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A HOME WITH LUXURY INCLUSIONSand a custom designed kitchen from $189,900

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ADVERTISING SUPPLEMENT

Published January 11, 2020

F I N A N C E T I P S + I N D U ST RY N E W S + D I S P L AY H O M E S + I N T E R I O R D E S I G N

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CUSTOM DESIGN. CUSTOM BUILD. CUSTOM SERVICE.

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CUSTOM HOMES DESIGNED FOR THE PRICE OF A STANDARD

YOUR DREAM HOME. INSPIRED BY YOU. DESIGNED AND BUILT BY US.

P O W E R E D B Y T H E

strength and stability of

P O W E R E D B Y T H E

strength and stability of

P O W E R E D B Y T H E

strength and stability of

P O W E R E D B Y T H E

strength and stability of

P O W E R E D B Y T H E

strength and stability of

P O W E R E D B Y T H E

strength and stability of

affordable dwellings which are linked to homelessness support services.

Two Common Ground facilities will be developed, with $35 million earmarked for planning, design and construction over three years. The housing model brings together people on low incomes and others at risk of homelessness in a residential complex that includes self-contained apartments, communal areas and office spaces.

Housing is a fundamental need, so it’s good to see the focus on dealing with homelessness in the community and providing affordable housing options for all Western Australians, which will contribute greatly to both economic and social outcomes.

Building provides a great multiplier across the economy, so we look forward to seeing the recent investment into housing resulting in greater employment and prosperity for Western Australians.

JOHN GELAVIS MASTER BUILDERS EXECUTIVE DIRECTOR

Housing is a fundamental need so it’s good to see a focus on dealing with homelessness in the community and providing affordable housing options

CONTENTS

134

10

This commercial publication (“the Publication”) is sponsored by BGC Residential Pty Ltd / J Corp Pty Ltd (“the Company”). All material contained within the Publication has been approved by the Company. No articles found within the Publication should be viewed as being independent of the Company.

West Australian Newspapers Limited holds no liability whatsoever for the content of the Publication. Where required by law, the Company holds liability for the content of the Publication.

The information in the Publication is intended to provide readers with information only that is of interest. The Company has taken all reasonable steps to ensure the information is accurate, however it is not intended to be relied on. Aside from where required by law, the Company shall not be liable to any party as a result of any information, services, or advertisements contained within the Publication.

Any form of reproduction of any content of the Publication without the written permission of the Company is prohibited.

Welcome to the 29th edition of the monthly New Homes Plus, a sister product to New Homes and proudly sponsored by BGC Housing Group.

3 Industry Comment Housing investment abounds

4 Display Home The Madison, Ellenbrook

6 Industry News The time is now

9 Industry News Energy efficiency front of mind

10 Cover Story Gourmet inclusions

12 Industry News Lifestyle king at The Residences

13 Display Home The Cow Bombie, Dalyellup

15 Finance Tips Choosing your home loan

17 Display Home The Fitzroy, Cockburn Central

18 Interior Design California dreaming

Focus on housing to boost WA economy

Recent news that the State Government is investing $150 million in housing is great for Western Australians hoping to get into a home of their own.The announcement included a funding boost which will pay for 500 new social or affordable homes to be built, plus 70 homes to be refurbished.

The package includes money for more than 300 new public housing units, 200 shared-equity homes and $6 million towards fixing up 20 regional and 50 metropolitan public housing properties.

This is a boost for builders, for those in public housing and those on the waitlist, but there’s also good news for first homebuyers.

Keystart’s borrowing limit increased by $437 million, boosting its capacity to $5.3 billion, which creates a greater opportunity for people to get on the property ladder through the state-wide low-deposit loan scheme. Also, Keystart’s temporary changes to income limits for borrowers has been extended.

The income levels rose by $15,000 for singles and couples and by $20,000 for families earlier this year, and the deal was to end on December 31, 2019, but has now been extended to June 30, 2020, which is a big help to those looking to get onto the property ladder.

Since Keystart began in 1989, more than 107,000 home loans have been approved, helping hundreds of thousands of Western Australians to get into the market and achieve homeownership.

In follow-up news, the government introduced a Common Ground model of supportive housing. The plan is to offer permanent,

JOHN GELAVIS MASTER BUILDERS EXECUTIVE DIRECTOR

INDUSTRY COMMENT 3

Building provides a great multiplier across the economy.

www.impressions.net.au6461 5297

BC6415 *Not transferable and not to be used in conjunction with any other offer. For more information visit impressions.net.au/disclaimer

$176,060*

This classy offer can’t last forever.

There are 12 display based promo designs to choose from, so visit any display home during January and

secure a classy new home of your own.

LIVE A CLASSIER LIFE FROM ONLY

Buy any of our display based promo designs in January, and on top of our amazing Signature Specifications we’ll also include:

12 3

COST PRICEImpressive Finishings

Bundle

FREE GTEK

SmartWall Upgrade

FREE Internal

SmartWall Painting

900mm or twin 600mm SMEG

appliances

Carpet to all bedrooms and

theatre

Classy high ceilings

Rollerblinds throughout Your choice of

6 elevationsFujitsu ducted

air conditioning

6X

Choice of flooring to main living

Essastone benchtops

PLUS many more!

Classy entertainer leaves no stone unturnedAn entertainer’s dream, Impressions The Home Builder’s Madison display boasts a modern and spacious layout suited to a 12.5m-wide block.Punctuated by earthy tones, the classy home creates a sense of warmth throughout its well-designed and cleverly positioned zones.

“At Impressions we’re all about family,” Impressions The Home Builder Sales Manager Grant Bear said. “We believe the Madison reflects this through its open-plan living area, indoor/outdoor alfresco access and the central home theatre.

“The Madison is designed to suit a variety of buyers, from first homebuyers to growing families, as well as the budget-conscious looking for an affordable yet contemporary home.”

Located at the rear of the Madison,

the living and dining area enjoy direct alfresco access, making the space ideal for entertaining family and friends all year round.

For day-to-day interactions and additional entertaining options, the breakfast bar in the kitchen provides a great base, with quality inclusions such as Essastone benchtops and a walk-in pantry with built-in shelving making this area a joy for keen cooks.

The minor bedrooms are also located towards the rear of the home, serviced by a dedicated study zone and shared bathroom.

To the front of the floor plan, the master parents’ retreat is cleverly separated from the more socially active areas of the home, and boasts a generous ensuite and walk-in robe.

The Madison is based on the Marbella floor plan, one of Impressions’ Signature home designs, which is part of the builder’s display home-based promotion running from December to January.

Buyers who purchase the Marbella design during this period will receive Impressions’ Signature Specification range, its Finishings Bundle and added bonuses such as GTEK Smartwall, internal painting, a Euro semi-frameless shower screen and mitred tiling.

Buyers have a choice of six contemporary elevations, Fujitsu ducted reverse-cycle air-conditioning, Ezone touch-screen air-conditioning control, Essastone benchtops, a choice of 900mm or twin 600mm Smeg ovens and roller blinds throughout, excluding wet areas.

The Marbella additionally comes with a BGC Lifetime Structural Guarantee^, Build Fast timeframe guarantee and a NatHERS six-star energy rating.

“The building journey is an exciting time and we want you to make the most of this through our display home-based design offer,” Mr Bear said.

“Now you can get all the classy inclusions without paying classy prices.

“We encourage everyone to start the new year with a classy impression.”

The Madison is open for viewing Wednesdays from 2-5pm, Saturdays from 1-5pm and Sundays from 12-5pm. Impressions new homes sales consultants are available to meet outside of these hours.

4 DISPLAY HOME

MADISON 4 2

ADDRESS 16 Cumberland Avenue, Ellenbrook

PRICE From $161,990*

BUILDER Impressions The Home Builder

CONTACT 6461 5297

www.impressions.net.au

BC 6415 *Starting price only.

Terms and conditions apply.

Images are for illustrative purposes only, floorplans are not to scale. Speak to your New Homes Sales Consultant for more information. ^Terms and conditions and exclusions apply. The warranty is provided in addition to any warranty or guarantees imposed by law and in particular the guarantees implied by Australian Consumer Law. This specific warranty is non-transferrable and applies only to the Proprietor’s occupancy. Contact Impressions the Home Builder for further details. You will also be supplied with full details of the warranty as part of our contracting process

The Madison is designed to suit a variety of buyers, from first homebuyers to growing families.

KITC

HEN

ALFRESCO

BED 2

THEATRE

BED 3

ENTR

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ENSWIR

WIP

BATH

DOUBLEGARAGE

MASTER SUITE

BED 4

L’DRY

PORCH

DINING

LIVING

WCWEB ZONE

The Carine $189,900*Packed full of extras, this is the package of your dreams

AREAS:

HOUSE AREA

GARAGE

ALFRESCO

PORCH

PERIM.(m)

67.36

23.36

16.40

4.62

AREA(m2)

208.99

33.27

16.77

1.31

260.34 m2

PORCH

GARAGE

ALFRESCO

BATH

WC

BED 3

WIL

BED 2

ROBE

WIR

MASTER SUITE

THEATRE

WIP

ENS

KITCHEN

DINING

LIVING

ROBE

STUDY

ROBE

BED 4

LINEN

ENTRY

L'DRY

CARINE(BENCHMARK)

MODEL NO. 49160

SUITS A 15m FRONTAGE BLOCK

P O W E R E D BY T H E strength and stability of

Visit this display home at: 28 Fresco Way, Alkimos

Fujitsu ducted reverse cycle air conditioner throughout

Fisher & Paykel Twin ovens

High ceilings to living areas and alfresco

Essastone benchtop to kitchen

450 x 450 tiles to living areas

Carpet with underlay to bedrooms and theatre

Blinds to all windows and sliding doors (excluding wet areas)

Resort style elevation

Dishwasher recess with plumbing and power

and so much more...

Visit us online commodorehomes.com.auPerth 6555 7526 Bunbury to Margaret River 9760 1910

*Base price only. Images for marketing purposes only. Promotion running for limited time. Painting included at no extra cost with every Commodore Home, for PWAs signed until 29th in February 2020. BC 9769.

PLUS, PAINTING INCLUDED AT NO

EXTRA COST!*“For anyone trying to enter the market, it is a really exciting time,” Mr Patrick said.

“I know we keep hearing it has never been more affordable, but it is the truth.”

For those who are considering building their own home in 2020, Mr Patrick said it would help if you enlisted the services of an informed expert.

“One of the biggest challenges for homebuyers, particularly first homebuyers, is negotiating your way through some of the smoke and mirrors,” he said.

“Sitting down with someone who

can give you genuine personalised

direction, and frank and fearless

advice is important in the process.”

“Do your homework, anything in

life worth having deserves a little

extra effort.”

No time like the presentA rise in median house prices of 0.4 per cent in November 2019 has led many to predict the housing industry is in recovery and prices will continue to rise. For potential buyers, this may give you a pause for thought. If the industry experts predict house prices to rise further, is now the best time to achieve your homeownership dreams?

Commodore Homes Sales Manager Simon Patrick said 2020 would be a great time for first homebuyers, as well as first homebuilders.

“If you’re thinking now is the right time, you’re right,” he said.

“Perth has had positive growth and it may be a small increment but, assuming the trend continues, those small monthly increments

annualise out to about five per cent total market growth.

“That’s a pretty big swing in Perth, and you want to be on the right side of the equation.”

Government incentives only sweeten the deal, according to Mr Patrick.

“When you couple the first homebuyers grant with the structure of a Keystart loan, you may not need any money from your pocket to get the door open to your first home.”

Keystart has also extended the income limits applicants need to meet for their loan until June 30, 2020, while the Federal Government implemented their First Home Loan Deposit Scheme, which allows first homebuyers on low and middle incomes to purchase a home with a deposit as little as five per cent and avoid lenders mortgage insurance.

CONTACT Commodore Homes 6555 7522 (Perth), 9760 1910 (Bunbury to Margaret River) www.commodorehomes.com.au. BC 9769

6 INDUSTRY NEWS

If you’re thinking now is the right time, you’re right.

At Now Living, we’re ready whenever you are.

Ready to make the move? Move-in ready

homes from

secure with just a $1,000^ deposit

$269,000*

6461 5471 | nowliving.com.au Level 3 / 6 Bennett Street, East Perth, 6004

Whether you’re looking for your perfect apartment, a move-in ready house and land package, or a home where quality comes built in, we’re ready to help.

• Premium 900mm SMEG appliances• Clipsal Iconic switches• Kitchen, scullery and walk-in pantry

with Laminex/Formica benchtops• Constructed with crack-proof GTEK

Smart Wall*

• Free internal wall painting^

• And much more ….

QUALITY INCLUSIONS

The WA Peppermint’s front verandah and three car garage create a welcoming entry statement.

Inside, the rooms are spread out across the plan, giving everyone space of their own but combining to create one big, beautiful home.

The WA Peppermint

$594per sqm

Visit us online at: bgcsouthwest.com.au | Bunbury to Margaret River: 9791 5755

*If installed in accordance with the Building Code of Australia, AS2589 and SmartWall Installation Guide using the complete GTEK SmartWall System. Cracks equal to or less than those categorised in Category 2 in AS2870-2011 are covered by the guarantee. ^Free painting available until 31st March 2020. Not to be used in conjunction with any other offer/promotion. BC 9769

AREAS:

HOUSE

ALFRESCO

GARAGE

VERANDAH

PERIM. (m)

79.56

50.38

31.74

44.80

AREA (m2)

278.42

69.92

59.21

33.11

440.66 m2

WA PEPPERMINT(CLASSIC SPEC)MODEL NO. 50037

1st

ALFRESCO

VERANDAH

S

BED 4

WC

WIR

ENS

WC 2

THEATRE

STUDYENTRY

BED 2BED 3

LAUNDRY

BATH

ACTIVITY WIP

LIVING DINING

ROBE

ROBE ROBE

LINEN

LINEN

SCUL'RY

TRIPLE GARAGE

KITCHEN

MASTER SUITE

Because you value

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A HOME IS MEANT TO BE LIVED IN

INDUSTRY NEWS 9

An efficiently designed and sustainably built home are common desires for many budding homeowners, and a great way to achieve this is through a NatHERS six-star energy rating.BGC Housing Group Executive General Manager Michael Bartier said the company had been building six-star homes for more than a decade and lauded the benefits.

“Our various building divisions, including Now Living and BGC Development, service The Housing Authority to deliver affordable housing to some of the state’s most vulnerable Western Australians,” he said.

“We have built countless homes which offer superior energy efficiency and reduce energy costs for homeowners, as well as benefiting the environment.

“Given vulnerable Western

Australians are spending a higher proportion of their living expenses on energy usage, the reduction of the cost burden provides numerous societal advantages.”

A six-star rated house is projected to use about 20 to 25 per cent* less energy to heat and cool when compared to a similar sized five-star house. This means lower energy bills and less pressure on energy infrastructure, as well as reducing carbon emissions – a significant factor in lessening the impact of climate change.

“Currently, the State Government has the opportunity to enact change through the NCC Energy Efficiency Provisions 2019 (NCC 2019),” Mr Bartier said.

“The government is able to ensure all new homes constructed in WA are future-proofing residents against rising energy costs and contributing to the shared obligation of protecting the environment.

However, Mr Bartier said there was opposition to NCC 2019 on

the basis it was not feasible in WA and would add substantial costs to building.

“BGC Housing Group, along with the CSIRO and Thermarate reject this claim. The changes will introduce heating and cooling loads, which will benefit WA the most due to the hot summers,” he said.

Not only will these changes help the environment, they will help residents’ pockets as well, according to Mr Bartier.

“We have conducted an assessment of the building cost to achieve a six-star home versus the same utilising the Verification Using a Reference Building method, and concluded it costs on average less than $2000 more per home,” he said.

“Given BGC Housing Group absorbs this cost – and not the consumer – the benefits to the customers’ energy bills are significant.

“For us to adopt the full extent of the NCC 2019, the cost is negligible.

“Any low-cost measures supporting sustainability in construction should be encouraged not resisted.”

Mr Bartier recommended using a reputable builder to design and build a home which meets a minimum NatHERS six-star energy rating.

“It means you will have a comfortable, well-designed, energy-efficient home and a future-proofed investment,” he said.

BGC Housing Group has written to the State Government on the above.

*As projected by the Sustainable Energy Association of Australia in its publication Your 6-Star Guide to building an energy efficient home (2011), in comparison to a four or five-star home. Images for illustrative purposes only. BC 9769.

Energy-efficient homes pave the way for the future

10 COVER STORY

CONTACT GO Homes 6555 7510 (Perth) 9760 1902 (Bunbury to Margaret River) www.gohomes.com.au

*Images for marketing purposes only. Visit the website for full list of inclusions. BC 9769.

What’s cooking good lookingThe latest luxury package from GO Homes is offering budding homebuyers a kitchen made with love and filled with extras fit for any foodie. The GO Gourmet package offers clients a kitchen made to their taste and featuring high-quality appliances and a stylish design.

11

“The GO Gourmet promotion features two unique home designs for 12.5m and 15m-wide blocks,” GO Homes Sales Manager Rhys Watters said.

“Both home designs feature our most luxurious kitchens ever, with a long list of inclusions that come as standard; notably, a huge scullery with serving window and spacious walk-in pantry, and a Smeg cooktop, rangehood and double ovens.

“We partner with premium brands such as Smeg, Essastone and Fujitsu to offer high-end appliances and features that add extra wow factor for our homebuyers.

“We wanted to focus this promotion on the kitchen, and Smeg and Essastone offer some of the finest appliances and features available.”

The 12.5m and 15m designs are available from $189,900* and $199,900* respectively.

Mr Watters said the designs were tailor-made for homebuyers looking for a luxurious, spacious and functional kitchen.

“Many of the features included with the GO Gourmet package are typically considered upgrades on a standard kitchen offering, including a 1200mm extra-wide island bench with waterfall ends, gloss cabinetry, overhead cupboards, pot drawers, a feature full-height splashback and undermounted sink, among other features,” he said.

“All of these features come included as standard on the GO Gourmet designs.”

“We find homebuyers looking for open-plan homes are looking for a kitchen that can serve as both a functional meal prep space and entertaining area, connecting to the dining and outdoors areas seamlessly.

“The GO Gourmet package offers all of this at a great, affordable price point.”

Many new homebuyers choose to build over buying established so they can have a new custom designed kitchen, according to Mr Watters.

Mr Watters said the luxury package was designed for Australians who viewed the kitchen as the heart of the home.

“The modern homebuyer is looking for a kitchen that is both beautiful and functional – where they can enjoy cooking and sharing meals and entertaining loved ones,” he said.

“This promotion offers homebuyers the opportunity to build their dream home with a beautiful custom kitchen that really makes it pop,” he said.

Many of the features included with the GO Gourmet package are typically considered

upgrades on a standard kitchen offering.

KITC

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BATH GARAGE

MASTER SUITE

L’DRY

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WC

WC

WIL

SCULLERY

THE GOURMET 12.5MPRICE From $189,900*

KITCHEN

ALFRESCO

BED 2

HOMETHEATRE

BED 3

ENTR

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ENS

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WIR

WIP

SCULL

BATH

GARAGE

MASTER SUITE

BED 4L’DRY

PORC

H

DINING

LIVING

WC

WC

THE GOURMET 15MPRICE From $199,900*

The Geo Collection

1300 360 344

brikmakers.com

info@brikmakers.com

The Geo Collection is one of our most striking range of pavers. The unique combination of Modern European technology and quality WA sourced minerals has resulted in a product unlike any other on the market.

Offered in six sophisticated colours and three popular sizes, these pavers provide a durable, nonslip surface ideal for modern garden design, driveways, patio areas and features. What’s more, we can even give you a free quote to supply and install your paving.

View the collection online today or to really appreciate the stunning colours and textures visit one of our display centres in Subiaco, South Guildford or Myaree.

Unique to WA

CELEBRATING A DECADE OF BUILDING IN WA

TuxGem InkNeo NEW Kao Ora

All colours available in:

Vistapave 60190 x 190 x 60mm

Flagstone 60330 x 165 x 60mm

Grandpave 60330 x 330 x 60mm

Helenastone 60

Grandpave 60

Flagstone 60

Vistapave 60

Vistapave 50

Easipave 60

Easipave 50

Edgepave 60

Newpave 60

Minipave 60

Helenastone 60 Grandpave 60 Vistapave 60 Flagstone 60 Vistapave 50 Easipave 60 Easipave 50 Edgepave 60 Newpave 60

Minipave 60

Helenastone 60

Grandpave 60

Flagstone 60

Vistapave 60

Vistapave 50

Easipave 60

Easipave 50

Edgepave 60

Newpave 60

Minipave 60

Helenastone 60 Grandpave 60 Vistapave 60 Flagstone 60 Vistapave 50 Easipave 60 Easipave 50 Edgepave 60 Newpave 60

Minipave 60

Helenastone 60

Grandpave 60

Flagstone 60

Vistapave 60

Vistapave 50

Easipave 60

Easipave 50

Edgepave 60

Newpave 60

Minipave 60

Helenastone 60 Grandpave 60 Vistapave 60 Flagstone 60 Vistapave 50 Easipave 60 Easipave 50 Edgepave 60 Newpave 60

Minipave 60

BRIK711_NewHomes Press.indd 1 23/10/19 1:19 pm

Perth owner-occupiers snap up riverside apartmentsOnly seven apartments remain at Tribeca North, part of popular riverside development The Residences, with owner-occupiers snapping up apartments off the plan.Opting to make The Residences a boutique offering within The Springs precinct at Rivervale, BGC Development sought to reduce the

number of apartments in order to maximise lifestyle opportunities for residents.

The decision appears to have paid dividends, with BGC Development Senior Development Manager Adam Casotti reporting “only positive feedback” from the residents who have moved into the building, which is 85 per cent sold.

“The level of finishes and the quality and size far exceeded their expectations when they originally

bought off the plan,” he said.

“We only built 44 apartments because we wanted to design a place that people could call home.

“The Springs is popular at the moment and there are a lot of dwellings complete and coming onto the market, so we wanted to make our apartments stand out based on size and quality of finishes.”

Starting from $385,000 and featuring one, two and three-bedroom layouts, apartments at The Residences enjoy quality fittings and finishes, with Smeg appliances, generously sized balconies, high ceilings and stone benchtops.

A rooftop terrace with barbecue facilities and a swimming pool top the list of recreational amenities, and each apartment has secure parking onsite.

Set on a formerly unused 14-hectare inner-city site alongside the Swan River and close to Crown

Perth, The Springs has become a vibrant and conveniently located community hub, with The Residences presenting a further boon for low-maintenance luxury.

“You are never far from anything you need, whether it be your place of work, shopping, bars or dining options,” Mr Casotti said, referring to the development’s proximity to the Perth CBD, Victoria Park, the airport, Optus Stadium and more.

“It’s the ultimate location for those who are wanting a low-maintenance, safe and secure lock-up-and-leave abode.”

For more information about Tribeca North at The Residences and the remaining apartments for sale, visit www.apartmentswa.com/projects/the-residences.

12 INDUSTRY NEWS

CONTACT Apartments WA, Chad Toquero 0423 772 200 www.apartmentswa.com

DISPLAY HOME 13

Channelling a laid-back aesthetic with a modern edge, this recently completed display home in Dalyellup typifies the appealing lifestyle on offer in Western Australia’s South West region.Built by BGC Residential South West, The Cow Bombie display features a modern and versatile layout with four bedrooms and two bathrooms.

Packing a punch“The display was designed to represent true value,” BGC Residential South West Brand Manager Geoff Barr said.

“The weatherboard-style front elevation brings a modern, yet timeless aesthetic to the forefront and is complemented by the feature render and mouldings.”

Inside, the deceptively spacious single-storey home includes well-zoned spaces and large glass windows, which make the internal areas feel open and uplifting.

The master suite is towards the front of the home and feels like a luxurious retreat, with a walk-in dressing room and ensuite.

“The ensuite features a lavish freestanding bathtub,” Mr Barr said.

“Past the master bedroom is the true heart of the home, with an expansive wraparound kitchen.”

Great for entertaining, Mr Barr said the open-plan living area featured a welcoming design, which would cater to a range of residents.

Large stacking doors and a serving window help connect the home to the outdoors, while welcoming plenty of natural light into the

internal living areas.

The three remaining bedrooms are located towards the rear of the home and are serviced by the home’s main bathroom.

“A large home theatre separates the main living area from the minor bedrooms and is the perfect place for families to unwind and relax,” Mr Barr said.

The entire display emanates a true coastal vibe, which is accentuated by its beautiful white-on-white colour palette and natural textures.

Residing on a 15m-wide lot, Mr Barr said the home was carefully designed to suit modern families.

“I’m amazed a home of this size can pack such a punch,” he said.

“Not only does it look amazing, the price point represents value for any buyer.”

This display is open Mondays and Wednesdays from 2-5pm and Saturdays and Sundays from 12-5pm.

KITCHEN

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BED 3

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ENS

WIRWIP

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GARAGE MASTER SUITE

BED 4

L’DRY

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DINING LIVING

WC

WC

THE COW BOMBIE 4 2

ADDRESS 44 Atkins Road, Dalyellup

PRICE A similar design is available from $203,000*

BUILDER BGC Residential South West

CONTACT 9791 5755

www.bgcsouthwest.com.au

BC 9769 *Starting price only.

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and are on hand to provide their services free of charge.

“A mortgage broker can be seen as a loan expert,” The Loan Company General Manager Simon Kahl said.

“In most cases, their focus is only on loans and they can give you professional advice to match your needs to a suitable lending solution.”

Brokers will explain the intricacies of different options, including fixed rate versus variable rate, interest only versus principal plus interest, offset accounts, or whether a package is worthwhile for your individual situation.

They can also assist with savings plans, guarantor options, first homeowner grant requirements or low deposit options.

Having a professional overlooking the financial aspects of a build can be one of the best decisions you make, especially as construction finance can be a particularly tricky area to understand.

Different banks will have their own terms and conditions, as well as

A guiding light to your mortgage needsAlthough building a home is an extremely exciting time, it is one which comes with various decisions and options requiring careful consideration.While it may not be highest on the list of exciting things to choose from, deciding the type of mortgage you take out is probably one of the most important choices you will make during the building process.

There are an array of home loan products available, each with their own interest rates, terms and conditions, establishment fees and

application criteria, which can be a minefield for

everyday consumers to navigate.

Luckily there are professionals such as mortgage brokers,

who specialise in this area

CONTACT The Loan Company, 1800 880 848 www.theloanco.com.au Australian Credit Licence Number: 386355

FINANCE TIPS 15

Simon Kahl.

minimum inclusion requirements which need to be met in order to qualify for their loan.

“The requirements can be anything from when repayments are allowed to be made or the rates of interest during different stages of the build,” Mr Kahl said.

Another issue with trying to select a mortgage without the assistance of a broker is the potentially limited resources at your disposal.

Not only do most brokers have professional networks and industry expertise to draw on, they also have software platforms which give them detailed access to a wider variety of home loan options the average consumer is not able to access on their own.

“A mortgage broker can save you time, effort and money in selecting a suitable home loan at the lowest rate, with the best features,” Mr Kahl said.

“The best mortgage brokers will have you as a client for a life, and they will be there to help at any point in your journey.”

The above is provided for informational purposes only and is not intended as financial or legal advice.

Introducing Iconic Styl, the irresistibly modern skins for the Iconic platform, delivering clever efficiency to the home. The beauty of the Iconic range is that it provides an exciting combination of functionality and aesthetics. There’s a common platform of electrical smarts and a skin that you can easily change to customise the look to suit your interior style. Iconic Styl simply clips onto standard Iconic grids (the base plate your electrician fits to the wall) for a clean look with clever home-enhancing features anytime you like.

clipsal.com/stylathome

ICONIC®

styl.

Irresistibly modern.

Yanchep

Alkimos

JindaleeBanksia Grove

SpearwoodSouth Beach

Fremantle

WoodvaleEllenbrook

Aveley

Bennett SpringsBrabham

Bushmead

Perth Airport

Hillarys

Rockingham

Forrestfield

Southern River

Piara Waters

Byford

Mindarie

North Coogee

Success

Golden Bay

Beeliar

Cockburn Central

TERRACE

IS EVERYWHERE

TERRACE IS NOW AVAILABLE IN 33 ESTATES ACROSS PERTH

terracewa.com.au | 6461 5461

TO FIND OUT HOW TERRACE WILL

SUIT YOU TO A T, CONTACT US TODAY

BC6415

Find your Mojo with TERRACE TERRACE has opened the doors to its newest display, The Fitzroy at Mojo Urban Living in Cockburn Central.The display focuses on an open-plan living design to suit the modern family, incorporating a well-appointed kitchen boasting a walk-in pantry and large living space to cater for a diverse range of lifestyles.

The Fitzroy’s facade is a head-turner, with its minimalistic cube

design juxtaposed neatly with a white colour scheme and exposed brick wall.

“The Fitzroy’s striking elevation and contemporary design features showcase a deceptively spacious home with plenty to offer,” TERRACE Business Development and Project Delivery Manager Jessica Berry said.

“The ground floor is an open, free-flowing space filled with natural light, with an indoor and alfresco dining space to entertain guests.

“A separate laundry and powder

room is tucked into the rear of the home, which links to the garage for an easy shopper’s entrance.

“Upstairs, the master suite enjoys access to a large private balcony, as well as an opulent ensuite with double basins. A study nook makes clever use of the stair space, while the other two bedrooms offer a relaxing escape.”

Mrs Berry said TERRACE was focused on building homes with clever two-storey designs.

“Homeowners will be amazed at what can be achieved on a narrower block when floor plans are designed to suit the block, not the other way around,” she said.

Mojo Urban Living is an innovative new house and land development within Cockburn Central, a

DISPLAY HOME 17

CONTACT TERRACE, 6461 5461 www.terracewa.com.au

progressive and community-minded precinct focused on sustainable living.

As the first integrated community development in the exclusive up-and-coming Cockburn Central North precinct, residents will join a colourful, cutting-edge community close to all the action.

TERRACE has house and land packages available in Cockburn Central starting from $414,652*.

To celebrate the opening of The Fitzroy display, TERRACE will be hosting a launch party on February 6, 2020.

The Fitzroy is open Mondays and Wednesdays from 2-5pm and Saturdays and Sundays from 1-5pm.

*Starting price only. TERRACE is not the owner of the land and has entered into an agreement with the landowner to advertise the land as part of the package. TERRACE is not a reseller of the land but a homebuilder.

Poetic Parisian

Check out our Instagram (@studio.cult) to stay in the loop with our current residential interior projects.

Meet The Belharra by Commodore Homes, located within the Calleya estate at Treeby. The concept for our latest project is ‘poetic Parisian’, inspired by elegant French interiors infused with character and practical luxury.

The colour palette for this home is monochromatic and minimal, with the natural timber tones of Trevors Carpets Polaris vinyl plank floors in Astro distributing warmth throughout the living and bedroom areas of the home.

Playful bursts of on-trend colour are seen sparingly throughout, incorporating olive green, cobalt blue, serpent grey and cerise pink.

We played on a strong juxtaposition of masculine and feminine features within The Belharra, such as with the soft curves of the Globe West Juno Josephine curved sofa available from Roxby Lane set against the striking Glosswood 90mm lining boards from the Matte Range in Charcoal.

Drawing reference from 19th century Parisian design, simple wall quad moulding was installed to the master suite bedhead wall, enhancing subtle sophistication and personality in our latest display home project.

The Belharra is open for public viewing Mondays and Wednesdays from 2-5pm, and Saturdays and Sundays from 12-5pm.

1918 INTERIOR DESIGN

Studio Cult Creative Directors

Courtney Young (left) and Tayla

Hampson.