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SCUF—News Letter—Breeze— September, 2013

A great ship asks deep waters.

Special points of interest:

Governor of RBI

KYC - a tool

Magic figure

Quiz

Onam

Inside this issue:

Know Your RBI Governor 2

KYC -

A tool to improve Business 3

Find the magic figure 4

DYKS 5

Onam Celebrations 6

Greetings from TED 7

Speech and Smile 8

1st September, 2013

Thisai: North

Thendral: 05

SHRIRAMCity

46th Issue of Breeze

Did You Know Series

(DYKS)

An

Unique

Quiz

For

ShriramCityians

Join, Enjoy and Enrich.

( Details in page No. 5 )

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SCUF—News Letter—Breeze— September, 2013

Greetings to Shri Raghuram G Rajan, Governor , Reserve Bank of India.

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SCUF—News Letter—Breeze— September, 2013

By Sri D.Srinivasan, Senior Manager, BPR, Santhome.

Did you know?? KYC is for your Business Improvement!!!!!!!

Yes. Do not be surprised. Knowing Your Customer enhances the business opportunities for you, your branch, for ShriramCity and the Shriram Group.

Read further to know how. Common understanding of KYC

ID proof Address proof Photograph Very important for all files Do not process any file without KYC Why? Because RBI requires all NBFCs to follow that

Is this not the common understanding of KYC among many of us??? How deep is our customer‘s pocket? Let‘s try to understand a little more about some of our TW customers

Most of them would most probably be owning a business / a self-employed individual With a little finance to bridge their working capital gap, some of them may probably double their

turnover A short term loan could win a lucrative business contract A MSME customer may want to insure his plant and machinery Almost all of them would have taken at least 1 insurance policy through his next door LIC agent Some of them would have bought a flat with a loan from a finance company They may want to mortgage their property for raising finance On the domestic front, to tide over temporary cash flow crunch, they may be approaching money

lenders by pledging the household gold ornaments You may notice that we would be able to fit in any / all of our products to such customers whom we approach for just one of our products.

Spend time with your customer. Understand his life style.

Know his businesses. Appreciate his needs. Travel along with him.

Enhance his earning potential. The only way to know if our customers can give us all his business is to KNOW HIM WELL. KYC is not just a dictum from the Reserve Bank of India to protect the risks of finance business. It is actually the way to grow our business if understood and practiced in the spirit of the term.

That‘s exactly Know Your Customer!!!!!!!!!

Let us not just look at booking a loan as a transaction. We shall move towards building a life time relationship with our customers for mutual benefit.

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SCUF—News Letter—Breeze— September, 2013

Find the ― Magic Figure ―

481 X Your Age X 21 = _______

From the desk of TED, Chennai

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SCUF—News Letter—Breeze— September, 2013

By Sri D.Srinivasan, Senior Manager, BPR, Santhome.

Did You Know Series (DYKS)

PART I – Rules of DYKS From this issue of ‗Breeze‘ the Did You Know Series (DYKS) would start appearing in the monthly issues. The details and rules of the DYKS are as follows:

Each issue will contain 3 multiple answer questions All staff members are eligible and are encouraged to reply to the

questions All replies to be sent only to DYKS@shriramcity.in The mails should be sent from the official mail ID of the employee. The response mail should be as follows;

The name of the staff from whom the first correct response comes will be published in the subsequent issue of ‘Breeze’.

This will be for each of the states. PART II – Answers to last month‘s quiz Not Applicable for this month PART III – Winners of last month‘s quiz Not Applicable for this month PART IV – This month‘s questions

1. In which year was SCUF incorporated as a limited company a. 2002 b. 1986 c. 1974 d. 2010

2. SCUF does not deal with which of the following product loans a. Business loans b. Two wheeler loans c. Gold loans d. Watch loans

3. SBI is a a. Non Banking Financial Institution b. Insurance Company c. Private Sector Bank d. Public Sector Bank

SNo. Required Information Employee Entry / Answer to quiz

1 Employee Name

2 Employee Number

3 Designation

4 Email ID

5 Branch code and name

6 State

7 Answers:1

2

3

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SCUF—News Letter—Breeze— September, 2013

From Sri Rajagopalan, Zonal Office, Ernakulam

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SCUF—News Letter—Breeze— September, 2013

Message from TED

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SCUF—News Letter—Breeze— September, 2013

பேச்சின் சிறப்பு

பகோேமோகப் பேசினோல் குணத்தை இழப்ேோய்

அைிகமோகப் பேசினோல் அதமைிதை இழப்ேோய்

வெட்டிைோய்ப் பேசினோல் பெதைதை இழப்ேோய்

பெகமோகப் பேசினோல் அர்த்ைத்தை இழப்ேோய்

ஆணெமோகப் பேசினோல் அன்தே இழப்ேோய்

வேோய்ைோய்ப் பேசினோல்

வேைதைபை இழப்ேோய்

சிந்ைித்துப் பேசினோல்

சிறப்ேோக இருப்ேோய்

சிரித்துப் பேசினோல்

சீபைோடு இருப்ேோய்.

Mail your

views, reviews, feed-back,

suggestions and

comments to

efchennai@shriramcity.in

Our members of staff are requested to contribute to our News Letter ―Breeze‖ by way of articles, photos, art work done by them, tips, messg. on special events at their work place, and such other matter of i n t e r e s t f o r

publication.

From Editorial Desk:

Communication Address:

Editorial Committee, (News Letter—Breeze)

ShriramCity Santhome Office, Chennai—600 004 Phone: 43925300

Email: efchennai@shriramcity.in

Editorial Committee

Shri K.Subramaniam Senior Consultant, HO.

Smt M.Subhashree TED., Santhome Office

Sri M.Radhakrishnan

Consultant, Santhome Office

Our News Letter

―Breeze‖

can be accessed in

the

following URL:

http://27.251.33.232

Speech and Smile