940 North Superior Avenue PO Box 940 Tomah, WI 54660

Phone: 608.372.4736 Fax: 608.372.4394

www.tacuonline.com

T A C U C r e d i t U n i o n l M a r c h 2 0 1 1 I s s u e

TACU ANNIVERSARY

Pat Kroncke, a

Loan Officer at TACU recently celebrated her 14th

year working at TACU.

EXPRESS B e c a u s e t i m e i s m o n e y

PRIVACY STATEMENT

Read the enclosed privacy

statement for our policy on how we handle your private

information.

TRY MONEY MISSION YET? Hands on learning, scholarship money, and cost effectiveness

(free!) are three reasons to try Money Mission today!

www.tacuonline.com

71st Annual Meeting Report

Two directors were elected February 17, 2011 at the TACU annual meeting

held at the Tee Pee Banquet Hall. 75 members attended the meeting. John Froelich and Linda Johnson of Tomah and Gary Klinker of Camp Douglas were reelected to the

board of directors for three year terms. Other members of the 2011 board are Paul Wiese, Onalaska, Paul Salzwedel, Warrens and Gary Dechant and Allen Capaul of

Tomah.

Chairman Paul Wiese reported on the board of directors’ activities for 2011. Paul Salzwedel, Treasurer, reported assets had increased 2.32% in 2010 to

$50,130,277. There are now 6,202 members who have total shares of $45,221,314. Share dividends paid to members from January 1, 2010, to December 31, 2010,

totaled $571,159.58. TACU Credit Union President/CEO, John Laufenberg, reported 1,748 loans

were made in 2010, for a total of $23,111,340. Laufenberg welcomed members to the

71st Annual Meeting of their credit union to hear reports that indicate how their credit union is performing financially, to elect leaders and to commemorate the credit

union’s achievements. He explained how TACU embodies the Credit Union National Association’s

International Credit Union Week theme of “Local, Trusted and Serving You.” As

examples, he detailed how TACU opened the new Tomah High School Branch in hopes of “Increasing financial literacy among area youth.” This new endeavor fits with

TACU’s people helping people philosophy. The students named the branch Tito’s TACU after the school mascot and student tellers staff the branch. He informed

membership that TACU sponsors a unique internet game called Money Mission. To play the game, students learn basic money management skills to obtain a score. The

score is calculated based on budget and making wise money choices not devoid of

enjoyable expenditures such as going to the theatre. The President explained how The National Credit Union Administration

Corporate Stabilization Program assessments will affect TACU’s income for 10 more years.

Laufenberg noted TACU grew in assets during the past 3 years. TACU also

has 187 more members than in 2009 and TACU is now stronger despite the overall condition of the economy. As TACU President, he promised to continue investing

excess funds by keeping in mind the Safety 1st – Yield 2nd rule. He also suggested following policies to insure prudent loans continue being made to members. Acquiring

quality loans is a way to guarantee that not one penny of member’s insured savings

will be lost. Laufenberg thanked the board and staff for their support and thanked

members for participating in the annual meeting. Laufenberg drew attendee door prizes at the close of the meeting while members enjoyed a light meal.

Low Loan Rate Notice!!

3.75%

Our loan rates are at historic lows! Motorcycles, RVs, Trucks, Cars, Boats… you name

it! Rates as low as:

APR*

*Rates are subject to change at any time so be sure to get your loan while the

rates are low! Your rate may vary based on credit score and other factors.

Refinance your existing loans from other places and save big money! Apply today!

Federally Insured by NCUA up to $250,000

Equal Housing Lender

www.tacuonline.com

T A C U C r e d i t U n i o n l M a r c h 2 0 1 1 I s s u e

Youth Week at TACU April 18-22

Cookies and juice in lobby all week for all visitors

All youth may enter for prizes, have cookies and juice, or

choose a sticker or balloon.

Prize drawings in lobby for youth under age 18

1st Prize – Ipod shuffle

2nd Prize – 1GB Flash Drive

3rd Prize – Pizza Party Basket

Coloring contest for 5-spot youth club members.

A free $5 deposit for all new youth accounts.

Free gift for every youth deposit of $20 or more.

Tito’s TACU, inside Tomah High School

Free mood cups for each transaction at Tomah High School on 4/18 and 4/22.

Shred, Don’t Tear! The Tricks of Identity Thieves & What You Can Do

Tearing preapproved credit card offers into a few pieces before disposing of

them isn't enough to protect you from identity thieves.

A consumer reporter for the NBC Today show tested what happens when

consumers first rip card offers into a few pieces, then piece them back

together, fill them out, and submit them to card issuers. In five out of eight

tries, the reporter received a credit card.

Card issuers have rules about accepting mangled submissions, but clearly

some slip through. Protect yourself in two ways:

Shred all preapproved credit card offers before disposing of them.

Prevent the offers in the first place. You can call 1-888-5OPTOUT

(567-8688) or visit optoutprescreen.com to "opt out" of most mailings.

You've had that right since 1996, but few people use it. A study by the

Federal Reserve in 2004 indicated that only 6% of consumers had signed

up to opt out. That was before the law required issuers to make the opt

out option more prominent on credit card offers.

Your best option for a credit card at a fair rate is from us. Call us today

about a credit card that won't rip you off. (Call 808-372-4736).

Take our survey to prevent annoying e-mails!

Do e-mail messages from businesses annoy you? Do you like to get physical

letters instead of phone calls? Let us know!! Please find the “Membership

Communication Survey” enclosed with your statement and fill it out. This

survey is the opportunity for you to tell us how you would like to hear from us.

That way, we can contact you in a way that works best for you!

Once you are done with the survey, we just ask you to fold it over and tape it

shut so the “Business Reply Mail” panel is facing out. And don’t worry about

the postage, we’ve got it covered!