sacramento claims association news network december 2013
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Volume XIX • Number XI
w w w.SacramentoClaims.org
Sacramento Claims
Since 1994 with ScA
AssociAtion news net work
LIONS GATE HOTEL & CONFERENCE CENTER
At McClellan Park 3410 Westover Street, Sacramento, CA 95652
SCA Holiday Luncheon
This will also be a canned food drive
The SCA is pleased to be participating in the 20th Annual
Sacramento Food Bank Food Drive.
Join The SCA for the final meeting of 2013, and Help Us Acknowledge and Celebrate Charitable Work
In Our Community
T h u r s d a y D e c e m b e r 1 2 , 2 0 1 3
Saturday, February 8, 20146:00 p.m. - 11:00 p.m.
LionsGate Hotel - Main Ballroom3410 Westover Street
Sacramento, CA 95652- see page 7
Singer Shares Broad Perspective On Appraisal at November SCAA strong crowd turned out to hear November guest speaker Robin L. Singer, of Morris Polich & Purdy LLC, who provided a most informative presentation on the Appraisal process at the November 14, 2013 luncheon meeting.
- see page 8
2 Sacramento Claims Association News Network • December 2013
President Vice President Secretary TreasurerYour 2013 SCA Executive Staff
Sacramento Claims Association
And Your 2013 SCA Board of Directors
Jim McCurleyRGL Forensic Accountants
Cathrin NevinCarl Warren & [email protected]
Giving/Charitable Committee
Linda KlaasFarmers Insurance
[email protected] Committee
Jon AronsonP.W. Stephens Environmental, Inc.
honorary member in memoriam
Ruth GriffithServpro of Auburn/Rocklin
Reservations/Facility
Jeff KaiserFiremans’ Fund Insurance
Reservations/Facility
Bob BattazzatoCleanrite Buildrite
[email protected] Committee
Art CoussoulisAAA Retired
Social Com/Production Coor.
Lisa GerberCalifornia Casualty
Educational Committee
John MorganGuide One Insurance
Giving Committee
Steven MooreBarrish Pelham & Associates
Educational Committee
Tami UmlandArtland Construction
Bryan HarrisonAssociation News Network, Inc.
Communications Committee
April WilkinsonDavid Morse & Associates
Sacramento Claims Association News Network • December 2013 3
2013 SCA President Bob Battezzato
As we bring 2013 to an end, I can’t help but be reflective of the year. I first want to Thank all of you for continuing to support the Sacramento Claims Association throughout this past year. We continue to build on a strong foundation for the SCA and look toward 2014 with optimism and excitement as we continue to focus on the 4 areas of our Vision statement; Education/Communication/Social/Charitable.
This past year we worked on providing educational seminars and luncheons that supported our Members in the Industry in which we all work. Additionally we added some Social events that helped us all network together and enjoy each other’s company in a more leisurely setting.
Our Community Day with Habitat for Humanity expanded the charitable side of our Vision for 2013 as we will also be honoring the key charities for the SCA at the December Luncheon, as well as hosting a Food Drive for the Sacramento Food Bank. Please do bring non-perishable food supplies to contribute to our donation.
The SCA Annual Golf Tournament was also a tremendous success for the organization, as well as the members. This is our signature event for the year and once again brought out the BEST in the day for all.
Another key event for us is the Winter Party, which is right around the corner, being held February 8, 2014 at LionsGate. This event will be such a great way to kick-off 2014 as this is always a tremendous evening for all that attend.
The Board worked hard on revising some of the areas in the SCA bylaws that needed clarity for the organization, and we held our second annual “strategy meeting” that helps us all communicate ideas and
Reflections for 2013 ... ... Staying The Course
December Message from 2013 SCA President Bob Battazzato
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4 Sacramento Claims Association News Network • December 2013
Sacramento Claims
DECEmbER 2013 • Volume XIX • Number XI
Association News Networkwww.SacramentoClaims.org
Inside this issue...
235678911131516
Your 2013 SCA Executive Staff & Board of Directors
Decvember Message from 2013 SCA President Bob Battazzato
SCA 2013 Calendar of Events & and Social Media links
People On The Move
SCA Winter Gala 2014 Tickets On-Sale online Now!
Robin Singer on Interpreting Appraisal Clause in Property Losses at Nov 14 SCA Luncheon
SCA Holiday Luncheon Thursday December 12, 2013
Sacramento Claims Association News Network Service Directory Sponsors
Association News Network Job Connection
News From The DOI
SCA 2012 Membership - Join or Renew NOW for 2014
Recent SCA Charitable
Beneficiaries include:
Sacramento Blue Star Moms
hope & opportunity for at-risk women with children
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Sacramento Claims Association News Network • December 2013 5
Thursday, December 12, 2013Charitable Focus Luncheon Meeting - see page 9Food Drive: Please bring non-perishable items to contribute to the SCA donation to the Sacramento Food Bank & Family Services.
We will also be honoring SCA Chosen Charitable Beneficiaries: • Taylor House Senior • Safe House • Habitat For Humanity
Lions Gate Hotel & Conference Center
SCA Updates at:www.SacramentoClaims.org2013Calendar of Events
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Updates at: www.SacramentoClaims.org
Thursday, January 9, 2014Luncheon Meeting Lions Gate Hotel & Conference Center Topic/Speaker tba
Saturday, February 8, 2014Annual SCA Winter Gala @ Lions Gate Purchase Tickets Online NOW! First Come - First Served - see page 7
6 Sacramento Claims Association News Network • December 2013
LevI ArONSON ANNOUNCeS ArONSON LANDSCAPeLevi Aronson, owner of Ar-
onson Landscape, a full-service land-scape contractor serving the Greater Sacramento area and foothills, Au-burn, Dixon, Newcastle, Grass Valley, Lincoln, Folsom, Colfax, Nevada City, Penryn, Citrus Heights, Rock-lin, Sacramento, Loomis, Fair Oaks, Roseville
Levi founded Aronson Land-scape in 2008 with just a truck, a push mower, and dreams of running a suc-
cessful business. Since then, his company has steadily grown from a one-man operation to a company capable of running 4 separate crews. Levi’s work ethic, attention to detail and strong interest in people have enabled him to create a well-built and flourishing company.
“Aronson Landscape is different than the competition because
on the MoveeopleP
continue page 13
we are owner operated and form friendly personal relationships with each of our clients to enable relaxed and efficient communication,” Levi explains. “We see each job as a privilege and a responsibility.”
Levi’s knowledge of plants, building materials and environ-mentally responsible construction practices, allows him to create and innovate landscapes that nurture and inspire.
“My father, Jon Aronson, helped me step my way into the insur-ance arena,” he says. “We worked together to provide the industry adjusters and contractors with the emergency irrigation service they need to sustain the insured/clients landscape during loss review and construction. He taught me, while estimating on the loss as a whole, the importance of making sure there is a focus on the insured getting their landscaping back to its original state.”
A native of Meadow Vista, California, Levi states plainly that “my entire family has been in the insurance industry my whole life. I am confident that I know what adjusters and contractors are looking for in a landscape provider.”
He feels his strongest accomplishment thus far in his work has
Levi Aronson
Sacramento Claims Association News Network • December 2013 7
Saturday, February 8, 20146:00 p.m. - 11:00 p.m.
LionsGate Hotel - Main Ballroom3410 Westover Street
Sacramento, CA 95652
Dress Code: Semi-Formal/Black Tie
Tickets: $125ºº per person for SCA Members who have paid their SCA membership dues for 2013 or 2014, and their guests.
Availability: Tickets available NOW! via Pay Palall sales are final - no refunds.
Event will include:• Hosted Bar• Appetizers• Sit-Down Dinner• Dancing• Photo Booth
Room reservations are available now at a special SCA rate, as follows:Standard Room - $89ºº/night
1 Bedroom Executive Suite - $109ºº/nightThese rates will be in effect until sold out, based on availability.
Please refer to reservation code "SCA14"when contacting the hotel, at: 916-643-6222.
This is an annual sell-out event, any questions please contact:Art Coussoulis - [email protected]; Linda Hansen - [email protected];
Joan Barrett - [email protected]; or April Wilkinson - [email protected]
916.640.0640
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The November 14, 2013 lun-cheon meeting of the Sacramento Claims Association was one of the strongest gatherings in recent months, including a good number of claims personnel on-hand to hear longtime claimsman turned defense attorney, Robin Singer, on “What Adjusters Need to Know About Appraisal". Singer, who spent years in various roles within the claims industry, is now with Morris Polich & Purdy LLP.
“Like nuclear games,” he stated, “the only way to win is not to play. Appraisals are the same way.”
In order to even need a formal appraisal, he went on to explain, there has to be a failure to agree.
Often times, he said, “the first thing PA (Public Adjuster) does is give notice of claim and say ‘we want to go to appraisal’. There must be a failure to agree before that can hap-pen,” Singer explained.
In order for appraisal to be invoked, the two parties must have a dis-agreement about the value of the loss. “It’s very much like arbitration, except appraisal is a very limited type of arbitration,” he said. “You can only resolve one item.”
Appraisers are held to a higher standard of impartiality than a normal arbitrators. “You want to find a way to negotiate and agree. Appraisal is going cost you time and money. Unless it's a significant difference, you will want to avoid appraisal.”
All that said, he then pointed out there appraisals are mandatory? “If the insured demands appraisal, you have to go. Likewise, if you insist on ap-praisal, the insured must comply,” he added.
When you see the word “shall”, he explained, this means “must” in legal terms.
“In the old days each side would pick an appraiser,” he said. “Now, language reads ‘Umpire shall be selected by a judge’.
“Informal” appraisal is quicker and cheaper, and are the standard, except when a “formal” is specifically requested by the insured, or the company in-volved. A “formal” appraisal involves a lot more, he said.
Important to note that the appraiser cannot determine cause or coverage.“You've got to be sure to limit the scope of your appraisal going in,” he
advised. “Work with your appraiser ahead of time.”Mr. Singer went on to explain that an appraisal award is not a money
judgement. You may still reserve the right to deny based on coverage. That said, he added that you “don't have to have coverage battle before hand. Have items appraised and then deal with whether they're covered.”
Congratulations to SCA Board Member John Morgan on winning the November 50/50 Raffle Drawing.
I n t h e s p i r i t o f t h e Thanksgiving season, Dawn Dawson thanked all the vendors for their commitment to the association, and the industry.
S C A P r e s i d e n t , B o b B a t t e z z a t o, t h a n ke d November guest speaker Robin L. Singer, of Morris Polich & Purdy LLC for his most informative p re s e nt at i o n o n t h e Appraisa l process at the November 14, 2013 luncheon meeting.
Sacramento Claims Association News Network • December 2013 9
T h u r s d a y D e c e m b e r 1 2 , 2 0 1 3
For payment by cash or check at the door, please make your reservation now
with SCA Board Member
April Wilkinson: [email protected]
or 916-410-0865
$32 Members w/Reservations • $45 guestsFree to carrier personnel (donations to
the SCA Charitable Fund in lieu of fee welcomed)
Secure your spot at: www.SacramentoClaims.org
11:30 a.m. check-in • Noon - 1p.m. Luncheon
Thursday, December 12, 2013
LIONS GATE HOTEL & CONFERENCE CENTER
At McClellan Park 3410 Westover Street, Sacramento, CA 95652
SCA Holiday Luncheon
This will also be a canned food drive
The SCA is pleased to be participating in the 20th Annual
Sacramento Food Bank Food Drive. We ask that you please bring at least one non-perishable food or
clothing item with you to the December 12th meeting. Sacramento Food Bank & Family Services (SFBFS) 20th annual Spirit
of Giving (SOG). The SOG is a donation drive comprised of non-perishable food and clothing collections.
Sacramento Food Bank & Family Services (SFBFS) 20th annual Spirit of Giving (SOG).
The SOG is a donation drive comprised of non-perishable food and clothing collections.
Join The SCA for the final meeting of 2013, and Help Us Acknowledge and Celebrate Charitable Work
In Our Community
• Taylor House, a home for young females transitioning out of Foster Care; • Senior Safe House, a rescue home for abused elderly. • We will also be recognizing Habitat for Humanity.
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continued from page 3
President’s Message - reflections on 2013
Barrish Pelham & associates, inc.Sacramento, California (916) 418-9100Truckee, California (530) 562-4266
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direction for the SCA moving forward. These planning sessions are critical in maintaining the consistency for the SCA and to assure proper communication between all as we stay focused on the Vision.
We are fortunate to have two strong additions to the Board for the year 2014 in April Wilkinson & Tami Umland, both of whom will bring not only great energy to the table but also a “can do” attitude that keeps the SCA and Membership foremost in their actions.
As always I would like to reach out to each and every one of you as Members to please contact any Board Member if you have valuable input that you want to share about the SCA and/or the direction we are going. This is YOUR SCA.
In closing, I would like to Thank all the people that have supported not only me but the
organization in 2013. I have made some great new friends, shared some ideas that have come to fruition and, most of all, agreed to disagree at times but with the Vision of the SCA always in mind.
Our Board worked hard and long “after hours” to keep the goals of the SCA alive and well. And for that I am Thankful. As we move into 2014 I would encourage all of you to “stay the course” in 2014 and beyond as it is PEOPLE that make this Association great! Please get involved, invite a friend or business acquaintance….attend all the events and make sure we hear your voice….it is important to the organizations continued success.
All the Best in 2014 and again, my door is always open,
Sincerely,
Bob BattezzatoBob Battezzato2013 President Sacramento Claims [email protected](530) 570-9070
Sacramento Claims Association News Network • December 2013 11
San Jose, CA 95125 [email protected] • SSF Office 1(888)Dry1Out(379-1688)bELFOR Usa - grant Cody3132 Dwight Rd Ste 300 (916) 399-1865 • Fax (916) 399-9388Elk Grove, CA 95758 [email protected] bUILDRITE Wind, Water, Fire, Mold - 24 Hours (800) 870-0030Sacramento, Yuba City, Chico & Redding www.CRBR.comDH CONsTRUCTION - Ken Daley/amber Pastor4324 Orange Grove Ave. www.DHfirerestoration.com • (916) 481-3297Sacramento, CA 95841 [email protected] & COmPaNY CONsTRUCTION - Jeff black9857 Horn Rd [email protected] • (916) 366-5695Sacramento, CA 95827 Fax (916) 361-9043LaWTON CONsTRUCTION - brett LawtonP. O. Box 6026 www.LawtonConstruction.com • (916) 434-9280Auburn, CA 95604 Fax (916) 434-2590maRK sCOTT CONsTRUCTION, INC. - andrew WilsonResidential & Commercial msconstruction.com • Pl. Hill: (925) 944-050224 Hour Em ServiceFairfield:(707)804-8880•Stockton:(209)982-0502PaUL DaVIs REsTORaTION OF gREaTER saCRamENTO 3225 Monier Circle, Suite 200 800-954-FIRE • (916) 254-5115Rancho Cordova, CA 95742 Fax (916) 254-5963PRObILT CONsTRUCTION - Roger Kolb3770 West Pacific Ave. [email protected] • (916) 455-1782Sacramento, CA 95820 Fax (916) 455-1783WINgaRD CONsTRUCTION - Nichole Norton 24 Hr. Em (800) 232-7150One-Call Contractor for all your Lodi office: (209) 368-2464reconstruction needs [email protected] • Concord: (925) 689-9322ZEbRa REsTORaTION - michael “ Z” Zboralske/Debbie Kutch11365 Sunrise Park Dr. Ste 200 [email protected] • (916) 635-8571Rancho Cordova, CA 95742 [email protected] • Fax (916) 635-8573CONTRaCTORs - LaNDsCaPEaRONsON LaNDsCaPE - Levi aronson Serving The Greater www.AronsonLandscape.com • (916) 243-9350 Sacramento Area [email protected] - mICRObIaL REmEDIaTIONamERICaN TECHNOLOgIEs, INC. - barry metcalf/george Platt8440 Elder Creek Road [email protected] • (916) 388-2440Sacramento, CA 95828 Fax (916) 388-2445bELFOR Usa - grant Cody3132 Dwight Rd Ste 300 (916) 399-1865 • Fax (916) 399-9388Elk Grove, CA 95758 [email protected] bUILDRITE Wind, Water, Fire, Mold - 24 Hours (800) 870-0030Sacramento, Yuba City, Chico & Redding www.CRBR.comP.W. sTEPHENs ENVIRONmENTaL, INC. - Jason Kettlehut3278 Swetzer Road www.pwstephensinc.com • (916) 790-4119Loomis, CA 95650 [email protected] maNagEmENT COmPaNY Water, Smoke & Environmental Specialists1800 Enterprise Blvd. (800) 400-5058West Sacramento, CA 95691 [email protected] REsTORaTION - michael “ Z” Zboralske/Debbie Kutch11365 Sunrise Park Dr. Ste 200 [email protected] • (916) 635-8571Rancho Cordova, CA 95742 [email protected] • Fax (916) 635-8573CRImE sCENE/FaTaLITY CLEaN-UPCLEaNRITE bUILDRITE Wind, Water, Fire, Mold - 24 Hours (800) 870-0030Sacramento, Yuba City, Chico & Redding www.CRBR.com
aCCIDENT RECONsTRUCTIONIsTsbOsTER, KObaYasHI & assOCIaTEs - michael KreutzelmanServing the United States 24 hr. (925) 963-9653 • (925) 447-6495and Overseas Fax (925) 447-6589aLTERNaTIVE DIsPUTE REsOLUTIONRONaLD a. aRENDT, Esq. - a proFeSSional laW corporation 2300 Bell Executive Ln [email protected] • (916) 925-1151 Sacramento, CA 95825 www.arendtadr.com • Fax (916) 929-5137ERNEsT a. LONg aDR - Ernie Long2630 J Street 916-442-6739 • Fax 916-4424107Sacramento CA 95816 [email protected] - DEFENsENagELEY, mEREDITH & mILLER, INC. - greg meredith/Jim Keowen8001 Folsom Blvd., Suite 100 (916) 386-8282 • Fax (916) 386-8952Sacramento, CA 95826 Email [email protected] sCOTT - Lindsay a. goulding350 University Avenue, Suite 200 www.porterscott.com • 916.929.1481 ext. 470 Sacramento, CA 95825 [email protected] • Fax: (916) 927-3706CONTRaCTORs-asbEsTOs/LEaD/mOLD REmEDIaTIONa-1 REmEDIaTION - David brooks4270 Pell Drive [email protected] • (916) 568-7624Sacramento, CA 95838 www.A1remediation.com • Fax (916) 568-7639amERICaN TECHNOLOgIEs, INC. - barry metcalf/george Platt8440 Elder Creek Road [email protected] • (916) 388-2440Sacramento, CA 95828 Fax (916) 388-2445CLEaNRITE bUILDRITE Wind, Water, Fire, Mold - 24 Hours (800) 870-0030Sacramento, Yuba City, Chico & Redding www.CRBR.comJm ENVIRONmENTaL, INC. - John moore & the Jm TeamPO Box 2189 www.jmenvironmental.net • (916) 726-0304Granite Bay, CA 95746-2189 Fax (916) 726-0340P.W. sTEPHENs ENVIRONmENTaL, INC. - Jason Kettlehut3278 Swetzer Road www.pwstephensinc.com • (916) 790-4119Loomis, CA 95650 [email protected] DaVIs REsTORaTION OF gREaTER saCRamENTO 3225 Monier Circle, Suite 200 800-954-FIRE • (916) 254-5115Rancho Cordova, CA 95742 Fax (916) 254-5963THE REsTORaTION CLEaNUP COmPaNYWater, Smoke & Mold Damage Specialists 800-500-4310Sewage Decontamination www.thecleanupco.comREsTORaTION maNagEmENT COmPaNY Water, Smoke & Environmental Specialists1800 Enterprise Blvd. (800) 400-5058West Sacramento, CA 95691 [email protected] ENVIRONmENTaL – blake Roath Mold, Asbestos, Lead & General Demolition4801 Whitney Avenue [email protected] (916) 256-3899Carmichael, CA 95608 www.selectenvironmental.org Fax (916) 486-1357CONTRaCTORs - ELECTRICaLTUCKNOTT ELECTRIC CO. - Robert a. Tucknott6850 Regional St. Suite 110 [email protected] • (925) 931-0800Dublin, CA 94568 www.Tucknott.com • Fax (925) 931-0817CONTRaCTORs - gENERaL/REsTORaTIONaaa FLOOD & FIRE - EmERgENCY sERVICEs - Water, Fire, smoke, mold186 Barnard Ave www.AAAFloodAndFire.com • SJ Office: (408)270-9111
Thanks to all our paid directory listing sponsors
Sacramento Claims Association News Network Services Directory
continued next page
12 Sacramento Claims Association News Network • December 2013
Sacramento Claims Association News Network Services DirectoryThanks to all our paid directory listing sponsors
ENgINEERs - FORENsICbaRRIsH PELHam & assOCIaTEs, INC. - Lisa Esquivel3001 E Street [email protected] • (916) 418-9100Sacramento, CA 95816 www.Barrish.com • Fax (916) 400-4874COmPLERE ENgINEERINg gROUP, INC. - gene Wilkins, P.E.Fire C&O, Property Liability, Thermography, Structural4230 Kiernan Av., Suite 210 [email protected] • (209) 545-8165Modesto, CA 95356 www.complere.com • Fax (209) 545-8170Haag ENgINEERINg COmPaNY - Kathy KrainockLeaders in [email protected] • (949) 861-8847Forensic Engineering www.haagengineering.com • Fax (949) 861-8683OCONNOR ENgINEERINg - michael O’Connor/Chuck Thomas 1172 National Dr. Ste 100 (916) 640-0640 Sacramento, CA 95834 www.OConnor-Engineering.comENVIRONmENTaL - TEsTINg & CONsULTINgsIERRa ENVIRONmENTaL - Chris Hintz (209) 366-3684P. O. Box 1563 www.SierraEnviro.com•(714)519-1366Woodbridge, CA 95258 Fax (866-612-8294FIRE INVEsTIgaTORs FIRE CaUsE aNaLYsIs - Ulises Castellon, CPCUThroughout California, Arizona (800) 726-5939 • Fax: (510) 649-3099Nevada, Oregon, N. Dakota & Minnesota [email protected] COVERINgmasTERs WHOLEsaLE - Jeff Lovelace 2504 Mercantile Dr. [email protected] • (916) 997-6728 Rancho Cordova, CA 95742 www.MastersWholesale.com • Fax (916) 669-3894LEaK DETECTION/PLUmbINgamERICaN LEaK DETECTION - monte RoutonP.O. Box 525 www.AmericanLeakDetect.com • (916) 331-6443Fair Oaks, CA 95628 [email protected]’s EYE LEaK DETECTION - Daniel spatzP. O. Box 73114 (916) 760-8944Davis, CA 95614 [email protected] • Fax (916) 760-8970masTERs WHOLEsaLE - mike LaVerdure 2504 Mercantile Dr. [email protected] • (916) 997-0423 Rancho Cordova, CA 95742 www.MastersWholesale.com • Fax (916) 669-3891OVERsPRaY REmOVaLNaTIONWIDE OVERsPRaY REmOVaL - Eric gerencser Benicia, California www.overspray.net • (925) 408-5909Safe Overspray Removal [email protected] • (800) 345-1269PROPERTY REsTORaTION-CLOTHINg sPECIaLIsTsbLUE sKY CLEaNERs - Robert strongGarment Restoration - Nobody CARES about you more (925) [email protected] Fax (925) 445-6002FRsTeam - Jim and Courtney Nicholas910 Striker Ave. Ste E TravisGeorge [email protected] • 916-920-8239Sacramento, CA 95364 IanManes [email protected] • 916-920-8239REVIVaL gaRmENT REsTORaTION, INC. - John Vigallon A Higher Class of Service (888) 602-9111 Throughout N. California [email protected] • Fax (209) 451-4778
PROPERTY REsTORaTION/CONTENTsamERICaN TECHNOLOgIEs, INC. - barry metcalf/george Platt8440 Elder Creek Road [email protected] • (916) 388-2440Sacramento, CA 95828 Fax (916) 388-2445bELFOR Usa - grant Cody3132 Dwight Rd Ste 300 (916) 399-1865 • Fax (916) 399-9388Elk Grove, CA 95758 [email protected] bUILDRITE Wind, Water, Fire, Mold - 24 Hours (800) 870-0030Sacramento, Yuba City, Chico & Redding www.CRBR.comPaUL DaVIs REsTORaTION OF gREaTER saCRamENTO 3225 Monier Circle, Suite 200 800-954-FIRE • (916) 254-5115Rancho Cordova, CA 95742 Fax (916) 254-5963THE REsTORaTION CLEaNUP COmPaNYContents Restoration Specialists 800-500-4310Asbestos Decontamination, NS Inventory www.thecleanupco.com REsTORaTION maNagEmENT COmPaNY Water, Smoke & Environmental Specialists1800 Enterprise Blvd. (800) 400-5058West Sacramento, CA 95691 [email protected] OF NaPa VaLLEJO & bENICIa - Eric Larson/Lynn FullerP. O. Box 6867 [email protected] • (800) 648-1608Napa, CA 94581 Fax (707) 257-1608sERVICEmasTER REsTORaTION sERVICEs - Ryon HaywardServing Contra Costa [email protected] • (800) 480-TIDY& Marin Counties www.svmcleaning-restoration.comsERVPRO OF aUbURN/ROCKLIN - Ruth Griffith2288- A Sierra Meadows Dr. (916) 632-2250Rocklin, CA 95677 [email protected] OF CITRUs HTs/ROsEVILLE/CaRmICHaEL - Jennifer Carpenter701 Del Paso Rd (916) 966-2601Sacramento, CA 95834 [email protected] OF DaVIs/WOODLaND - mike & melinda HaworthP. O. Box 2263 (530) 756-1414Davis, CA 95617 [email protected] OF ELK gROVE/LagUNa - bill LucasP. O. Box 2169 (916) 525-1241Elk Grove, CA 95759 [email protected] OF FaIR OaKs/ FOLsOm - Dan LangfordP. O. Box 6 (916) 987-0400Orangevale, CA 95662 [email protected] OF FaIRFIELD - Kelly mcLean5130 Fulton Dr., Suite I (707) 207-0122Fairfield, CA 94534 [email protected] • fax (707) 207-0120 sERVPRO OF RaNCHO CORDOVa - Rose miller11361 Sunrise Gold Cir., Suite C (916) 638-1720Rancho Cordova, CA 95742 [email protected] REsTORaTION - michael “ Z” Zboralske/Debbie Kutch11365 Sunrise Park Dr. Ste 200 [email protected] • (916) 635-8571Rancho Cordova, CA 95742 [email protected] • Fax (916) 635-8573
Thank You to ALL our Subscribing Advertising Sponsors!Deadline for all submissions for the next issue is December 20, 2013
continued from previous page
Sacramento Claims Association News Network • December 2013 13
POsITIONs aVaILabLEAssociationNewsNetwork.com
Submit Your Job Connection ad to:Choose from Four (4) Monthly Print Editions + Online Edition:
www.AssociationNewsNetwork.com/job.htmlUp to 50 words just $35 (just 50¢/word thereafter)
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[email protected] INsPECTION sERVICEssELECT ROOF INsPECTIONs, LLC - Linda shaw5098 Foothills Blvd. Ste 3465 [email protected] • (916) 773-1650Roseville, CA 95747 www.SelectRoofInspections.com • Fax (916) 773-1658sTORagEUNITs mOVINg & PORTabLE sTORagE OF saCRamENTO - sam mcKillip Trusted Portable Storage [email protected] • (916) 929-4435 from Local Owners that care www. UnitsSacramento.comWINDOW COVERINgmasTERs WHOLEsaLE - Jeff Lovelace 2504 Mercantile Dr. [email protected] • (916) 997-6728 Rancho Cordova, CA 95742 www.MastersWholesale.com • Fax (916) 669-3894WEb sITE DEVELOPmENTHarrison Promotional services - A Div. of AssnNewsNtwk, Inc. - bryan HarrisonWeb Site Hosting/Development (925) 708-5569Photography, and Music Production [email protected]
Sacramento Claims Association News Network Services Directorycontinued
CLAiMS iNDuSTry PLACeMeNTSGary E. Mingus, GEM Search Group provides both Temporary, Temp to Hire and Direct Hire placements in the Insurance Industry also, placing Vendors related to the Insurance Industry. Call Gary Mingus 866-935-4426 or email to [email protected]. Serving the Insurance Industry since 1995.
exPerieNCeD CONSTruCTiON eSTiMATOr:East Bay general contractor is looking for an estimator with experience in insurance repair. Duties include:· Work closely with the insured, insurance adjuster, and all other parties involved in claims.· Establish a good rapport with all parties and write a timely accurate estimate to get the building back to pre-loss condition.· Knowledge of Xactimate is mandatory, as well as intermediate to advanced experience with Microsoft Office programs.· Must have excellent time management skills and the ability to work independently.Competitive salary, benefits and 401K. Fax: 925-944-0908 or [email protected].
TeMPOrAry HOuSiNG/iNSurANCe CLAiMS -Assured Relocation is the leading national temporary housing provider for insurance companies. The position is fast paced. We need people with empathy, a sense of urgency, and claims experience using software (Salesforce preferably). Salary/ben-efits/exciting work environment in Menlo Park. Email resume/cover letter to [email protected].
(209) 368-246424 Hour Emergency Service
(800) 232-7150
Where Quality and Customer Satisfaction are our Priority
Lic. #717349
Providing the following insurance claim services: • General Construction • 24/7 Emergency Services • Board Up • C&O Reports • Repair Estimates • Fire & Water Restoration & Repairs Your “one-call” contractor for the
Insurance Industry Professional.
WingardConstruction.com
People On the Movecontinued from page 6
been in learning to “step away from my comfort zone of working by myself with just one employee to running several crews of expe-rienced and knowledgeable landscape professionals.
Being my own boss, I would say I can always continue to prog-ress and make myself a better person.
Aronson Landscape is a full-service landscape design contrac-tor, with the specific focus as an Insurance loss specialist (LLLS). Aronson Landscape works with many insurance companies, and contractors, after the loss occurs.
“After a fire, water loss, car through house, fallen tree, etc., we at Aronson Landscape will work with the home owner, adjuster, and contractor to save as much of the landscape as possible. We do this by repairing any damaged irrigation, and installing temporary automatic watering systems when the electricity is unavailable on the property. Our work often also involves removing of any large trees and debris on property,” he says. “As construction begins we will provide indepth reports and estimates to get the home back into the shape that it was before the loss. We work hand-in-hand with the adjusters to be sure no detail is left behind. All landscapes will be put back to original state by our professional landscape install team.
“Outside of this we offer Landscape design and install, Com-mercial and residential landscape maint. Custom concrete and water features. Low voltage lighting professional. Tree trimming and removal. Full landscape service.
Levi Aronson, and his team at Aronson Landscape, may be reached at: (916)243-9350, or [email protected].
14 Sacramento Claims Association News Network • December 2013
The Sacramento Claims Association News Network© is a production of Association News Network, Inc. Published monthly as a free service to the SCA with a commitment and dedication to the promotion and betterment of this professional organization. The views and comments expressed within the articles herein do not necessarily reflect the views of A.N.N., Inc. or SCA. We assume no responsibility for any opinions and/or statements offered by contributing authors to the publication. Acceptance of advertising material does not constitute endorsement of the products or services offered. We reserve the right to reject any advertising copy or placement. We encourage industry support of this professional organization - its monthly newsletter publication and web site.
Go to: www.SacramentoClaims.org
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Newsfrom the DOI
Insurance Commissioner Jones Commends Proposition 103’s Saving Consumers And Businesses Tens Of Billions Of Dollars On The 25th Anniversary Of Its Passage By voters
SACRAMENTO, Calif. - Insurance Commissioner Dave Jones November 12, 2013 issued the following statement regarding the 25th anniversary of Proposition 103:
“Proposition 103 has saved consumers and business tens of bil-lions of dollars in auto and homeowner rates since it was first passed by California voters in 1988.
“Proposition 103 requires auto, homeowners and all property and casualty insurers to file their rates and get approval for rates from the insurance commissioner. Since I was elected commissioner in Novem-ber 2010, we have saved consumers and businesses over $1.4 billion in insurance rates alone. The Consumer Federation of America report describes how California motorists have benefitted from Proposition 103. Californians appropriately are celebrating the 25th Anniversary of the passage of Proposition 103.”
“Unfortunately, while the insurance commissioner has the authority under Proposition 103 to reject excessive auto, homeowners and other property and casualty insurance rate hikes, no one in California including the insurance commissioner has the authority to reject excessive health insurance rate hikes. Californians are surprised to learn that the insur-ance commissioner in California, unlike 35 other states, does not have the authority to reject excessive health insurance rate hikes.”
“Health insurance rates will continue to climb even with the imple-
mentation of the Affordable Care Act. We see these rate hikes with the 1 million health insurance cancellation notices sent to individual Cali-fornians. California law needs to be changed to give the insurance com-missioner the authority to reject excessive health insurance rate hikes.”
Jones Calls Covered California’s extension Denial A Disservice To PolicyholdersAllowing Californians to keep their health insurance through 2014 won’t undermine implementation of the ACA
Insurance Commissioner Jones issued the following statement November 21, 2013 in response to Covered California’s decision to deny health insurers the ability to renew existing policies:
“Over a million Californians have received cancellation notices from their health insurer. On behalf of these policyholders I am disappointed in Covered California’s action, which denies individuals and families the opportunity to keep their existing health insurance as President Obama promised.
“Covered California rejected what President Obama and I asked for—that individual policyholders be allowed to keep their existing health insurance through all of 2014. Covered California’s decision
Sacramento Claims Association News Network • December 2013 15
denies Californians the same opportunity health insurers are giving to its small business customers who are being allowed to renew current policies throughout 2014.
“Covered California could have honored President Obama’s request, without causing damage to the implementation of the Affordable Care Act or the Exchange.
“The preferred and more equitable course of action for California consumers is for Covered California’s unnecessary cancellation to be rescinded. Allowing existing policyholders to keep their health insurance for the duration of 2014 will not undermine the implementation of the ACA, but rather will give consumers more time to figure out what makes sense for their families.”
Commissioner Jones has been a staunch supporter of the ACA since its passage and throughout its implementation. Last week President Obama called on states and insurers to allow existing policyholders the option to renew their plans for an additional year. Commissioner Jones expressed his support of the President’s request and asked that Covered California rescind its contractual provision with 11 insurers, which impeded their ability to honor the President’s request.
As the state’s insurance market regulator, Jones has made it clear that neither state nor federal law, including the ACA, requires December 31 cancellations. More than 1 million Californians are receiving cancella-tion notices from insurers, who are upset because they were told by the
President if they liked their health insurance, they could keep it. Jones pointed out that all existing policies are not “junk insurance.” California has strong coverage mandates, as demonstrated by the many policyhold-ers who want to keep their existing policies and doctors. Jones noted that it is disingenuous for health insurers to argue that allowing renewals will harm the exchange, because cancellation notices being sent to policyhold-ers are steering them into insurance products outside the Exchange, which deprives the policyholder of the federal premium subsidy.
Jones also stressed that allowing existing policyholders to renew for a full year will not undermine the risk pool, as the ACA has robust features which mitigate the risk of health insurers having a disproportionate share of sick people in their risk pool in 2014. Additionally, it is estimated that 400,000 existing policyholders are eligible for subsidies. Even if allowed to renew their current coverage, many consumers will purchase new insurance through the Exchange because of the subsidy. For all of these reasons, the Insurance Commissioner concluded that allowing renewals would not hurt the Affordable Care Act or the Exchange, but should be allowed to make good on the promise to policyholders.
Please visit the Department of Insurance web site at www.insurance.ca.gov
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Volume XIX • Number XI
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