gta new condo guide, feb 14, 2015

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Built to make a statement.live well by design. At Avani 2, a sleek urban vibe resonates throughout every suite design,

creating spaces that can express your passions and personality.

Built for life. Built for you.

tridel.com

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tridel.com

Built for the suite life.

eiGht decades of home BuildiNG. over 80,000 homes Built. tridel commuNities are Built GreeN. Built for life.*Price and specifications are subject to change without notice. Illustrations are artists concept only. Building and view not to scale., Tridel Built for Life, Tridel Built Green. Built for Life. are registered trademarks of Tridel and used under license. Tridel 2015. All rights reserved. E.&O.E. February 2015.

Find your connection at islington terrace, just minutes from the Bloor

islington subway. this architecturally striking condo community is

located in a historic neighbourhood where the past mingles with todays

must haves. islington Village with its quaint restaurants leads you right

into the fashionable Kingsway on Bloor, full of trendy boutiques and

exclusive shops. Embrace the new spirit of living at Bloor and islington.

Built for life. Built for you. Starting from the mid $200s*

Visit the Presentation Centre

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EXPERIENCELIFE AT THE TOP

SIGNATURE PENTHOUSES.

Feb 14 - 28, 2015 Volume 19 Issue 4

INSIDE THIS ISSUE

DESIGNER ADVICE: THINK PINK!DESIGNER ADVICE: THINK PINK!

WHAT THE INTEREST RATE CUT MEANS FOR YOU

INSIDE THIS ISSUE

WHAT THE INTEREST RATE CUT MEANS FOR YOU

LUXURY OPTIONAL: WHEN YOU SHOULD SPRING FOR UPGRADES

CG_Cvr_02-14-15_mockup.indd 1 15-02-09 1:42 PMCG Cover Single Gate Narrow Spine 02-14-15_Mockup.indd 1 15-02-09 1:54 PM

Built to make a statement.live well by design. At Avani 2, a sleek urban vibe resonates throughout every suite design,

creating spaces that can express your passions and personality.

Built for life. Built for you.

tridel.com

6.875" x 10.5" oGfTRI 25848 Condo Guide AVANI 2 GF (IFC) + IT OBC Feb 15.indd 1 2015-02-09 10:15 AM

Blue Diamond at Imperial Plaza, a new elegant tower in the dazzling Forest Hill neighbourhood, brings new intensity to condominium luxury. Sublime amenities, superlative fi nishes and Torontos most radiant views. Experience the brilliance.

COMING SOON, BRILLIANT LIVING AT AVENUE & ST. CLAIR FROM THE $300S

DIAMONDS ARE FOREVER JUST LIKE OUR VIEWS

REGISTER NOW BLUEDIAMONDCONDOS.CA/CG

FOLLOW US:

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PRICES AND SPECIFICATIONS SUBJECT TO CHANGE. IMAGES ARE ARTISTS CONCEPT. E.&O.E. BROKERS PROTECTED

DEER 37885 Condo Guide_final.indd 1 2015-01-09 12:50 PM

2 NEW CONDO GUIDE FEBRUARY 14 - 28, 2015 FEBRUARY 14 - 28, 2015 NEW CONDO GUIDE 3

SUSAN LEGGEEditor-in-chief

[email protected]

Follow me on Twitter atTwitter.com/SusanLegge

Like us on FacebookSearch: Condo Guide

LYDIA MCNUTTEditor

[email protected]

Follow me on Twitter atTwitter.com/LydiasTweets

EDITORS NOTE

UNDERSTAND THE AGREEMENTBuying a brand-new home or condo o ers an opportunity to get exactly what you really want. It can be a dream come true and an investment for the future, but dont forget, its also a legal transaction.

The term get it in writing has never been more important in the case of the new-home or condo purchase since it outlines everything your new home will have in it and around it. Otherwise known as the Agreement of Purchase and Sale, the contract spells out the terms between you and your developer and/or builder. Without it, if there is a misunderstanding or disagreement, its impossible to prove what was agreed upon.

Since building a home is much more complicated than a resale transaction where the home already exists, there is no set Agreement of Purchase and Sale or standard contract for buying a new home. In some provinces, builders may have standard contracts prepared by the local home builders association or their new-home warranty program. Builders often prepare their own agreements so new-home contracts can vary from one builder to another and from provinceto province.

Before you sign a contract, review it carefully with the builder and ask questions to make sure you fully understand whats in it. Your next step is to then take it to a real estate lawyer and have it reviewed. Once it is signed, it becomes a legal document, so seeking the services of an experienced lawyer is an important step toward ensuring that your dream home becomes a reality.

READY, SET, SHOP!A home is probably the biggest purchase youll make in your lifetime, and its also arguably the one that will bring you the most joy. In the long run, real estate is generally a sound investment that yields security and a good return, should you ever decide to sell. But if youre looking for immediate gratifi cation, nothing beats the feeling of stepping through the door and knowing youve arrived home.

There are about as many di erent types of condos out there as there are buyers. Whether youre leaning toward a small-but-sweet studio in the city, with every imaginable amenity steps from your front door, or you have your eye on a spacious suite in the suburbs, rest assured that the perfect home is out there, waiting to be discovered. However, with so many choices, where do you start?

Keep an open mind, but dont compromise on your must-haves. Be clear on the lifestyle you expect to lead. This includes satisfying your professional self, the social butterfl y and of course, your inner accountant.

Heres where it helps to make a list and clearly identify your needs and wants, to be clear on what youre willing to compromise on when push comes to shove. Is that second bedroom truly essential, or would you make better use of one bedroom with a large ensuite and walk-in closet? You decide. You may be surprised at your own choice in the end.

Buying a home is a major milestone, so at the end of it all, dont forget to have fun and enjoy the ride. Happy condo hunting!

002 Editors Note-Ready set shop_MC_L.indd 2 2/10/15 2:40 PM

FEBRUARY 14 - 28, 2015 NEW CONDO GUIDE 3


LEGALLY SPEAKINGJayson SchwarzJayson Schwarz LL.M is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit the website at schwarzlaw.ca or email [email protected].

BILD REPORTBryan TuckeyBryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta)and BILDs official blog (bildblogs.ca).

DESIGNER ADVICEYanic SimardYanic Simard is New Condo Guides design editor, principal designer of the award-winning Toronto Interior Design Group (tidg.ca), and regular guest expert on Citys Cityline. Check out Yanics accessory line, Yanic Simard Selected, online at ysselected.com

CONDO PROBarbara LawlorBarbara Lawlor is president and CEO of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condo developments inthe GTA and overseas.

HOME SWEET HOMELydia McNutt Lydia McNutt is an award-winning writer and editor.Lydias love of architecture, interior design and the written word have landed her happilyat home at New Condo Guide. Follow Lydia on Twitter @LydiasTweets or [email protected].

PRESIDENT, WALL2WALL MEDIA

Jacqueline HillEDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan LeggeDIRECTOR OF SALES, NATIONAL

Josh HeppnerASSOCIATE PUBLISHERSWO NEW HOMES

Susan Maxwell ART DIRECTOR

Daiana GarayEDITOR

Lydia McNuttCONTRIBUTING EDITORS

Sara Duck Wayne KarlElisa KrovblitDESIGN EDITOR

Yanic Simard

SALES MANAGER

Conni RobinsonSENIOR ACCOUNT EXECUTIVE

Dionne [email protected] ACCOUNT EXECUTIVE

Nina [email protected]

SALES & MARKETING CO-ORDINATOR

Terry BassettADMINISTRATIVE ASSISTANT

Antoinette Jackson

PRODUCTION MANAGER

Bala GnanapandithanPRODUCTION CO-ORDINATOR

Sandra Hanak-VujnovicGRAPHIC DESIGNERS

Viosa Barileva, Miguel Cea, Hannah YarkonySandra Hanak-Vujnovic, Mike Terentiev

#500-401 The West MallEtobicoke, ON M9C 5J5T 416.626.4200 F 416.784.5867newhomeandcondoguide.ca

ADVERTISING Call 416.626.4200 for advertising ratesand information. CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.COPYRIGHT 2015 All rights reserved by Wall2Wall Media. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law.TERMS Advertisers, editorial content and new condoguide are not responsible for typographical errors,mistakes or misprints. All prices are correct as of presstime and are subject to change without notice. E. & O. E. EDITORIAL submissions from interested parties will be considered. Email to [email protected] views and data expressed by columnists do not necessarily represent those of the publication.

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

Published By

INVESTOR ADVICE Andrew la FleurAndrew la Fleur is an award-winning realtor withRe/Max. Andrews expertiseis in helping investors make money in the Toronto condo market. Visit TrueCondos.com/NewCondoGuide for a free gift. Contact Andrew at 416.371.2333 [email protected]

STAT CHATBen MyersBen Myers is senior vice-president of Market Research and Analytics at Fortress Real Developments. Follow his blog posts and commentary on the Canadian housing market at fortressrealdevelopments.com/news or follow him on twitter at @BenMyers29

CONTRIBUTORS NEW CONDO GUIDE

MORTGAGE ADVICEAlyssa RichardAlyssa Richard is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

STYLE FILEJane LockhartJane Lockhart is founder and principal designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

004 Contributors_MC_L.indd 4 2/10/15 12:17 PM

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6 NEW CONDO GUIDE FEBRUARY 14 - 28, 2015

Visionary architecture. Forever vistas. An inspiring address.

Come hometo your sensesCOMING SOON TO OAKVILLE Resort-style condominium living from $219,990*

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CITY 37828 Condo Guide.indd 1 15-01-06 3:56 PM


By Bryan Tuckey

BILD REPORT

Bryan Tuckey is president and CEO of the Building Industry

and Land Development Association and a land-use planner who has worked for

municipal, regional and provincial governments. Follow

on Twitter @bildpres or @bildgta, facebook.com/bildgta, and

bildblogs.ca.

Understanding your homes structure

You sleep there, you eat there and you entertain there. Its your home and you want it to be safe and comfortable. One of the most important aspects contributing to the comfort of your home is the building envelope and just like a car, the building envelope requires regular maintenance to keep it in tip top shape.

You may be wondering, what is the building envelope? Its a technical term for three barriers weather, air and thermal that stand between whats inside your home and whats outside. When all three work properly, your home is more energy efficient, safe and comfortable.

In any building, the top three most important parts of the building envelope are the foundation, the exterior walls (including doors and windows) and the roof. There are key systems that work within that envelope think heating, cooling, plumbing, electrical and they perform best when maintained.

So how can you tell if theres a problem? The most common symptoms of a problem with the building envelope are water stains on the interior walls or ceilings, windows that are wet on the inside, mould and increased air flow due to missing sealants such as caulking.

The most important thing to do is dont ignore it.

You can do some research and learn if the problem is too big to solve yourself. If it is, we have a database of professional renovators and trade contractors on the RenoMark website, renomark.ca. RenoMark renovators and trade contractors can provide some expertise. They are BILD members and abide by a Code of Conduct, which includes providing a detailed, written contract, carrying a minimum of $2 million in liability insurance and offering a two-year warranty on all work.

If you live in a multi-family dwelling, like a condominium building, you can take comfort in the fact that our industry follows strict building codes, provincial standards and municipal policies, plans and guidelines when building homes, as well as employment centres. Ask your condominium board about the inspection program in place and a schedule for building envelope maintenance. Some upkeep can be done in the individual suites, but most are likely building-wide and big jobs.

Ask your condominium board about the inspection program in place and a schedule for building envelope maintenance

010 BILD Report-Your Homes Structure_MC_L.indd 18 2/10/15 12:17 PM

Where inspired tradition meets modern style. Where the energy of the city calls. And the feeling of serenity welcomes you home. This is living in perfect harmony. This is the way of TeaHouse.

Presentation Centre: 11 Wellesley St W. between Bay St & Yonge St. Entrance on Breadalbane StreetMon Thurs: 12pm 6pm, Sat & Sun: 12pm 5pm, Friday & Holidays: ClosedSite Located at 501 Yonge St

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FEB 14 28, 2015 VOLUME 19 ISSUE 04

2 Editors Note

4 Contributors

10 BILD ReportUnderstanding your homes structureby Bryan Tuckey

16 Condo ProMore women choosing the condo lifestyleby Barbara Lawlor

18 In The NewsOntario housing starts torise in 2015, dip in 2016

22 Mortgage AdviceWhat the rate drop meansfor homebuyers and ownersby Alyssa Richard

24 FinancesThe cost of love in Canada: $50,339.21by Lydia McNutt

26 Home Sweet HomeWelcome to the worldsmost livable cityby Lydia McNutt

28 Homebuyers HelpLuxury optional: Whenyou should spring forupgradesby Marnie Bennett

32 Hot DatesGTA events to check outin and around the GTA

33 Get this lookForward ash-backby Sara Duck

34 Stat ChatDont be afraid of the big,bad Toronto condoby Ben Myers

46 Money MattersOwning versus rentingby Gail Vaz-Oxlade

48 Investor AdviceWhy pre-construction condosare a great buyby Andrew la Fleur

50 Style FileAn organized e ortby Jane Lockhart

54 CMHC ReportJanuary sees bounce-backin condo starts

56 Taxing IssuesTaxes paid, money owedby Henry Choo Chong

58 Homebuyers HelpCondo opportunities in the GTA: Bigger units, more bedrooms, expanding optionsby Wayne Karl

72 Your HomeInvestors, take the road most travelled by Yan Gurevich

20

COLUMNS / NEWS / HOMEBUYERS HELP

Cresford Signature PenthousesHigh style, high design, high life

COVER STORY

CONTENTS

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76 Legally Speaking Financing, and what happens if it falls through by Jayson Schwarz

78 Designer Advice Fall in love with pink by Yanic Simard

82 Condo Watch 416 Previews, new releases and grand openings in the 416

86 In The News Toronto to lead Canada in home price growth this year by Wayne Karl

92 Make Your Move With a move, its all in the timing by Chuck Resnick

94 Marketplace Seeing stripes by Sara Duck

104 Condo Watch 905 Previews, new releases and grand openings in the 905

106 Finances Canadians in their Golden Years are striving for Freetirement

113 Condo Buyers Resource Section

118 Advertiser Index

CONDO PROFILES

CONTENTS

URBAN CAPITAL River City Introducing the insta-commute

40

STREETCAR The Southwood A modern architectural gem in The Upper Beach

44 CONCERT PROPERTIES The Kip Master-planned community to transform the heart of Etobicoke

66

PIANOSI DEVELOPMENTS Perspective Condominiums Preparing to welcome first residents in 2015

84MINTO COMMUNITIES Minto Westside Contrasting elements combine into a thoroughly modern whole

88

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CELEBRATE BUILDING COMPLETION AND REGISTRATION

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*The First Home Boost Program is not available on the townhomes and is only available on a limited number of suites.**Conditions apply. Parking, locker and maintenance incentive are only available on a select number of home types. Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artists concepts. Prices and specifications are subject to change without notice. E.&O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited.

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By Barbara Lawlor

CONDO PRO

Barbara Lawlor is president and CEO of Baker Real Estate Inc.,

and an in-demand columnist and speaker. A member of the Baker

team since 1993, Barbara oversees the marketing and sale of condominium developments

in the GTA and overseas.

More women choosing the condo lifestyle

The condominium landscape across the GTA gets more beautiful and exciting every day. And condos continue to be the popular choice for new homebuyers from all walks of life, including more and more single women.

This started a few years ago, when the condominium lifestyle began receiving attention from more than just the empty-nester segment of the market. The feeling of community, nurtured by gorgeous amenity areas, combined with the privacy of having ones own suite, offers the best of both worlds. Residents can mix and mingle with neighbours and also enjoy the solitude of their personal surroundings all under one roof.

Add to that the enhanced security that comes with condo living, and it is even more attractive for women. With the concierge providing screening of visitors and eyes on the street, suite owners have a feeling of security when entering their buildings. Todays condo dwellers also enjoy peace of mind from features such as monitored cameras in the underground parking garage, enter phone or in-suite security systems.

In a condominium, there are plenty of neighbours close by should residents need help with anything. Trading favours like watering plants or caring for pets while someone is away is a common occurrence, and seeing the same people day after day in the hallways and elevators and getting to know them over time is comforting.

Another wonderful thing about buying a new condo is the new part. There is nothing like the smell of a new suite that is completely clean and waiting for your personal imprint. What a joy it is to be able to select your own colours and materials for flooring, countertops and the like. And starting out with brand new appliances is a real luxury.

Even when couples are involved in a condominium purchase, it is usually the woman who makes the primary decisions when it comes to selecting features and finishes, and even sometimes which building they choose. The standards and upgrades offered are important, because of the value they provide, and the opportunity to create surroundings that reflect the buyers personalities.

In addition to paying particular attention to the details, women tend to see the overall picture. Take the lobby, for example. This area is like the living room for the entire building, and I think that women, in particular, prefer it to have an upscale, sophisticated feel that reflects the sensibility of the condos architecture.

Day-to-day lifestyle is critically important in the list of reasons why women opt for condos as their first choice. A fantastic sense of freedom comes from the ability to lock and leave, without worrying about lawn maintenance, snow removal, heavy repairs and the like. Plus, todays condominiums have positively gorgeous amenities that nurture a sense of belonging and make these buildings feel like home in the true sense of the word.

And lets not forget price as a motivating factor in condominium selection. Across the GTA, condo suites are less expensive than lowrise homes, which accounts for their popularity with first-time buyers females and males alike.

Buying instead of renting is a wonderful investment in your financial and lifestyle future, and you can enjoy the fruits of this investment every day.

016 Barbara Condo Pro-More Women Choose Condo Living_MC_L.indd 18 2/10/15 12:17 PM

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White volumes seemingly hover in mid air. Trees climb up the face of the building, like a forest reaching up the slopes of a mountain. And the amenities redefine luxe living. Picasso on Richmond is one of Torontos most striking architectural statements. Its under construction now, rising over the heart of Queen West with views of Queen and Peter and the Entertainment District. Picasso on Richmond is very much a part of the celebrated Queen West experience, and is in the heart of the Toronto international Film Festival every year. You can even own a three bedroom suite from the $600s! A location like no other, right at John and Richmond and just a 5 minute walk to the subway. Where else in downtown can you find space at this level and this price range? Only Picasso on Richmond. And only for now.

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IN THE NEWS

Ontario housing starts to rise in 2015, dip in 2016

Ontarios housing market will continue its steady rise in 2015 before taking a dip in 2016, according to the First Quarter 2015 CMHC Housing Market Outlook released today by Canada Mortgage and Housing Corp. (CMHC).

Ontario annual home starts will grow to 63,200 in 2015 before easing to 60,500 units in 2016. Ontario home starts will range between 54,800 and 68,100 units this year.

An improving economy will be more supportive of the Ontario housing market in 2015 than it has been in the recent past. However, as home prices continue to grow, particularly for single-family homes, demand will increasingly shift to more affordable housing by 2016, says Ted Tsiakopoulos, CMHCs Ontario regional

economist. Neighbouring resale markets surrounding the GTA, higher density dwellings and rental over ownership tenure will benefit most from the shift in buying patterns, Tsiakopoulos adds.

Ontario existing home sales will gradually lead the market higher with Multiple Listing Service (MLS) sales growing to 209,700 units in 2015 before slowing to 202,700 units in 2016. MLS sales will range between 188,800 to 220,500 units in 2015. Ontario home prices will grow at a slower rate over the forecast horizon.

The provincial outlook echoes the national outlook, which calls for gradual moderation in the pace of new home construction over the next couple of years as employment, disposable income and high net migration continue to support the market, says Bob Dugan, chief economist for CMHC.

However, downside risks have increased since the previous forecast due mainly to recent declines in oil prices. Lower oil prices will negatively affect oil-producing economies like Alberta, Saskatchewan, and Newfoundland and Labrador, which will only be partly offset by the positive effects of lower exchange rates and interest rates across all provinces. We have widened the forecast ranges for housing starts, Multiple Listing Service (MLS) sales and average MLS prices to reflect these risks.

018 News-Ont starts rise in 2015, dip in 2016_VB_L.indd 18 2/10/15 12:17 PM

Live on Torontos New Blue Edge,the citys next great waterfront community.

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20

COVER STORY

Cresford Signature PenthousesHIGH STYLE, HIGH DESIGN, HIGH LIFE

Can there ever be too much of a good thing?Cresford knows luxury. They are continuously pushing the envelope in sophisticated, designer living, finding inspiration from classic style and global trends in design and high fashion. This sense of style awaits those who wish to call a Cresford Signature Penthouse home.

A true place in the sky, a Cresford penthouse combines timeless elegance with extraordinary attention to detail. It is the epitome of luxury living.

Its this passion to build high-end luxury lifestyles that Cresford is bringing to its penthouses at its three designer condominiums CASA II, CASA III and MYC. Each of these residences is distinguished by its association with a world-class fashion brand: CASA II with furnishings by MissoniHome, CASA III with lobby and amenities furnished with Herms, and MYC decorated with the artistry and ingenuity of Italian designer furniture brand LEMA.

It takes attention to detail to create perfection.Contemporary wisdom says, its the views that make a penthouse. In the case of CASA II and CASA III, the unobstructed views from the gorgeous wrap-around balconies are second to none in the city. MYC overlooks the spectacular greenspace of Mount Pleasant and the Rosedale ravines, where a simple ritual like coffee on the balcony turns into a sublime experience. Even by Cresfords high standards, these are no ordinary penthouses. The level of design and attention to detail make them the most chic penthouses in Toronto.

If the views are out of this world, the interiors are no less impeccable. Here, Cresford has spared no expense in creating a truly opulent environment, with high-end standard finishes and exquisite attention to the smallest details that, when combined with standard Cresford features like floor-to-ceiling windows, flood interiors with light and space.

At Cresford, design and style transcend borders, bringing fresh ideas and new ways to live, play, work, connect and create. With its unique Signature Penthouses, Cresford has once again reinforced its cachet as a condominium builder that rises above the ordinary.

Actual south view at CASA II

020-021 cvr story-Cresford VERSION 2_VB_L.indd 20 2/10/15 4:13 PM

JANUARY 17 - 31, 2015 NEW CONDO GUIDE 21

Visit the Cresford Presentation Gallery at 170 Merton St.

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The interior finishes offer a modern, timeless, high level of design and detail, from higher ceilings to sleek Scavolini European kitchens with top-of-the-line Wolf, Miele and Sub-Zero appliances and Kohler fixtures, to the most elegant offerings of marble, quartz and rich wood finishes. Spacious interior layouts allow for entertaining, while offering the privacy you desire with dissociated bedrooms and a separate powder room for guests. The master bedroom and spa-inspired ensuite are strategically located to maximize the incredible views. Wake up to spectacular panoramas of the city. Every bedroom comes with a spacious walk-in closet.

Simply the best the city has to o er.Its always been Cresfords philosophy to develop only the most sought-after, prime downtown locations. Nowhere is this strategy more apparent than in the location of its Signature Penthouses. CASA II and CASA III are in the heart of fashionable Yorkville, steps to the subway, designer shopping, museums, restaurants, arts and culture. MYC also scores high on its great location in Davisville Village, a neighbourhood filled with charm and ambience. Its close proximity to the Yonge Street subway line, schools, parks, shopping, cafs and restaurants, all add up to a great place to live. The scenic Kay Gardiner Beltline is a beautiful nature trail that encourages you to get out and live an active, city lifestyle.

At Cresford, design and style transcend borders, bringing fresh ideas and new ways to live, play, work, connect and create. With its unique Signature

Penthouses, Cresford has once again reinforced its cachet as a condominium builder that rises above the ordinary.

MYC: LIVE HERE NOW! Penthouses starting from $869,900.Call 416.484.1900 CASA II: UNDER CONSTRUCTION. Move in Spring 2016. Penthouses starting from $1,449,900.Call 416.486.CASA(2272) CASA III: UNDER CONSTRUCTION. Penthouses starting from $799,900. Call 416.486.CASA(2272)

CASA IIICASA IIActual Photo of MYC

020-021 cvr story-Cresford VERSION 2_VB_L.indd 21 2/10/15 4:14 PM


By Alyssa Richard

MORTGAGE ADVICE

Alyssa Richard is the founder and CEO of ratehub.ca, a

mortgage rate comparison site that aims to empower

Canadians to make smart financial decisions.

What the rate drop means for homebuyers and owners

On Jan. 21, Governor Stephen Poloz announced that the Bank of Canada (BoC) was dropping its overnight rate by 0.25 per cent, from one per cent to 0.75 per cent. It was the first time the rate had been changed in nearly 4.5 years.

First, if you read the news or happen to follow even a few personal finance experts on Twitter, you probably got the sense that it came as a surprise and it did. Until a few months ago, everyone expected Canadas economy to finally pick up in 2015, and for interest rates to go up along with it.

Unfortunately, as youve probably noticed by the cheap gas prices you see around your city now, falling oil prices have already hurt our economy. Profits are down, people are losing jobs and the BoCs decision to cut its rate was meant to do one thing: encourage banks to drop their Prime rates, so Canadians who were feeling the negative impacts of whats been happening in the oil industry could keep up with their existing debt commitments.

Conversely, at first, the banks chose to ignore the BoCs rate cut and refused to lower their Prime rates, stating concerns that dropping interest rates further would actually cause Canadians to take on more debt they couldnt afford to repay, versus help those who were feeling the pinch. Finally, one week after the overnight rate was dropped, the big banks all lowered their Prime rates but only by 0.15 per cent, not the full 0.25 per cent. Theres no telling how long this will last, or if the banks will drop their Prime rates further, but heres what it means for you.

If youre a homeowner with a variable-rate mortgage rate, your banks decision to drop its Prime rate will result in a smaller monthly mortgage payment. A 0.15-per-cent decrease wont save you much maybe $40 per month on a $400,000 mortgage but its still something. And if you are carrying extra debt or want to make a lump-sum payment on your mortgage later this year, use this savings to help you do so.

If youre thinking about buying a home this year, dont let these lower interest rates make you think you can afford an extra-large mortgage. Theres a lot of uncertainty surrounding this rate cut, and we dont know how long it will last. Its really important to buy a home that is below your maximum price limit and to stress test your mortgage. That means tacking on two per cent to the current interest rate and seeing if you could still afford the payment, if interest rates went up.

The banks are right to be concerned about Canadians taking on more debt; thats what happens in low interest rate environments. Take this rate cut for what its really worth: a chance to pay down your current debt sooner.

Unfortunately, as youve probably noticed by the cheap gas prices you see around your city now, falling oil prices have already hurt our economy

022 Alyssa Richard-Mortgage Advice-What Mortgage Rate Drop Means_MC_L.indd 18 2/10/15 12:17 PM

*Prices and specifi cations are subject to change without notice. Rendering is artist concept. E.&O.E.

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IN THE NEWS

Cost of love in Canada: $50,339.21

Are you planning to buy a home this year? Or maybe 2015 will be the year you fi nd true love! Well, it may be a case of either/or, when you consider that the cost of loving is up there with the cost of a down payment on a home.

According to the third annual Cost of Love study by RateSupermarket.ca, love will set you back $50,339.21, from fi rst date to cutting the wedding cake, with a one-year dating period, one-year engagement and the average Canadian wedding. The price of romance is up 11.4 per cent from last year.

If that doesnt break your heart, compare the price of love to the cost of living, and you may shed a tear. According to the fourth-quarter 2014 Housing Market Outlook by Canada Mortgage and Housing Corp., the average price of a resale home in

Canada as of Dec. 2014 was $414,300, with an average down payment of $66,288. In Toronto, that number more than doubles to $839,500 with a down payment of $134,320. And as per Urbanation,s 2014 Condo Market Results, the average condo price was $389,000 with a down payment of $62,240. On average, the prices associated with dating, engagement and nuptials have increased. And, as costs for food and travel grow amid todays low currency environment, our fi ndings underscore the importance of being fi nancially prepared for lifes milestones, says Penelope Graham, editor at RateSupermarket.ca. Clearly, Toronto homebuyers are in an especially challenging position when trying to simultaneously save for home ownership and relationship costs.

If loving and living are both in your future, communication and coordinated planning are key. Individuals should be aware how increased spending whether on entertainment, travel, or a certain piece of jewelry can derailthe best-laid of fi nancial plans, Graham says. She o ers these fi nancial tipsfor couples: Many modern-day couples live together before tying the knot, are trading in the traditional wedding gifts (how many toasters does one couple need?) for a home down-payment fund. Take advantage of the fi rst-time Home Buyers Plan, which lets you and your partner each withdraw $25,000 from your RRSP, providing you qualify. Youll have to repay the amount withdrawn in 15 years to avoid paying tax. Contribute to a Tax Free Saving Account.

One Year of Dates: $7,740.21

12 Fancy Dates: $2,335 Average cost: $194.50

(nice dinners + theatre tickets)

36 Casual Dates: $489 Average cost: $13.58

(12 takeout dinners, 12 co ee dates and a Netfl ix subscription)

12 Movie Dates: $570.96 Average cost: $47.58

(movie tickets, concessions)

2 Weekend Getaways: $821.50 Average cost: $360.75

(2 days away, 2 nights away, $100 credit card bill)

Beach Vacation: $2,254.67 Average cost: $1127.33

Other Expenses: $1,270.08

(Flowers: $126.98, Men's Wardrobe: $1143.10)

One-Year Engagement: $10,913.99

Another Year of Dates + 50% Wardrobe update: $4,913.99

Engagement Ring: $4,000

Engagement Party: $2,000

Tying The Knot: $31,685*

*Source: 2014 Weddingbells/Mariage Quebec Reader Survey

By Lydia McNutt

024 Finance-Cost of love in Canada_VB_L.indd 18 2/10/15 2:40 PM

MOVE IN THIS YEAR!ENJOY ALL THE BENEFITS OF H IGH PARK L IV ING

INCREDIBLECASH INCENTIVES*

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* Free maintenance, free parking, and free locker as well as cash incentives are only available on selected suites for a limited time. The 5% deposit program is only available on a limited number of suites. Free maintenance is available for a maximum of one (1) year, and does not include parking or locker maintenance fees. Other conditions apply. See Sales Representative for full details. Exclusive Listing: City Life Realty Ltd., Brokerage. Brokers Protected. Prices and specifi cations are subject to change without notice. Illustrations are artists concepts. E & O.E.

Construction well underwayWhat could be better than enjoying outstanding amenities, nearby shops and restaurants in Bloor West Village and, of course, 399 acres of Torontos premier park? Moving into Torontos most desirable neighbourhood this summer! Suites from $299,900.

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Toronto is the biggest Canadian city, and arguably the best and the proof is in the maple-fl avoured pudding, with Torontos ranking as the most livable city in the world, according toThe Economist. Our economy, real estate market, and Raptors are all winners. We love thelit-up skyline, thebustling social scene, and the amazing diversity that is the defi nition of Torontonian.

Toronto madeThe Economists short list of top 50 international cities, and bested them all when averaging more than 40 quantitative and qualitative indicators like livability (Toronto ranked #4), business (#4), safety (#8), democracy (#8), global food security (#8) and worldwide cost of living (#70 that last one is no surprise, but well come back to that). The results were published in theSafe Cities Index 2015, a new report byThe Economist Intelligence Unitthat evaluates urban safety around the world. The report names Tokyo as theworlds safest city.

Montreal the only other Canadian city to make the list scoredsecond place, ranking#16 for livability, #14 for safety, #4 for business, #8 for democracy, #8 for food security, and #86 for worldwide cost of living. Rounding out the top fi ve cities are Stockholm in third place, Amsterdam in fourth, and San Francisco in fi fth.

Safe cities are those that can support a vibrant cultural life and a dynamic entrepreneurial environment in which everyone can thrive, the report says. The best examples of these will be at the forefront of economic and commercial growth for years to come.

Toronto in Canada is a consistent performer across the fi ve other indexes, putting it top overall, according to the report. Deciding where to live is a personal choice for many city residents. For some, safety will be paramount. Others will prioritize culture and creativity. Two neighbours may hold opposite views on democracy and the cost of living. But often choice will be based on a mixture of reasons.

So, what drives your decision when it comes to location? If youre on the home hunt, then youre likely in the thick of that dilemma, carefully weighing factors like cost, convenience and of course, commute times we are talking the GTA, after all.

Do you have kids, or are you planning to? Are you a workaholic? Shopaholic? Outdoor afi cionado? Where you choose to buy a home will impact your lifestyle while you live there, and it could a ect the resale value when you sell the place one day. Location is also the one thing you cant change about your home, so choose carefully.

Of course, cost is a key determining factor in the location debate. Live-work-play locations, which are often downtown or in major suburban hubs, are often thought to be out of fi nancial reach for many homebuyers, who fi nd more bang for their buck in the burbs. Interestingly, a recent study by

Pembina Institute and RBC showed that 81 per cent of GTA residents prefer to live in a walkable, transit-friendly neighbourhood over a car-dependent location. Pembina Institute and RBC also found that residents spend an average of $10,000 a year on car ownership. In a location-e cient, walkable, car-optional neighbourhood, they would save a minimum of $200,000 over 25 years. That extra money could cover the cost of living in a more expensive, more central community.

Do your research and consider your options and fi nances carefully. A downtown home in the worlds most livable city could be well within reach.

By Lydia McNutt

Welcome to the worldsmost livable city

HOME SWEET HOME

Lydia McNutt is an award-winning writer and editor. Lydias loveof architecture, interior design

and the written word have landed her happily at home at

New Condo Guide. Email [email protected],

and follow her on Twitter @LydiasTweets

026 Lydia column-Home Sweet Home-Most livable city_L.indd 16 2/10/15 12:17 PM

KUNG HEI FAT CHOI IN THIS AUSPICIOUS YEAR OF THE GOAT, A GREAT INVESTMENT FOR YOUR FUTURE!

Presenting Torontos BEST investment opportunity ever! Now is the right time to invest in a Chaz Yorkville condo for your kids, family and future. Take advantage of fantastic, limited time incentives. Prestigious Yorkville location, close to the subway, Toronto attractions and minutes to the downtown core. Fabulous amenities include a hotel-style lobby, outdoor courtyard, magnificent views and the best in fitness, recreation and leisure. Chaz is by far the BEST condo investment in Toronto! MOVE IN THIS SPRING! GREAT SELECTION OF SUITES AVAILABLE!

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SALES CENTRE LOCATED AT 101 YORKVILLE AVE. SITE LOCATED AT 45 CHARLES ST. EAST MON. THURS. & SAT. SUN.: 12PM 6PM, FRI & STATUTORY HOLIDAYS: CLOSED

CHAR 38372 Condo Guide Ad.indd 1 2015-02-04 10:33 AM


By Marnie Bennett

HOMEBUYERS HELP

Marnie Bennett is the number one realtor worldwide for Keller Williams Realty Inc., and is in the top one per cent of North Americas realtors. She is a

broker with KWVIP Realty and team leader of Bennett Real

Estate Professionals. Contact [email protected] for

a free copy of 10 Deadly Mistakes Buyers Make When

Purchasing a Home. bennettpros.com

Its always interesting to watch new home and condo buyers as they choose their upgrades. Naturally, theyre excited about this chance to customize their homes. Some throw caution to the wind, exceeding their budgets by thousands, while others are determined to not go a penny over. Whatever your personality type, the ability to prioritize is key.

The types of upgrades available to you will depend largely on your builder. Among the most popular options are hardwood floors, finished basements and gas fireplaces. (In more exclusive communities, these may be considered standard features.) Upgrades can be as modest as a soft-close toilet seat or as dramatic as a coffered ceiling. You may have the opportunity to select crown moulding and taller baseboards, or high-end appliances, custom cabinetry and top-of-the-line hardware. Mosaic tile backsplashes, granite countertops, elegant lighting fixtures, closet organizers, rain shower heads the list goes on and on. As you can imagine, its enough to set your head spinning.

So, which features should make the final cut? Consider the following: Which upgrades will have the most impact on your quality of life? Write down every option that appeals to you, and then rank them in order of importance. You may be surprised to find that sometimes its not the most expensive items that matter most to you.

Which make the most sense from an investment point of view? While its hard to imagine selling a home that isnt even built yet, there will come a day when youll want your home to appeal to buyers. Money spent on solid gold bathroom faucets will not be recouped, I promise you. Hardwood floors, on the other hand, tend to be a crowd-pleaser.

Which can be easily postponed for a couple of years? If youre still having trouble allocating your budget, opt for the upgrades that are most technically difficult to install. Gas fireplaces, for instance, are a good feature to install right off the bat, while cabinet hardware can easily be replaced at a later date. While I dont generally advise my clients to splurge on every bell and

whistle, the right touches will make your home feel as special as you are. Like so much in life, its about striking the right balance.

Luxury optional: When you should spring for upgrades

028 Marnie Bennett-Homebuyers Help-Luxury Optional_MC_L.indd 18 2/10/15 12:18 PM

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Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artists concept. Specifi cations are subject to change without notice. E.&.O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited.

Call or visit todaydanielserinmills.com | 905.306.6996PRESENTATION CENTRE2475 Eglinton Ave W

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FEBRUARY 2015Calendar of events taking place from

Feb. 14 28

Until May 10 Jean-Michel Basquiat: Nows the Time ART GALLERY OF ONTARIOThe powerful and expressive works of the late New York City graffiti artist, Jean-Michel Basquiat are coming to the AGO in the first major retrospective of the artists work in Canada. Check out close to 85 large-scale paintings and drawings from private collections and public museums across Europe and North America. On exhibit until May 10. ago.net/basquiat

Feb. 14 & 15 Valentines Day Food Tour KENSINGTON MARKETValentines Day is upon us! This year, Valentines Day falls on a Saturday, meaning you have a whole day to devote to your loved one. Head over to Kensington Market where youll be given six select tastings. Enjoy some artisanal breads and cheeses, sandwiches, pastries and more.savourtoronto.com

Feb. 21 & 22 IceFest BLOOR-YORKVILLEThe Bloor-Yorkville neighbourhood will be transformed into a winter wonderland, as artists put the finishing touches on an amazing frozen scene crafted from 35,000 pounds of ice. Cast your vote for the Peoples Choice Sculpture at the Ice Carving Competition in the Village of Yorkville Park (Cumberland & Bellair Streets). bloor-yorkville.com/icefest

Feb. 16Family Day on the Toronto Waterfront TORONTO WATERFRONT, QUEENS QUAYThe Waterfront BIA welcomes you and your brood to enjoy a free family fun day of the Toronto waterfront, from 10 a.m. until 6 p.m. Watch dog sport demos, create arts and crafts, discover Inuit art and warm up with a hot drink! waterfrontbia.com

HOT DATES

032 Hot Dates-Feb14_L.indd 112 2/10/15 12:18 PM

MOVE IN THIS SPRING.SKY PENTHOUSE SUITES.SKY PENTHOUSE SUITES.SKY PENTHOUSE SUITES.SKY PENTHOUSE SUITES.

The dimensions shown on this plan are approximate only. See sales representative for details. Prices and specifications are subject to change. E.&O.E. February 2015.

Visit the Menkes Condo Centre today.

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Gibson Square Sky Penthouse Suites. Located on Yonge Street, in the heart of North

York, Gibson Square is surrounded by a vibrant and cosmopolitan City Centre. A wealth of

stores, restaurants, parks and recreation are all within a short stroll away. Easy access to

Highway 401 and all points in the city are just minutes to the south.

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BALCONY

BALCONY

10'-0"

11'-5"

22'-0"

13'-8"

13'-0"

11'-0"

15'-6"

14'-10"

KITCHENBREAKFAST

15'-10"

8'-4"

PEN

THO

USE

123 5

KITCHENCOMES WITH

BREAKFAST AREA AND FULL-SIZE

APPLIANCES

SPACIOUS WALK-IN CLOSET IN BOTH BEDROOMS

TWO FULL BATHROOMS& ONE POWDER ROOM

MASTER ENSUITE HAS A DOUBLE SINKAND SEPARATE SHOWER & TUB

TWO SPACIOUS BALCONIES

The dimensions shown on this plan are approximate only. See sales representative for details. Prices and specifications are subject to change. E.&O.E. February 2015.

Visit the Menkes Condo Centre today.

4954 Yonge Street,

south of Mel Lastman Square

Condo Centre Hours :

Mon - Thurs 12-6pm, closed Friday, Sat & Sun 12-5pm

416.730.9722 I menkes.com

Gibson Square Sky Penthouse Suites. Located on Yonge Street, in the heart of North

York, Gibson Square is surrounded by a vibrant and cosmopolitan City Centre. A wealth of

stores, restaurants, parks and recreation are all within a short stroll away. Easy access to

Highway 401 and all points in the city are just minutes to the south.

NFINCH AVE. W. FINCH AVE. E.

BAY

VIEW

AVE

.

BAT

HU

RST

. ST.

YON

GE

ST.

PARK HOME AVE. EMPRESS AVE.

SHEPPARD AVE. W. SHEPPARD AVE. E.

GLENDORA AVE.HWY. 401

SITE

MENKES CONDO CENTRE

SUB

WAY


MOVE IN THIS SPRING.AMAZING VIEWS ARE IN SIGHT.

ONLY A FEW REMAINING PENTHOUSE SUITES.

GIBSON NORTH TOWER, PENTHOUSE 103, $1,175,990 - 1728 SQ.FT.

STARTING FROM $835,990 INCLUDING PARKING.

Tow

er Tw

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dim

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LIVING/DINING

BALCONY

BALCONY

10'-0"

11'-5"

22'-0"

13'-8"

13'-0"

11'-0"

15'-6"

14'-10"

KITCHENBREAKFAST

15'-10"

8'-4"

PEN

THO

USE

123 5

KITCHENCOMES WITH

BREAKFAST AREA AND FULL-SIZE

APPLIANCES

SPACIOUS WALK-IN CLOSET IN BOTH BEDROOMS

TWO FULL BATHROOMS& ONE POWDER ROOM

MASTER ENSUITE HAS A DOUBLE SINKAND SEPARATE SHOWER & TUB

TWO SPACIOUS BALCONIES

Construction StartingChurch & Carlton, Toronto

Starting from $241,990 416.591.7700

Construction StartingPeter & King, Toronto

Starting from $281,990 416.591.7700

New ReleaseEvans Ave. + Browns Line,

EtobicokeStarting from the mid $500s

416.259.2525

Move In This SpringYonge & Park Home, North York

Starting from $835,990 416.730.9722

Coming SoonYonge & Eglinton, Toronto

Register now at menkes.com

Move In This SummerAvenue & Davenport, Toronto

Starting from $420,000 416.323.0100

Under ConstructionRichmond & Spadina, TorontoStarting from the mid $300s

416.591.7700

Under ConstructionYork & Harbour, Toronto

Starting from the mid $300s 416.591.7700

Register your interest at menkes.com

Prices and speci cations are subject to change. E.&O.E. February 2015. 24473

YOUR LIFE STOREYSTARTS HERE.



GET THIS LOOK

By Sara Duck

Forward FLASH-BACK

70s INSPIRED DECOR

is a huge trend this season!

Stockholm Coffee Table in Walnut Vaneer. $300.

ikea.caAbstract Art. $80.homesense.ca

Curva Floor Lamp. $329.structube.com

Peggy Sofa. $1,199. Visit westelm.com

GET this LOOK

033 Get this look-Forward flashback_VB_L.indd 18 2/10/15 2:40 PM


By Ben Myers

In early February, Urbanation released its 2014 condominium market data for the Greater Toronto Area, and what a year it was! New condo sales jumped 51 per cent over 2013, and unsold supply dropped 10 per cent. The sales-to-listings ratio in the resale market in the fourth quarter was the highest since Q4-2011, despite of a record number of projects completing and occupying last year. New and resale condo prices were up about four per cent year-over-year, outpacing inflation, but far from too hot.

What a tremendous result. Well, you might not think so if you read the newspaper. Let me give you the background. There tends to be a pretty even relationship (one to one) between the number of new units launched in the GTA and the number of sales in any given year you cant buy what doesnt exist, right? Well, Urbanation expects fewer new units to launch this year, and given the fact that 2014 was the third-highest sales year on record, Urbanation expects a modest slowdown in activity in 2015. So instead of celebrating the tremendous resurgence in the new condo market in 2014 as I highlighted above, the headline in the newspaper read, Toronto condo market likely headed for moderate slowdown. I find this very depressing. I dont blame the newspaper or the headline writer, they are doing exactly what they need to do to get readership, because fear sells.

On my Twitter feed a couple of years ago, I linked to articles going back as far as 2002 that warned of condo oversupply, bubble pricing, ignorant and overleveraged condo investors, delinquent foreign owners, or mismanaged condominium projects with maintenance fees about to skyrocket. People love to read and share these articles. Fear is a powerful emotion. To many people, the pain of losing money on a real estate purchase would be so much greater than the positives associated with their home appreciating in value. They let that anxiety and distress cloud their decision making.

Dont be afraid of the big, bad Toronto condominium none of the scary scenarios have come true. The best thing you can do is conduct your own research, ask friends who have bought a condo if they would do it again, and find out what they wish they knew the first time around. Contact your bank, a mortgage broker, a real estate lawyer, and a real estate agent to ask them

STAT CHAT

Ben Myers is senior vice-president of Market Research

and Analytics at Fortress Real Developments. Ben assists in

evaluating the market and projects that Fortress engages in.

Follow his blog posts and commentary on the Canadian

housing market at fortressrealdevelopments.com/news or follow him on twitter at

@BenMyers29

Dont be afraid of the big, bad Toronto condo

for advice, tips, pitfalls and perks of buying a condominium.

Perhaps youre not ready yet. Consider buying a pre-construction condominium with an occupancy date of 2017 or 2018. In a few years, you will likely be more financially prepared for the costs of owning. Some people dont want to believe it, but the Toronto condo market has been pretty darn good for more than a decade and a half. Buy what you can afford, but dont be afraid to buy now.

Some people dont want to believe it, but the Toronto condo market has been pretty darn good for more a decade and a half. Buy what you can afford, but dont be afraid to buy now.

034 Ben Myers-Stat Chat-Don't be afraid of Toronto condo_L.indd 18 2/10/15 12:18 PM

URBAN CONDOS FROM THE $300s

Buy at Libertys Legacy Park and receive 8% interest on your deposit!* Live in Thornhills most connected community at Bathurst & Centre Street.

YO

NG

E S

T.

407

BEVERLEY GLEN BLVD.

CENTRE ST.

STEELES AVE W.

BA

TH

UR

ST

ST

.

TTC/VIVA

SALES CENTRE ON BEVERLEY GLEN JUST WEST OF BATHURST

BATHURST & CENTRE STREET

LegacyParkCondos.com

905-731-8302

*Vendor will pay simple interest at a rate of 8% per annum, and such interest amount shall be calculated from the date the full 15% deposit is received until: (i) 12 months from such 15% deposit satisfaction and (ii) occupancy of the unit, whichever is earlier, which amount shall be credited on successful closing. Subject to change. Restrictions apply. See Sales Representative for details. E. and O.E.

FINAL 2 WEEKS

TCCF 38441 Condo Guide FP Ad_final.indd 1 2015-02-09 4:18 PM

HIGHWAY 407

HIG

HW

AY

40

0

HIG

HW

AY

40

4

HIG

HW

AY

42

7

WE

ST

ON

RD

.

HIGHWAY 7

STEELES AVE.

*Vendor will pay simple interest at a rate of 8% per annum, and such interest amount shall be calculated from the date the full 15% deposit is received until: (i) 12 months from such 15% deposit satisfaction and (ii) occupancy of the unit, whichever is earlier, which amount shall be credited on successful closing. Subject to change. Restrictions apply. See Sales Representative for details. E. and O.E.

FINAL 2 WEEKS

WERO 38440 Condo Guide FP Ad_final.indd 1 2015-02-09 4:34 PM


WorldOnYonge.ca | 905-771-7010

7163 Yonge St., Unit #124

YONGE ST.

LIVE FROM $284,000

YON

GE

ST.

BAY

VIEW

AVE

.

JOHN ST.

STEELES AVE.

DONC

ASTE

R AV

E.

READY!

TerraceOnDanforth.ca | 416-987-7575

3520 Danforth Ave.

DANFORTH AVE.

LIVE FROM $253,000

DANFORTH

AVE.DA

NFO

RTH

RD

.

WA

RD

EN

AVE

. SCOTIA AV

E.

N

DANFORTH

AVE.DA

NFO

RTH

RD

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WA

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EN

AVE

. SCOTIA AV

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READY!

RoyalGardensCondos.ca | 905-889-9997

370 Hwy. 7 East, Unit #113

RICHMOND HILL

LIVE FROM $302,900

HWY 7

BAY

VIEW

AVE

.

ROCK

WEL

L RD

.

LESL

IE S

T.

HWY 407READY!

www.MyLibertyCondo.ca

ONLY

IMMEDIATEOCCUPANCY

DOWN PAYMENT5%

*As per price list. Limited time offer. Offer based on a select number of units. Price, information and program subject to change without notice. For qualifi ed buyers on approved credit. All renderings are artists concept. Prices, specifi cations and

availability subject to change without notice. E&O.E. Brokers protected. See Sales Representative for details.

LIBC 38442 Condo Guide FP Ad_final.indd 1 2015-02-09 4:39 PM


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Renderings are an artists impression. Specifications are subject to change without notice. E.&O.E.

King St East at Lower River StreetMon-Thurs 12-6 pmSat & Sun 12-5 pm

For more info, 416.862.0505EXTREMEARCHITECTURE.CA

PRESENTATION CENTRE + MODEL SUITE NOW OPENRC3 - Now SellingEnquire about ourCash Back incentives

RC1 Sold OutRC2 Move In Spring 2015

KING ST E

QUEEN ST E

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RIV

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RC3 continues Saucier + Perrotte's distinctive palettefor River City's residential lobbies, with a strikingcomposition of black, white and a shock of gold. Abold beacon from across Corktown Common park.

FROM THE LOW$200S TO $1.4M

rivercity3.CGNEWadJAN2015FAPP:Layout 1 15-02-05 12:46 PM Page 1


CONDO PROFILE

INTRODUCING THE INSTA-COMMUTE:SmartTrack takes River City to the next level

Champions of regeneration, Urban Capital have earned their reputation with just cause, bringing their full-spectrum, high-design vision to areas that were previously neglected, even derelict, turning where you might not even want to walk into exactly where you want to live. Case in point: the strikingly beautiful, progressive River City development that is a lodestone and iconic residential component of the revived West Don Lands. The Saucier + Perrotte architecture already has critics swooning. Add Urban

Capitals imaginative, intuitive renewal strategies when it comes to shared urban space (the innovative Underpass Park formed part of their original design proposal), furthermore cutting-edge sustainability technologies, and its little wonder Waterfront Toronto chose Urban Capital over 17 competitors to make the most of an area that currently holds much of the citys focus.

The latest headlines involve one of the biggest transit thrusts the city has seen in decades: SmartTrack. On trend with River Citys architecture that would be at home in Barcelona or London comes European-style light rail transportation. Plans laid out by Torontos Mayor John Tory for an above-ground regional LRT system employing existing GO train infrastructure arent just confirmed, theyve now been accelerated by Toronto City Council.

040-041 CP Urban Capital_RC3_MC_L.indd 46 2/10/15 12:18 PM


to be Torontos Canary Wharf. Nor is it hard to imagine SmartTrack passengers looking out their windows to spot the sleek black and shining white River City landmarks that signify one last stop before Union Station, the dark beauty and dazzling circuitry of River City serving as emblems of their revived, regenerated, enviable east downtown.

Bursting with potential both realized and about-to- be-realized, Corktown, the West Don Lands and the Port Lands are Torontos latest, biggest, best and busiest Cinderella story and River City is at the centre of that. If all of Toronto isnt gripped by whats transpiring in the River City surroundings, it will be soon. Its one thing to invest in a home, its another thing altogether when your city invests along with you. Its incredible that this humble Victorian history has this much phenomenal potential, and we all get to see it built. Welcome to 21st century, beautifully accelerated Toronto.

SmartTrack is set for completion in 2021, offering 22 new stops, five new interchanges, and all-day express service from Markham in the east to the Airport Corporate Centre in the west. The emphasis in these cases is on slashed commutes from far-flung suburbs, but downtowners acquire exponential time savings too. River City couldnt be more pre-eminently situated and scheduled to profit from SmartTrack.

Abutting River City to the south and east is the glorious new Corktown Common, with its urban prairie meadows, ecologically sensitive marshland, splash pad, fire pits, sports field, dog run, and direct access to Torontos 1,800 kilometres of bike paths and trails. The latest, exciting proposal is for a pedestrian footbridge to span the Don River due east of Corktown Common, strategically linking River City to the Unilever site: an 28-acre former Sunlight Soap factory opened in 1892 that is currently poised to be redeveloped into 15 million brand new square feet of office and mixed-use commercial facilities. A major transit hub is included in the Unilever scheme a SmartTrack station virtual

gta new condo guide, feb 14, 2015

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