alert senior biznis plan

8/10/2019 Alert Senior Biznis Plan

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Table of Contents

1.0 Executive Summary.....................................................................................................................1Chart: Highlights...........................................................................................................................2

1.1 Keys to Success.........................................................................................................................31.2 Mission...........................................................................................................................................31.3 O!ectives....................................................................................................................................3

2.0 Com"any Summary......................................................................................................................32.1 Start#u" Summary....................................................................................................................4

$ale: Start#u"...............................................................................................................................4$ale: Start#u" %un&ing..............................................................................................................5

Chart: Start#u"..............................................................................................................................62.2 Com"any O'nershi"................................................................................................................63.0 Services.............................................................................................................................................7(.0 Mar)et *nalysis Summary.........................................................................................................7

(.1 Mar)et Segmentation..............................................................................................................8$ale: Mar)et *nalysis................................................................................................................8Chart: Mar)et *nalysis +,ie-.....................................................................................................9

(.2 Service usiness *nalysis......................................................................................................9(.2.1 Com"etition an& uying ,atterns.............................................................................10

/.0 Strategy an& m"lementation Summary...........................................................................10/.1 Mar)eting Strategy.................................................................................................................10/.2 Sales Strategy..........................................................................................................................11

/.2.1 Sales %orecast...................................................................................................................11Chart: Sales Monthly.............................................................................................................11Chart: Sales y ear..............................................................................................................12

$ale: Sales %orecast.............................................................................................................12.0 Management Summary.............................................................................................................12

.1 ,ersonnel....................................................................................................................................12$ale ,e sonnel 13


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$ale: ,ersonnel 13

Table of Contents

./ ,ro!ecte& alance Sheet......................................................................................................20$ale: alance Sheet.................................................................................................................20

. usiness 7atios........................................................................................................................20$ale: 7atios.................................................................................................................................21

$ale: Sales %orecast...........................................................................................................................1$ale: ,ersonnel....................................................................................................................................2$ale: ,ersonnel....................................................................................................................................2$ale: 4eneral *ssum"tions.............................................................................................................3$ale: 4eneral *ssum"tions.............................................................................................................3

$ale: ,ro5it an& 6oss..........................................................................................................................4$ale: ,ro5it an& 6oss..........................................................................................................................4$ale: Cash %lo'...................................................................................................................................5$ale: Cash %lo'...................................................................................................................................5$ale: alance Sheet...........................................................................................................................6$ale: alance Sheet...........................................................................................................................6

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#as/on -ol%+%tat%on -e)(%+es

1.0 897S 7E8ME

Introduction/UVOD

Cuvari zivota: Nudimo mir Vaseg uma I zastitu!

C(a)% Z)a(l&a %stanta o*,an%&a ,)'an& (%soote/nolos%/ % be'beonosn%/ )esen&a saa &et 'a #as #as ,o)o%+ sa no(o* te/nolog%&o*. o)%s+en&e* sof%st%+%)an%/ 'nan&a )a'*e(an&e* be'benonosn%/ ,)o%'(oa (%so%/ ,e)fo)*ans%

noge sta)%&e osobe osobe sa %n(al%%teto* (%se (ole a '%(a& o*fo) s(og so,st(enogo*a.e&t%* go%ne sta)ost% %n(al%%tet onose ,o(e+an% )%'% o ob%+a&en%/ *e%+%ns%/sl+a&e(a ao sto s ,ao(% sto *o'e o(est% o ,o()ea o&e s*an&& ne'a(%snost slobo)etan&a %l% o(est% o ,)elasa sta)a+e o*o(e.!as sste* o&% #a* o*og+a(a a *o*entalnoontat%)ate nas +enta) 'a /%tne %nte)(en+%&e 'na+% a ste ob%l% ,o*o+ b)'o ,oten+%&alno s*an&&+%)%'% ,o(e+an&a ob%*a ,o()ee o*og+&+% #a* a ostanete s(o* o*.

!e% l&% se ne sla' *%sl&en&a a %* &e neo,/oan sste* /%tne %nte)(en+%&e.On% *o'a *%sle a s

o(% s%ste*% na*en&en% osoba*a o&e s sta)%&e nego sto s one %l% *an& s,osobne.e&t%* o(%s%ste*% *og b%t% (el%a %n(est%+%&a 'a *noge ,o)o%+e o&e %*a& +lana o&% ola'e ,en'%& aa&e )%'% ,o&a(l&%(an&a ')a(st(ene ,)oble*a %l% ,ao(a gene)alno )aste.O(% s%ste*% s o)%st 'as(aoga sa f%'%+%* %l% *entaln%* %n(al%%teto* o&% 'el% a '%(% sa* %l% a be sto ne'a(%sn%&%.*nogo sl+a&e(aon% o&% *og a %*a& o)%st% o o(%/ s%ste*as sa()seno ')a(% ne'a(%sn% aa,o+n a ga o)%ste.

o'a #a* o(a& sste* ne+e saa b%t% neo,/oan al% n%a se ne 'na aa se nesto *o'e ogo%t%.!as sste* /%tne %nte)(en+%&e el&e ao ,o)sa.Da&e #a*a #so& ,o)o%+% ,)%&atel&%*a s%g)nost s,oo& a 'na& a ao %aa se nesto ogo% ba) ,osto&% 'ast%ta ,o*o+ sa +%l&e* a obe'be% ano(onastala ne,)e(%&ena s%ta+%&a ne ,ostane &os go)a. Ca ao *%sl%te a #a* sste* n%&e

/ % & % & t t% f t / # & % %


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!a;a (%'%&a &e /%tna % ef%asna ,o*o< 'a s%g)an % ne'a(%stan =%(ot sta)%&%/ % ne*o


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Usluge= savrsenom svetu< ni)o ni)a&a ne i treao &a se suoci sa situaci!ama u )o!ima mu !e ;ivot

ugor;en.Me&!utim< nesrece se &esava!u. = vecini )atastro5alnih hitnih sluca!eva< ;rtve nisuunutar &ometa tele5ona< ta)o "osta!u "ot"uno es"omocne. Mo;&a 9am system nece iti"otrean sa&a< ali ni)a&a ne ;nate sto mo;e &a se &ogo&i.as system 9am slu;i )ao "o&rs)a.

Pruza Vama, Vasoj porodici I prijateljima sigurnost

Korisnici naseg Sistema su ;asticeni o& ta)vih )onih siyuaci!a.as servis "osta!e n!ihova ve;a)a s"ol!nom svetu "otenci!alno! me&icins)o! "omoci. Sto su nani organi r;eoavesteni u sluca!u ilo )o!e hitne "omoci< u)l!ucu!uci srcanina"a&e< mo;&ane u&are ili "a&ove.

$78S$E

Prema podacima RZS dosli smo do sledecih inormacija!

55 stano(n%st(a 50F BD )eg%on 2013

41.5 stano(n%st(a 60F 693.000 B 21013

922.000 ,oten+%&aln%/ o)%sn%a sa*o Beog)aso* )eg%on 2013#%se o 3 *%l%ona l&% %*a 60F s)b%&% 2013

Negativan prirodni prirataj, visoka stopa migracija i visoka prosena starost najvie su uticali i

na broj domainstavaNajvei broj samaca je u eogradu, gde je svako etvrto domainstvosamako Najmanje ukuana u proseku zabele"eno je u Crnoj #ravi, $ad"inom %anu, i

beogradskim optinama Vraar, &avski venac i &tari grad, gde je prebrojano tek neto vie od dva

lana u proseku 'vi podaci I trendovi pruzaju odlicne potencijalne mogucnosti za kompaniju

Po;l% s*o o anal%'e ,ot)eba ,oto* o o,ste ,o'nat%/ ?%n&en%+a o ne,)e%no )ast


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"inansijs#o razmatranje

,ocetni Start#u" neo"ho&nih sre&stava "ri)a;ani su u taelama )o!e ;ao)ru;u!u re;ime segmenta"o)retan!a "osla. Ovo ouhvata tros)ove gotovinu "otrenu ;a "o&rs)u o"eraci!a &o) "riho&i ne&ostignu "rihvatl!iv nivo.9eci &eo 5inansi!s)ih oave;a )om"ani!e ce iti "rema s"ol!niminvestitorima u"ravl!an!u investici!ama< me&!utim u;eta !e "o;a!mica o& an)e?)o!a trea &a seot"lati u nare&ne &ve go&ine.

Kom"ani!a oce)u!e &a ostvari "ro5it u &rugo! go&ini "oslovan!a ne "re&vi&!a ne)e o;il!ni!e"roleme u to)ovima gotovine.Mi veru!emo &a ce to)om "rve tri go&ine "ot"isivan!e tra!nih

ugovora sa 10 )li!enata mesecno garantovati "relomnu tac)u rentailnosti "osla.

Chart: Highlights


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1.1 Kl!ucni 5a)tori us"eha:

%a)tori us"eha )om"ani!e Cuvari ;ivota ;a &ugorocnu o&r;ivost "ro5itailnost su:

Kreirati &ugorocne ugovore )o!i ;ahteva!u ne"re)i&nu )ontrolu na&;or "ru;an!e hitne

me&icins)e "omoci )orisnicima "a)eta O&r;avati lis)e )onta)te sa )li!entima us"ostaviti &ugorocne o&nose sa n!ima )o!i &oro

5un)cionisu u cil!u onavl!an!a ugovora &oi!an!a s!a!ne re"utaci!e.

,ostaviti sveouhvatno is)ustvo u "ru;an!u usluge ;a nase )li!ente )o!e u)l!ucu!e

"rocen!ivan!e situaci!a< savetovan!e< na"re&a)< "ovratne in5ormaci!e o "a)etima usluga.

1.2 MS@*

Misi!a )om"ani!e Cuvari ;ivvota !e & "omogne starim< olesnim slao s"osonim "o)retnimgra&!anima "o!e&incima sa tehnolos)i na"re&nim sistemima ;a "ru;an!e hitne intervenci!e ucil!u "ools!an!a n!ihovog )valiteta ;ivota "ovecan!a svo!e a;e )orisni)a "ru;a!uci vrhuns)uuslugu.

Misi!a )om"ani!e !e &a "ru;i svo!im )orisnicima 2(> uslugu neo"ho&ne "omoci ,ose&u!emo"osvecen veoma uve;an tim s"eci!alsta ;a "o&rs)u )orisnicima )o!i su s"osoni &a oe;e&eo&licnu us)ugu na vreme.

1.3 C6@E9

Cil!evi u nare&ne tri go&ine nase )om"ani!e su :

1.,ostati li&er na tr;istu u "ru;an!u monitoring usluga

2.Ostvariti "relomnu tac)u rentailnosti u &rugo! go&ini "oslovan!a.


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s"ecial nee&s< 'e elieve 'e 'ill e ale to etter serve our clients an& "ro&uce a su"eriorservice that is more e55ective that other call center 5irms.

2.1 Start#u" Summary

Start#u" assets reFuire& are sho'n in the tales elo'. $his inclu&es ex"enses an& the cashnee&e& to su""ort o"erations until revenues reach an acce"tale level. Most o5 the com"anysliailities 'ill come 5rom outsi&e "rivate investors an& management investment< ho'ever< 'ehave otaine& current orro'ing 5rom an) o5 *merica Commercial nvestments< the "rinci"alto e "ai& o55 in t'o years. * long#term loan through Charter an) o5 $illamoo) 'ill e "ai& o55in ten years.De also have a line o5 cre&it 5rom 9i)ing an) that 'e can &ra' u"on i5 nee& e.

$ale: ,o)retan!e i;nisa

Start-up

Zahtevi

Troskovi pokretanja posla

Pravne usluge osnivanja doo $350Osiguranje $1,000Komunalije $200ent $!00Knjigovodja $100Trosak na"avke opreme $#,000eklamiranje%arketing $1,200Ostalo $350Total &tart'up ()penses $2*,*00

Po+etna sredstva

Potre"na gotovina $11*,#00Ostala kratkoro+na sredstva $0ugoro+na sredstva $0-kupna sredstva $1.!,300


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Table$ -ta)t, G%nans%)an&e

Start-up Funding

&tart'up ()penses to /und $2*,*00&tart'up ssets to /und $1.!,300Total /unding euired $1*.,000

ssets

on'+ash ssets rom &tart'up $2#,5004ash euirements rom &tart'up $11*,#00dditional 4ash aised $04ash alan+e on &tarting ate $11*,#00Total ssets $1.!,300

6ia"ilities and 4apital

6ia"ilities

4urrent orro7ing $1!,0006ong'term 6ia"ilities $55,000++ounts Pa8a"le 9Outstanding ills: $3,000Other 4urrent 6ia"ilities 9interest'ree: $0Total 6ia"ilities $*.,000

4apital

Planned ;nvestment

%r< leksandar =ejnovi+ $10,000%r< jordje =ejnovi+ $10,000Others $0dditional ;nvestment euirement $0Total Planned ;nvestment $20,000

6oss at &tart'up 9&tart'up ()penses: 9$2*,*00:

Total 4apital $*2,300

Total 4apital and 6ia"ilities $1.!,300


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Chart: Start#u"

2.2 9lasnistvo )om"ani!e

$he com"any 'ill have a numer o5 outsi&e "rivate investors 'ho 'ill o'n 2B o5 thecom"anys shares. $he rest 'ill e o'ne& y the senior management inclu&ing Mr. Martin4is< +2/B-< Ms. Mary Stuart +20B-< Mr. Henry Hannover< +20B-< an& Mr. icholas Ca"ut+GB-. *ll other 5inancing 'ill come 5rom loans.


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$%& US'U()

Kom"ani!a Cuvari ;ivota nu&i siro) o"seg call center usluga u)!lucu!uci &ola;ne o&la;ne "o;ive.,ru;amo usluge na 2 !e;i)a: Sr"s)i engles)i. =sluge su:

1. 2(h> 3/ &ana na&;or )ontrola stan!a )orisni)a u n!egovom &omu o)olini u sluca!u ilo )o!ehitne "omoci< u)l!ucu!uci srcani na"a&e< mo;&ane u&are ili "a&ove. Sloo&no "ritisnite &ugme ;a"omc u ilo )o!e vreme ;a ilo )o!u neo"ho&nu "omoc.

2.Hitna "rocena ne"re&vi&!ene situaci!e organi;ovan!e "omoci#ne morate &a guite vreme &a

nam )a;ete )oga &a ;ovemo "omoc #nas "ro5esionalni agent ce r;o "o;vati neo"ho&ne naneorgane< 9asu "oro&icu ili "ri!atel!e "rema 9aso! listi "rioriteta

3. i)a& se necete osecati sami#O&govaramo na 9as "o;iv momentalno osta!emo sa 9ama nave;i sve &o) "omoc ne stigne

(.a li ;elite &a 9asa "oro&ica u&e oavestena u sluca!u hitne intervenci!e Oavesticemo ih ta)o&a u&u u to)u sa 9asom trenutnom situaci!om

/.Mi mislimo ;a 9asI ,o&secamo 9as na 9ase oave;e< &ogovore< a)tivnosti


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(.1 Mar)et Segmentation

9irtually every com"any< oth large an& small reFuire some 5orm o5 telemar)eting at some"oint. O5ten it is a survey to &etermine customer satis5action or a'areness. Sometimes it ise55ectively communicating an u"coming event such as a con5erence.

Other com"anies 'ish to )no' i5 telemar)eting is a 5easile metho& o5 sales generation. One o5the ne' uses 5or call centers is in 5irst level hel" &es) services. *out /#G0B o5 all technical"rolems 5ace& y en& customers can e solve& y non#technical customer servicere"resentatives 'ho are 5amiliar 'ith a com"uter or technical system an& 'ho have a scri"te&set o5 "roce&ures to solve most common occuring "rolems. $his is 'here an outsource& call

center can save a client a large amount o5 money an& allo' a re&uction in "ersonnel nee&e& oncall 2( hours#a#&ay.

9SS "lans to enter into t'o mar)et segments. %irst< 'e 'ill 'or) in the me&ical servicesin&ustry since they have a high nee& to maintain contact 'ith their "atients at all times. Dealso 'ill e 'or)ing as a 5irst level hel" &es) 5or a numer o5 small high#tech com"anies.

Mr. 4is an& Ms. Stuart have alrea&y signe& contracts 'ith Evergreen Me&ical an& Sno#netear 1 >ear 2 >ear 3 ;ndustr8 Proile

&ales ?ro7th ndvertising ()penses 04urrent 1


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",,en%I

$ale: Sales %orecast

Sales Forecast

Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12

Sales

Me dical call cente r serv ic es 0 % $8 ,000 $ 8,000 $8,000 $12 ,000 $12,000 $12 ,000 $12,000 $12 ,000 $12,000 $12 ,000 $12,000 $12 ,000Help des services 0% $0 $0 $0 $ 5,000 $ 5,000 $ 5,000 $ 8,000 $ 8,000 $ 8,000 $ 8,000 $11,000 $11,000Short!ter" pro#ects 0% $2,000 $2,500 $0 $0 $2,000 $3,000 $3,000 $6,000 $4,000 $7,000 $7,000 $7,000ther pro#ects 0% $1,000 $1,500 $0 $0 $0 $0 $7,000 $5,000 $7,000 $5,000 $2,000 $5,000otal Sales $11,000 $12,000 $8,000 $17,000 $19,000 $20,000 $30,000 $31,000 $31,000 $32,000 $32,000 $35,000

&irect 'ost o( Sales Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12

)o* 1 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

ther $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Subtotal Direct Cost of Sales $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Page 1


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",,en%I

$ale: ,ersonnel

Personnel Plan


Mr+ Martin i--s ! .resident 0% $3,000 $3,000 $3,000 $3,000 $3,000 $3,000 $3,000 $3,000 $3,000 $3,000 $3,000 $3,000Ms + Mar/ Start ! ((i ce Manaer 0% $3, 000 $3,00 0 $3,000 $3,000 $3,000 $3,000 $3,000 $3,000 $3,000 $ 3,000 $3,000 $3 ,000

Mr+ ic holas 'ap t ! pe ra tions 0% $3, 000 $3,00 0 $3,000 $3,000 $3,000 $3,000 $3,000 $3,000 $3,000 $ 3,000 $3,000 $3 ,000' sto" er servic e repres entativ es 0% $5, 760 $5,76 0 $5,760 $5,760 $5,760 $7,680 $9,600 $1 0,000 $10,000 $1 0,000 $11, 500 $13 ,470otal .eople 0% 9 9 9 9 9 11 13 15 15 15 17 19

Total Payroll $14,760 $14,760 $14,760 $14,760 $14,760 $16,680 $18,600 $19,000 $19,000 $19,000 $20,500 $22,470

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",,en%I

$ale: 4eneral *ssum"tions

General Assumptions


.lan Month 1 2 3 4 5 6 7 8 9 10 11 12

' rren t n teres t )at e 10 +00% 10+00% 10+00% 1 0+00% 1 0+00% 10 +00% 10+ 00% 10+0 0% 10+00 % 10+00 % 10+00% 1 0+00%on !ter" nte rest )ate 10 +00% 10+00% 10+00% 1 0+00% 1 0+00% 10 +00% 10+ 00% 10+0 0% 10+00 % 10+00 % 10+00% 1 0+00%

a )ate 30+00% 30+00% 30+00% 30+00% 30+00% 30+00% 30+00% 30+00% 30+00% 30+00% 30+00% 30+00%

Other 0 0 0 0 0 0 0 0 0 0 0 0

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",,en%I

$ale: ,ro5it an& 6oss

Pro Forma Profit and Loss


Sales $11,000 $12,000 $8,000 $17,000 $19,000 $20,000 $30,000 $31,000 $31,000 $32,000 $32,000 $35,000

&irect 'ost o( Sales $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0ther 'osts o( Sales $200 $100 $100 $200 $300 $300 $500 $600 $500 $500 $500 $500

otal 'ost o( Sales $200 $100 $100 $200 $300 $300 $500 $600 $500 $500 $500 $500

ross Marin $10,800 $11,900 $7,900 $ 16,800 $ 18,700 $ 19,700 $ 29,500 $ 30,400 $ 30,500 $ 31,500 $ 31,500 $ 34,500

ross Marin % 98+18% 99+17% 98+75% 98+82% 98+42% 98+50% 98+33% 98+06% 98+39% 98+44% 98+44% 98+57%

penses

.a/roll $14,760 $14,760 $14,760 $14,760 $14,760 $16,680 $18,600 $19,000 $19,000 $19,000 $20,500 $22,470

Sales and Maretin and therpenses

$1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500

&epreciation $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

)ent $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500

tilities $600 $600 $600 $600 $600 $600 $600 $600 $600 $600 $600 $600

nsrance $1,100 $1,100 $1,100 $1,100 $1,100 $1,100 $1,100 $1,100 $1,100 $1,100 $1,100 $1,100

.a/roll aes 15% $2,214 $2,214 $2,214 $2,214 $2,214 $2,502 $2,790 $2,850 $2,850 $2,850 $3,075 $3,371ravel 15% $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000ther $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500

o ta l pe ra ti n pe nses $ 24 ,1 74 $ 24 ,1 74 $ 24 ,1 74 $ 24 ,1 74 $ 24 ,1 74 $ 26 ,3 82 $ 28 ,5 90 $ 29 ,0 50 $ 29 ,0 50 $ 29 ,0 50 $ 30 ,7 75 $ 33 ,0 41

.ro(it e(ore nterest and aes $13,374: $12,274: $16,274: $7,374: $5,474: $6,682: $910 $1,350 $1,450 $2,450 $725 $1,460

&; $13,374: $12,274: $16,274: $7,374: $5,474: $6,682: $910 $1,350 $1,450 $2,450 $725 $1,460

nterest pense $592 $592 $592 $592 $633 $675 $717 $758 $758 $758 $758 $758

aes ncrred $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

et .ro(it $13,966: $12,866: $16,866: $7,966: $6,107: $7,357: $193 $592 $692 $1,692 $33: $701

Net Profit/Sales !126+96% !107+21% !210+82% !46+86% !32+14% !36+79% 0+64% 1+91% 2+23% 5+29% !0+10% 2+00%

Page 4


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",,en%I

$ale: Cash %lo'

Pro Forma Cash Flow


'ash )eceived

'ash (ro" perations

'ash Sales $2,750 $ 3,000 $ 2,000 $ 4,250 $4,750 $5,000 $7,500 $7,750 $7,750 $8,000 $8,000 $8,750

'ash (ro" )eceiva-les $0 $275 $8,275 $8,900 $6,225 $12,800 $14,275 $15,250 $22,525 $ 23,250 $23,275 $24,000

S-tota l 'a sh (ro" perati ons $2 ,750 $3,27 5 $1 0,275 $13, 150 $10,975 $1 7,800 $2 1,77 5 $23,000 $30,275 $ 31,2 50 $31,275 $32 ,750

;dditional 'ash )eceived

Sales a ,


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",,en%I

Cash Balance $102,450 $80,762 $66,172 $54,453 $45,457 $41,219 $40,199 $39,486 $39,356 $40,298 $39,757 $38,494

$ale: alance Sheet

Pro Forma Balance Sheet

Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12;ssets Startin alances

'rrent ;ssets

'ash $117,800 $102,450 $80,762 $66,172 $54,453 $45,457 $41,219 $40,199 $39,486 $39,356 $40,298 $39,757 $38,494;cc onts )ec ei va- le $ 0 $ 8,250 $ 16 ,975 $ 14,7 00 $ 18,55 0 $26,575 $ 28,775 $ 37 ,000 $ 45,0 00 $ 45,72 5 $46,475 $ 47,200 $ 49 ,450ther ' rrent ;ss ets $3,500 $ 3,500 $3 ,500 $3,5 00 $3,50 0 $3,500 $ 3,500 $3 ,500 $3, 500 $3,5 00 $3,500 $3,500 $3 ,500o ta l ' r re nt ; sset s $ 12 1, 30 0 $11 4, 20 0 $1 01 ,2 37 $ 84 ,3 72 $ 76 ,5 03 $ 75 ,5 32 $ 73 ,4 94 $ 80 ,6 99 $ 87 ,9 86 $ 88 ,5 81 $ 90 ,2 73 $ 90 ,4 57 $ 91 ,4 44

on!ter" ;ssets

on !ter" ;sse ts $ 25,000 $2 5,000 $25 ,000 $25,0 00 $25,00 0 $ 25,000 $2 5,000 $25 ,000 $25,0 00 $25,00 0 $ 25,000 $2 5,000 $25 ,000;cc"lated &epreciation $0 $ 0 $0 $0 $0 $ 0 $0 $0 $0 $0 $ 0 $0 $0o ta l on !t er " ; sset s $ 25 ,0 00 $ 25 ,0 00 $ 25 ,0 00 $ 25 ,0 00 $ 25 ,0 00 $ 25 ,0 00 $ 25 ,0 00 $ 25 ,0 00 $ 25 ,0 00 $ 25 ,0 00 $ 25 ,0 00 $ 25 ,0 00 $ 25 ,0 00otal ;ss ets $1 46,300 $ 13 9,200 $ 126 ,237 $ 109,3 72 $ 101,50 3 $1 00,532 $9 8,494 $ 105 ,699 $ 112,9 86 $113,58 1 $ 115,273 $11 5,457 $116 ,444

ia-ilities and 'apital Month 1 Month 2 Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12

'rrent ia-ilities

;cc onts .a/ a-le $3,000 $ 9,865 $9 ,769 $9,7 69 $9,86 5 $ 10,002 $1 0,321 $10 ,833 $ 11,028 $10,93 1 $ 10,931 $ 11,1 49 $ 11,43 5' rren t orro*i n $ 16,000 $1 6,000 $16 ,000 $16,0 00 $16,00 0 $ 21,000 $2 6,000 $31 ,000 $36,0 00 $36,00 0 $ 36,000 $3 6,000 $36 ,000ther 'rrent ia-ilities $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0S-tota l 'r rent ia-i li ties $19,000 $25,865 $25,769 $25,769 $25,865 $31,002 $36,321 $41,833 $47,028 $46,931 $46,931 $47,149 $47,435

on ! te r" ia -i li ti es $ 55 ,0 00 $ 5 5, 00 0 $ 55 ,0 00 $ 5 5, 00 0 $ 55 ,0 00 $ 5 5, 00 0 $ 55 ,0 00 $ 5 5, 00 0 $ 55 ,0 00 $ 5 5, 00 0 $ 55 ,0 00 $ 5 5, 00 0 $ 55 ,0 00otal i a-ilit ies $ 74,000 $8 0,865 $80 ,769 $80,7 69 $80,86 5 $ 86,002 $9 1,321 $96 ,833 $102,0 28 $101,93 1 $1 01,931 $10 2,149 $102 ,435

. ai d! in 'a pi ta l $ 10 0, 00 0 $1 00 ,0 00 $ 10 0, 00 0 $1 00 ,0 00 $ 10 0, 00 0 $1 00 ,0 00 $ 10 0, 00 0 $1 01 ,5 00 $ 10 3, 00 0 $1 03 ,0 00 $ 10 3, 00 0 $1 03 ,0 00 $ 10 3, 00 0)etained arnins $27,700: $27,700: $27,700: $27,700: $27,700: $27,700: $27,700: $27,700: $27,700: $27,700: $27,700: $27,700: $27,700:arnins $0 $13,966: $26,831: $43,697: $51,663: $57,770: $65,127: $64,934: $64,342: $63,650: $61,959: $61,992: $61,291:otal 'apital $72,300 $ 58,334 $ 45,469 $ 28,603 $ 20,637 $ 14,530 $7,173 $8,866 $ 10,958 $11,650 $ 13,341 $ 13,308 $ 14,009otal ia-il it ies and 'apital $146,300 $139,200 $126,237 $109,372 $101,503 $100,532 $98,494 $105,699 $112,986 $113,581 $115,273 $115,457 $116,444

Net Worth $72,300 $58,334 $45,469 $28,603 $20,637 $14,530 $7,173 $8,866 $10,958 $11,650 $13,341 $13,308 $14,009

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