl;b ePq;fyhf) 0.00% 0.00%

Njwpa nrawg; lh Kwg; zqf; s ; tjP k,; (epWjj; p itff; gg; ll; tlb; kwW; k ; Vwg; hL vdg; tww; pd ; NjwpaJ) 0.00% 0.00%

,yhg ,aYik

tl;b kpif % 3.74% 4.29%

nrhj;Jf;fspd; kPjhd tUtha; % (thpf;F Kd;) 5.04% 4.24%

chpik kPjhd tUtha; % 11.16% 9.82%

xOq;FgLj;Jk; jputj;jd;ik

epajpr; rl;l jputr;nrhj;J> cs;ehl;L tq;fpj;njhopy; gphpT (&.kpy;). 19,557 17,744

epajpr; rl;l jputr;nrhj;J> ntspehl;L tq;fpj;njhopy; gphpT (&.kpy;) 5,524 5,678

epajpr; rl;l jputr;nrhj;J tPjk; (Mff;Fiwe;j jputr;nrhj;J tPjk; 20%)

cs;ehl;L tq;fpj;njhopy; gphpT 112.03% 105.55%

ntspehl;L tq;fpj;njhopy; gphpT 82.35% 104.69%

Kd;idaf; fhyk;



eilKiwf; fhyk;



&ghMapuq;fspy;epjpapay; $w;Wf;fhd Fwpg;Gfs;

1) Vida thbf;ifahsu;fSf;fhd fld;fSk; tUkjpfSk;

nkhj;j fld;fSk; tUkjpfSk; 10,630,539 8,230,169

fop: jdpg;gl;l kjpg;Gf; Fiwg;G

$l;L kjpg;Gf; Fiwg;G; (94,607 ) (63,354 )

Njwpa fld;fSk; tUkjpfSk; ,yhgk;/el;lj;jpD}lhf epahag;ngWkjpapy; Fwpg;gpl;lit 10,535,932 8,166,815

fop: Njwpa fld;fSk; tUkjpfSk; ,yhgk;/el;lj;jpD}lhfepahag;ngWkjpapy; Fwpg;gpl;lit - -

Njwpa fld;fSk; tUkjpfSk; 10,535,932 8,166,815


cw;gj;jpfshy; - cs;ehl;L ehzak;

Nkyjpf tiuGfs; 3,161,983 2,155,542

gj;jpuq;fs;/th;j;jf Mtzq;fs; 428 1,395

gzpahsh; fld;fs; 160,317 143,432

FWfpa fhy fld;fs; 3,896,451 3,182,279

cg njhif 7,219,179 5,482,648


Nkyjpf tiuGfs; 1,177,092 826,009

gj;jpuq;fs;/th;j;jf Mtzq;fs; - 623

FWfpa fhy fld;fs; 2,234,268 1,920,889

cg njhif 3,411,360 2,747,521

njhif 10,630,539 8,230,169

fhyg;gFjpf;fhd jdpg;gl;ll kw;Wk; jpuz;l ngWkjp Fiwg;Gfspd; mirTfs;3)

jdpg;gl;l ngWkjp Fiwg;G

Muk;g epYit - -

,yhgf; $w;wpy; tpjpf;fg;gl;lJ/kPs; vOjg;gl;lJ - -

fhyg;gFjpapy; gjptopf;fg;gl;lit - -

Vida ,af;fq;fs; - -

,Wjp epYit - -

jpuz;l ngWkjp Fiwg;G

Muk;g epYit 63,354 78,840

,yhgf; $w;wpy; tpjpf;fg;gl;lJ/kPs; vOjg;gl;lJ 31,253 (15,486 )

Vida ,af;fq;fs;

,Wjp epYit 94,607 63,354

njhif 94,607 63,354


cw;gj;jpfshy; - cs;ehl;L ehzak ;


Nrkpg;G itg;Gf;fs; 2,625,775 3,020,389

jtiz itg;Gf;fs; 4,224,267 4,028,829

Vida itg;Gf;fs; 87,440 85,776

cg njhif 11,697,437 11,833,027



Nrkpg;G itg;Gf;fs; 2,082,962 3,181,568

jtiz itg;Gf;fs; 699,266 708,914

Vida itg;Gf;fs; 63,264 94,085

cg njhif 6,901,698 7,553,066

njhif 18,599,135 19,386,093

rpl;b ghq;f; vd;.v.> nfhok;g> ,yq;if. - citi. · pdf filekd;ida fhyk; 01-01- 14 kjy;...

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