identity theft protection company - keepmyid.org

8/12/2019 Identity Theft Protection Company - KeepmyID.org

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ID THEFT PREVENTION

AND ID THEFT INSURANCE

PAT CROW

[email protected]

www.keepmyID.org1-800-664-5936
mailto:[email protected]://www.keepmyid.org/http://www.keepmyid.org/mailto:[email protected]


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IDENTITY THEFT AND

INSURANCE

(1) THE PROBLEM:

WHY IS THIS A CONCERN?

(2) HOW DOES IT AFFECT ME?

(3) CURRENT CLIMATE: A GROWING CONCERN

CORPORATE AMERICATHE WAVEBEGINS


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THE PROBLEM

THOSE WHO DO NOT STUDY HISTORYAREDOOMED TO REPEAT IT.

WE ARE REPEATING IT.


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THE PROBLEM HISTORY OF ID THEFT


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THE PROBLEM

SPREADING LIKE A VIRUS FBI, US Postal, Secret Service, FTC all agree:

ID Theft Is The Fastest Growing Crime In The

United States.


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THE PROBLEM

2011: 11.6 Million Victims




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Your Chances:1 in 3 every year.

Your Average Cost If Victimized: $3,000.

Each victim will spend (on average): 331 HOURS trying tocorrect the problems.

Note: You will still have problems on your credit 71% of the time

1.152 Million Arrest Warrants were issued for the wrongpeople due to ID theft in just one year.

ID Theft:

FBI STATISTICS


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Do you have automobile insurance?

1 in 88 chance of an automobile accident

Do you have a homeowners policy for fire?

1 in 728 chance of a house fire

Do you have Identity (ID) Theft insurance?

1 in 3 chance of becoming an ID theft victim

ID Theft:

It Wont Happen To Me!


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2013 VICTIMS:

The Chief Justice of the Supreme Court

The First Lady

The Vice President

Beyonce

Mark Cuban

Think You Are Better Protected Than Them?

ID Theft:

It Wont Happen To Me!


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THE OTHER HALF OF ID THEFT

FINANCIAL ID THEFT = 51% OF ID

THEFT

WHAT ELSE??? THE OTHER 49% OF ID THEFT:

TAXMEDICALEMPLOYMENTBENEFITSCHILD/ELDERLYCRIMINAL

FAMILY FRAUD


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WHAT ELSE: TAX ID THEFT

SOMEONE FILES A TAX RETURN IN

YOUR NAME

TAX ID THEFT HAS TRIPLED

> 938,000 FALSE TAX RETURNS IN 2012

OVER 1 MILLION EXPECTED THIS YEAR


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WHAT ELSE: MEDICAL ID

THEFT

A PERSON GETS A MEDICAL

PROCEDURE/SURGERY IN YOUR NAME

MEDICAL ID THEFT: UP 24%

PROBLEMS: MEDICAL CHART ERRORS


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WHAT ELSE: MEDICAL ID

THEFT

The Michael Weatherford Case: Kenneth

Marshall took his DL

Used the stolen DL to obtain medical

treatment by identifying himself asWeatherford

> $345,000 at Ohio State Wexner Medical


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WHAT ELSE: EMPLOYMENT

FRAUD

Someone gets a job in your name

Illegal aliens, felons, people with bad credit

Why you ask.


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Common Examples

Open New Credit Cards Obtain Vehicle Loans

Open New Checking/Savings Accounts

Lease Apartments, Vehicles, or Equip. Obtain Mortgages

Employment-IRS/SSA

Telephone, Cable, and Electric service


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WHAT ELSE: BENEFITS FRAUD

Social Security fraud

Benefits fraud


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WHAT ELSE: CHILD ID THEFT/

ELDERLY ID THEFT

35x MORE LIKELY NOW

THE PERFECT VICTIMThey never check

their credit.


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CHILD ID THEFT EXAMPLE

Olivia McNamara: ID stolen at 9 YOA

Freshman Year: $1.5 million in fraudulent

debt.

42 fraudulent accounts opened in her name


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WHAT ELSE: CRIMINAL

LIABILITY

Thieves will get arrested in your name.

Over 1 Million warrants issued for the wrong

people every year due to ID Theft.


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WHAT ELSE: CRIMINAL

LIABILITY

Stancy Nesby of Oakland has been arrested,

jailed or detained 11 times in 15 months, all

because of bogus bench warrants issued in SanFrancisco. by Michael Maloney / San

Francisco Chronicle


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WHAT ELSE: FAMILY FRAUD

My credit is terriblelets use Juniors

ID Analytic Study:

In 2011: > 500,000 children under 18 years of age

had their ID stolen by their parents.


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WHO YA GONNA CALL:

Help Police!! The Identity Theft Statute became law in Texas on September

1, 1999

A person commits an offense if the person obtains, possesses,

transfers, or uses identifying information of another person

without the other persons consent and with intent to harm or

defraud another.


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Help Police!!

THE ENTIRE ID THEFT UNIT FOR ALL OF DALLAS..


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Help Police!!


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Help Police!!

One person!

CONCLUSION:

You are on your own!


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WHO YA GONNA CALL?

THE CREDIT CARD COMPANY WILL

PROTECT ME.

They ONLY cover their accountthat is it.


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A credit card in kindergarten: Priceless

Sun-Times News Group


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CLIFFORD HAS ID STOLEN


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BUT IM REALLY CAREFUL

I PROTECT MY INFORMATION

I CROSS SHRED

I LOCK UP MY SS CARD


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THEY HAVE YOUR

INFORMATION YES YOU, READING THIS RIGHT NOW

5 MINUTE CHALLENGE: Anyone who

knows where to look can find your SS#,

DOB, and address in under 5 minutes on the

Internet. Write me [email protected]

anytime and put me to the test.
mailto:[email protected]:[email protected]


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WHY IS IT SO RAMPANT?

WHY??? ITS EASY!

Death Master File

Lexis/Nexis

Spokeo.com

Public Mortgage Documents

Deed Records

And dozens of others


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if you know where to look; SSNs can be

bought in bulk for $1 each on private online

forums, and a specific persons SSN canreportedly be had for as little as $3.80.

Adrianne Jeffriesfrom The Verge


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DO THEY GET CAUGHT?

WE STILL CATCH THE DUMB ONES


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Altered Check (A little greedy?)


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Check the math?


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Fake ID


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ALMOST ALL ID THIEVES GET AWAY WITH IT.

POLICE CREDIT CARD COMPANIES

FTC

IRS

FBI

POSTAL

LITTLE TO NO SUPPORT

AN UNFORTUNATE TRUTH


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CORPORATE AMERICA THE WAVE


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FORTUNE MAGAZINE 2013: a standard employee

benefit

CORPORATE AMERICA: THE WAVE

BEGINS


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Today more than 300 companies,

including T-Mobile, Ford, Toyota, and

Google offer ID theft protection as an

employee benefit.

By Dinah Eng@FortuneMagazine

June 13, 2013

THE WAVE BEGINS


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WHY DO THEY CARE?

#1

Lost productivity. 1/3 of theirworkforce will get victimized x 331 hours.

#2Nice Employee (and Family) Benefit.Helps Rankings.

Corporate America


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#3Liability!

The potential for data breach liability is a

financial risk that many companies and

public entities are just beginning torecognize and address. Unfortunately, for

too many, the significant financial liability

they can incur becomes apparent onlywhen it is too late.

FMG Law.


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IF YOU COLLECT ITYOU MUST PROTECT IT.

VERDICTS ALL OVER THE COUNTRY 2005: $275,000 against Michigan Union

Michigan Court of Appeals became the first

appellate court to allow the victims of identity theft

to recover damages (totaling $275,000) from anorganization that failed to adequately safeguard

personal information that was subsequently used

for identity theft.

CURRENT CLIMATE: A GROWING

CONCERN


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IF YOU COLLECT ITYOU MUST PROTECT IT.

$18.58 MILLION VERDICT 2013: Equifax See:http://gigaom.com/2009/12/30/rockyou-sued-over-

user-data-breach/


CONCERN
http://gigaom.com/2009/12/30/rockyou-sued-over-user-data-breach/http://gigaom.com/2009/12/30/rockyou-sued-over-user-data-breach/http://gigaom.com/2009/12/30/rockyou-sued-over-user-data-breach/http://gigaom.com/2009/12/30/rockyou-sued-over-user-data-breach/http://gigaom.com/2009/12/30/rockyou-sued-over-user-data-breach/http://gigaom.com/2009/12/30/rockyou-sued-over-user-data-breach/http://gigaom.com/2009/12/30/rockyou-sued-over-user-data-breach/http://gigaom.com/2009/12/30/rockyou-sued-over-user-data-breach/http://gigaom.com/2009/12/30/rockyou-sued-over-user-data-breach/http://gigaom.com/2009/12/30/rockyou-sued-over-user-data-breach/http://gigaom.com/2009/12/30/rockyou-sued-over-user-data-breach/http://gigaom.com/2009/12/30/rockyou-sued-over-user-data-breach/http://gigaom.com/2009/12/30/rockyou-sued-over-user-data-breach/


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WHO ARE THEY GOING TO LOOK

TO.

TARGETNEIMANSMICHAELS

AND ON AND ON

HAVE YOU GOT AN ANSWERFOR THEM?


CONCERN


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1. BLOCK ID THEFT

Credit Monitoring= RUN!

2. COVER ALL ID THEFT51% = Financial

49% = Tax, Crim inal, Emplo yment, Benefits,

Child /Elderly, and Medical

3. THERE IS NO 100% PROTECTION SO

GET 100% RECOVERY SERVICES: GET A TEAMTO DO THE WORK

THE SOLUTION


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Patrick Crow

1-800-664-5936

Email: [email protected]


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