santa fe college financial aid handbook 2009-10

8/14/2019 Santa Fe College Financial Aid Handbook 2009-10

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Financial Aid Handbook2009-2010 Academic Year

Fall 2009, Spring and Summer 2010

Visit us at www.sfcollege.edu

352.395.5000

Its the right time to apply for financial aid for 2009-2010.

Fast FindWhat is Financial Aid? ...............................................2

Dates/Deadlines .........................................................3

Critical Enrollment Information..............................3

Transfer Students ........................................................3

Cost of Attendance/Budgets ....................................4

Financial Aid Programs .............................................5Loans ............................................................................6

Satisfactory Academic Progress................................7

Federal Loan Repayment Policy ...............................8

2009-2010 Scholarships ...........................................10

SFC Endowment Scholarships ...............................11

09-FEB


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What is Financial Aid?Financial aid is money provided to assist you in meeting college

costs. It can be gift aid (grants and scholarships) or self help aid (part-

time work and loans). Federal, state and institutional funding are three

sources of financial aid. Grants are free awards that are based on

financial need. Grants dont have to be repaid unless, for example, you

are awarded funds incorrectly or you withdraw from school and owe a

refund. Scholarships are non-repayable awards based either on merit or

special talent alone or on merit and financial need. Work-study employ-

ment allows students to earn money while attending school. Student

loans are available to students or their parents at low interest rates with

repayment usually deferred until after graduation.

ImportantIf you withdraw from all of your classes within the first 60 percent

of the payment period measured in calendar days, you may owe a

portion of unearned aid back to the federal government. The college

will owe a percent of the refund of the institutional costs, and any

amount that the college repays will be billed to you. Refer to Federal

Repayment Policy on page 8 for additional information.

Who Should Apply?U.S. citizens, nationals or eligible non-citizens can apply for finan-

cial aid. You must have a high school diploma or GED before financial

aid can be awarded, unless you qualify under ability to benefit guide-

lines. Most male students must register with the Selective Service to get

financial aid.

Where to Get HelpIf you have a question or need assistance with any part of the

financial aid process, the Financial Aid Office in R-122 is where you

can get help. We are open Monday through Friday from 8 a.m.-4:30

p.m. Financial aid specialists are available for walk-ins Monday and

Wednesday 8:30 a.m.-1 p.m.; Tuesday and Thursday 11:30 a.m.-4 p.m.;

Friday 1 p.m.-4 p.m. You can e-mail us at [email protected] orcall (352) 395-5480.

Please follow the five steps below to make sure your financial aid is

awarded without delay:

1. File your FAFSA application at www.fafsa.ed.gov.

2. Apply for admission to SFC and submit proof of high school gradu-

ation or GED.

3. Visit the Career Resource Center.

4. View your degree audit online before you register or see an aca-

demic advisor or a program advisor.

5. Check your nancial aid status at eSantaFe and read your notica-

tions regularly.

Apply online1. You must apply for nancial aid each academic year. Apply online

using FAFSA on the Web atwww.fafsa.ed.gov. Sign your FAFSA

using your federal PIN. See the federal PIN on page 2. Do not

estimate your nancial gures. List Santa Fes federal school code

of 001519 and your housing plans in step six. If you leave your

housing plans blank, you will be awarded nancial aid based on a

commuter budget. If you need help in transmitting the informa-

tion, rst complete the 2009-2010 FAFSA on the Web worksheet

and then contact the Career Resource Center, (352) 395-5508, for

an appointment. The center is open from 8 a.m.-4:30 p.m. SFC will

receive an electronic le with your FAFSA information that will be

used in awarding your aid.

2. Apply for admission to SFC online at http://dept.sfcollege.edu/enserv/step1.htm. We cannot award you and disburse aid to you until you

have completed the admissions process. This includes supplyingacademic transcripts from your high school and other colleges or

postsecondary institutions that you have attended. As we receivemore information about you, additional documents may be needed.

Check eSantaFe to view the status of your nancial aid le.3. Visit the Career Resource Center, or go towww.sfcollege.edu and

select Career Resource Center in the index for assistance in careerplanning.

4. View your degree audit online at eSantaFe and enroll in classesneeded for your degree. For additional information see an academic

advisor or a program advisor before you register. You must beenrolled in an eligible degree or certicate program. Some ineligible

programs are: 6907 Emergency Medical Technician and 7334 HomeHealth Aide. For a list of ineligible programs click on http://dept.

sfcollege.edu/admissions/APP/acrobat/ascodes.pdf

5. Check your nancial aid status by viewing My Financia l Aid at

eSantaFe. Respond promptly to our requests if additional informa-tion is needed.

The Federal PINYour federal PIN allows you access to personal information in U.S.

Department of Educations systems such as applying for federal stu-

dent aid. Your federal PIN allows you to: Access FAFSA on the Web and Corrections on the Web

Sign your FAFSA electronica lly or obtain a copy of your FAFSAinformation

Complete your Federal Direct Student Loan electronic MasterPromissory Note (MPN)

Review your grant and loan history on the National Student Loan

Data System (NSLDS)If you are a dependent student and one of your parents has a PIN,he or she can sign the application electronically using their PIN.

How is Need Determined?The financial aid information you and your family provide on the

FAFSA is analyzed by the federal processor to determine the expectedfamily contribution (EFC). Family contribution is the amount you and

your family should be able to pay toward your cost of education. Needis the difference between the amount you and your family can con-

tribute and the cost to attend the college of your choice. The primaryresponsibility for paying for your education belongs to you and your

family.College Budget (Cost of Attendance)

- Expected Family Contribution= Financia l Need


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Award NotificationYou will receive a notification in eSantaFe when you are awarded.

The types and amounts of aid offered, specific program information,your responsibilities, and the conditions that govern the award will be

on eSantaFe in My Financial Aid.

Important Dates/DeadlinesJanuary 1, 2009 Apply now (or as soon as possible after this date);

complete the Free Application for Student Aid (FAFSA) for the 2009-2010 academic year.

March 15, 2009 Priority on time deadline for full funding 2009-

2010June 30, 2010 The federal processor must receive the FAFSA on

the Web by midnight Central Daylight Time. A paper FAFSA must bemailed in time for the processor to receive it by the deadline.

July 15, 2010 File must be complete and verified (or 10 days prior to

your last day of enrollment, whichever is earlier).August 8, 2010 SFC must receive your Student Aid Report (SAR,

the results of your processed FAFSA); (or by last day of enrollment,whichever is earlier) for you to receive any financial aid.

Your Financial Aid Information isOnline at eSantaFeTo find out the status of your file or the awards received, including

the amount and disbursement date of your financial aid check(s), visitus online at eSantaFe.

ConfidentialitySFC ensures confidentiality of student records in accordance with

the Family Educational Rights and Privacy Act (FERPA). Your infor-

mation is kept private, and can only be released when a signed autho-

rization is presented to the college. You can download the StudentAuthorization Form at http://dept.sfcollege.edu/records/PDF_DOC/

Studentautho.pdf.

Notification of Collection and Useof Social Security NumbersSection 119.071(5), Florida Statutes

This notice is intended for students, employees, and applicants.

Santa Fe College collects your social security number for use in per-formance of the colleges duties and responsibilities for the following

possible purposes: classification of accounts; identification and verifica-

tion; creditworthiness; billing and payments; data collection; reconcilia-tion; tracking; benefit processing; tax and scholarship reporting; finan-

cial aid processing; athletics recruiting; accreditation of programs; andreporting to authorized agencies of the state and federal government.

Social security numbers are also used as a unique numeric identifier in

certain cases and may be used for search purposes. Federal law requires

that we protect social security numbers from disclosure to unauthor-ized parties. Students and employees are assigned SFC identificationnumbers to assist in protecting their identities.

A Few Things to KnowThe 2009-2010 Financial Aid Handbook information is available

online at http://www.sfcollege.edu/financialaid/..

You may be eligible for a fee deferment (see more information on fee

deferments on page 4.A standard term is 16 weeks in length and flexterms occur within

the standard term for approximately eight weeks.Transfer students must have at least a 2.0 GPA after all official

transfer course work has been evaluated to be eligible for financial aid.If you are awarded a Federal Direct Student Loan you must com-

plete a loan orientation online at http://www.sfcollege.edu/financialaid/orientation.php.You must also complete a Master Promissory Note

(MPN) at http://dlenote.ed.gov if you have not already done so for a

prior Federal Direct Loan.

Many outside organizations offer scholarships to students who

meet certain criteria including, but not limited, to the following: back-

ground, professional affiliations, field of study, and/or place of resi-

dence. You may find scholarships at http://dept.sfcollege.edu/crc/fr.htm.

Transfer StudentsIf you plan to transfer to SFC during the year (i.e. spring 2010 or

summer 2010) you should:

Add the SFC Federal school code 001519 on the FAFSA.

Contact your current school and tell them of your plans to transferso they may cancel your aid.

All transfer credits as well as attempted course work at SFC will be

included as attempted credit hours.

You must have at least a 2.0 minimum cumulative all college grade

point average (GPA) after all official transfer credits are evaluated to be

eligible for financial aid. If you are a transfer student with a GPA less

than 2.0 and you are attempting to qualify for aid in subsequent terms,

you must either:

1. Raise your cumulative GPA to at least a 2.0, or2. Earn a minimum term GPA of 2.5 for enrollment of at least half-

time status. This must occur in your rst term at SFC.

Critical Enrollment InformationMaximum eligibility for funding is based on a full-time enrollment

status; however, part-time students may be eligible for financial aid.

Per federal regulations, a students financial aid must be calculated by

determining the students enrollment status based only on course work

applicable to the students degree or certificate at SFC.

Enrollment status categories for funding are as follows:

Full-t ime status is 12 credit hours or more;

Three-quarter t ime status is 9 to 11 credit hours;

Half-time status is 6 to 8 credit hours; Less than half-time status is 1-5 credit hours.

Students who plan to register for less than full-time enrollment sta-

tus should pay close attention to the eligibility requirements listed for

each financial aid program (see page 5).

The following are examples of enrollment status and financial aid

eligibility:

A. Melissas program of study is associate of arts (AA) 1133 and she

has completed all of her SFC degree requirements (60 credits).

During the fall of 2009, she is registered for 13 credit hours of pre-

requisites required for admittance to the upper division of a state

university that she wants to transfer to in the spring of 2010. Be-

cause her fall 2009 courses do not apply to her degree at SFC, her

nancial aid enrollment status is zero hours and she is not eligible

for nancial aid.Subject Credit Hours

INR 2002 International Relations 3SPN 1121 Spanish 2 4STA 2023 Introduction to Statist ics 3CPO 2001 Comparative Politics 3

B. Johns program is associate of science (AS) 3315 Nuclear Medicine

Technology and his fall 2009 registration of 9 credits includes a 3

credit hour class ENC 1102 that is not applicable to his degree at

SFC. His enrollment status for nancial aid is 6 hours (half time).Subject Credit Hours

NMT 1111 Patient Care 3

NMT 1430 Radiat ion Biology 3

ENC 1102 Writing/Lit 3


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Flexterm EnrollmentWhat is a standard term? What is a flexterm?

A standard term is 16 weeks in length. The standard fall term runs

from August to December and the flexterm session occurs within

the standard term at an accelerated pace. For example, the fall A flex-term runs from August to the middle of October, approximately eight

weeks.

Your fall financial aid will be based on your projected enrollmentin ALL sessions as of the end of the regular drop with a refund date,

August 28, 2009, OR the date the federal government processes yourfinancial aid application, or the date that your financial aid is initially

calculated by SFC, whichever is later.This is referred to as your lock-in date for determining all of your

financial aid for the standard fall term, fall A f lexterm, or fall B flex-

term. The lock-in date for students who only attend the B flexterm willbe the end of the regular drop with a refund date for the B flexterm or

their processed date, or the date that your financial aid is initial ly cal-culated by SFC, whichever is later.

If your application is processed by the federal government after thelock-in date for the standard fall term, August 28, 2009, then your reg-

istration will be locked-in at the processed date or the date that your

financial aid is initially ca lculated by SFC, whichever is later.This same financial a id awarding process wil l also apply to the

spring and summer terms of 2010. Please plan accordingly in schedul-ing your courses for future terms, and for any flexterms within the

terms.

Fall enrollment dates, categories, and examplesare as follows:

Fall term: 8/24/09 to 12/4/09

Fal l A flexterm: 8/24/09 to 10/07/09Fal l B flexterm: 10/19/09 to 12/04/09

12 credit hrs. is full time

12 hrs: 6 fall + 3 fall A + 3 fall B

9-11 credit hrs. is 3/4 time

9 hrs: 3 fall + 3 fall A + 3 fall B6-8 credit hrs. is 1/2 time

7 hrs 4 fall + 3 fall B5 or less credit hrs. is


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of same to the Financial Aid Office. Veterans may also be requested to

submit a valid DD214 discharge form.

VerificationVerification is the process established by the U.S. Department of

Education to check the accuracy of the information submitted on the

FAFSA. Verification may occur any time during the application or

awarding process. In most cases, applicants are selected by the U.S.

Department of Education; however, the college may also select a stu-dent. If selected, you will be notified by the federal processor and/or

SFC. You may be asked to provide the following additional documents:

Dependent Student 2009-2010 Verication Worksheet

Signed copy of your 2008 federal income tax return

Signed copy of your parent(s) 2008 federal income tax return(s)

Any other documents necessary to verify data

Independent Student 2009-2010 Verication Worksheet

Signed copy of your (and spouses) 2008 federal income tax

return(s)

Any other documents necessary to verify dataThis review may lengthen the processing time by four to eight

weeks. No money will be awarded until the verification process has

been completed. Each student must complete the verification process

before the end of his or her academic year; files are inactivated in 30

days if no response is received. If the student refuses to provide the

required verification documents, the case may be referred to the Office

of Inspector General for resolution.

Misrepresentation of CircumstancesTo maintain the integrity of the programs administered by the

Financial Aid Office, all information and documentation submit-

ted must be accurate and authentic. Students must provide complete

information on all application forms and supplemental documents.

Misrepresentation or the falsification of information and/or statementson application forms for federal financial aid is a violation of law and

can be considered a criminal offense subject to penalties under the U.S.

Criminal Code. Penalties also apply to state and institutional student

aid funds. If the college has reason to believe that an applicant has

applied for Federal Student Aid under false pretense, the case may be

referred to the Office of Inspector General for resolution.

Financial Aid Programs

Federal Pell GrantThis is a need-based grant program awarded to low-income under-

graduates. Eligibility is determined by the federal processor. Award

amounts are prorated according to the students enrollment status (e.g.

full t ime, three-quarter time, half time, less than half time). Fees maybe deferred and books may be charged to accepted awards. Award

amounts may range from $500-$4700 and are subject to change.

Academic Competitiveness Grant (ACG)This is a merit-based and need-based federal grant program awarded

to first and second year undergraduates who are enrolled at least half-

time and eligible for a Federal Pell Grant. First academic year students

must have completed a rigorous* secondary school program of study

after January 1, 2006. Second academic year students must have com-

pleted a rigorous* secondary school program of study after January 1,

2005* and have a cumulative GPA of at least 3.0 at the conclusion of

the first year of education. Award limits per academic year are as fol-

lows: first year students may receive a maximum of $750; second year

students may receive a maximum of $1300. Fees may be deferred and

books may be charged to accepted awards.

*Visit http://www.ed.gov/admins/finaid/about/ac-smart/state-programs.

html for Recognized State Rigorous Secondary School Programs of

Study.

Federal Supplemental Educational Opportunity Grant(FSEOG)

This is a need-based grant program awarded to undergraduateswith exceptional need and is given to Federal Pell Grant recipients

with early application as funds are available. Fees may be deferred and

books may be charged to accepted awards. Award amounts range from$200-$600 per year. A minimum of half-time enrollment status (6-8

hours) per standard term is required for consideration.

Florida Student Assistance Grant (FSAG)This is a need-based state grant program awarded to undergraduates.

To be considered, students must have one-year prior Florida residency

and be enrolled in an eligible degree program. Priority is given to stu-dents with early application as funds are available. For renewal eligibil-

ity, if enrolled full time, students must earn 24 credit hours in previous

summer, fall and spring semesters. If enrolled half time (6-8 hours)students must earn 12 credit hours; if enrolled three-quarter time (9-11

hours) students must complete 18 credit hours. If the award is a com-

bination full-time and part-time FSAG, the student must successfullycomplete the applicable credit hours for each term. Award amounts

range from $200-$1916 per year. Fees may be deferred and books may

be charged to accepted awards.

Florida Student Assistance Grant for Students inCertificate Programs (FSAG-CE)

This is a need-based state grant created to assist Florida studentsenrolled in certificate programs. To be considered, students must have

one-year prior Florida residency and be enrolled in a certificate pro-

gram. Priority is given to students with early application as funds areavailable. For renewal eligibility, if enrolled full time, students must

earn 24 credit hours in previous summer, fall and spring semesters.

If enrolled half time (6-8 hours) students must earn 12 credit hours;if enrolled three-quarter time (9-11 hours) students must complete 18

credit hours. If the award is a combination full-time and part-timeFSAG-CE, the student must successfully complete the applicable credithours for each term. Award amounts range from $200-$1916 per year.

Fees may be deferred and books may be charged to accepted awards.

The student does not have to receive the Pell Grant to receive anFSAG-CE program grant.

Florida Work Experience Program (FWEP)This is a need-based state funded program providing eligible stu-

dents work experience to complement and reinforce their educational

career goals. To be eligible, the student must be a Florida resident

and be enrolled at least half-time. Awards range from 10-15 hours perweek. Students are paid minimum wage bi-monthly. Students who are

awarded should contact the Financial Aid Work Study office in R-122

for job placement. A minimum of half-time enrollment status (6-8hours) per standard term is required for consideration.

Federal Work Study (FWS)This is a need-based student work program. Awards range from

10-15 hours per week. Students are paid minimum wage bi-monthly.

Students who are awarded should contact the Financial Aid Work

Study office in R-122 for job placement. A minimum of half-timeenrollment status (6-8 hours) per standard term is required for consid-

eration. Community Service work study positions are available; if inter-ested, advise the work study placement specialist.

Santa Fe ScholarshipThis institutional scholarship is awarded to out-of-district students

with early application as funds are available. Students must be takingcourse work required for their major; however, any enrollment status

will be considered when determining awards.


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Loans are Financial Aid

William D. Ford Federal Direct Loan(Direct Loan Program)

Santa Fe College participates in the William D. Ford Federal DirectLoan and the lender is the U.S. Department of Education. Fees maybe deferred and books may be charged to accepted loans. The amountof the deferment will be limited to the net loan disbursed. A minimumhalf-time enrollment status (6-8 hours) per standard term is requiredfor consideration. The loan will be disbursed in two installments, andno installment will be greater than half the loan amount.

A subsidized loan is awarded on the basis of financial need. If youreeligible for a subsidized loan, the government will pay (subsidize) theinterest on your loan while youre enrolled at least half time, for thefirst six months after you cease to be enrolled at least half time, and ifyou qualify to have your payments deferred. Depending on your finan-cial need, you may borrow subsidized money for an amount up to theannual loan borrowing limit for your level of study (see below).

You might be able to borrow loan funds beyond your subsidizedloan amount even if you dont have financial need. In that case, youdreceive an unsubsidized loan. We will subtract the total amount ofyour other financial aid from your cost of attendance to determinethe amount of your unsubsidized loan. Unlike a subsidized loan, you

are responsible for the interest from the time the unsubsidized loan isdisbursed until its paid in full. You can choose to pay the interest orallow it to accrue (accumulate) and be capitalized (that is, added to theprincipal amount of your loan). Capitalizing the interest will increasethe amount you have to repay.

You can receive a subsidized loan and an unsubsidized loan for thesame enrollment period as long as you dont exceed the annual loanlimits. For loans first disbursed on or after July 1, 2008 the followinglimits apply:

Dependent undergraduate student (excluding students whoseparents cannot borrow Parent Loan for Undergraduate Students(PLUS Loan):

o $5500 if youre a rst-year student enrolled in an elig ible program

of study. No more than $3500 of this amount can be in subsidizedloans.o $6500 if youve completed your rst year of study in an associate

degree program. No more than $4500 of this amount can be insubsidized loans.

o $7500 if enrolled in a bachelor degree program of study. No morethan $5500 of this amount can be in subsidized loans.

Independent undergraduate student (and a dependent studentwhose parents have applied for but were unable to get a PLUSLoan:

o $9500 if youre a rst-year student enrolled in an eligible programof study. No more than $3500 of this amount may be in subsi-dized loans.

o $10500 if youve completed your rst year of study in an associatedegree program. No more than $4500 of this amount may be insubsidized loans.

o $12500 if enrolled in a bachelor degree program of study. Nomore than $5500 of this amount may be in subsidized loans.

Over a four-year period beginning July 1, 2008, the interest rateon subsidized Stafford Loans made to undergraduate students will be

reduced. The applicable interest rates for loans made during this periodare as follows:

First disbursement of a loan*:Made on or after And made before Interest rate on the

unpaid balance

July 1, 2008 July 1, 2009 6.0 percent

July 1, 2009 July 1, 2010 5.6 percent

July 1, 2010 July 1, 2011 4.5 percent July 1, 2011 July 1, 2012 3.4 percent

These changes apply to subsidized Stafford Loans first disbursed

on or after July 1 of each year through June 30 of the next year. This

change does not affect any prior loans made to borrowers; the termsand interest rates of those loans remain the same. These reduced inter-

est rates apply only to subsidized loans; any unsubsidized Stafford

Loan for the same undergraduate borrower would continue to be made

at the current fixed interest rate of 6.8 percent.

*For loans that are first disbursed between July 1, 2008 and June 30,2009, there is a fee of up to 1.5 percent of the loan, deducted propor-

tionately from each loan disbursement.

If this is your first Federal Direct Loan, you must sign a Master

Promissory Note (MPN), a binding legal document that lists the con-ditions under which youre borrowing and the terms under which youagree to repay your loan. You may access a promissory note and submit

it online at http://dlenote.ed.gov. If you are unable to complete the MPN

online, contact the Financial Aid Office for assistance. You must also

complete and transmit the results of your online loan orientation athttp://www.sfcollege.edu/financialaid/orientation.php.

30-Day HoldGenerally, if youre a first-year undergraduate student and a first-

time borrower, SFC will hold your first payment until 30 days after thefirst day of your enrollment period. This practice ensures you wont

have a loan to repay if you withdraw during the first 30 days of classes.

Borrower Responsibilities

You must keep SFC and the federal government informed of anychanges in your:1) Name

2) Permanent address

3) Name and address of expected employer

4) Address of next of kin

5) Change in enrollment status to less than half time

How will I get the loan money?For both the Direct Loan and FFEL programs, youll be paid

through your school in at least two installments. No installment may

exceed one-half of your loan amount. Your loan money must first beapplied to pay for tuition and fees, room and board, and other school

charges. If loan money remains, youll receive the funds by check or in

cash, unless you give the school written authorization to hold the fundsuntil later in the enrollment period.

A school with a cohort default rate of less than 10 percent for eachof the three most recent fiscal years for which data are available is not

required to delay the delivery or disbursement of the first disbursement

of a loan for 30 days for first-time, first year undergraduate borrowers.

Federal Loan Repayment ExampleLoan Amount Interest Monthly Total Total Total Months

Type Borrowed Rate Payment Interest Paid in Repa

Direct Loan $3,500 6.0 $50.00 $818.59 $4,318.59 87

Direct Loan $5,500 6.8 $ 51.79 $ 1714.80 $ 6214.80 120

Direct Loan $9,500 6.8 $ 109.33 $ 3619.60 $ 13119.60 120

PLUS $5,000 7.9 $ 60.40 $ 2248.00 $ 7248.00 120PLUS $11,000 7.9 $ 132.88 $ 4945.60 $ 15945.60 120


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Repaying Your LoansAfter you graduate, leave school, or drop below half-time enroll-

ment, you have a period of time before you have to begin repayment.

This grace period will be six months for a Direct Stafford Loan.

(If youre a parent reading this and you have a FFEL or Direct PLUSLoan, you dont have a grace period and generally must begin repay-

ment within 60 days after the loan is fully disbursed.)

You have a choice of repayment plans (pg. 6). Your monthly pay-

ment will depend on the size of your debt and the length of yourrepayment period. Funding Education Beyond High School: TheGuide to Federal Student Aid explains available repayment options,

includes examples of monthly payments for different loan amounts,

and covers other topics you need to consider when managing yourloans. To use the calculator to determine your repayment amounts

under each of the different repayment plans go to http://www.ed.gov/

offices/OSFAP/DirectLoan/calc.html.

Exit CounselingYoull receive information about repayment and your rights and

responsibilities as a borrower. We cant emphasize enough the impor-

tance of making your full loan payment on time either monthly (which

is usually when youll pay) or according to your repayment schedule. If

you dont, you could end up in default, which has serious consequenc-es. Student loans are real loansjust as real as car loans or mortgages.

You have to pay back your student loans.

Get Your Loan InformationThe U.S. Department of Educations National Student Loan Data

System (NSLDS) allows you to access information on loan and/or fed-

eral grant amounts, your loan status (including outstanding balances),and disbursements made. Go to www.nslds.ed.gov.

New Deferment InformationThe College Cost Reduction and Access Act (CCRAA), enacted on

Sept. 27, 2007, modified the Military Service Deferment, created the

Active Duty Student Deferment and changed the poverty line standard

for the Economic Hardship Deferment for borrowers in the FFELand Direct Loan. For detailed information, contact the Direct Loan

Servicing Center at www.dl.ed.gov or by calling 1-800-848-0979 or

1-315-738-6634. TTY users should call 1-800-848-0983.

Federal Parent Loans toUndergraduate Students (PLUS)

SFC requires students to complete the FAFSA and have a validSAR on file to process a PLUS Loan. For lender information you may

search Google for Federal PLUS Loans. This federal student loan

program for parents of dependent students enables parents to borrowfrom a lending institution for the students education. Students will

not be able to charge tuition or books against the PLUS loan. The

award limit is the college budget less other financial aid. A minimum

half-time enrollment status (6-8 hours) per standard term is requiredfor consideration and students must meet minimum standards of

Satisfactory Academic Progress.

Policies That Affect You

Satisfactory Academic Progress for FinancialAid RecipientsMinimum Standards

Federal and state regulations require that students meet minimum

standards in order to be eligible to receive financial aid funds. Theminimum standards at SFC are defined below and are applied to all

financial aid programs administered by the college, except those pro-

grams where eligibility requirements are defined by institutional oroutside donor guidelines:1. Students must meet an academic performance requirement of at

least a 2.0 all college cumulative grade point average (GPA).

2. Students must make progress toward their degree. Minimum prog-ress toward a degree requires initial year nancial aid applicantswho have previously attended SFC to earn 67 percent of registra-tion attempted at SFC.

3. Minimum progress toward a degree requires continuing nancialaid recipients to earn 67 percent of credit hours attempted duringthe current academic year for renewal eligibility. If a continuingnancial aid recipient completes zero credits/hours for any funded

term during the academic year, then he or she will lose all subse-quent nancial aid awarded for that academic year.

4. Students must complete their educational objective within a giventime frame. This limit is effective whether or not nancial aid hasever been applied for or received.

a. All transfer credits as well as all SFC attempted course work wil lbe included as attempted credit hours.

b. All AA, AS and AAS degree-seeking students have a maximumof 90 attempted credit hours.

c. All vocational and certicate (i.e. any 6000 to 7999 program codesuch as program code 6507 Ofce Systems Specialist) seekingstudents have a maximum of 45 attempted credit hours or less.

d. All BAS degree-seek ing students have a maximum of 180 at-tempted credit hours.

Effect of Incomplete Grades, Withdrawals, RemedialCourse Work, and Course Repeats

A student who has no completed credit hours and has incompletes

in a term has 20 school days from the first day of classes of the follow-

ing term to make up the incomplete grades in order to continue receiv-

ing funds. Reinstatement of awards is contingent on a funds-available

basis and it is the students responsibility to notify the Financial Aid

Office in writing within the time frame.

If grade changes or incomplete grades made up after the time frame

should affect subsequent terms or academic year eligibility, students

must notify the Financial Aid Office in writing of such changes.

Withdrawals from any course(s) will be counted in the total credit

hours attempted and may result in failure to meet the standards of

satisfactory academic progress. Students must follow the official with-drawal procedures established by the college.

Course repeats will be counted in the total attempted credit hours.

See Grades and Reports in the Academic Affairs section of the college

catalog for additional information.

Funding for remedial course work will be limited to 30 credit hours

regardless of whether or not the student received any financial aid for

these remedial (college preparatory courses) credit hours. For students

receiving financial aid, federal regulations place no limit on the num-

ber of ESL (English as a Second Language) credit hours a student may

take. Remedial and ESL course work are treated the same as other

courses for satisfactory academic progress purposes. Grades received

in these courses will be used in calculating a GPA and hours attempted

will be used to determine the percent of completion. Remedial andESL course work will be counted when determining the maximum

time frame for receiving financial aid.

ReinstatementIf a student is denied/suspended from financial aid, the student

must attend a semester or semesters on unaided status until minimum

standards are met.

Determination of Continued Eligibility

Probation/SuspensionStudents will be monitored for an all college cumulative 2.0 GPA,

67 percent completion of credit hours attempted and maximum time

frame at the end of every term. Failure to maintain an all college

cumulative 2.0 GPA or failure to earn 67 percent completion will result


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in a probationary status that remains until the final review is per-

formed. Students who complete zero credit hours or reach the maxi-

mum time frame will be suspended/denied from financial aid.

A final review of satisfactory progress will occur at the end of the

students award year. Students who do not meet the above stated mini-

mum requirement will be suspended from receipt of financial aid.

Students who have reached the maximum time frame in their pro-

gram of study may appeal for consideration of any further financial aid.

A student will not be eligible for renewal of financial aid if mini-mum standards were not met for the prior funded year even if the

cumulative hours earned (entire SFC academic record) is 67 percent of

all attempted hours.

A student who is suspended because of zero credit hours or less

than 67 percent completed must attend, unaided, until the completion

deficit points are made up for the prior funded year.

Students must have an all college cumulative 2.0 GPA in order to

continue receiving financial aid.

Students have the right of appeal if circumstances warrant further

review.

AppealStudents have the right to appeal a financial aid denial or suspension

if they have special circumstances that prevented them from meeting

the satisfactory academic progress requirements. Circumstances that

may be considered for this appeal include: death in the students imme-

diate family, medical emergencies, accidents, divorce or separation of

parents, personal tragedy, or other documented circumstances beyond

the students control that prevented him or her from meeting the mini-

mum standards.

Procedure for ReviewIn order to appeal the decision on this basis, the following proce-

dures must be used:

1. A request must be submitted by the student in writing to the Finan-

cial Aid Ofce.

2. The circumstances which prevented satisfactory progress must beclearly stated.

3. The request must include documentation to support the exceptional

circumstance, such as death certicate, statement from physician,

or other veriable information. All documentation is subject to

verication by the Financial Aid Ofce.

4. Once the review has been made the student will be notied of the

result of the review.

Transfer Student EvaluationAll transfer credits as well as all SFC attempted course work will be

included as attempted credit hours.

Transfer students applying for financial aid must have at least an

all college cumulative 2.0 GPA after transfer credits are evaluated to

be eligible to receive financial aid funding. Transfer students with lessthan an all college cumulative 2.0 GPA and attempting to qualify for

aid in subsequent terms must either:

1. Raise the al l college cumulative GPA to at least a 2.0 or

2. Earn a minimum term GPA of 2.5 for enrollment of at least half-

time status. (This must be performed the rst term enrolled at

SFC.)

Postsecondary Adult Programs (PSAV) PSAV programs greater than or equal to 900 clock hours: Course

work in these PSAV programs will be converted to credit hours for

nancial aid payment and will follow the same satisfactory academ-

ic standards as noted above for other credit programs.

PSAV programs 600 to 899 clock hours: Course work in these

PSAV programs is based on clock hour attendance. Students

receiving nancial aid must successfully complete the clock hour

course work with a 2.0 GPA for each class funded before additional

payment can be made. Duration of eligibility will be limited to the

length of the program.

Federal Repayment PolicyAs a result of the Higher Education Act of 1998, a student who

completely withdraws from classes may be required to repay a percent-age of financial aid funds received.

The Registrars Office, located in R-101, is the designated office tocontact about withdrawing from the college. Office hours are: 8 a.m. to4:30 p.m. Monday through Friday. For official withdrawal procedures,please see the college catalog.

College refund policy dictates that fees will be refunded in full forcourse work dropped during the drop with a refund date or canceledby the college. However, the federal repayment policy supersedes thecollege refund policy for students receiving federal financial aid andcompletely withdrawing from the college.

In general, a portion of federal student financial aid (Title IV)grant or loan funds, but not federal college work study funds, must bereturned to the Title IV programs upon a recipients withdrawal fromschool. Simply put, any Title IV financial aid recipient who withdrawswithin the first 60 percent of the payment period measured in calendar

days owes a portion of unearned aid back to the federal government.The college will also owe a percentage of the refund of the institutionalcosts. Any amount that the college repays will be billed to the student.

All students receiving Title IV assistance who completely with-draw are subject to the federal repayment law. This law uses the termsearned and unearned Title IV funds when relating the amountof assistance applicable to the percentage of time enrolled. It is theunearned portion that becomes the focus of the Return of Title IVFunds formula.

The school must first determine the percentage of Title IV assis-tance the student earned. Up through the 60 percent point in time,the percentage of assistance earned is equal to the percentage of thepayment period completed as of the day the student withdrew. If thewithdrawal occurs after the 60 percent point, then the percentage

earned is 100 percent, and no refund/repayment is required. The dif-ference between the earned Title IV assistance and 100 percent equalsthe percentage of unearned Title IV funds that are therefore subject torepayment by the school and/or the student. Any required repaymentis allocated back to the Title IV programs in order specified by law.*A student must repay the portion of the original grant overpaymentthat is in excess of half of the total Title IV grant funds that he or shereceived or could have received. The student does not have to repaygrant overpayments of $50 or less per program. Any repayment of TitleIV loans is to be repaid under the conditions of the existing promis-sory note.

A student who owes a grant repayment remains ineligible for furtherTitle IV assistance until the grant is repaid, unless the student andthe U.S. Department of Education agree on a satisfactory repayment

arrangement. The U.S. Department of Education allows a student toretain eligibility for 45 days from the date that the institution sendsthe repayment notification to the student. To continue eligibility past45 days, the student will either have to pay the overpayment in full ormake satisfactory arrangement with the U.S. Department of Educationto repay.

For more specific information regarding this policy or for examplesof the repayment formula, please contact the Financial Aid Office at(352) 395-5480.

*Return Title IV funds in the order as specified by law:

1. Unsubsidized Federal Stafford Loans

2. Subsidized Federal Stafford Loans

3. Unsubsidized Direct Stafford Loans

4. Subsidized Direct Stafford Loans

5. Perkins Loans6. Federal PLUS Loans


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7. Direct PLUS Loans

8. Federal Pell Grant

9. Academic Competitiveness Grant

10. Federal SEOG

11. Other Title IV assistance

Financial Aid Resources

FAFSA on the WebFor federal program information, help in filling out the FAFSAapplication, requesting a duplicate Student Aid Report (SAR), change

of address, adding schools, or query status:

(800) 433-3243

TTY (800)730-8913

www.fafsa.ed.gov/

FAFSA on the Web Customer Service

http://www.fafsa.ed.gov/contact.htm

Federal PIN Registration

http://www.pin.ed.gov

National Student Loan Data System (NSLDS)

U.S. Department of Educations central database with Title IV loans

and/or Federal Pell Grant information including loan and/or grantamounts, outstanding balances, loan status, and disbursements.

http://www.nslds.ed.gov/

Direct Loan Services Online

https://www.dl.ed.gov/borrower/BorrowerWelcomePage.jsp

Federal Direct Loans

http://www.ed.gov/offices/OSFAP/DirectLoan

Federal Direct Loan Master Promissory Note (MPN) Online

http://dlenote.ed.gov

Closed School Search Page

http://wdcrobcolp01.ed.gov/CFAPPS/FSA/closedschool/searchpage.cfm

Federal Student Aid

http://www.studentaid.ed.gov

Aid for Native American Studentshttp://www.finaid.org/otheraid/natamind.phtml

Scholarships Information

http://studentaid.ed.gov/PORTALSWebApp/students/english/

scholarships.jsp?g

Scholarship Scam Alert

http://www.ed.gov/about/offices/list/oig/misused/sscams.html

Bright Futures

http://www.floridastudentfinancialaid.org/ssfad/bf/

Florida Financial Aid Application

http://www.FloridaStudentFinancialAid.org

Selective Service System Online

http://www.sss.gov

Title IV Code Search Pagehttp://www.fafsa.ed.gov/FOTWWebApp/FSLookupServlet

Student Gateway to the U.S. Government

http://www.students.gov

U.S. Department of Education SFA Ombudsman

http://www.ombudsman.ed.gov/

Floridas Academic Counseling and Tracking for Students

http://www.facts.org

The National Scholars Honor Society

http://www.CollegeHonors.org

SFC Career Resource Centers Scholarship Information

http://dept.sfcollege.edu/crc/fr.htm

How Will I Get My Money?Financial aid checks are mailed to the students current address on

file with the Registrars Office approximately three working days after

the drop with a refund date. Please keep your mailing address up to

date to prevent your check(s) from being lost or returned in the mail.

Federal Pell Grant, Academic Competitiveness Grant (ACG) and

William D. Ford Federal Direct Loans disbursements must be accepted

by the federal government prior to checks processing. Florida Student

Assistance Grant, Bright Futures and other state scholarship checks

will be processed as funds become available and internal reporting

is completed. SFC Endowment Scholarship checks will be processed

mid-semester.Financial aid checks will not be mailed to students owing an obliga-

tion to the college. If you owe an obligation, you will be notified and

should resolve the issue. Once your issues have been resolved, your

check may be picked up at the Cashiers Office. You are responsible for

any debt or overpayment occurring as a result of your error or institu-

tional error. The Cashiers Office is located in the Alan J. Robertson

Administration Building, room 52, and is open for business Monday

through Friday 8:15 a.m. to 4 p.m.

Additional InformationAnti Drug Abuse Act

Students should be aware that, if convicted of a drug felony, they

may lose eligibility for federal financial aid programs.Default

Students are not eligible for federal or state student aid if they are in

default on a federal loan or owe a repayment on a student grant.

A student who has a financial obligation or is in default on a student

loan shall not be permitted to graduate, register, receive an academic

transcript or benefit from other regular college services.

Need Financial Aid Forms?You can download forms at http://www.sfcollege.edu/financialaid/forms.

php.

Report Outside ResourcesNotify the Financial Aid Office of all f inancial aid assistance not

listed on your award notification as your award may have to be adjust-ed. You will be responsible for any overpayment occurring as a result

of receipt of outside resources.

Check the WebIt is your responsibility to check eSantaFe for your financial aid

information and read your notifications regularly.

Professional JudgmentFederal regulations allow SFC to deny loan eligibility to any student

based on the professional judgment of the financial aid administrator.

If you or your family have unusual circumstances that affect your eligi-

bility consult with a financial aid specialist for additional information.

Disclaimer

Availability and regulations governing the financial aid programsas well as institutional policies and procedures are subject to change

without notice. Updated information may be available on our website

at http://www.sfcollege.edu/financialaid/.

Federal Student Aid Office of the OmbudsmanAn ombudsman resolves disputes from a neutral, independent view-

point. The U.S. Department of Education provides the services of the

Student Financial Aid Ombudsman who works with student loan bor-

rowers to resolve loan disputes and problems informally. The office

can be contacted at (877) 557-2575, via the Web at http://ombudsman.

ed.gov, or by mail at:

FSA Ombudsman

U.S. Department of Education

830 First Street, NE, Fourth Floor

Washington, DC 20202-5144


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Interested in a Direct Loan for Summer 2010?Download and submit to our office the summer financial aid appli-

cation that will be available in early spring 2010. Please read the infor-mation below regarding your loan eligibility for the fall 2010 term.

If you have been awarded Direct Loans for the fall and spring termsof the 2009-2010 academic year and are interested in Direct Loans for

summer 2010 term, the following may apply to you:

You may have less loan eligibility for the fall 2010 term if your sum-mer loan award exceeds one-half of the maximum you are entitled to

borrow in an academic year (an 8-month period). Your academic yearlimit is based on your grade level (first or second year in program) and

dependency status (independent or dependent).The amount of your award is based on the assumption of full-time

enrollment in the full term. The amount of your award is based onyour registration (number of credit hours) and on the enrollment peri-

od (full semester and/or flexterm) and it may change accordingly.

Example 1John is a dependent rst year student. During the summer 2010, hewas awarded a subsidized loan for $3500. The maximum eligibility

of his fall 2010 loan is $0. This amount is the difference betweenhis loan limit ($3500) and the summer loan award ($3500) = $0.

Example 2Mary is an independent rst year student. During the summer

2010, she was awarded a subsidized loan for $3500 and an unsubsi-dized loan for $1500. She has no additional subsidized loan eligibil-ity for fall 2010 because her summer 2010 subsidized loan for $3500

was the maximum she is entitled to borrow per academic year. Forfall 2010 the maximum amount of her unsubsidized loan eligibility

is $2500. This amount is the difference between her unsubsidizedloan limit ($4000) and her summer 2010 loan award ($1500) =

$2500.Should you have any questions regarding your loan eligibil-ity, please contact the Financial Aid Ofce at [email protected] or call (352) 395-5480.

Study AbroadStudents participating in a Santa Fe College (SFC) Study Abroad

program may be eligible to receive financial assistance for their aca-

demic credits approved by SFC if the coursework is required for thestudents program of study at SFC.

Other Sources of Aid

2009-2010 ScholarshipsScholarships are gift aid based on scholastic achievement or special

talent; some consider financial need. Scholarships designated for Santa

Fe College students are described below. Many outside organizations

offer awards based on place of residence, background, professional

affiliations and/or field of study. Free computerized scholarship search

assistance is available in the Career Resource Center. Outside aid isconsidered in your aid package and must be reported to the Financial

Aid Office.

Many upper division schools offer transfer scholarships to out-

standing students graduating from SFC. For information on such

scholarships, contact the university or college you plan to attend or

visit our website at http://www.sfcollege.edu/financialaid/scholarships.php.

Transfer scholarship deadlines are usually early spring for the following

fall term.

SFC Board of Trustees ScholarshipsBy Florida statute, the following nine scholarships are funded in

part by a portion of every tuition dollar. These scholarships offer

tuition up to 76 credit hours or program length plus a $700 books/sup-plies allowance for a maximum of two years, unless otherwise stated.

In-state tuition and fees are charged to these awards, unless otherwise

stated in the students scholarship.

Board of Trustees ScholarshipsThis one-year need-based award is offered on a first-come, first-

served basis to in-district students who have completed all SFC admis-

sion requirements and the Federal Application for Student Financial

Aid. Students must meet minimum standards of academic progress as

defined on page 7.

AthleticsThis one-year renewable award is offered through the SFC Athletics

Department to students who excel in baseball, basketball or softball.

Students selected by the SFC Athletics Department must meet stateathletic scholarship guidelines for eligibility and renewal. Full-time

enrollment is required. Contact the Athletics Department at (352) 395-

5535 for more information.

Creative ArtsThis one-year renewable award is offered through SFCs Fine Arts

Department to students who excel in art, dance, debate, music or

theater. Consideration of candidates is based on auditions, portfolio,

interview and recommendation. Students must enroll in courses relat-

ing to award, and ful l-time enrollment is required. Contact Fine Arts

Chairperson at (352) 395-5310 for more information.

College Achievement Program

This award is offered each year to outstanding participants in theCollege Achievement Program. Students have three years to use this

award. Full-time enrollment is required and students must maintain

a 2.5 cumulative GPA for renewal. Contact the Office of Diversity at

(352) 395-5058 for more information.

James Gregg Honors ProgramThe Honors Program Scholarship Committee will award up to twen-

ty scholarships per academic year to selected students from the Honors

Program. Each scholarship will be granted for one year, renewable

up to two consecutive years if academic standards are met. Contact

the Office of International Education, Economic Development and

Honors Program at (352) 381-3646 for more information.

Public ServiceThis scholarship is offered to selected students who are participating

in the Gainesville Police Departments Cadet Program. Students are


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expected to attend full time and must maintain a 2.0 cumulative GPA

for renewal. Contact GPD Crime Prevention at (352) 334-2444 for

more information.

Student AmbassadorThis one-year award is offered through SFCs Welcome and

Admissions Center to 16 students selected to represent the college for

the fall and spring terms. Students must have earned at least 18 credit

hours at SFC with a cumulative GPA of 3.0 to apply for consideration.

Contact the program coordinator at (352) 395- 5453.

Student GovernmentThis scholarship is awarded to the current academic year Student

Government leadership team. Students must maintain a 2.5 cumula-

tive GPA and must comply with the Student Government constitution

to remain eligible. Students should contact the Student Government

office in the Center for Student Leadership and Activities.

Technology and Applied SciencesThis scholarship is available to 18 students enrolled in SFCs Career

and Technical Education Programs. Students must maintain a 2.0

cumulative GPA for renewal. For additional information contact

the Office of International Education, Economic Development and

Honors Program at (352) 381-3646 or in Building P, room 213.SFC Endowment Scholarships

The following scholarships are offered through the SFC Endowment

Corporation:

Alachua County/SFC Minority Scholarship

Alfred B. Watson, Sr. and Agnes W. Watson Scholarship

Altrusa International, Inc. of Gainesville, Florida

Altrusa International, Inc. of Starke, Florida

Arts and Sciences Scholarship

ASA/NHRA Automotive Technology Scholarship

A.W. Fletcher Memorial Scholarship

Billy and Glenna F. Brashear Nursing and Health Scholarship

Boone/Bussard Welding ScholarshipBradford County/Andrews SFC Minority Scholarship

Bruce P. Walek Memorial Scholarship

Charisma OConnor Memorial Scholarship

Charles L. Blount Scholarship

Charles R. Perry Memorial Scholarship

Christa Leigh Hoyt Memorial Scholarship

Colonel R. James Glikes Memorial Scholarship

Davis, Monk & Co. Leo T. Hury Business Scholarship

Dewitt C. Jones and Jeanne C. Johnson Memorial Scholarship

Dexter and Sarajo OSteen Family Scholarship

Disneys Animal Kingdom/Animal Programs Scholarship

Dr. Erich and Ellen Farber ScholarshipDr. Lamar E. Crevasse Scholarship

Ester Porter Lane Memorial Scholarship

Fiona Kathleen Gott Memorial Scholarship

Florence Smith Nursing Scholarship

Francis B. Watson Memorial Scholarship

Gene Gerber Memorial Scholarship

Guy and Elizabeth Andrews Scholarship

H. Medford and Patricia Connelly Scholarship

Harold A. and Jeanne Cruthirds Johnson Scholarship

Henry H. Beck Memorial Scholarship

Herron Health Care Scholarship

Hung-Sen Wu Memorial Scholarship

Irene Zimmerman Memorial Scholarship

James and Rena Swick Memorial Scholarship

James F. Moore Memorial Scholarship

Jean Rae Bronson Nursing Scholarship

Jeff Block Memorial Scholarship

Jeffrey Mattison Wershow Memorial Scholarship

Joseph W. Fordyce Scholarsh ip

Joyce Doke Riherd/Bradford County Public Health

Nursing ScholarshipKiwanis Club of Starke Community Service Scholarship

Laura Lopez Memorial Scholarship

Lillian Stump Nursing & Health Related Scholarship

Margaret F. Knapp Nursing Scholarship

Margaret R.T. Morgan Nursing Scholarship

Mark M. and Flora Yon Richardson Memorial Scholarship

Mazdak Noorbakhsh Memorial Scholarship

Medical and Surgical Afliates (MSA) Nursing and

Health Related Scholarship

Newberry Garden Club Scholarship

Nicholas J. Gonzalez Memorial Scholarship

Noah Jacob Rodkin Memorial ScholarshipNorman Jensen Art Scholarship

Norris O. Roszel Family Scholarship

Nursing & Health Related Scholarship

Nursing Education Scholarship

Pamphalon Foundation Scholarship

Patricia M. Blount Scholarship

Patricia Sherman Fabrick/Alachua Habitat for Humanity Scholarship

Philip H. Baker Gainesville Civitan Club Scholarship

Plus One Scholarship

Professional Retail Sales Associate Scholarship

Roxann Kelley Buehn Memorial Scholarship

S. Clark Butler ScholarshipShands at Starke Auxiliary Scholarship

Shands at University of Florida/Rosa B. Williams Scholarship

Starke Rotary Club Scholarship

Village Nursing Scholarship

Eligibility requirements for SFC Endowment Scholarships vary.

Some awards are offered to graduating high school seniors in Alachua

and Bradford counties; others are available to students entering SFC

automotive, welding, business programs and health related fields. For

information on specific scholarships please visit www.sfcollege.edu/

scholarships.

A scholarship handbook will be available at Alachua and Bradford

county high schools in early spring. Most deadlines are March 6, 2009

for the 2009-2010 academic year. Tuition may be charged to acceptedawards. Awards range from $1000 to $1600 per academic year payable

during the fall and spring semesters.

Other Scholarships

Math Opens the Door Scholarships (MODS)The Santa Fe College mathematics department offers 30 scholar-

ships worth $3125 per year to recipients majoring in mathematics or

engineering who desire to transfer to a baccalaureate degree program

in Computer Science, Engineering, or Mathematics. Both first-time-in-

college and in-college students can apply but eligibility criteria vary.

The scholarship is both merit and need-based so the student must

also apply for Federal Financial Assistance. Additional information

may be viewed at SFCs Math Opens the Door Web site at http://www.

sfcollege.edu.


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Phi Theta Kappa International Honor SocietyOver $35 million in local, regional, and international scholarships is

available to Phi Theta Kappa Members. For more details, please con-

tact the Phi Theta Kappa Scholarship Committee in S-154 or e-mail

[email protected]. To find out when the scholarship com-

mittee meets, call (352) 395-4105.

Barry Goldwater

Awarded to college students who intend to pursue careers in math,natural sciences and engineering fields. For more information, call

(352) 395-5010.

Jack Kent CookeAwards approximately 50 scholarships to undergraduate students

attending community colleges or two-year institutions in the U.S. and

planning to transfer to four-year institutions. For more information,

call (352) 395-5010.

Hispanic Scholarship FundOffered to community college students who plan to transfer and

enroll in a degree-seeking program at a four-year U.S. accredited

institution in the U.S. For more information, visit http://www.hsf.net/

Scholarships.aspx.

Native American/Morris K. Udall ScholarshipOffered to Native Americans and Alaska native students who have

demonstrated commitment to careers related to the environment, tribalpublic policy or native health. For more information, visit http://www.udall.gov.

The Foundation of the National Student NursesAssociation Undergraduate Scholarship Program

Offered to students currently enrolled in one of the nursing pro-

grams. For more information, visit http://www.nsna.org/foundation/

resources/.

Transfer Scholarshipshttp://www.sfcollege.edu/financialaid/scholarships.php

Other Scholarshipshttp://www.sfcc.edu/financialaid/scholarships.php

State of Florida Programshttp://www.floridastudentfinancialaid.org/

The Florida Department of Education offers various student finan-

cial assistance programs which are administered by the Office of

Student Financial Assistance (OSFA) http://www.floridastudentfinancial-

aid.org/ in Tallahassee. These programs include Florida Bright Futures,

Florida Student Assistant Grant, Jose Marti Scholarship Challenge

Grant and more.

Florida Bright Futures Scholarship ProgramThis is a state scholarship awarded to Florida high school graduates

who demonstrate high academic achievement. Awards are issued by the

State of Florida directly to the eligible student. Initial eligibility is gen-

erally determined in your senior year of high school. The program has

three levels. You may receive only one of the following:1. Florida Academic Scholars Award pays 100 percent of college-level

tuition plus a book allowance, and requires a 3.0 cumulative GPAfor renewal; or

2. Florida Medall ion Scholars Award (pays 100 percent of college-leveltuition for associate degree programs or 75 percent of college-leveltuition for certicate programs), and requires a 2.75 cumulativeGPA for renewal; or

3. Florida Gold Seal Vocational Scholars Award (pays 75 percent of

vocational program tuition), requires 2.75 cumulative GPA for

renewal

Renewal also requires completion of at least 6 credit hours of

college-level course work each term. Each award level has different

academic criteria for eligibility. The top-ranked scholar from each

county will receive an additional award of up to $1,500. Applications

and eligibility criteria are available from your high schools guidance

office or from the Florida Department of Education Web site: flori-dastudentfinancialaid.org. SFC receives electronic information abouteligible scholars from the Florida Department of Education. You must

enroll for at least 6 hours of college-level course work each term. Initial

award amounts are estimated for purposes of SFCs financial aid awardplanning.

Actual payment depends upon the program regulations and theamount of tuition and fees assessed for the term. The scholarships

will cover the designated percentage of in-state college-level tuitionand fees for up to 45 credit hours of course work each year. Payment

will be based on your actual tuition charges. Bright Futures awards areavailable for fall and spring terms only. For additional details about the

Bright Futures program and program regulations, visit floridastudentfi-

nancialaid.org.

For more information, point your Web browser to www.sfcollege.edu.The e-mail address is [email protected].

Statement of Equal Access/Equal Opportunity

Santa Fe College is committed to an environment that embraces diversity, respects the rightsof all individuals, is open and accessible, and is free of harassment and discrimination basedon, but not limited to, race, creed, color, religion, age, disability, sex, marital status, national

origin, political opinions or affiliations, veteran status and/or sexual orientation.

Lela Elmore, Equal Access/Equal Opportunity Coordinator

R-Annex, room 105, (352) 395-5420

Santa Fe College is accredited by the Commission on Colleges of theSouthern Association of Colleges and Schools to award Associate and

Baccalaureate degrees. Contact the Commission on Colleges at1866 Southern Lane, Decatur, Georgia 30033-4097 or call 404-679-4500

for questions about the accreditation of Santa Fe College.

2009 Santa Fe College, Gainesville, Florida

santa fe college financial aid handbook 2009-10

Documents