steps to be followed when applying for a credit card
DESCRIPTION
If you are new to credit cards take a note on our simple six steps and come to the conclusion on the credit card applications. Once you decide on the factors to consider you can use the credit card finder to choose the card in the market that meet your criteria.TRANSCRIPT
pdfcrowd.comopen in browser PRO version Are you a developer? Try out the HTML to PDF API
Dirimpact.comGUIDE THAT LET YOU MANAGE YOUR CREDIT CARDS WISELY!
MENU ▼
Steps To Be Followed When Applying For A Credit CardPosted on February 13, 2013 by admin
pdfcrowd.comopen in browser PRO version Are you a developer? Try out the HTML to PDF API
Related Results1. macu.comMACU Triple Rewards
Low Rates & No Hidden Fees. Apply Today To Get 3X Points!
2. creditcards.chase.comCHASE® Credit CardsCheck Out The Great Benefits CHASE® Credit Cards Have To OfferYou!
If you are new to credit cards take a note on our simple sixsteps and come to the conclusion on the credit cardapplications. Once you decide on the factors to consider youcan use the credit card finder to choose the card in themarket that meet your criteria.
Applying for credit card can be done through the followingsteps.
1) Have a Credit check
Before head on to the credit card applications you shouldmake a self assessment on your credit score. Becausebased on this factor only you can know the possibility for the
acceptance and can know the estimation of credit limit you will be allowed on the new card.
Try to be honest when you fill out the credit card applications. When you provide a false information anywhereon the application it may lead to the defrauding that particular credit card provider. They can take legal actions.So be careful when giving out the information.
If you don’t pose enough credit eligibility then give a try for the best secured credit cards. In this secured card
pdfcrowd.comopen in browser PRO version Are you a developer? Try out the HTML to PDF API
you are going to deposit your amount against your card’s credit limit. So the banker will take out the money fromthis deposit when you couldn’t make payments as you agreed. It is also one of the best ways to rebuild yourcredit history.
2)APR
When applying for a credit card, consider the one which offers a lower APR Rate because it will be applied onyour borrowed money interest rate. This includes the charges such as mandatory fee on your card. Latepayments will not come under this APR.
So if your card offers a less APR it implies you will be required to pay only less interest.
3) Eligibility
Anyone who has crossed their 18 years of age is eligible forthe acceptance of standard credit card applications.Acceptance will also subject to the credit check and othercriteria.
If you want to have a premium card then you should poses ahigher income and the better credit risk. These premiumcards will provide high credit limits with much lower interestrate.
4) Which one to choose – typical factors to be used in creditcard finder by based on the following option you candetermine which card will best suit to you.
10 Best CreditCardswww.comparecards.com
Compare Credit Cards with 0%APR. Lock-in 0% APR for 18Months Today!
pdfcrowd.comopen in browser PRO version Are you a developer? Try out the HTML to PDF API
i) Purchase now and make payoff at the end of each month
If you want to use your credit card for the month full of purchase and settle all the money at the end of each andevery month you don’t need to bother about the APR because you are going to payoff within the free interestrate period. So check out the features like rewards, loyalty points cash back offers when going for the credit cardapplications.
ii) Going to use the credit card for some major purchases and will spread the total payments for several months.
If this is the case then should go for the card with low APR. Also check out whether this low APR will get changedin just few months. Some credit card companies use to offer even 0% interests on the introductory period butthey will raise the rate dramatically once the intro period gets over.
iii) Will use the card in abroad
If you want to use the credit card in foreign countries then you should be careful with the credit limit & annual fee.If it is 0 annual fees it will be much the better. Try to select the card which will be accepted in most of the foreigncountries. Have a note on the transaction and fees collected when dealing with the foreign currencies.
Have all these concerns in mind and try out the Credit card finder to come out with the best one.
22 15 7
pdfcrowd.comopen in browser PRO version Are you a developer? Try out the HTML to PDF API
← Best Balance Transfer Cards To Choose In 2013 List Of College Student Credit Cards →
Related Results1. creditcards.chase.comCHASE® Credit Cards
Check Out The Great Benefits CHASE® Credit Cards Have To OfferYou!
2. badcreditoffers.comBad Credit? Top 10 CardsTop 10 Credit Cards for Bad Credit! Apply Online in 60 Seconds.
Bookmark the permalink.
ONE THOUGHT ON “STEPS TO BE FOLLOWED WHEN APPLYING FOR A CREDIT CARD”
Pingback: Get A Credit Card With No Annual Fee
Leave a Reply
Your email address will not be published. Required fields are marked *
NAME *
EMAIL *
pdfcrowd.comopen in browser PRO version Are you a developer? Try out the HTML to PDF API
You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym
title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite="">
<strike> <strong>
Human Verification: In order to verify that you are a human and not a spam bot, please enter the answer into thefollowing box below based on the instructions contained in the graphic.
EMAIL *
WEBSITE
COMMENT
pdfcrowd.comopen in browser PRO version Are you a developer? Try out the HTML to PDF API
Your Answer
Post Comment
About Usdirimpact.com talks about credit card deals for the experts and naive users. You can find many interestingfacts about various types of credit cards, offers, credit card companies, which cards are best for students, lowinterest credit cards and many more
Sponsored Links
pdfcrowd.comopen in browser PRO version Are you a developer? Try out the HTML to PDF API
pdfcrowd.comopen in browser PRO version Are you a developer? Try out the HTML to PDF API
Recent Posts
Everything You Need to Know About Interest Rates
Store Cards: Everything You Need to Know
Credit Cards: 5 Clever Tips and Tricks for Using Your Card Wisely
Boost your bad score to good – Some tips how this can actually be done
Pinterest Beats Facebook for Shopping Engagement
Archives
October 2013
August 2013
July 2013
June 2013
May 2013
February 2013
pdfcrowd.comopen in browser PRO version Are you a developer? Try out the HTML to PDF API
dirimpact.com
580 people like dirimpact.com.
Facebook social plugin
Like
pdfcrowd.comopen in browser PRO version Are you a developer? Try out the HTML to PDF API
© Dirimpact.com
Twitter Fan Box
Related Results by Chitikacreditcards.chase.comCHASE® Credit Cards
Check Out The Great Benefits CHASE® Credit Cards Have To Offer You!
badcreditoffers.comBad Credit? Top 10 CardsTop 10 Credit Cards for Bad Credit! Apply Online in 60 Seconds.
ask.comCredit Card ApplyingView Credit Card Applying on Ask.com. Try our New Search Results!