santa fe college financial aid handbook 2010-11

8/14/2019 Santa Fe College Financial Aid Handbook 2010-11

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Financial Aid Handbook2010-2011 Academic Year

Fall 2010, Spring and Summer 2011

352.395.5000 Visitusatwww.sfcollege.edu

Itstherighttimetoapplyforfinancialaidfor2010-2011

Fast FindWhat is Financial Aid? ...................................2

Dates/Deadlines ...........................................3

Critical Enrollment Information .......................3Transfer Students .........................................3

Cost of Attendance/Budgets ..........................4

Financial Aid Programs ..................................5

Loans ...........................................................6

Satisfactory Academic Progress .....................7

Federal Loan Repayment Policy ......................8

2009-2010 Scholarships .............................10

SFC Endowment Scholarships ......................11

10-JAN

We have affordable tuitionand good scholarships.

Find out why more and more students

choose Santa Fe College.

Santa Fe College is mychoice:


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What is Financial Aid?Financial a id is money provided to assist you in meeting college

costs. It can be gift aid (grants and scholarships) or self-help aid(part-time work and loans). Federal, state and institutional fundingare three sources of financial aid. Grants are free awards that arebased on financia l need. Grants dont have to be repaid unless,for example, you are awarded funds incorrectly or you withdrawfrom school and owe a refund. Scholarships are non-repayable

awards based eit her on merit or special talent alone or on meritand fina ncial need. Work-study employment allows st udents toearn money while attending school. Student loans are avai lableto students or their parents at low interest rates w ith repaymentusually deferred until after graduation.

ImportantIf you withdraw from all of your classes within the first 60

percent of the payment period measured in calendar days, youmay owe a portion of unearned aid back to the federa l government.The college will owe a percent of the refund of the institutionalcosts, and any amount that the college repays will be billed toyou. Refer to Federal Repayment Policy on page 8 for additionalinformation.

Who Should Apply?U.S. citizens, nationals or elig ible non-citizens can apply for

financia l aid. You must have a high school diploma or GED beforefinancial aid can be awarded, unless you qualify under abilityto benefit guidelines. Most male students must register with theSelective Service to get financial aid.

Where to Get HelpIf you have a question or need help with any part of the f inancial

aid process, the Financia l Aid Off ice in R-122 is where you canget it. We are open Monday through Friday f rom 8 a.m.-4:30 p.m.Financial aid specialists are available for walk-ins Mondayand Wednesday 8: 30 a.m.-1 p.m.; Tuesday and Thursday11:30 a.m.-4 p.m.; Friday 1 p.m.-4 p.m. You can e-mail us [email protected] or call (352) 395-5480.

Please follow the five steps below to make sure your financial aidis awarded without delay:1. File your FAFSA application at www.fafsa.ed.gov.2. Apply for admission to SF and submit proof of high school

graduation or GED.3. Visit the Career Resource Center.4. View your degree audit online before you register or see an

academic advisor or a program advisor.5. Check your financial aid status at eSantaFe and read your

notifications regularly.

Apply online1. 1. You must apply for financial aid each academic year. Apply

online using FAFSA on the Web at www.fafsa.ed.gov. Signyour FAFSA using your federal PIN. See the federal PIN onpage 2. Do not estimate your financial figures. List SantaFes federal school code of 001519 and your housing plans instep six. If you leave your housing plans blank, you wi ll beawarded fina ncial aid based on a commuter budget. If youneed help in transmitting the information, first complete the2010-2011 FAFSA on the Web worksheet and then contact theCareer Resource Center, (352) 395-5824, for an appointment.The center is open from 8 a.m.-4:30 p.m. SF wil l receive anelectronic file with your FAFSA information that will be receivean electronic file with your FAFSA information that will beused in awarding your aid.

2. Apply for admission to SF online at www.sfcollege.edu/admissions/. We cannot award you and disburse aid to youuntil you have completed the admissions process. Thisincludes supplying academic transcripts from your high

school and other colleges or postsecondary institutions that

you have attended. As we receive more information about you,additional documents may be needed. Check eSantaFe to view

the status of your financial aid file.3. Visit the Career Resource Center at http://www.sfcollege.edu/

student/crc for help in career planning.4. View your degree audit online at eSantaFe and enroll in classes

needed for your degree. For additional information see anacademic advisor or a progra m advisor before you register. You

must be enrolled in an eligible degree or certificate program.Some ineligible programs are: 6907 Emergency Medical

Technician a nd 7334 Home Health Aide. Go to http://dept.sfcollege.edu/enserv/admissions/content/as_vc_program_codes.

pdffor a list of ineligible programs Check your financial aidstatus by viewing My Financial Aid at eSantaFe. Respond

promptly to our requests if additional information is needed.

The Federal PINYour federal PIN allows you access to personal information

in U.S. Department of Educations systems such as applying forfederal student aid. Your federal PIN allows you to:

Access FAFSA on the Web and Corrections on the Web Sign your FAFSA electronical ly or obtain a copy of your FAFSA

information Complete your Federal Direct Student Loan electronic Master

Promissory Note (MPN) Review your grant and loan history on the National Student

Loan Data System (NSLDS)If you are a dependent student and one of your parents ha s a

PIN, he or she can sign the application electronically using theirPIN.

How is Need Determined?The financial aid information you and your family provide on

the FAFSA is analyzed by the federal processor to determine the

expected family contribution (EFC). Family contribution is the

amount you and your family should be able to pay toward your

cost of education. Need is the dif ference between the amount youand your family can contribute and the cost to attend the college

of your choice. The primary responsibilit y for paying for your

education belongs to you and your fami ly.

College Budget (Cost of Attendance)

- Expected Family Contribution

= Financial Need

Award NotificationYou will receive a notification in eSa ntaFe when you are

awarded. The types and amounts of aid offered, specific program

information, your responsibilities, and t he conditions that govern

the award will be on eSantaFe in My Financial Aid.

Important Dates/DeadlinesJanuary1,2010 Apply now (or as soon as possible after this

date); complete the Free Application for Student Aid (FAFSA)

for the 2010-2011 academic year.

March15,2010 Priority on time deadline for full funding

2010- 2011

June30,2011 The federal processor must receive the FAFSA

on the Web by midnight Central Daylight Time. A paper FAFSA

must be mailed in t ime for the processor to receive it by the

deadline.

July15,2011 File must be complete and verified (or 10 days

prior to your last day of enrollment, whichever is earlier).

August8,2011 SF must receive your Student Aid Report

(SAR, the resu lts of your processed FAFSA) (or by last day

of enrollment, whichever is ea rlier) for you to receive any

financial aid.


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Your Financial Aid Information isOnline at eSantaFe

To find out the status of your file or the awa rds received,including the amount and disbursement date of your financial aidcheck(s), visit us online at eSantaFe.

ConfidentialitySF ensures confidentiality of student records in accordance

with the Family Educational Rights and Privacy Act (FERPA). Yourinformation is kept private, and can only be released when a signedauthorization is presented to the college. You can download theStudent Authorization Form at http://dept.sfcollege.edu/records/content/docs/studentauto.pdf

Notification of Collection and Useof Social Security NumbersSection 119.071(5), Florida Statutes

This notice is intended for students, employees, and applicants.Santa Fe College collects your social security number for usein performance of the col leges duties and responsibilities forthe following possible purposes: classification of accounts;

identification and verification; creditworthiness; billing andpayments; data collection; reconciliation; tracking; benefitprocessing; tax and scholarship reporting; financial aid processing;athletics recruiting; accreditation of programs; and reporting toauthorized agencies of the state and federal government. Socialsecurity numbers are also used as a unique numeric identifier incertain cases and may be used for search purposes. Federal lawrequires that we protect social security numbers from disclosureto unauthorized parties. Students and employees are assigned SFidentification numbers to assist in protecting their identities.

A Few Things to KnowThe 2010-2011 Financia l Aid Handbook information is available

online at www.sfcollege.edu/financialaid/.You may be eligible for a fee deferment; see more information on

fee deferments on page 4.A standard term is 16 weeks in length and flexterms occur

within the standard term for approximately eight weeks.Transfer students must have at least a 2.0 GPA after al l official

transfer course work has been evaluated to be eligible for financialaid. If you are awarded a Federal Direct Student Loan you mustcomplete a loan orientation online at www.sfcollege.edu/financialaid/orientation.php. You must also complete a Master Promissory Note(MPN) at http://dlenote.ed.gov if you have not already done so for aprior Federal Direct Loan.

Many outside organizations offer scholarships to st udents whomeet certain criteria including, but not limited, to the following:background, professional affi liations, field of study, and/or placeof residence. You may f ind scholarships at http://www.sfcollege.edu/student/crc/index.php?section=scholarships.

Transfer StudentsIf you plan to transfer to SF dur ing the year (i.e. spring 2011 or

summer 2011) you should: Add the SF Federal school code 001519 on the FAFSA. Contact your current school and tell them of your plans to

transfer so they may cancel your aid.All transfer credits as well as attempted course work at SF will be

included as attempted credit hours.You must have at least a 2.0 minimum cumulat ive all col lege

grade point average (GPA) after all official transfer credits areevaluated to be eligible for financial aid. If you are a transferstudent with a GPA less than 2.0 and you are attempting to qual ifyfor aid in subsequent terms, you must eit her:1. Raise your cu mulative GPA to at least a 2.0, or2. Earn a minimum term GPA of 2.5 for enrollment of at least

halftime status. This must occur in your first term at SF.

Critical Enrollment InformationMaximum eligibility for funding is based on a full-time enrollmentstatus; however, part-time students may be eligible for financialaid. Per federal regul ations, a students financia l aid must be

calculated by determining the students enrollment statusbased only on course work applicable to the st udents degree orcerti ficate at SF.Enrollment status categories for funding are as follows:

Full-time status is 12 credit hours or more; Three-quarter time status is 9 to 11 credit hours; Half-time status is 6 to 8 credit hours;

Less tha n half-time status is 1-5 credit hours. Students who planto register for less than full-time enrollment status should payclose attention to the eligibility requirements listed for eachfinancial aid program (see page 5).

The following are examples of enrollment status and financialaid eligibility:A. Melissas program of study is associate of arts (A A) 1133 and she

has completed all of her SF degree requirements (60 credits).

During t he fall of 2010, she is registered for 13 credit hours ofprerequisites required for admittance to the upper division ofa state university that she wants to transfer to in the spring of

2011. Because her fall 2010 courses do not apply to her degree at

SF, her financial a id enrollment status is zero hours and she isnot eligible for financial aid.

Course Credit Hours

INR 2002 International Relations 3SPN 1121 Spanish 2 4STA 2023 Introduction to Statistics 3CPO 2001 Comparative Politics 3

B. Johns program is associate of science (AS) 3315 NuclearMedicine Technology and his fa ll 2010 registration of 9 creditsincludes a 3 credit hour class ENC 1102 that is not applicable

to his degree at SF. His enrollment status for financial aid is 6hours (half time).

Course Credit HoursNMT 1111 Patient Care 3

NMT 1430 Radiation Biology 3ENC 1102 Writ ing/Lit 3

Flexterm EnrollmentWhat is a standard term? What is a flexterm?

A standard term is 16 weeks in length. The standard fall termruns from August to December and the flexterm session occurswithin the standard term at an accelerated pace. For example,the fall A flexterm runs from August to the middle of October,

approximately eight weeks.Your fall financial aid will be based on your projected

enrollment in ALL sessions as of the end of the regular drop with

a refund date, August 27, 2010, OR the date the federal governmentprocesses your financial aid application, or the date that your

financial aid is initially calculated by SF, whichever is later.This is referred to as your lock-in date for determining all of

your financial aid for the standard fall term, fall A flexterm, or fallB flexterm.

The lock-in date for students who only attend the B f lextermwill be the end of the regular drop with a refund date for the B

flexterm or their processed date, or the date that your financial aidis initia lly calcu lated by SF, whichever is later.

If your application is processed by the federal government after

the lock-in date for the standard fall term, August 27, 2010, thenyour registration will be locked-in at the processed date or thedate that your financial aid is initially calculated by SF, whicheveris later. This same financial aid awarding process will also apply

to the spring and su mmer terms of 2011. Please plan accordinglyin scheduling your courses for future terms, and for any flextermswithin the terms.


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Fall enrollment dates, categories, and examplesare as follows:

Fall term: 8/23/10 to 12/03/10Fall A flexter m: 8/23/10 to 10/06/10Fall B flexter m: 10/18/10 to 12/03/10

12 credit hrs. is full time 12 hrs: 6 fall + 3 fall A + 3 fall B

9-11 credit hrs. is 3/4 ti me 9 hrs: 3 fall + 3 fall A + 3 fall B

6-8 credit hrs. is 1/2 time 7 hrs 4 fall + 3 fall B

5 or less credit hrs. is


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Misrepresentation of CircumstancesTo maintain the integrity of the programs administered by

the Financial Aid Office, all information and documentation

submitted must be accurate and authentic. Students must providecomplete information on all application forms and supplementaldocuments. Misrepresentation or the falsificat ion of information

and/or statements on application forms for federal financia l aid isa violation of law and can be considered a criminal offense subjectto penalties under the U.S. Crimina l Code. Penalties also apply to

state and institutional student aid funds. If the college has reasonto believe that an applicant has applied for Federal Student Aidunder false pretense, the case may be referred to the Office of

Inspector General for resolution.

Financial Aid ProgramsFederal Pell Grant

This is a need-based gra nt program awarded to low-income

undergraduates. Eligibility is determined by the federal processor.Award amounts are prorated according to the st udents enrollmentstatus (e.g. full time, three-quarter time, half time, less than half

time). Fees may be deferred and books may be charged to acceptedawards. Award amounts may range from $500-$4700 and are

subject to change.Academic Competitiveness Grant (ACG)

This is a merit-based and need-based federal grant programawarded to first and second year undergraduates who are

enrolled at least hal f-time and eligible for a Federal Pell Grant.First academic year students must have completed a rigorous*secondary school program of study a fter January 1, 2006. Secondacademic year students must have completed a rigorous*

secondary school program of study a fter January 1, 2005* and havea cumulative GPA of at least 3.0 at the conclusion of the first yea r ofeducation. Award limits per academic year are as follows: first year

students may receive a maximum of $750; second year studentsmay receive a maximum of $1300. Fees may be deferred and booksmay be charged to accepted awards.

*Visit www.ed.gov/admins/finaid/about/ac-smart/state-programs06.html for Recognized State Rigorous Secondary School Progra ms ofStudy.

Federal Supplemental Educational Opportunity Grant(FSEOG)

This is a need-based grant program awarded to undergraduateswith exceptional need a nd is given to Federal Pell Grant recipients

with early application as funds are available. Fees may bedeferred and books may be charged to accepted awards. Awardamounts range from $200-$600 per year. A minimum of half-time

enrollment status (6-8 hours) per standard term is required forconsideration.

Florida Student Assistance Grant (FSAG)This is a need-based state grant program awarded to

undergraduates. To be considered, students must have one yea rprior Florida residency and be enrolled in an el igible degree

program. Priority is given to students with early application asfunds are available. For renewal eligibility if enrolled full time,students must earn 24 credit hours in previous summer, falland spring semesters. If enrolled half time (6-8 hours) students

must earn 12 credit hours; if enrolled three-quarter time (9-11hours) students must complete 18 credit hours. If t he award isa combination full-time and par t-time FSAG, the student must

successful ly complete the applicable credit hours for each term.Award amounts range from $200-$2068 per year. Fees may bedeferred and books may be charged to accepted awards.

Florida Student Assistance Grant for Students inCertificate Programs (FSAG-CE)

This is a need-based state grant created to assist Florida studentsenrolled in cert ificate programs. To be considered, students

must have one year prior Florida residency and be enrolled in

a certificate program. Priority is given to students with early

application as funds are available. For renewal eligibility, if

enrolled full time, students must earn 24 credit hours in previous

summer, fall and spring semesters. If enrolled half time (6-8 hours)

students must earn 12 credit hours; if enrolled three-quarter time

(9-11 hours) students must complete 18 credit hours. If the award

is a combination full-time a nd part-time FSAG-CE, the studentmust successful ly complete the applicable credit hours for each

term. Award amounts range from $200-$2068 per year. Fees may

be deferred and books may be charged to accepted awa rds. The

student does not have to receive the Pell Grant to receive an FSAG-

CE program grant.


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Florida Work Experience Program (FWEP)This is a need-based state funded program providing eligible

students work experience to complement and reinforce t heir

educational career goals. To be eligible, the student must be

a Florida resident and be enrolled at least hal f-time. Awards

range from 10-15 hours per week. Students a re paid minimum

wage bi-monthly. Students who are awarded should contact the

Financial A id Work Study office in R-122 for job placement. A

minimum of half-time enrollment status (6-8 hours) per standardterm is required for consideration.

Federal Work Study (FWS)This is a need-based student work program. Awards ra nge

from 10-15 hours per week. Students are paid min imum wage

bi-monthly. Students who are awarded should contact the

Financial A id Work Study office in R-122 for job placement. A

minimum of half-time enrollment status (6-8 hours) per standardterm is required for consideration. Community Service work

study positions are available; if interested, advise the work study

placement specialist.

Santa Fe ScholarshipThis institutional scholarship is awarded to out-of-district

students with early application as funds are available. Students

must be taking course work required for their major; however, anyenrollment status will be considered when determining awards.

Loans are Financial AidWilliam D. Ford Federal Direct Loan(Direct Loan Program)

Santa Fe College participates in the William D. Ford FederalDirect Loan a nd the lender is the U.S. Department of Education.Fees may be deferred and books may be charged to acceptedloans. The amount of the deferment will be limited to the net loandisbursed. A minimum half-time enrollment status (6-8 hours)per standard term is required for consideration. The loan will bedisbursed in two installments, and no installment will be greaterthan half the loan amount.

A subsidized loan is awarded on the basis of financial need.If youre eligible for a subsidized loan, t he government will pay(subsidize) the interest on your loan while youre enrolled at leasthalf time, for the first six months after you cease to be enrolled atleast half time, and if you qualify to have your payments deferred.Depending on your financial need, you may borrow subsidizedmoney for an amount up to the annual loan borrowi ng limit foryour level of study (see below).

You might be able to borrow loan fu nds beyond your subsidizedloan amount even if you dont have financial need. In that case,youd receive an unsubsidized loan. We will subtract the tota lamount of your other financial aid from your cost of attendanceto determine the amount of your unsubsidized loan. Unlike asubsidized loan, you are responsible for the interest from t he time

the unsubsidized loan is disbursed until its paid in full. You canchoose to pay the interest or allow it to accrue (accu mulate) and becapitalized (that is, added to the principal amount of your loan).Capitalizing the interest will increase the amount you have torepay.

You can receive a subsidized loan and an unsubsidized loan forthe same enroll ment period as long as you dont exceed the annual

loan limits. For loans first disbursed on or after July 1, 2008 the

following limits apply:

Dependent undergraduate student (excluding studentswhose parents cannot borrow Parent Loan for Undergraduate

Students (PLUS Loan):

o $5500 if youre a first-year student enrolled in an eligible

program of study. No more than $3500 of this a mount can bein subsidized loans.

o $6500 if youve completed your first year of study in anassociate degree program. No more than $4500 of this

amount can be in subsidized loans.

o $7500 if enrolled in a bachelor degree program of study. Nomore than $5500 of this amount can be in subsidized loans.

Independent undergraduate student (and a dependent student

whose parents have applied for but were unable to get a PLUS

Loan:o $9500 if youre a first-year student enrolled in an eligible

program of study. No more than $3500 of this a mount may be

in subsidized loans.

o $10500 if youve completed your first year of study in anassociate degree program. No more than $4500 of this

amount may be in subsidized loans.

o $12500 if enrolled in a bachelor degree program of study. No

more than $5500 of this amount may be in subsidized loans.

Loan ProrationLoan proration is a reduction of the standard annual loan limit

for an undergraduate student. Proration of the loan amount is

required if t he students program, or the remainder of the st udents

program, is less than a full academic year (24 credits) in length.

Over a four-year period beg inning July 1, 2008, the interest rate

on subsidized Stafford Loans made to undergraduate students will

be reduced. The applicable interest rates for loans made duringthis period are as follows:

First disbursement of a loan*:

Madeonorafter Andmadebefore Interestrateonthe

unpaidbalance

July 1, 2008 July 1, 2009 6.0 percent




These changes apply to subsidized Stafford Loans first disbursed

on or after July 1 of each year through June 30 of the next year.

This change does not affect a ny prior loans made to borrowers;

the terms and interest rates of those loans remain the same.These reduced interest rates apply only to subsidized loans; a ny

unsubsidized Sta fford Loan for the same undergraduate borrower

would continue to be made at the current fixed i nterest rate of 6.8

percent.

*For loans that are first d isbursed between July 1, 2009 and June30, 2010, there is a fee of up to 1.0 percent of the loan, deducted

proportionately from each loan disbursement.

If this is your first Federal Direct Loan, you must sign a Master

Promissory Note (MPN), a binding legal document that lists theconditions under which youre borrowing and the terms under

Federal Loan Repayment ExampleLoan Amount Interest Monthly Total Total Total Months

Type Borrowed Rate Payment Interest Paidin Repayment

Direct Loan $3,500 6.0 $50.00 $818.59 $4,318.59 87

Direct Loan $5,500 6.8 $ 51.79 $ 1714.80 $ 6214.80 120

Direct Loan $9,500 6.8 $ 109.33 $ 3619.60 $ 13119.60 120

PLUS $5,000 7.9 $ 60.40 $ 2248.00 $ 7248.00 120PLUS $11,000 7.9 $ 132.88 $ 4945.60 $ 15945.60 120


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which you agree to repay your loan. You may access a promissory

note and submit it online at http://dlenote.ed.gov. If you are unableto complete the MPN online, contact the Financial Aid Off ice for

assistance. You must also complete and transmit the results of youronline loan orientation at www.sfcollege.edu/financialaid/orientation.php.

30-Day HoldGenerally, if youre a first-year undergraduate student and a fi rst-

time borrower, SF will hold your first payment until 30 days afterthe first day of your enrollment period. This practice ensures youwont have a loan to repay if you withdraw dur ing the first 30 days

of classes.

Borrower ResponsibilitiesYou must keep SF and t he federal government informed of a ny

changes in your:1) Name2) Permanent address3) Name and address of expected employer4) Address of next of kin5) Change in enrollment status to less than half time

How will I get the loan money?For both the Direct Loan and FFEL programs, youll be paid

through your school in at least two installments. No installmentmay exceed one-half of your loan amount. Your loan money mustfirst be applied to pay for tu ition and fees, room and board, andother school charges. If loan money remains, youll receive the

funds by check or in cash, unless you give the school writtenauthorization to hold the funds until later in the enrollment period.

A school with a cohort default rate of less t han 10 percent foreach of the three most recent fiscal years for which data areavailable is not required to delay t he delivery or disbursement of

the first disbursement of a loan for 30 days for first-time, first-yearundergraduate borrowers.

Repaying Your LoansAfter you graduate, leave school, or drop below hal f-time

enrollment, you have a period of t ime before you have to begin

repayment. This grace period will be si x months for a DirectStafford Loan. (If youre a parent reading this and you have a FFEL

or Direct PLUS Loan, you dont have a grace period and generallymust begin repayment within 60 days after the loan is fullydisbursed.)

You have a choice of repayment plans (page 6). Your monthlypayment will depend on the size of your debt and the length of

your repayment period. Funding Education Beyond High School:The Guide to Federal Student Aid explains ava ilable repaymentoptions, includes examples of monthly payments for different

loan amounts, and covers ot her topics you need to consider whenmanaging your loans. This guide can be found at http://studentaid.ed.gov/students/publications/student guide/index.html. To use the

calculator to determine your repayment amounts under each ofthe dif ferent repayment plans go towww.ed.gov/offices/OSFAP/DirectLoan/calc.html.

Exit CounselingExit counseling builds on the information provided during

entrance counseling by reviewing Stafford loans, repaymentoptions, rights and responsibilities a nd the consequences of

default. Exit counseling helps students gain the fundamentalsthey need to understand a nd manage their student loan debt. Theinstitution is required to conduct exit counseling for every student

at the school who borrowed a Stafford loan if t he student ceases tobe enrolled at least half time.

Youll receive exit counseling information through youreSantaFe account and/or via mail. It is important that youcomplete exit counseling to understand repayment options and

your rights and responsibilities as a borrower. We cant emphasizeenough the importance of making your full loan payment on timeeither monthly (which is usual ly when youll pay) or according to

your repayment schedule. If you dont, you could end up in default,

which has serious consequences. Student loans are real loansjust as real as car loans or mortgages. You have to pay back yourstudent loans.

Get Your Loan InformationThe U.S. Department of Educations National Student Loan Data

System (NSLDS) allows you to access informat ion on loan and/or federal grant amounts, your loan status (including outstanding

balances), and disbursements made. Go to www.nslds.ed.gov.

Federal Parent Loans toUndergraduate Students (PLUS)

SF requires students to complete the FAFSA and have a valid

SAR on f ile to process a PLUS Loan. For lender information youmay search Google for Federal PLUS Loans. This federal st udentloan program for pa rents of dependent students enables parentsto borrow from a lending instit ution for the students education.Students will not be able to charge tuition or books againstthe PLUS loan. The award limit is t he college budget less otherfinancial aid. A minimum half-time enrollment status (6-8 hours)per standard term is required for consideration and students mustmeet minimum standards of Satisfactory Academic Progress.

Policies That Affect YouSatisfactory Academic Progress for Financial AidRecipientsMinimum Standards

Federal and state regulations require that students meet mini-mum standards in order to be eligible to receive financial aidfunds. The minimum standards at SF are defined below and areapplied to all financial aid programs administered by the college,except those programs where eligibility requirements are definedby institutional or outside donor guidelines:1. Students must meet an academic performance requirement of

at least a 2.0 a ll college cu mulative grade point average (GPA).2. Students must make progress toward their degree. Minimum

progress toward a degree requires initial year financial aid

applicants who have previously attended SF to earn 67 percentof registrat ion attempted at SF.

3. Minimum progress toward a degree requires continuingfinancial aid recipients to earn 67 percent of credit hoursattempted during the current academic year for renewaleligibilit y. If a continuing financial aid recipient completes zerocredits/hours for any funded term during the academic year,then he or she will lose all subsequent financial aid awardedfor that academic year.

4. Students must complete their educational objective withina given time frame. This limit is effective whether or notfinancial aid has ever been applied for or received.

a. All tra nsfer credits as well as all SF attempted course workwill be included as attempted credit hours.

b. All A.A., A.S. and A.A.S. degree-seeking students have amaximum of 90 attempted credit hours.

c. All vocational and certificate (i.e. any 6000 to 7999 programcode such as program code 6507 Office Systems Specialist)seeking students have a maximum of 45 attempted credithours or less.

d. All B.A.S. degree-seeking students have a maximum of 180attempted credit hours.

Effect of Incomplete Grades, Withdrawals, RemedialCourse Work, and Course Repeats

A student who has no completed credit hours and hasincompletes in a term has 20 school days from the f irst day ofclasses of the followi ng term to make up the incomplete gradesin order to continue receiving funds. Reinst atement of awardsis contingent on a funds-available basis and it is t he studentsresponsibility to notify the Financial Aid Office in writing withinthe time frame.

If grade changes or incomplete grades made up after the ti meframe should affect subsequent terms or academic year eligibility,


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students must notify the Financial Aid Office in writing of such

changes.Withdrawals from any course(s) will be counted in the total

credit hours attempted and may result in failure to meet the

standards of satisfactory academic progress. Students must followthe official withdrawal procedures established by the college.

Course repeats will be counted in the total attempted credit

hours. See Grades and Reports in the Academic Affairs section ofthe college catalog for additional information.

Funding for remedial course work will be limited to 30 credit

hours regardless of whether or not the st udent received anyfinancial aid for these remedial (college preparatory courses)

credit hours. For students receiving financial aid, federalregulations place no lim it on the number of ESL (English as aSecond Language) credit hours a student may take. Remedial

and ESL course work are treated t he same as other courses forsatisfactory academic progress purposes. Grades received in thesecourses will be used in calculating a GPA and hours attempted will

be used to determine the percent of completion. Remedial and ESLcourse work will be counted when determining the maximum timeframe for receiving financial aid.

ReinstatementIf a student is denied/suspended from financial a id, the student

must attend a semester or semesters on unaided status untilminimum standards are met.

Determination of Continued EligibilityProbation/Suspension

Students will be monitored for an all college cumul ative 2.0 GPA,67 percent completion of credit hours attempted and max imum

time frame at the end of every term. Failure to maintain an allcollege cumulative 2.0 GPA or failure to earn 67 percent completionwill result in a probationary status that remains until the final

review is performed. Students who complete zero credit hours orreach the maximum time frame will be suspended/denied from

financial aid.

A final review of satisfactory progress will occur at the end of thestudents award year. Students who do not meet the above stated

minimum requirement will be suspended from receipt of financialaid.

Students who have reached the maximum time frame in their

program of study may appeal for consideration of any furtherfinancial aid.

A student will not be eligible for renewal of financial aid if

minimum st andards were not met for the prior funded year evenif the cumulative hours earned (entire SF academic record) is 67

percent of all attempted hours.A student who is suspended because of zero credit hours or

less than 67 percent completed must attend, unaided, until t he

completion deficit points are made up for the prior funded year.Students must have an all college cu mulative 2.0 GPA in order to

continue receiving financial aid.Students have the right of appeal if circumstances warrant

further review.

AppealStudents have the right to appeal a financial aid denial or

suspension if they have special circumstances that prevented them

from meeting the satisfactory academic progress requirements.Circumstances that may be considered for this appeal include:death in the st udents immediate fam ily, medical emergencies,

accidents, divorce or separation of parents, personal tragedy, orother documented circumsta nces beyond the students controlthat prevented him or her from meeting the minimum standards.

Procedure for ReviewIn order to appeal the decision on this basis, the following

procedures must be used:

1. A request must be submitted by the student in writing to theFinancial Aid Office.

2. The circumstances which prevented satisfactory progress mustbe clearly stated.

3. The request must include documentation to supportthe exceptional circumstance, such as death certificate,statement from physician, or other verifiable information. Alldocumentation is subject to verification by the Financial AidOffice.

4. Once the review has been made the student wil l be notified ofthe result of the rev iew.

Transfer Student EvaluationAll transfer credits as well as all SF attempted course work will

be included as attempted credit hours.

Transfer students applying for financial a id must have at least anall college cumulative 2.0 GPA after transfer credits are evaluated

to be eligible to receive financial aid funding. Transfer studentswith less than an all college cumulative 2.0 GPA and attempting toqualify for aid in subsequent terms must either:

1. Raise the all college cumulative GPA to at least a 2.0 or2. Earn a minimum term GPA of 2.5 for enrollment of at least half-

time status. (This must be performed the first term enrolled atSF.)

Postsecondary Adult Programs (PSAV) PSAV programs greater than or equal to 900 clock hours:Course work in these PSAV programs will be converted tocredit hours for financial aid payment and will follow the same

satisfactory academic standards as noted above for other creditprograms.

PSAV programs 600 to 899 clock hours: Course work in these

PSAV programs is based on clock hour at tendance. Studentsreceiving financial aid must successfully complete the clock

hour course work with a 2.0 GPA for each class fu nded beforeadditional payment can be made. Duration of eligibility will belimited to the length of the program.

Federal Repayment Policy

As a result of t he Higher Education Act of 1998, a student whocompletely withdraws from classes may be required to repay a

percentage of financial aid funds received.The Registra rs Office, located in R-101, is the designated office

to contact about withdrawing from the college. Office hours are 8

a.m. to 4:30 p.m. Monday through Friday. For official withdrawalprocedures, please see the college catalog.

College refund policy dictates that fees will be refunded in fullfor course work dropped during the drop with a refund date orcanceled by t he college. However, the federal repayment policy

supersedes the college refund policy for students receiving federalfinancial aid and completely withdrawing from the college.

In general, a portion of federal student financial aid (Title IV)

grant or loan fu nds, but not federal college work study funds, mustbe returned to the Title IV programs upon a recipients withdrawal

from school. Simply put, any Title IV financia l aid recipient whowithdraws within the first 60 percent of the payment periodmeasured in calendar days owes a portion of unearned aid back to

the federal government. The college wi ll al so owe a percentage ofthe refund of the institutional costs. Any amount that the collegerepays will be billed to the student.

All students receiving Title IV assistance who completelywithdraw a re subject to the federal repayment law. This law uses

the terms earned and unearned Title IV funds when relatingthe amount of assistance applicable to t he percentage of timeenrolled. It is the unearned portion that becomes the focus of the

Return of Title IV Funds formula.The school must first determine the percentage of Title IV

assistance the student earned. Up through the 60 percent point

in time, the percentage of assistance earned is equal to thepercentage of the payment period completed as of t he day thestudent withdrew. If the withdrawal occurs after the 60 percent


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point, then the percentage earned is 100 percent, and no refund/

repayment is required. The difference between the earned TitleIV assista nce and 100 percent equals the percentage of unearned

Title IV fu nds that are t herefore subject to repayment by theschool and/or the student. Any required repayment is allocated

back to the Title IV progra ms in order specified by law.* A studentmust repay the portion of the original grant overpayment that

is in excess of half of the total Title IV grant funds that he or shereceived or could have received. T he student does not have to repay

grant overpayments of $50 or less per progra m. Any repayment ofTitle IV loans is to be repaid under the conditions of the existing

promissory note.A student who owes a grant repayment remains ineligible

for further Title IV assistance until the grant is repaid, unlessthe student and the U.S. Department of Education agree on a

satisfactory repayment a rrangement. The U.S. Department ofEducation allows a student to retain eligibility for 45 days fromthe date that the institution sends the repayment notification to

the student. To continue eligibil ity past 45 days, the st udent willeither have to pay the overpayment in full or make satisfactory

arrangement wit h the U.S. Department of Education to repay.For more specific information regarding this policy or for

examples of the repayment formula, please contact the Financial

Aid Office at (352) 395-5480.*Return Title IV funds in the order as specified by law:

1. Unsubsidized Federal Stafford Loans

2. Subsidized Federal Stafford Loans3. Unsubsidized Direct Stafford Loans

4. Subsidized Direct Stafford Loans5. Perkins Loans

6. Federal PLUS Loans7. Direct PLUS Loans

8. Federal Pell Grant9. Academic Competitiveness Grant10. Federal SEOG

11. Other Title IV assistance

Financial Aid ResourcesFAFSA on the Web

For federal program information, help in filling out the FAFSA

application, requesting a duplicate Student Aid Report (SAR),change of address, adding schools, or query status:

(800) 433-3243TTY (800)730-8913

www.fafsa.ed.gov/

FAFSA on the Web Customer Servicewww.fafsa.ed.gov/contact.htm

Federal PIN Registrationwww.pin.ed.gov

National Student Loan Data System (NSLDS)

www.nslds.ed.gov/

U.S. Department of Educations central database wit h TitleIV loans and/or Federal Pell Grant in formation including loan

and/or grant amounts, outstanding balances, loan status, anddisbursements.

Direct Loan Services Onlinewww.dl.ed.gov/borrower/BorrowerWelcomePage.jsp

Federal Direct Loans www.ed.gov/offices/OSFAP/DirectLoanFederal Direct Loan Master Promissory

Note (MPN) Onlinehttp://dlenote.ed.gov

Closed School Search Pagehttp://wdcrobcolp01.ed.gov/CFAPPS/FSA/closedschool/

searchpage.cfm

Federal Student Aidwww.studentaid.ed.gov

Aid for Native American Studentswww.finaid.org/otheraid/natamind.phtml

Scholarships Informationhttp://studentaid.ed.gov/PORTALSWebApp/students/english/

scholarships.jsp?g

Scholarship Scam Alertwww.ed.gov/about/offices/list/oig/misused/sscams.html

Bright Futureswww.floridastudentfinancialaid.org/ssfad/bf/

Florida Financial Aid Applicationwww.FloridaStudentFinancialAid.org

Selective Service System Onlinewww.sss.gov

Title IV Code Search Pagewww.fafsa.ed.gov/FOTWWebApp/FSLookupServlet

Student Gateway to the U.S. Governmentwww.students.gov

U.S. Department of Education SFA Ombudsmanwww.ombudsman.ed.gov/

Floridas Academic Counseling and Tracking for Studentswww.facts.org

The National Scholars Honor Societywww.CollegeHonors.org

SF Career Resource Centers Scholarship Informationhttp://www.sfcollege.edu/student/crc/index.php?section=scholarships

How Will I Get My Money?Financial aid checks are mailed to the students current address

on file with the Registrars Office approximately three workingdays after the drop with a refund date and as soon as aid isavailable. Please keep your maili ng address up to date to preventyour check(s) from being lost or returned in t he mail. Federal PellGrant, Academic Competitiveness Grant (ACG) and Willia m D.Ford Federal Direct Loans d isbursements must be accepted by thefederal government prior to checks processing. Florida StudentAssistance Grant, Bright Futures and other state scholarshipchecks will be processed as funds become available and internal

reporting is completed. SF Foundation Scholarship checks wil l beprocessed mid-semester.

Financial aid checks will not be mailed to students owing anobligation to the college. If you owe an obligation, you will benotified and should resolve t he issue. Once your issues have beenresolved, your check may be picked up at t he Cashiers Office. Youare responsible for any debt or overpayment occurring as a resu ltof your error or institut ional error. The Cashiers Office is locatedin the Alan J. Robertson Administration Building, room 52, and isopen for business Monday through Friday 8 :15 a.m. to 4 p.m.

Additional InformationAnti Drug Abuse Act

Students should be aware that, if convicted of a dr ug felony, they

may lose eligibility for federal financial aid programs.

DefaultStudents are not eligible for federal or state student aid if they

are in default on a federal loan or owe a repayment on a studentgrant.

A student who has a financial obligat ion or is in default on astudent loan shall not be perm itted to graduate, register, receive anacademic transcript or benefit from other regular college services.

Need Financial Aid Forms?You can down load forms at www.sfcollege.edu/

financialaid/index.php?section=forms.

Report Outside ResourcesNotify the Financial Aid Office of all financial aid assistance not

listed on your award noti fication as your award may have to beadjusted. You wil l be responsible for any overpayment occurring asa result of receipt of outside resources.


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Check the WebIt is your responsibility to check eSantaFe for your financial aid

information and read your notifications regularly.

Professional JudgmentFederal regulations allow SF to deny loan eligibility to any

student based on the professional judgment of the financial a idadministrator. If you or your family have unusual circumstancesthat affect your eligibility consult with a financial aid specialist for

additional information.

DisclaimerAvailability and regulations governing the financial aid

programs as well as institutional policies and procedures aresubject to change wit hout notice. Updated information may beavailable on our Web site at www.sfcollege.edu/financialaid/.

Federal Student Aid Officeof the Ombudsman

An ombudsman resolves disputes f rom a neutral, independentviewpoint. The U.S. Department of Education provides the servicesof the Student Financial Aid Ombudsman who works w ith studentloan borrowers to resolve loan disputes and problems informal ly.

The office can be contacted at ( 877) 557-2575, via the Web at http://ombudsman.ed.gov, or by mail at:FSA OmbudsmanU.S. Department of Education830 First Street, NE, Fourth FloorWashington, DC 20202-5144

Interested in a Direct Loanor Summer 2011?

Download and submit to our office the summer financial aidapplication that wil l be available in ea rly spring 2011. Please readthe information below regarding your loan eligibility for the fall2011 term.

If you have been awarded Direct Loans for the fall and springterms of t he 2010-2011 academic year and are i nterested in Direct

Loans for sum mer 2011 term, the fol lowing may apply to you:You may have less loan eligibility for t he fall 2011 term if your

summer loan award exceeds one-half of the maximum you areentitled to borrow in a n academic year (an 8-month period).Your academic year lim it is based on your grade level (first orsecond year in progra m) and dependency status (independent ordependent).

The amount of your award is based on t he assumption of full-time enrollment in the full term. The amount of your award isbased on your registration (number of credit hours) and on theenrollment period (full semester and/or flexterm) and it maychange accordingly.

Example 1John is a dependent first year student. During t he summer

2011, he was awarded a subsidized loan for $ 3500. Themaximum eligibility of his fall 2011 loan is $0. This amount isthe difference between his loan limit ($3500) and the summerloan award ($3500) = $0.

Example 2Mary is an independent first year student. During the summer2011, she was awarded a subsidized loan for $3500 and anunsubsidized loan for $1500. She has no additional subsidizedloan eligibil ity for fal l 2011 because her sum mer 2011subsidized loan for $3500 was the maximum she is entitled toborrow per academic year. For fall 2011 the max imum amountof her unsubsidized loan eligibility is $2500. This amount is thedifference between her unsubsidized loan limit ($4000) andher summer 2011 loan award ($1500) = $2500.Should you haveany questions regarding your loan elig ibility, please contact theFinancial Aid Office at [email protected] or call (352)395-5480.

Study AbroadStudents participating in a Sa nta Fe College (SF) Study Abroad

program may be eligible to receive financial assistance for theiracademic credits approved by SF if the coursework is requi red for

the students program of study at SF.

Other Sources of Aid

2010-2011 ScholarshipsScholarships are gif t aid based on scholastic achievementor special talent; some consider financial need. Scholarships

designated for Santa Fe College students are described below.Many outside organizations offer awards ba sed on place of

residence, background, professional af filiat ions and/or field ofstudy. Free computerized scholarship search assistance is availablein the Career Resource Center. Outside aid is considered in your

aid package and must be reported to the Financial Aid Office.Many upper division schools offer transfer scholarships to

outstanding st udents graduating from SF. For information onsuch scholarships, contact the university or col lege you plan to

attend or visit our Web site at http://www.sfcollege.edu/financialaid/

scholarships.php. Transfer scholarship deadlines are usually earlyspring for the following fall term.

SF Board of Trustees ScholarshipsBy Florida statute, the following nine scholarships are funded in

part by a portion of every tuition dollar. These scholarships offer

tuition up to 76 credit hours or program length plus a $700 books/supplies allowance for a maximum of two years, unless otherwise

stated. In-state tuition and fees are charged to these awards, unlessotherwise stated in the students scholarship.

Board of Trustees ScholarshipsThis one-year need-based award is offered on a fi rst-come,

first-served basis to in-district students who have completed

all SF adm ission requirements and the Federal Application forStudent Financial Aid. Students must meet minimum standards of

academic progress as def ined on page 7.

AthleticsThis one-year renewable award is offered through t he SF

Athletics Department to students who excel in baseball, basketballor softball. Students selected by the SF Athletics Department

must meet state athletic scholarship guidelines for eligibility andrenewal. Full-time enrollment is required. Contact the AthleticsDepartment at (352) 395-5535 for more information.

Creative ArtsThis one-year renewable award is offered through SFs Fine Art s

Department to students who excel in a rt, dance, debate, musicor theater. Consideration of candidates is based on auditions,

portfolio, interview a nd recommendation. Students must enrollin courses relating to award, and full-time enrollment is required.

Contact Fine Art s Chairperson at (352) 395-5310 for moreinformation.

College Achievement ProgramThis award is offered each year to outstanding participants in

the College Achievement Program. Students have three years touse this award. Full-time enrollment is required and students must

maintain a 2.5 cumulative GPA for renewal. Contact the Office ofDiversity at (352) 395-5058 for more information.

James Gregg Honors ProgramThe Honors Program Scholarship Committee will award up to

twenty scholarships per academic year to selected students from

the Honors Program. Each scholarship wi ll be gra nted for one year,renewable up to two consecutive years if academic standards are

met. For additional information contact the Off ice of InternationalEducation, Economic Development and Honors Program at (352)381-3646 or in Building B, room 213.


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Public ServiceThis scholarship is offered to selected students who are

participating in the Gainesville Police Departments CadetProgram. Students are expected to attend full time and mustmaintain a 2.0 cumulative GPA for renewal. Contact GPD CrimePrevention at (352) 334-2444 for more information.

Student AmbassadorThis one-year award is offered t hrough SFs Office of Admissions

to 16 students selected to represent the college for the fall a ndspring terms. Students must have earned at least 18 credit hours atSF with a cumulative GPA of 3.0 to apply for consideration. Contactthe program coordinator at (352) 395- 5453.

Student GovernmentThis scholarship is awarded to the current academic year

Student Government leadership team. Students must maintaina 2.5 cumulative GPA and must comply with the StudentGovernment constitution to remain eligible. Students shouldcontact the Student Government office in the Center for StudentLeadership and Activities.

Technology and Applied SciencesThis scholarship is available to 18 students enrolled in SFs

Career and Technical Education Programs. Students mustmaintain a 2.0 cu mulative GPA for renewal. For additionalinformation contact the Off ice of International Education,Economic Development and Honors Program at (352) 381-3646 orin Building B, room 213.

SF Foundation ScholarshipsThe following scholarships are offered through the SF

Foundation:

Alachua County/SF Minority Scholarship

Alfred B. Watson, Sr. and Agnes W. Watson Scholarship

Altrusa International, Inc. of Gainesville, Florida Scholarship

Altrusa International, Inc. of Starke, Florida Scholarship

Arts and Sciences Scholarship

ASA/NHRA Automotive Technology Scholarship

A.W. Fletcher Memorial ScholarshipBilly and Glenna F. Brashear Nursing and Health Scholarship

Boone/Bussard Welding Scholarship

Bradford County/Andrews SF Minority Scholarship

Bruce P. Walek Memorial Scholarship

Charisma OConnor Memorial Scholarship

Charles L. Blount Scholarship

Charles R. Perry Memorial Scholarship

Christa Leigh Hoyt Memorial Scholarship

Colonel R. James Glikes Memorial Scholarship

Davis, Monk & Co. Leo T. Hury Business Scholarship

Dewitt C. Jones and Jeanne C. Johnson Memorial Scholarship

Dexter and Sarajo OSteen Family Scholarship

Disneys Animal Kingdom/Animal Programs Scholarship

Dr. Erich and Ellen Farber ScholarshipDr. Lamar E. Crevasse Scholarship

Esther Porter Lane Memorial Scholarship

Fiona Kathleen Gott Memorial Scholarship

Florence Smith Nursing Scholarship

Francis B. Watson Memorial Scholarship

Gene Gerber Memorial Scholarship

Guy and Elizabeth Andrews Scholarship

H. Medford and Patricia Connelly Scholarship

Harold A. and Jeanne Cruthirds Johnson Scholarship

Henry H. Beck Scholarship

Herron Health Care Scholarship

Hung-Sen Wu Memorial Scholarship

Irene Zimmerman Memorial Scholarship

James J. and Rena E. Swick Memorial Scholarship

James F. Moore Memorial Scholarship

Jean Rae Bronson Nursing Scholarship

Jeff Block Memorial Scholarship

Jeffrey Mattison Wershow Memorial Scholarship

Joseph W. Fordyce Scholarship

Joyce Doke Riherd/Bradford County Public Health Nursing

Scholarship

Kiwanis Club of Starke Community Service Scholarship

Laura Lopez Memorial Scholarship

Lillian Stump Nursing & Health Related ScholarshipMargaret F. Knapp Nursing Scholarship

Margaret R.T. Morgan Nursing Scholarship

Mark M. and Flora Yon Richardson Memorial Scholarship

Mazdak Noorbakhsh Memorial Scholarship

Medical and Surgical Affiliates (MSA) Nursing and

Health Related Scholarship

Newberry Garden Club Scholarship

Nicholas J. Gonzalez Memorial Scholarship

Noah Jacob Rodkin Memorial Scholarship

Norman Jensen Art Scholarship

Norris O. Roszel Family Scholarship

Nursing & Health Related Scholarship

Nursing Education Scholarship

Pamphalon Foundation Scholarship

Patricia M. Blount Scholarship

Patricia Sherman Fabrick/Alachua Habitat for Humanity Scholarship

Philip H. Baker Gainesville Civitan Club Scholarship

Plus One Scholarship

Professional Retail Associate Scholarship

Roxann Kelley Buehn Memorial Scholarship

S. Clark Butler Scholarship

Shands at Starke Auxiliary Scholarship

Shands at University of Florida/Rosa B. Williams Scholarship

Starke Rotary Club Scholarship

Village Nursing Scholarship

Eligibilit y requirements for SF Foundation Scholarships var y.Some awards are offered to graduating high school seniors in

Alachua and Bradford counties; others are avai lable to students

entering SF automotive, welding, business programs and healthrelated fields. For information on specific scholarships please v isit

www.sfcollege.edu/scholarships.

A scholarship handbook will be available at Alachua and

Bradford county high schools in early spring. Most deadlines are

March 3, 2010 for the 2010-2011 academic year. Tuition may be

charged to accepted awards. Awards ra nge from $1000 to $1600 per

academic year payable during the fall and spring semesters.

Other ScholarshipsMath Opens the Door Scholarships (MODS)

The Santa Fe College mathematics depart ment offers 30

scholarships worth $ 3125 per year to recipients majoring

in mathematics or engineering who desire to transfer to a

baccalaureate degree progra m in Computer Science, Engineering,

or Mathematics. Both first-time-in college and in-college students

can apply but eligibility criteria vary.

The scholarship is both merit a nd need-based so the student

must also apply for Federal Financial Assistance. Additional

information may be v iewed at SFs Math Opens the Door Web site

at http://dept.sfcollege.edu/math/mods/.

Phi Theta Kappa International Honor SocietyOver $35 million in local, regional, and international

scholarships is avai lable to Phi Theta Kappa. For more details,

please contact the Phi Theta Kappa Scholarship Committee in

S-154 or e-mail [email protected]. To find out when thescholarship committee meets, call (352) 395-4105.


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Barry Goldwater ScholarshipAwarded to college students who intend to pursue careers

in math, natura l sciences and engineering fields. For moreinformation, cal l (352) 395-5010.

Jack Kent Cooke ScholarshipAwards approximately 50 scholarships to undergraduate

students attending community colleges or two-year institutions inthe U.S. and planning to tra nsfer to four-year inst itutions. For more

information, cal l (352) 395-5010.

Hispanic Scholarship FundOffered to community college students who plan to transfer and

enroll in a degree-seeking progra m at a four-year U.S. accreditedinstitut ion in the U.S. For more information, visit www.hsf.net/Scholarships.aspx.

Native American/Morris K. Udall ScholarshipOffered to Native Americans and Alaska native students

who have demonstrated commitment to careers related to theenvironment, tribal public policy or native hea lth. For moreinformation, visit www.udall.gov.

The Foundation of the National Student NursesAssociation Undergraduate Scholarship Program

Offered to students currently enrolled in one of the nursingprograms. For more information, visit www.nsna.org/foundation/resources/.

Transfer Scholarshipswww.sfcollege.edu/financialaid/scholarships.php

Other Scholarshipswww.sfcc.edu/financialaid/scholarships.php

State of Florida Programswww.floridastudentfinancialaid.org/

The Florida Depart ment of Education offers various st udentfinancial assistance programs which are administered by theOffice of Student Financial Assistance (OSFA)www.floridastudentfinancialaid.org/in Tallahassee. These programs

include Florida Bright Futures, Florida Student Assistant Grant,Jose Marti Scholarship Challenge Grant, Scholarships for Childrenand Spouses of Deceased or Disabled Veterans and Servicemembers and more.

Florida Bright Futures Scholarship ProgramThis is a state scholarship awarded to Florida high school

graduates who demonstrate hig h academic achievement. Awardsare issued by the State of Florida directly to the eligible student.Initial eligibility is generally determined in your senior year ofhigh school. The program has three levels: Florida AcademicScholars Award, Florida Medallion Scholars Award, and FloridaGold Seal Vocational Scholars Award. The top-ranked scholar fromeach county will receive an additional award.

Applications and eligibility criteria are available from your

high schools guidance office or from the Florida Departmentof Education Web site: floridastudentfinancialaid.org. SF receiveselectronic information about eligible scholars from the FloridaDepartment of Education. You will receive a notification ineSanteFe when you are awarded. You may view the award amounton eSantaFe in My Financial Aid. You must enroll for at least6 hours of college-level course work each term. Initial awardamounts are estimated for purposes of SFs financial aid awardplanning.

Actual payment depends upon the program regulations and theamount of tuition and fees assessed for the term. The scholarshipswill cover up to 45 credit hours of course work each year.

Bright Futures awards are available for fall and spring termsonly. For additional details about the Bright Futures program andprogram regulations, visit floridastudentfinancialaid.org.

For more information, point your Web browser to www.sfcollege.edu.

Statement of Equal Access/Equal Opportunity

Santa Fe College is committed to an environment that embraces diversity,

respects the rights of all individuals, is open and accessible, and is free ofharassment and discrimination based on, but not limited to, ethnicity, race,

creed, color, religion, age, disability, sex, marital status, national origin, politi-

cal opinions or af filiations, veteran status and/or sexual orientation.

Lela Elmore, Equal Access/Equal Opportunity Coordinator

[email protected], (352) 395-5420

3000 NW 83rd Street, R-Annex, Room 105, Gainesville, FL 32606

2010 Santa Fe College, Gainesville, Florida

santa fe college financial aid handbook 2010-11

Documents