• Interac hosted P2P etransferplatform

• System CCUA license

• Product enhancements for Consumer & Commercial through 3.5 release & ISO 20022

• PPI aligning with industry roadmap for functionality & product mandates

• Business & Corporate market focus

• Industry Testing and Certification planning currently underway

• Industry Production testing begins Nov 2020 (TBC)

• Industry Production deployment June 2021 as per mandate

• PPI development

• Receive Money

• Send Money

• Account Based routing

• Real-time autodeposit

• Consumer eTransferfunctionality scheduled for production October 28, 2020

• Send/Receive

• Q&A security & Auto-deposit

• Request-to-Pay

• Coordinated Interac member data and profile migration to limit member set-up and use impact as part of onboarding procedures

• Onboarding 6 credit unions via Celero through Q4 2020

• Credit Union digital channel management & readiness key dependency to onboard

P P I ’ s I n t e r a c 3 . 5 e T r a n s f e r p a y m e n t c a p a b i l i t y i s b e i n g r o l l e d o u t i n t w o p h a s e s

Interac eTransfer Overview and Plan

1

eTransfer 3.5 eTransfer Consumer

P2P Q4 2020eTransfer Commercial

(Instant) Q2 2021

Interac Commercial eTransfer (Instant) Overview

2

Features & Comparison

3

Authentication & Security

4

Fraud Domain

5