2017

S M T W T F S JULY 1 7/1/1862 – Abraham Lincoln signed 1st income tax bill.

2 3 4 5 6 7 8

7/4/2017 – Independence Day – Our office will be closed

9 10 11 12 13 14 15 7/13/2017 – Women’s Summit – information below

16 17 18 19 20 21 22

23 24 25 26 27 28 29

30 31

S M T W T F S AUGUST

1 2 3 4 5

8/14/1935 – Franklin Roosevelt signed the Social Security Act establishing the program.

6 7 8 9 10 11 12 8/28/2017 – Pinnacle Wealth Partners 2nd anniversary

13 14 15 16 17 18 19 *Join us for a floating reception at our office 2pm-6pm 20 21 22 23 24 25 26 27 28 29 30 31

S M T W T F S SEPTEMBER 1 2 9/4/2017 – Labor Day – Our office will be closed 3 4 5 6 7 8 9 9/6/2017 – Erin’s birthday

10 11 12 13 14 15 16

9/20/1873 – The NYSE was forced to close for the first time in history.

17 18 191 20 21 22 23

24 25 26 27 28 29 30

BEST NEW APPS of 2017

Apple* Android**

Blackbox: puzzle Dolphin: ad blocking web-browser

Lake: coloring book Cookpad Recipes: recipes

Kitchen Stories: video cooking lessons My Asics Run Coaching: run coaching

Elk: currency converter Bandcamp: music

Bear: note taking Any.do: list & task manager

Things 3: task manager Mint: account aggregation

Airmail: consolidates all email accounts PicsArt Photo Studio: photo editing

Enlight: photo editing Calibre Companion: eBook management

*Jefferson Graham, USA Today **Max Eddy, Pcmag.com

Which of the 50 U.S. states has borders with the most other states?

Find the answer below…

NEWSLETTER

2815 South Church Street

Burlington, NC 27215

336-494-6262

Breaking Down the DOL’s Fiduciary Rule

The Department of Labor’s definition of a fiduciary demands that advisors act in the best interests of their clients and to put their clients' interests above their own. It leaves no room for advisors to conceal any potential conflict of interest and states that all fees and commissions must be clearly disclosed in dollar form to clients. The definition has been expanded to include any professional making a recommendation or solicitation — and not simply giving ongoing advice. Previously, only advisors who were charging a fee for service (either hourly or as a percentage of account holdings) on retirement plans were considered fiduciaries. Fiduciary is a much higher level of accountability than the suitability standard previously required of financial salespersons, such as brokers, planners and insurance agents, who work with retirement plans and accounts. "Suitability" meant that as long as an investment recommendation met a client's defined need and objective, it was deemed appropriate. Now, financial professionals are legally obligated to put their client’s best interest first rather than simply finding “suitable” investments. Therefore, the new rule could eliminate many commission structures that govern the industry. Fortunately, we have always put our clients’ needs first and we have recommended what we felt was best for our clients not just what was “suitable”. *information obtained from Investopedia.com

Fun Fact

Savvy Women Invest in Children JULY 13, 2017 IT’S ALL GOOD: SOUTHERN KITCHEN FORMERLY TWO FOR TEA 2306 S. CHURCH ST, BURLINGTON, NC

5:30-6:00 Networking/Refreshments

6:00-6:30 Financial Workshop

Pinnacle Wealth Partners will be providing quarterly Financial

Literacy sessions which are designed to engage women in an open

dialogue about various financial topics and to educate women

further about financial matters with the intention of empowering

women to make wise financial decisions.

In connection with

The Women’s Resource

Center in Alamance

County, Pinnacle Wealth

Partners is hosting

quarterly networking and

financial seminars.

Erin L. Cockman

CERTIFIED FINANCIAL

PLANNER™/MBA

Angie W. Hall

Financial Planner

Register to attend 336.494.6262

or email info@pinnaclewealthnc.com

Raymond James and Pinnacle Wealth Partners do not provide tax, legal or accounting advice. This

material has been prepared for informational purposes only, and is not intended to provide, and should

not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting

advisors before engaging in any transaction. The Women’s Resource Center (WRC) does not endorse, take

responsibility for, or exercise any control over the speakers, websites, or organizations that offer free

information and programs. The WRC cannot vouch for the accuracy of the information contained on their

websites, in presentations or on printed materials.

Certified Financial Planner Board of Standards Inc. owns the certification marked CFP®, CERTIFIED

FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it

awards to individuals who successfully complete CFP Board initial and ongoing certification requirements.

What influences our feelings about MONEY?

How do you feel about money? Do you know why you feel that way? It is more complicated than it

may seem. Some people’s views about money have their roots in early life experiences, maybe

even tied to pain and/or loss. According to Chris White, the author of the article, “How Do Your

Clients Really Feel About Money?” this may result in a “deep distrust of others, a high need for

security and control and low risk tolerance when it comes to investing”. Others may have been

influenced by what authoritative figures like parents, grandparents or teachers said about money

when they were growing up. Did those that raised you talk to you about money? Did you observe

how they spent their money? Did you grow up being encouraged to be frugal? Some people’s

feelings about money are shaped by whether they grew up without wealth, with wealth or achieved it

for themselves. According to the article, a popular notion is that wealth creators are penny-pinchers

and wealth inheritors are spendthrifts. Whether we recognize it or not, family dynamics, personal

beliefs, educators, religious faith and philosophical convictions are just some of the things that can

influence your attitude about money.

What is the Sum of all numbers from 1 to 100?

A. 1,025

B. 1,750

C. 5,050

D. 10,001

Find the answer below…

We welcome your feedback. Please email us at

info@pinnaclewealthnc.com with any questions or suggestions pertaining to

this publication. We hope that the information we provided is relevant and

educational.

(336) 494-6262 – 2815 S. Church Street, Burlington, NC 27215

Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Pinnacle Wealth Partners is not a registered broker/dealer and is independent of Raymond James Financial Services, Inc.

Investment advisory services offered through Raymond James Financial Services Advisors, Inc.

Brain Teaser

Fun Fact Answer: Tennessee borders with nine states; Mississippi, Alabama, Georgia, South Carolina, North

Carolina, Virginia, West Virginia, Missouri and Arkansas.

Brain Teaser Answer: 5,050