gta new condo guide, sept 13, 2014

7.5" x 10.5" OBC

tridel.com*Prices and specifications are subject to change without notice. Illustrations are artist’s concept only. Tridel®, Tridel Built for Life®, Tridel Built Green. Built for Life.® are registered trademarks of Tridel and used under license. ©Tridel 2014. All rights reserved. E.&O.E. September 2014. Facebook.com/Tridel Twitter.com/Tridel

A Tridel Built Green. Built for Life.® community.

COMING SOON

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4800 DUFFERIN STREET

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fold

6.875" x 10.5" OGF7.25" x 10.5" OFCfold

tridel.com

COMING SOON

COMING SOON

TRI 24605 IT CG Cover + GF(IFC) + OBC Aug 14.indd 1-3 2014-09-05 11:48 AM

INSIDE THIS ISSUE

BUYING & SELLING AN INVESTMENT CONDO

EXPLORING TORONTO’S WATERFRONT

Sept 13 - 27, 2014 Volume 18 Issue 17

DESIGNER ADVICE: THE LOOK OF LUXURY

CG_Cvr_Sept13-2014 FIN.indd 1 14-09-08 2:45 PM

7.5" x 10.5" OBC



COMING SOON

PRESENTATION CENTRE


NORTH YORK

North of Finch

PRICES

SUITES FROM THE MID

$200,000’s*

Steps to the subway

CONTACTUS

PHONE416.645.8862

WEB TRIDEL.COM

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fold

6.875" x 10.5" OGF7.25" x 10.5" OFCfold

tridel.com

COMING SOON

COMING SOON


COMING THIS FALLREGISTER NOW

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EDITOR’S NOTE

GET MOVING!

LYDIA MCNUTTEDITOR

Wall2Wall [email protected]

Follow me on Twitter at Twitter.com/LydiasTweets

SUSAN LEGGEEDITOR-IN-CHIEF

Wall2Wall [email protected]

Follow me on Twitter at Twitter.com/SusanLegge

Like us on Facebook Search: Condo Guide

You’ve agreed that a new condo is the way to go and you’re making headway, but you still have another big decision to make – choosing your builder.

It pays to check the reputation of the builder/developer before you sign on the dotted line. You can start by finding out how long the company has been in business by asking the sales representative or visiting the company’s website. Find out if previous purchasers are happy with their homes. Visit an existing community built by the company and talk to anyone you run into anyone during your tour.

Naturally, you should spend some time visiting several different sales offices. Get a feel for each company and the staff employed there. Ask a lot of questions and expect to be treated with consideration and respect. No question is too “dumb.”

Think twice about any development where the salespeople push you to make a decision you’re not ready for, or where they are not happy to provide you with the information you request. There are certainly many other builders and salespeople out there who pride themselves on putting the customer first.

When you do find the right home and the right company, making that big decision will be a whole lot easier and more enjoyable.

REPUTATION COUNTS

Whether this is your first move or your tenth, changing homes is a big step that often accompanies a major milestone in your life – going to university, getting married (or divorced!), the birth of a child, retirement, and surely there are some others in between. As if packing up your whole home wasn’t stressful enough, throw life into the mix and it’s enough to send some people running for the hills.

Here are some tips, courtesy of the Canadian Association of Movers, to get your move started on the right foot:

›› Find reputable movers through the Canadian Association of Movers, the Better Business Bureau, and Consumer Protection Ontario.

›› Ask three movers for estimates in writing.›› Get the terms and conditions of your move in writing.›› Ensure your goods will be protected in case of loss or damage.

Moving is an exciting time, whether you’re heading across Canada or across the street. Don’t forget to enjoy the excitement of your new home, the prospects of a fresh start, and the endless possibilities awaiting you at your new place.

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DEER 34895 Condo Guide Ad V4.indd 1 2014-07-29 9:42 AM

SEPTEMBER 13 - 27, 2014 NEW CONDO GUIDE 003

LEGALLY SPEAKING Jayson SchwarzJayson Schwarz LL.M is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit the website at schwarzlaw.ca or email [email protected].

BILD REPORT Bryan TuckeyBryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official blog (bildblogs.ca).

DESIGNER ADVICE Yanic SimardYanic Simard is New Condo Guide’s design editor, principal designer of the award-winning Toronto Interior Design Group (tidg.ca), and regular guest expert on City’s Cityline. Check out Yanic’s accessory line, Yanic Simard Selected, online at ysselected.com

CONDO PRO Barbara LawlorBarbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas.

PRESIDENT, WALL2WALL MEDIA Jacqueline HillEDITOR-IN-CHIEF / DIRECTOR OF CONTENT Susan LeggeDIRECTOR OF SALES, NATIONAL Josh HeppnerASSOCIATE PUBLISHER SWO NEW HOMES & LIFESTYLE COMMUNITIES Susan Maxwell ART DIRECTOR Caroline WassefEDITOR Lydia McNuttCONTRIBUTING EDITORS Sara Duck Wayne Karl Elisa KrovblitDESIGN EDITOR Yanic Simard

SALES MANAGER Conni RobinsonSENIOR ACCOUNT EXECUTIVE Dionne Fraser [email protected] ACCOUNT EXECUTIVE Nina Downs [email protected]

SALES & MARKETING CO-ORDINATOR Terry BassettADMINISTRATIVE ASSISTANT Antoinette Jackson

PRODUCTION MANAGER Bala GnanapandithanPRODUCTION CO-ORDINATOR Sandra Hanak-VujnovicGRAPHIC DESIGNERS Viosa Barileva, Hannah Yarkony, Pierre Farhan and Sandra Hanak-Vujnovic

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867

ADVERTISING Call 416.626.4200 for advertising rates and information. CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices. COPYRIGHT 2014 All rights reserved by Wall2Wall Media. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law. TERMS Advertisers, editorial content and new condo guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL submissions from interested parties will be considered. Email to [email protected]. The views and data expressed by columnists do not necessarily represent those of the publication.

CONTRIBUTORS NEW CONDO GUIDE

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

Published By

INVESTOR ADVICE Andrew la FleurAndrew la Fleur is an award-winning realtor with Re/Max. Andrew’s expertise is in helping investors make money in the Toronto condo market. Visit TrueCondos.com/NewCondoGuide for a free gift. Contact Andrew at 416.371.2333 or [email protected]

STAT CHAT Ben Myers Ben Myers is senior vice-president of Market Research and Analytics at Fortress Real Developments. Ben assists in evaluating the market and projects that Fortress engages in. Follow his blog and commentary on the Canadian housing market at fortressrealdevelopments.com/news or follow him on Twitter at @BenMyers29

FITNESS GALLERY Mark J. StablesMark J. Stables is founder of Benchmark Group and Movement Haus. Working with hundreds of urban condominium dwellers, Mark has experience and insight into the design of condo fitness amenities and the way people use them. Visit online at movementhaus.com, benchmarkgroup.ca or call 416.428.3536.

STYLE FILE Paul SemkuleyPaul Semkuley is principal of re:source lifestyles, an interior decorating firm combining the love of art, fashion and design, dedicated to creating beautiful, distinct and uniquely personal interiors. For more information, visit resourcelifestyles.com.

MONEY MATTERS Gail Vaz-Oxlade Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and you can read her daily blogs at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade

004 NEW CONDO GUIDE SEPTEMBER 13 - 27, 2014

1 address...

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// BY BRYAN TUCKEY BILD REPORT

The GTA is one of the fastest growing regions in North America. Each year, our

population continues to increase by up to 100,000 new residents, all looking for a place to call “home.”

To accommodate this population growth, the Province of Ontario has tasked the building and development industry with building quality, complete communities that emphasize the intensification targets of its growth plan – Places to Grow.

BILD members are experts in execution and have been successfully implementing these objectives for several years. As a result, condominiums have established themselves as the dominant housing type in the GTA over the last decade. Approximately 60 per cent of all new homes sold belong to the highrise sector.

According to RealNet Canada, BILD’s official source for new home market intelligence, there are 215 highrise projects currently under construction across the GTA, of which 142 are located in the city of Toronto. To put that into perspective, that’s 54,179 new homes for GTA families.

It’s worth noting that these homes are 87 per cent sold. In fact, a condo developer typically sells between 70 and 80 per cent of the units before breaking ground.

What’s really interesting about these new condominiums is the effect they have on the local economy. A condo tower is more than just a home for hundreds of GTA families. Each new condominium project creates up to 500 jobs for GTA residents working in construction and related fields. These jobs include bricklayers, plumbers and electricians, as well as architects, planners and lawyers. Next time you find yourself in a waiting room or on a train, take a look around you. It is quite likely that at least one of the people sitting beside you or across from you is employed by the building and development industry.

Those are just a few interesting facts about condominiums. If you want to learn more, you’re in luck. BILD is holding a seminar to help educate condo buyers about the realities of the highrise market.

The seminar is called the Condo Buyer’s Survival Guide, and will be moderated by Erin McCoy from The Real Estate Talk Show. It features her co-host and real estate expert Simon Giannini, RenoMark renovator and our Renovator of the Year Brendan Charters of Eurodale Developments, and interior designer Glen Peloso.

Our expert panelists will offer an analysis of the GTA’s condo market, top condo renovations to add value to your investment, great modern designs for small spaces and much more.

The seminar will be held on Saturday, Sept. 20 at the Fall Home Show, located at the Better Living Centre at Exhibition Place. Admission is free if you register in advance, and attendees are welcome to enjoy the Fall Home Show following the seminar.

To register online, visit realestatetalkshow.ca and click on the Seminars tab, then look for the Fall Home Show logo. I hope to see many of our readers there.

across the GTA

EDUCATING HOMEBUYERS

Bryan Tuckey is president and CEO of the Building Industry and Land Development

Association (BILD) and can be found on Twitter (twitter.com/bildgta),

Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and

BILD’s official blog (bildblogs.ca).

The seminar will be held on Saturday, Sept. 20 at the Fall Home Show, located at the Better Living Centre at Exhibition Place


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TABLE OF CONTENTS

Sept 13 – 27, 2014

VOLUME 18 ISSUE 17

20

002 EDITOR’S NOTE

COLUMNISTS

010 BILD REPORT Educating homebuyers across the GTA BY BRYAN TUCKEY

018 CONDO PRO Add “reputable builder” to your must-have list BY BARBARA LAWLOR

032 INVESTOR ADVICE The risks and rewards of pre-construction condominiums BY ANDREW LA FLEUR

033 STAT CHAT Lots of people are buying investment condos. Should I? BY BEN MYERS

034 LEGALLY SPEAKING Financing, and what happens if it goes wrong BY JAYSON SCHWARZ

038 TAXING ISSUES Selling your investment condo BY HENRY CHOO CHONG

052 QUICK TIPS A dose of reality BY HELLEN BUTTIGIEG

056 FITNESS GALLERY Crash course on fitness facility etiquette BY MARK J. STABLES

058 DESIGNER ADVICE A touch of luxe BY YANIC SIMARD

062 TARION REPORT All new homes in Ontario come with a warranty BY HOWARD BOGACH

088 MAKE YOUR MOVE When moving, everyone wins playing by the rules BY CHUCK RESNICK

IN THE NEWS

014 CMHC REPORT August housing starts

050 PRK DEVELOPMENTS University Suites brings innovative architecture to Kingston’s Queen’s University

070 TRIUMPH DEVELOPMENTS Exciting new incentive offered at Howard Park 2 Condominiums

084 BANK OF CANADA Bank of Canada holds rate at one per cent

COLUMNS, NEWS &

FEATURES

ISLINGTON TERRACE:

Tridel launches new master-

planned community

at Bloor and Islington

CONDO PROFILES026 GREAT GULF Yonge + Rich Spectacular City Suites at Yonge + Rich

040 THE DANIELS CORP. Daniels Erin Mills Wellbeats pulses with innovative fitness opportunities at Daniels Erin Mills

054 LAMB DEVELOPMENT CORP. The Harlowe The Harlowe: Right at home

064 THE ROCKPORT GROUP The Nest The Nest on St. Clair West in Hillcrest Village starts construction!

076 MADISON HOMES & FIELDGATE HOMES Zigg Zigg, a new look for Forest Hill

097 SORBARA GROUP Beacon Beacon raises the bar on livable luxury in North York

124 GERANIUM HOMES Pace on Main Boutique living on Main Street, Stouffville

026

040 054

064

110 LASH GROUP Cloud9 is one singular sensation

HOMEBUYERS’ HELP

016 HOT DATES What’s happening in and around the GTA

022 MARKETPLACE Copper versus gold BY SARA DUCK

046 MONEY MATTERS The lost art of saving BY GAIL VAZ-OXLADE

066 STYLE FILE Spa-licious BY PAUL SEMKULEY

078 FINANCES Household debt up six per cent to $76,140

082 AROUND THE HOUSE Favourite fall finds at the Toronto Home Show BY TINA HOLMES

086 BUILDER PROFILE 10 minutes with Easton’s Steve Gupta

094 STYLE FILE Habitat for Humanity Toronto GTA Upcycle Challenge: Stylized

096 CONDO WATCH 416 Previews, new releases and grand openings in the 416

106 NEIGHBOURHOOD PROFILE Discover the new Toronto Waterfront BY ANTHONY JONG

118 CONDO WATCH 905 Previews, new releases and grand openings in the 905

137 CONDO BUYERS’ RESOURCE SECTION

142 ADVERTISER INDEX

076 097

124

HOUSING STARTS IN THE TORONTO CENSUS

Metropolitan Area (CMA) trended lower at 30,093 units in August compared to 32,449 in July, according to Canada Mortgage and Housing Corp. (CMHC). The trend is a six month moving average of the monthly seasonally adjusted annual rates (SAAR)1 of housing starts.

“A decrease in apartment starts lowered the total starts count in August, following elevated activity during the previous month. Such variations are a common occurrence in highrise construction and not suggestive of a long term trend. Most apartment starts occurred outside the downtown core, pointing to the rising popularity of highrise homes in suburban neighbourhoods,” says Dana Senagama, CMHC’s Toronto senior market analyst.

CMHC uses the trend measure as a complement to the monthly SAAR of housing starts to account for considerable swings in monthly estimates and obtain a more complete picture of the state of the housing market. In some situations, analyzing only SAAR data can be misleading in some markets, as they are largely driven by the multiples segment of the markets which can be quite variable from one month to the next.

The stand-alone monthly SAAR was 24,113 units in August, down from 38,405 units in July. The decrease is mainly attributed to lower starts in the multi-unit segment.

Markham recorded the highest number of starts in August mainly due to more apartment starts. Oakville recorded the second highest number of high rise starts. The City of Toronto had less starts activity, mainly due to fewer apartment starts.

1 All starts figures in this release, other than actual starts and the trend estimate, are seasonally adjusted annual rates (SAAR) — that is, monthly figures adjusted to remove normal seasonal variation and multiplied by 12 to reflect annual levels. By removing seasonal ups and downs, seasonal adjustment allows for a comparison from one season to the next and from one month to the next. Reporting monthly figures at annual rates indicates the annual level of starts that would be obtained if the monthly pace was maintained for 12 months. This facilitates comparison of the current pace of activity to annual forecasts as well as to historical annual levels.

AUGUST HOUSING STARTS

As Canada’s national housing agency, CMHC draws on more than 65 years of experience to help Canadians access a variety of quality, environmentally sustainable and affordable housing solutions. CMHC also provides reliable, impartial and up-to-date housing market reports, analysis and knowledge to support and assist consumers and the housing industry in making informed decisions.

Source: CMHC1 Census Metropolitan Area2 The trend is a six-month moving average of the monthly seasonally adjusted annual rates.Detailed data available upon request

PRELIMINARY HOUSING START DATA AUGUST 2014

Toronto CMA1 July 2014 August 2014

Trend2 32,449 30,093SAAR 38,405 24,113Canada August 2013 August 2014

Actual August — Single-detached 758 834August — Multiples 2,660 1,209August — Total 3,418 2,043January to August — Single-detached 6,161 5,681January to August— Multiples 15,226 15,323January to August — Total 21,387 21,004

THOUSANDS OF STARTS

Housing starts, SAAR

Housing starts trend line (six-month moving average)

TORONTO CMA HOUSING STARTS

80

20

10

30

50

70

40

60

30.124.1

AUGUST 2012 AUGUST 2013 AUGUST 2014

CMHC REPORT


* The HighPark program is only available on selected suites. Parking incentive only available on suites over 535 sq. ft. 5% deposit program available on a limited number of suites. Free maintenance is only available for one year. Limited time offer. Conditions apply. See Sales Representative for full details. Exclusive Listing: CityLife Realty Ltd, Brokerage. Brokers Protected. Prices, specifi cations and programs are subject to change without notice. Illustrations are artist concept. E. & O.E

The outstanding amenities, nearby shops and restaurants in Bloor West Village and, of course 399 acres of Toronto premier park – put them together and you’ve got your dream home in Toronto’s most desirable neighbourhood. Simply do the math and learn why now it’s easier than ever to make HighPark Condominiums your new home.

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HOT DATES

SEPT. 14 Terry Fox Run

for Cancer Research

HIGHLIGHTS

SEPT. 18-21 Toronto Fall Home Show

SEPTEMBER 2014Calendar of events taking place from

September 13 – 27

SEPT. 12-20 Toronto

Beer Week

UNTIL SEPT. 14 Toronto

International Film Festival

Until Sept. 14

Toronto International Film Festival VARIOUS VENUES IN TORONTO

The world’s largest public film fest brings more than 300 films and a slew of cinema-inspired events taking place across the city. For more information, a list of films and venues, and for tickets, visit the website, drop by TIFF Bell Lightbox located at Reitman Square, 350 King St. W. or call 416.599.TIFF.tiff.net

Sept. 14Terry Fox Run for Cancer Research VARIOUS LOCATION ACROSS CANADA

Follow in the footsteps of Terry Fox and help raise awareness and funds for cancer research. Walk, run, wheel or ride with thousands of others at this annual, nation-wide event. No entry fee, no minimum pledge required. Visit online for a list of sites and to register.terryfox.org

Sept. 18-21

Toronto Fall Home Show BETTER LIVING CENTRE, EXHIBITION PLACE

The Toronto Fall Home Show is the place for all things “home.” From renovating and decorating, to thousands of great new products, professional advice and even some celebrity sightings, there’s lots to see and do at this annual show.fallhomeshow.com

Sept. 12-20

Toronto Beer Week VARIOUS LOCATION ACROSS TORONTO

Beer-lovers, your time has come! Toast this bubbly golden brew with nine days of events featuring more than 30 craft breweries hosted by over 55 bars and restaurants around the city. Visit online for additional info and a list of participating breweries.torontobeerweek.com

016

MONARCH COMMUNITIES

SALES CENTRE HOURS: Mon.- Thurs. 12pm - 6pm, Weekend & Holidays 12pm - 5pm, Closed Fridays

ETOBICOKE WATERFRONT | Lago | Under Construction from the $200,000’s Sales Centre located at 2167 Lake Shore Blvd. W.416-495-3544

ETOBICOKE WATERFRONT | Waterscapes | Move-in this Yearfrom the $400,000’s Sales Centre located at 2167 Lake Shore Blvd. W.416-495-3544

ETOBICOKE WATERFRONT | Riva Del Lago | Now Open from the $300,000’sSales Centre located at 2167 Lake Shore Blvd. W.416-495-3544

Prices, specifications and promotions are subject to change without notice. E.&O.E. 12426

MARKHAM | Garden Court | Move-in this Year from the $400,000’s Appointment Only416-495-3595

DOWNTOWN TORONTO | Picasso | Under Construction from the $400,000’s Appointment Only416-495-3549

ALSO BUILDING LOW RISE COMMUNITIES IN:Kleinburg | Caledon | Ajax | Scarborough | Kitchener

discover moreMonarchGroup.net

discover moreMonarchGroup.netfirst. first.

firstpick.Like your morning trip to the local market for first pick of fresh produce, Monarch too has been a tradition to many since 1917. For thousands and thousands of Canadians, choosing Monarch has been central to so many important events in their lives. First homes, first memories, first accomplishments, first friends and even first loves. For almost a century, Monarch has brought people closer together. So if you’re looking for a new condominium, trust the oldest, strongest and most respected name in Canadian homebuilding. Choose Monarch. First.

MONARCH COMMUNITIES












MONARCH COMMUNITIES












*Prices, specifi cations and promotions are subject to change without notice. Rendering is artists’ concept and image is for mood and impression only. E.&O.E.

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CONDO GATEFOLD INSERT BACK

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Thinking waterfront living?

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SALES CENTRE HOURS: Mon.-Thurs. 12pm-6pm.Weekends & Holidays: 12pm-5pm.Closed Fridays

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GARDINER EXPRESSWAY

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CONDO PRO // BY BARBARA LAWLOR

Buying a new condo is a smart move in today’s real estate market, provided you

do the “homework” that will ensure you get the most for your investment. Most purchasers research location, architecture, amenities and suite features. Looking into the reputations and track records of the builders you are considering is just as important.

There are many ways to evaluate a builder’s trustworthiness. Industry longevity, for example, can offer you a high level of trust. If the company has been around for decades, obviously the principals have figured out ways to thrive during a variety of economic cycles. On the other hand, we have fine condominiums offered by newer building firms operated by professionals with many years of

experience. Find out where the builders you are considering fall on this spectrum, and definitely look into their service records.

One step you can take is to visit Tarion Warranty Corp.’s website at Tarion.com. Coverage by this warranty company is one of the top reasons for buying new over resale. Search a builder’s company name and find a snapshot of its warranty history. When you buy new, you want a builder you can rely on for excellent service before, during and after your move-in date.

Read all you can about builders, including profiles and histories on their websites, in their sales offices and brochures. Drive by their completed communities and ask people you know whether they are familiar with the companies. Word-of-mouth means a lot in the new condominium market.

I have to say that in the GTA, we are privileged to have wonderful choices from renowned local, national and international builders, and they are competing for your business by offering outstanding amenities, architecture, suite finishes and more. This bodes well for buyers, who find this kind of healthy competition benefits their purchase position through increased value. It also raises the bar for future development.

Another clue to a builder’s reliability is how the sales representatives treat you. They are ambassadors for the builders, and should be willing and eager to answer all your questions.

So, be informed. Avoid the temptation to buy right away. Condominium choices are exciting, with gorgeous architecture, amazing amenities, space-maximizing suites, and lovely features and finishes. Take your time, shop around, consider all the variables and compare fairly. Plus, add a trusted builder reputation on your list of must-haves. At Baker Real Estate, we see buyers doing just that. They visit presentation centres several times before they buy, and they ask questions about everything, including the builders and developers.

When you shop for a condominium, look at your potential purchase from every angle. Of course, location is always a priority, and price is a huge factor. You want the most value for your money including lifestyle amenities that fit in with your idea of fun. I always say that a builder’s past can have an effect on your residential future as well. A happy new condominium buyer is an educated one, and a little research into builders’ reputations goes a long way to helping you make the perfect choice.

Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand

columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of

condominium developments in the GTA and overseas.

A happy new condominium buyer is an educated one, and a little research into builders’ reputations goes a long way to helping you make the perfect choice

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COVER STORY

IN A CITY RENOWNED FOR ITS ARTS AND CULTURAL INSTITUTIONS, the GTA has no shortage of venues in which to appreciate displays of artistic expression. While the city is famous for the Royal Ontario Museum, the Art Gallery of Ontario and the McMichael Gallery, among others, art lovers know they don’t have to stay indoors to satisfy their craving for art.

In fact, one of this city’s most captivating ‘collections’ of art can be found painted on the sides of buildings throughout Islington Village.

Known as the “Village of Murals,” the area features several blocks along Dundas West (between Islington and Kipling) lined with more than 20 hand-painted murals depicting real people, places and events from the neighbourhood’s past.

“These colourful outdoor murals are an artistic representation of one of Toronto’s most special neighbourhoods,” says Jim Ritchie, senior vice-president of sales and marketing at Tridel. “A quaint and charming community, Islington Village has been one of Toronto’s best-kept secrets,

until now. With the launch of our newest master-planned community, known as Islington Terrace, we’re planning on letting everyone in on the secret of this great neighbourhood.”

Ultimately boasting three strikingly sophisticated, rectilinear, modern condominium towers designed by the award-winning firm of Kirkor Architects, Islington Terrace promises to be one of the most eagerly anticipated new condominium launches of the fall market.

Priced from the mid-$200,000s, the first building being released by Tridel within this master-planned community will stand 45 storeys,

ISLINGTON TERRACE ADDS ANOTHER MASTERPIECE TO TORONTO’S

TRIDEL LAUNCHES FIRST OF THREE CONDOMINIUMS IN NEW MASTER-PLANNED

COMMUNITY AT BLOOR AND ISLINGTON

“VILLAGE OF MURALS”


featuring elegant common spaces and efficiently designed suites (finished to Tridel’s exacting standards) by the celebrated design firm of II By IV Design.

In a range of sizes (from 482 to 971 sq. ft.), suites are available in one-bedroom, one-bedroom-plus-den, two-bedroom, two-bedroom-plus-den, and penthouse layouts. Suites all boast premium plank laminate flooring, sleek modern cabinetry, granite countertops, energy-efficient stainless steel finish appliances, deep soaker tubs and more.

Residents will have access to over 50,000 sq. ft. of desirable indoor and outdoor amenities, including a rooftop oasis with secluded lounging alcove, lush landscaping and open green spaces. The outdoor terrace includes a private sun deck, pool and barbecue

dining area, while residents with children will be able to enjoy the dedicated outdoor children’s play zone (with splash pad).

Indoor amenities include a Euro-style swimming pool, whirlpool, steam room and sauna, as well as a state-of-the-art fitness centre with spin room, yoga studio and basketball court.

With so many amazing features, residents may never want to leave their home, but for those who do,

“getting anywhere from Islington Terrace is easy,” says Ritchie, referring to the community’s ideal location.

“Well served by major roads and highways, the prime location – adjacent to the Islington subway station

– makes commuting to work or heading downtown for a night out simple and convenient.”

And for those who don’t want to venture too far to meet their leisure and entertainment needs, the surrounding Islington Village neighbourhood boasts 200 charming shops and restaurants, while more boutique-style shopping, chic bistros and theatres can be found nearby along Kingsway on Bloor.

“With stunning design, thoughtful suite layouts, desirable amenities, and unparalleled transit access, set among the captivating images of the Village of Murals, Islington Terrace promises to be our next great masterpiece,” says Ritchie.

For more information on Islington Terrace, call 416.645.8862, or visit tridel.com.

RESIDENTS WILL HAVE ACCESS TO OVER 50,000 SQ. FT. OF DESIRABLE INDOOR AND OUTDOOR AMENITIES


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CONDO PROFILE

Spectacular City Suites at YONGE

+ RICH

yonge + Rich is getting ready to release its spectacular City Suites! Designed by the internationally celebrated architect

Peter Clewes at architectsAlliance, this landmark condominium raises the bar for sophisticated, savvy buyers who want to live in downtown Toronto. From its dynamic location on the southeast corner of Richmond Street East and Victoria Street, between the Financial District and the St. Lawrence Market neighbourhood, to its provocative architecture, outstanding amenities and luxurious finishes, Yonge + Rich is a condominium masterpiece.

Residents will be able to walk to local amenities including TTC, Union Station, access the PATH system and two universities. It’s a quick stroll to Eaton Centre, one of North America’s top shopping destinations, and to Yonge-Dundas Square, which is a centre for concerts, festivals and events. The same goes for Nathan Phillips Square, where Torontonians gather for concerts in the summer and ice skating in the winter. The Entertainment District is nearby with Roy Thomson Concert Hall and other world-class venues. Dining out is also convenient, with many restaurants in the area, ranging from fine dining to casual eateries.

Recognizing the potential diversity of resident age, lifestyle and financial resources, Yonge + Rich is uniquely home to two separate residences catering to two distinct groups of buyers. Yonge + Rich occupies


RECOGNIZING THE POTENTIAL DIVERSITY OF RESIDENT AGE, LIFESTYLE AND FINANCIAL RESOURCES, YONGE + RICH IS UNIQUELY HOME TO TWO SEPARATE RESIDENCES CATERING TO TWO DISTINCT GROUPS OF BUYERS

floors one through 33 and features traditional suites perfect for the savvy buyer. Floors 34 and above are targeted to a sophisticated buyer who values larger suites, exclusive amenities and greater overall privacy. These suites are branded Twenty Lombard Street and feature 150 suites with a private entrance off of Lombard Street, dedicated elevators and exclusive amenities. Although seen in Asia and other world cities, Twenty Lombard is the first of its kind in Toronto, a luxury boutique collection of suites set a loft a luxury tower.

The base of the building will feature shops and a walkway that will offer a direct connection from Lombard Street. to Richmond Street E. This podium is designed to complement the four-storey red brick heritage building at the south end of the property. The building dates to the late-19th century, and Great Gulf is restoring it as part of the community.

GROUND LEVEL

At Yonge + Rich amenities begin with 24/7 concierge service, a large pool, barbecue facilities, a sunbathing space, and a large fitness centre with a Pilates/yoga studio.

The City Suites feature eight-ft. six-inch ceiling heights, engineered hardwood flooring throughout with custom-designed kitchens and bathrooms. They will be released this fall and will range from approximately 500 to 1,000 sq. ft. in size, and start from the $330,000s.

Purchasers can choose from one-bedroom, one-bedroom-plus-den, two-bedroom and two-bedroom-plus-den designs. Occupancy is slated for 2018.

Sales centre hours are Monday to Thursday from noon to 6 p.m.; Friday closed; Saturday and Sunday noon to 5 p.m. Call 416.499.8883 or visit yongeandrich.com.


028028

029 029

BROKERS PROTECTED

www.UniversitySuites.comREGISTER NOW for your Insider’s Information

Your opportunity to profit from this luxury real estate condo investment is coming. Steps to Queen’s University, in downtown Kingston. Be first in Canada’s First Capital City. Register today for this Blue Chip Offering in a world-class university setting.

*Percentage of price point presented is based on RealNet Canada data on the GTA area. Rent assumption is based on third party market data and based on a managed leaseback opportunity. Prices and info correct at press time. Illustration is Artist’s concept only. E.&O.E. Brokers are welcome.

®

®

is coming to Kingston

A HigherDegree of Return

$188900Fromjust

Condos steps fromQueen’s University

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Positive cash flow opportunity

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030

CHAZ. YORKVILLE. ELEVATE YOUR LIFESTYLE.Chaz Yorkville Condominiums located in Yorkville just steps to

world-class shopping, dining, culture and subway. Chaz Yorkville

gives you access to the spectacular Chaz Club entertainment

lounge in the sky located on the 36th and 37th fl oors with

panoramic views. Upscale amenities include outdoor courtyard

with wet bar and private dining room, hotel-style lobby with

fi replace and state-of-the-art gaming room. The best in fi tness,

yoga and leisure for well-being. This is Yorkville living at its fi nest.

Touches of glamour that welcome you home.

EXCLUSIVE BROKER BAKER REAL ESTATE INC. BROKERS PROTECTED. *SPEAK TO A SALES REPRESENTATIVE FOR MORE DETAILS. **APPLIES TO SARTI AND LAMARO 1 BEDROOM + DEN SUITES ONLY. PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. ILLUSTRATIONS ARE ARTIST CONCEPT. E&O.E.

VISIT THE SALES CENTRE TODAY!CHAZYORKVILLE.COM | 416.922.0045

Dupont St.

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e St.

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TAKE ADVANTAGE OF OUR LIMITED TIME INCENTIVES

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CHAR 35227 Condo Guide Ad.indd 1 2014-08-19 3:47 PM


OF PRE-CONSTRUCTION CONDOMINIUMS

INVESTOR ADVICE // BY ANDREW LA FLEUR

Investing in a pre-construction condo is not without risk. You are effectively buying a contract

with the hope that one day this contract will become a piece of real estate that is worth more than the price you are paying for it today.

A lot can happen in three to five years while your condo is being built. Here are two tips to help ensure your investment is a successful one.

1 | Always buy below market valueYour goal should always be to buy something that will increase in value, and the best way to do that is to buy something that is priced

The risks and rewards

Andrew la Fleur is an award-winning realtor with Re/Max. Andrew’s

expertise is in helping investors make money in the Toronto condo market.

Visit TrueCondos.com/NewCondoGuide for a free gift.

Contact Andrew at 416.371.2333 or [email protected]

below the current market value of a similar resale property. For example, if a one-bedroom across the street in a brand new completed building sells at $300,000, and you can buy a similar one-bedroom in a pre-construction condo at $285,000, then you are well insulated from any market fluctuations over the next few years and you are positioned to have a property that is worth more when completed than when you bought it before construction started.

2 | Always buy cash-flow positiveInvesting in real estate is not a get-rich-quick scheme, but it is how most of the world’s wealthiest people have earned their fortunes. The best real estate investors always buy for the long term. I always encourage my clients to take the long-view approach when buying pre-construction and to plan on

renting their unit out for at least one year (preferably more) after the completion of the building. Flipping before project completion (assignment) is a highly risky strategy and should be considered only as a back-up plan.

With this in mind, you should only buy a pre-construction condo that will provide you with positive or break-even cash flow with the standard 20 to 25 per cent down payment. If at the current valuation and given current market rates for rents, you cannot reasonably expect to cover all your expenses, then stay away!

If you do your homework before buying by following these two tips, you will be in great shape for years to come.

You are effectively buying a contract with the hope that one day this contract will become a piece of real estate that is worth more than the price you are paying for it today


Register your interest at menkes.com

Coming Soon to Yonge + Eglinton.

facebook/MenkesLife @MenkesLife

Condos starting from the mid $200’s

The Eglinton truly is Yonge at heart. Discover this elegant new condominium at the

cosmopolitan junction of Yonge + Eglinton, one of the most connected corners in

the city. Located on Eglinton Avenue East in the prime midtown area just steps from

the TTC, LRT, shopping, theatres, restaurants and more. Where life’s experiences

are closer to the heart in one of the city’s most desirable neighbourhoods.

Yonge + Heart.




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Yonge + Heart.




LOBBY LOUNGE


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Yonge + Heart.




LOBBY LOUNGE


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Coming Soon to Yonge + Eglinton.



New Release Now AvailableChurch & Carlton, Toronto

Starting from $239,990 416.591.7700

Move In NowBay & Yorkville, Toronto

Starting from $1.2 millionyorkvilleresidences.com

416.775.7500

Now OpenPeter & King, Toronto

Starting from $281,990 416.977.8780

Move In This YearYonge & Park Home, North York

Starting from $835,990 416.730.9722

Move In NowEvans & QEW, EtobicokeStarting from $305,990

onesherway.com 416.695.3535

Coming SoonYonge & Eglinton, Toronto

Register now at menkes.com

Under ConstructionAvenue & Davenport, Toronto

Starting from $420,000 416.323.0100

Construction StartingRichmond & Spadina, Toronto

Starting from $291,990 416.977.8780

Coming SoonYork & Harbour, Toronto

Register now atmenkes.com

YOUR LIFE STOREY STARTS HERE.Register your interest at menkes.com

Prices and speci� cations are subject to change. E.&O.E. September 2014. 24473

facebook/MenkesLife

@MenkesLife

// BY BEN MYERS STAT CHAT

Canada Mortgage and Housing Corp. (CMHC) recently released a survey

they conducted indicating that 17 per cent of their nearly 43,000 survey respondents owned a condominium as a second home, or as an investment in Toronto and Vancouver. According to Statistics Canada’s National Household Survey in 2011, 27 per cent of condominiums in Vancouver are rented out, with Toronto estimated at 23 per cent.

I can’t tell you if investing in condominiums is right for you without knowing your financial

situation, but I’m sure if you have at least discussed the possibility with someone, you’ve heard many of the following rejections: THE CONDO MARKET IS GOING TO EXPERIENCE A MAJOR DECLINE IN PRICES. Based on data from condo market research firm Urbanation, condominium apartment resale prices on a per-sq.-ft. basis have been greater than the year prior in 68 of the 72 quarters since Q2-1996. I’ll let you draw your own conclusions here, but that is a pretty good track record. YOU MIGHT BE ABLE TO ACHIEVE POSITIVE CASH FLOW, BUT IT WILL BE SMALL

BUT YOU CAN GET BETTER RETURNS ELSEWHERE. I took a course in Boston at MIT’s Center for Real Estate earlier this year and one of the required readings pointed out that even institutional investors get hung up on first-year cash flows when buying commercial assets, so make sure you know what you can reasonably expect to achieve in rents over the holding period of your investment.

According to CMHC, average monthly rents for condominiums in the Toronto CMA have increased 2.6 per cent per year from 2007 to 2013. By comparison, Vancouver has increased 3.6 per cent, Calgary 2.8 per cent, Edmonton 3.3 per cent and Ottawa 4.1 per cent. When looking at rents on a per-sq.-ft. basis in Toronto since 2011, the rate jumps to 3.9 per cent per Urbanation data (average unit sizes are shrinking!). MONTHLY CONDO FEES ARE GOING TO SKYROCKET. According to data collected by Urbanation, the average resale condominium in the Toronto CMA had a monthly maintenance fee of $0.58 per sq. ft. in Q1-2012. That rate has since risen to $0.61 as of Q2-2014. Therefore, a condominium investor should realistically look for their monthly maintenance to increase by two to 2.5 per cent every year.

Here is a quick example of a 500-sq.-ft. unit. This unit would rent for about $1,500 per month in Toronto with a monthly maintenance fee of $300 per month – a spread of $1,200. If both your rents and maintenance fees increase by 2.5 per cent per year, in five years your rent would be approximately $1,700 per month and your maintenance fee will be $340 per month – a spread of $1,360. So the gap increases despite your maintenance fees and rent growing at the same pace!

Shay Nahman sent me his new book, Real Estate for New Investors, where he mentions that every good investor has a good team behind him, including a lawyer, mortgage agent, lender, accountant, appraiser, home inspector, insurance broker, and real estate agent (what, no condo stats guru?). I would suggest a good place to start is with a real estate agent, and I work with a great one. Go to fortressrealdevelopments.com/new-homes-and-condos/ and contact Julie Barnard.

SHOULD I?Lots of people

are buying investment condos.

Ben Myers is senior vice-president of Market Research and Analytics at Fortress Real

Developments. Ben assists in evaluating the market and projects that Fortress engages in.

Follow his blog posts and commentary on the Canadian housing market at

fortressrealdevelopments.com/news or follow him on twitter at @BenMyers29

Twenty-seven per cent of condominiums in Vancouver are rented out, with Toronto estimated at 23 per cent


LEGALLY SPEAKING // BY JAYSON SCHWARZ

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm

Schwarz Law LLP. Visit schwarzlaw.ca or email [email protected] and give us your questions, concerns,

critiques and quandaries.

Before you go new-home shopping, visit your bank, trust company or other

financial institution to see what amount of mortgage you qualify for.Take your significant other, if you have one, because everyone’s income and assets help. Once you know how much you can borrow, secure the best rate you can and lock it in for as

long a period as possible. Don’t be afraid to negotiate – the banks want and need your business. Don’t be afraid to shop around for rates and lock-in periods.

You should also visit the condo sales centre armed with your knowledge and check what mortgage rate and term the builder is offering. Take note that the builder may have brought the rate down to make his package more attractive or forced his bank as part of his deal with them to offer special rates. Remember, if your bank’s offered rate and terms are close, you may be able to negotiate a better deal with the builder. If you do not take the builder’s mortgage you may be able to get some leverage in your overall negotiations as the builder may save money by not having to pay his bank for the better rate. Question this and make sure you understand all of the financing details. Regardless of where you go to get financing, get your commitment in writing!

When you walk into that sales centre, all ready to buy that beautiful new condo, perhaps the most important piece of the puzzle you need to have is security in your financial arrangements. A tragedy waiting to happen occurs when you sign an unconditional offer, give your hard-earned, harder-saved deposit to the builder and later find out you do not qualify for the mortgage. In other words, don’t buy the home unless you have a mortgage commitment or a conditional deal. This leads us into the next part of the discussion – what happens if your financing goes wrong?

An Agreement of Purchase and Sale for the purchase of land is a legal contract, and once it is signed it binds both parties to certain obligations. If either party does not hold up to their end of the arrangement, they can be held liable to the other party for either specific performance or damages. Firstly, if the purchasers default, they will likely lose their deposit. The builder will then have the option of suing to force them to close the deal and pay all legal fees related thereto, or sue them for any damages the builder might suffer before he resells the condo (for items such as interest, changes and price differential) and legal fees. Sometimes, in a booming market, kindhearted builders will release purchasers who have made a mistake or encountered personal tragedies. But don’t count on it!

The moral of the story is to make sure you have financing, or that the offer is conditional for a few days on both financing and review by a lawyer. It is critical you get the right advice, and only a lawyer can provide legal advice. That is the law. When you select a lawyer, find one who cares about you and a long-term relationship.

It is critical you get the right advice, and only a lawyer can provide legal advice. That is the law.

IF IT GOES WRONG?

Financing, and what happens


WorldOnYonge.ca | 905-771-7010 TerraceOnDanforth.ca | 416-987-7575RoyalGardensCondos.ca | 905-889-9997

7163 Yonge St., Unit #124 3520 Danforth Ave.370 Hwy. 7 East, Unit #113

YONGE ST. DANFORTH AVE. RICHMOND HILL

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// BY HENRY CHOO CHONG TAXING ISSUES

Q I purchased a rental investment property several years ago. Every year I have filed the rental income on my tax return. This

year I sold the property. In addition to my rental income, what tax implications will I have to report? Jared, Toronto

A Hopefully, you made a profit! The real estate market has been healthy for the past several years and continues to be strong, over

the long term. Selling a real estate investment property will generate either a capital gain/loss or a recapture of income/terminal loss.

You will have a capital gain when the proceeds of the sale exceed the original cost of the property. A capital gain must be included in your personal tax return (if you own it personally) and is taxed on 50 per cent of the gains at your personal tax rate. A capital loss occurs when the cost is greater than your proceeds. The capital losses should be included on your personal return and applied against capital gains in that year. Any excess losses can be carried back three years, or carried forward indefinitely to reduce capital gains.

In calculating the capital gain/loss, determining the adjusted cost of the property is an essential factor. The adjusted cost must include not just the purchase price but also other costs incurred that had to be capitalized. As well, the proceeds of disposition are all the cost, including the selling price and adjustments pertaining to the sale of the investment.

In addition to the capital gains/losses, you may have a recapture of income. This occurs when you are taking Capital Cost allowance (depreciation) on the building, in any of the years that it was owned by you. The balance in this account is called the “undepreciated portion.”

A recapture of income occurs when the lesser of the proceeds and the cost of the property is higher than the Undepreciated Capital Cost (UCC). The recapture of income is taxed in its entirety at your personal tax rate. Alternatively, a terminal loss occurs when the lesser of the proceeds and the cost of the property is less than the UCC. This terminal loss can be applied in the current year to reduce other income (such as salaries or business income). Any unused amounts can be carried back three years or carried forward.

Good record keeping is essential to calculate the correct gains or losses.

The opinions and views expressed herein are those of the author and not

those of New Condo Guide. New Condo Guide does not necessarily endorse or encourage any specific tax strategies.

Please consult a tax professional for advice specific to your

particular situation.

Henry Choo Chong is a certified general accountant. He sits on many committees

and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225. Questions

to Taxing Issues can be emailed to [email protected]

SELLING YOUR INVESTMENT CONDO

In calculating the capital gain/loss, determining the adjusted cost of the property is an essential factor. The adjusted cost must include not just the purchase price but also other costs incurred that had to be capitalized.


CONDO PROFILE

this fall, when The Daniels Corporation introduces Daniels Erin Mills at Erin Mills Parkway and Eglinton Avenue West in Mississauga, wellness-minded buyers will reap the benefit of innovation

in addition to quality, value and service.The Everything-Room Activity Studio recreation

space will indeed offer everything, including Wellbeats – a wellness resource that takes “virtual” to “physical” with the touch of a screen.

The first of its kind in a residential condominium in Canada, Wellbeats will offer programs accessed from a kiosk in front of a large-screen projector. Residents will be able to select classes, invite their neighbours, and exercise with the guidance of professional instructors.

Wellbeats pulses with innovative fitness

opportunities at

UPCOMING DANIELS

ERIN MILLS

DANIELS HAS SET UP A WELLBEATS KIOSK IN THEIR PRESENTATION CENTRE LOCATED AT 2550 EGLINTON AVE. W. IN ERIN MILLS. DROP BY AND SEE FOR YOURSELF WHAT A TRULY EXCITING EXPERIENCE THIS WILL BE FOR RESIDENTS.


Wellbeats (wellbeats.com) has something for everyone including children, pregnant mothers, seniors and even athletes. Zumba, yoga, Pilates, dance-based exercise, weight training, cardio, cycling

– the choices are fascinating and fun. Imagine having virtual world-class fitness instructors in your Activity Studio 24/7. To get a sneak peak of this innovative fitness program, Daniels has set up a Wellbeats kiosk in their presentation centre located at 2550 Eglinton Ave. W. in Erin Mills. Drop by and see for yourself what a truly exciting experience this will be for residents.

Leave it to Daniels to introduce yet another new concept to the residential market! Other fantastic amenities located in Daniels Erin Mills include an inviting double-height lobby, where homeowners can access 24-hour concierge service, and continue on the fourth and fifth floors where Club 5ENSES will indulge their senses. Designed for the enjoyment of all ages and family configurations, this space will feature the party room with a kitchenette and sectional harvest table dining space, lending itself beautifully to group gatherings. When the party is ready to move outside, no problem – the party room terrace is perfect for alfresco dining and taking in the sunset!

With healthy living in mind, Daniels has worked hard to incorporate urban agriculture opportunities such as container balcony gardening, community garden plots, greenhouses, food box pick-up programs, edible landscaping and farmers’ markets into their new home communities wherever possible. At Daniels Erin Mills, this foundation for green living and community has already started with The Backyard Farm & Market. Established in 2013 and located just behind the Daniels Erin Mills presentation centre, this unique farm and market is open from 9 a.m. to 1 p.m. every Saturday until Oct. 11 and offers produce, artisanal baked goods, harvesting gardens and much more.

Ideally located in the heart of Erin Mills, Daniels Erin Mills will be at the centre of it all, directly across the street from Credit Valley Hospital, and Erin Mills Town Centre which is undergoing a $100-million revitalization. Construction is underway at Daniels Erin Mills and prices will begin from an unbelievable $194,900.

Daniels Erin Mills will go on sale this fall! If you haven’t already done so, be sure to register today by visiting DanielsErinMills.com or by calling 905.306.6996.


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MONEY MATTERS // BY GAIL VAZ-OXLADE

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of

Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on

Twitter at twitter.com/GailVazOxlade

Despite all media warnings, financial planners’ tut-tutting and the popularity of books

such as David Chilton’s The Wealthy Barber which made its fame telling a simple story – “Save 10 per cent” – we are a spendthrift bunch. We haven’t always been.

We saved 10 per cent or more for 20 years, from 1973 to 1993 – more than enough time to have established the habit. Our savings rate reaching a peak of 18.5 per cent in 1982 (in our enthusiasm, did we overdo a good thing?), we bounced around the 10 per cent mark for about a decade, and then in 1993 we began our great slide. By 1999 we’d hit a low of 3.6 per cent and in April of 2007, we finally made it into negative territory: our savings rate was -1.4 per cent. Yes, we were officially spending more money than we were earning.

THE LOST ART OF SAVING

Negative 1.4 per cent is a long way off 10 per cent, and an even longer way off the RRSP contribution limit calculation, which is based on putting aside 18 per cent of earned income.

You could blame our higher taxes and you’d be somewhat justified. Taxes as a percentage of our total incomes rose from 18.43 per cent in 1973 to 23.9 per cent in 1999. But you would also have to take a close look at our spending habits. What we spend on goods and services has gone up steadily since 1982. And we’ve availed ourselves of more credit. Liabilities – what we spend on our credit cards, loans, mortgages and the like – rose from 0.67 per cent of our annual income in 1982 to over 4.9 per cent in 1999.

Consumer credit – the money we borrow to feed our passion to consume stuff – makes up a big chunk of that, as it rose from -.06 per cent in 1982 to 1.34 per cent in 1999. And according to a report entitled Canadian Economy: Personal Savings Rate by Industry Canada, in 1998 total accumulated debt per household in Canada was equal to 114 per cent of after tax income. Whew! How could we possibly save anything when we’re spending more than we’re making servicing our debt?

These figures seem to fly in the face of most of the predictions for how the baby boomers will behave as they age. In Boom Bust and Echo, David Foot asserted: “When you are young, you are a borrower. In your 40s and 50s, you are trying to build a nest egg for retirement.” Financial advisers are standing by, holding their breath, waiting for the money to come pouring in as boomers hit their peak earning years. Yet since 1993 as we watched the first of the baby boomers turn the corner to middle age, Canada’s savings rate has plummeted despite a healthy economy, low inflation and more being written about money than ever before in history.

So why aren’t we saving? It really doesn’t matter what reason we give – too much debt, high cost of living, taxes – the real reason we aren’t saving is because we’ve forgotten how important it is to save.

Perhaps the gloomiest part of the savings picture is the legacy we are leaving our children. Not only are we teaching them how to be avid consumers: spending their money on everything from trading cards at $5 a pop to horrendously expensive video gaming toys; we are, by omission, teaching them not to save. And we’re willing to allow credit purveyors to entice our children

What if you lost your job, got sick or smashed up your car? Those are all good reasons to save. So is putting aside enough so you don’t have to depend on anyone else – be it the government or your children – to take care of you when your days of heading into the mines are over.


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into a world of debt with nary a lesson on how to keep a balanced financial picture. For while credit card companies wouldn’t dream of issuing a credit card without an adult meeting significant credit criteria – they’d have to have a job, for example – students in university are assaulted by easy credit, making it easy for them to dig debt ditches they must subsequently struggle out of.

WHY SAVESaving gives us a sense of security and mastery over our finances. As our savings grow – be they in a run-of-the-mill savings account or invested in equities – we can take pride in our sense of discipline and increased ability to weather a storm.

The more we’ve accumulated in savings, the harder those savings work for us. It can be truly rewarding to see substantial sums of money generated solely by our savings.

Saving takes us closer to our goals. It also creates a strong sense of independence by putting us squarely in a position of control. We have the resources to cover unexpected expenses without incurring debt at high rates of interest. We have the flexibility to take advantage of investment opportunities as they arise. We can change jobs, change homes, change countries without the sense of anxiety that comes from existing paycheque to paycheque.

HOW TO SAVEThis is perhaps the area in which we are the most confused. If we sock away $5,000, $10,000 or $15,000 a year in a retirement savings plan, we’re doing a great job of saving, right? Well, not exactly. If we had to borrow the money to make that RRSP contribution, we won’t actually have saved a nickel until that loan is paid off. And if we stuck $2,500 away in an RESP for junior and then promptly upped our line of credit balance by a similar amount, we haven’t saved a cent.

To actually save a dollar you have to take that dollar out of your cash flow. Putting it in a GIC and then spending it on a credit card doesn’t count. You must make the commitment that current expenditures will not exceed current income. You’ve got to spend less money than you make.

The you-don’t-have-to-think-about-it way of saving is to use an automatic debit from your chequing account to your savings account, so the temptation to spend the money is removed. Yes, it’s a bit of a head-game to trick yourself into saving. Not everyone is a born saver, after all. Some people must play the game to achieve their goals.

Back to David Chilton’s The Wealthy Barber: the advice was sound in this short-but-sweet best-seller. Basically it boiled down to pay yourself first, put savings in a separate account, and be consistent. If you wait to see what’s left over after your expenses, you’ll be justified in not saving because you won’t have much left. That’s the way it is with money. Smart savers do it the other way around. The take the money they want to save and hide it before they can spend it. Sure, it may mean cutting back a little, but that usually doesn’t hurt as much as most people think it will.

This all sounds like pretty basic information – nowhere near as exciting as a discussion of the stock market, technical analysis or long-term projections for the economy. But as simple a concept as saving appears to be, it’s the one that is being missed. And if you’re not talking about saving at home, there’s little to motivate your child to develop this life-long habit. So start talking about it.

TEACHING CHILDREN TO SAVEOne of the most effective ways of motivating a child to get into the savings habit is with a savings-matching program. You match every dollar your child saves with a dollar of your own. “Molly, here’s the deal. If you can save $100 by Christmas, I’ll match that amount so you can begin investing.”

If watching your money grow in a savings or investment account doesn’t turn you on, you’ll have to find some other motivation for saving.

How about this: Just for one moment be a pessimist. What if you lost your job, got sick or smashed up your car? Those are all good reasons to save. So is putting aside enough so you don’t have to depend on anyone else – be it the government or your children – to take care of you when your days of heading into the mines are over.

*All figures based on Statistics Canada National Economic and Financial Accounts unless otherwise stated.


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94CU 35596 Condo Guide Ad FA.indd 1 2014-09-09 9:48 AM


IN THE NEWS

UNIVERSITY SUITES, BY PRK DEVELOPMENTS, is the first condo coming soon steps from Queen’s University in Kingston, Ontario in a district known as ‘The Hub’ at the corner of Princess and University Avenues. Designed by Toronto-based Teeple Architects, the solid concrete structure will be a landmark building of cutting-edge design.

Founded in 1989 by principal Stephen Teeple, Teeple Architects has a recognized reputation for innovative design and exceptional service, garnering six Governor General Awards, Canada’s top architectural recognition. It was this innovative thinking that was the inspiration behind the design of University Suites.

“The inspiration of our designs tends to be fairly specific,” says Teeple. “We custom design to the site and the marketplace and in this instance, with University Avenue ending at our site, there is a sculptural and rotational geometry that is set up in the centre of the building. We also wanted it to fit seamlessly into its surroundings, therefore a midrise building with step-backs to blend the massing and responds nicely to the street.”

The uniquely shaped site at the corner of two of Kingston’s most prominent streets provided what Teeple calls “creative opportunity.”

“We wanted this project to be respectful to the great architecture of downtown Kingston,” says Teeple.

“But at the same time, respond to the architecture as an urban moment, rather than a building in isolation People will ‘sense it’ as well as see it.”

To that end, the two-toned building has a dark masonry base to complement the many heritage buildings in downtown Kingston, with floor-to-ceiling glass windows to provide a clean, crisp, modern design.

“University Suites inspired our creative juices to create a livable, attractive environment just steps away from a leading, world-class university,” says Teeple.

Another factor in the design was an understanding of who will eventually live here. With prices starting at $188,900, the project is ideal for Queen’s University students, faculty and staff from the university or nearby hospitals, or young professionals working downtown, all of whom lead active and social lives. For example, at University Suites, additional multiple bicycle parking was added and car parking reduced.

Suite layouts were designed to maximize functional and efficient everyday living. University Suites was also designed with people flow, engagement and interaction in mind. “We needed to include a full suite of amenities that create a social bond,” says Teeple. “Fitness facilities, study spaces on the ground floor and the roof, indoor and outdoor amenity spaces on the roof with views of the lake, these all become extensions of the residents’ personal spaces. We designed all of these with a certain vibe in mind as well, it had to look a little cool given who will live there.”

University Suites also includes retail on the ground floor, adding to the streetscape without overwhelming its surroundings, and making a positive, social impact on this key intersection.

With thought and innovation in designing a social, livable and cool environment, Teeple Architects has created a landmark residential project destined to stand out in downtown Kingston.

To learn more about University Suites, visit universitysuites.com or call 1.888.872.9868.

UNIVERSITY SUITES BRINGS INNOVATIVE ARCHITECTUREto Kingston’s Queen’s University


LIVE AT STUDIOBE DOWNTOWN

SUITES FROM THE$300’S

Brokers Protected, Limited Time offer. See Sales Rep for full details. Prices, Specifi cations and programs are subject to change without notice. Illustrations are artists concept. E & O.E. *Provided the purchaser completes the transaction on the contemplated unit transfer date the purchaser shall receive a credit on the statement of adjustment in the amount equal to12 monthly common expense fees relating to the unit and any parking or storage applicable. Deposit 5% down and 10% due on occupancy. studiocondos.ca • 647.352.7736

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QUICK TIPS // BY HELLEN BUTTIGIEG

Hellen Buttigieg is a certified professional organizer, life coach, TV

host, owner of We Organize U and author of the best-seller, Organizing Outside The Box. For tips on getting organized, visit WeOrganizeU.com and sign up for the free newsletter.

You want everything to fit away neatly, display perfectly and know exactly where everything

is when you need it. That’s what being organized is all about. But is that realistic? Being organized doesn’t happen overnight and it doesn’t have a finish line. Getting organized is a process, learn what works for you.

Keep it real. You’ll never get organized. Read that again. Yes, that’s what I said. You’ll never get organized because being perfectly organized is not a realistic expectation. Just to be clear, organization is not a destination. You don’t just wake up one day and find that you’ve arrived. It’s a process – a work in progress. So, if you are judging yourself against unrealistic expectations, or holding back on pursuing a goal because you are waiting until you “get organized, once and for all,” perhaps it’s time to look at things differently. Instead of trying to get organized, strive to become more and more organized every day. Doesn’t that feel more attainable? Instead of feeling stuck, you’ll be able to take a step forward.

Use your instincts. Are you surrounded by piles of papers on your desk, your floor and any other flat surface in your office? Don’t fight your instincts, work with them. Rather than trying to adapt to traditional ways of filing, like using a lateral filing cabinet, use horizontal methods instead. Use stacking trays or literature sorters, which can be placed on your desk or installed on the wall. Now label them with the categories you use most. It will be easier to adapt to filing papers when you don’t have to change your piling habit.

Out with the old, in with the new. Are you holding on to things that you’ll never use again? Very often people unconsciously jam their homes full of stuff because the sheer volume gives them a feeling of comfort and security. If you are operating from a need for abundance, remember that your success as a person has nothing to do with all the outdated or rarely used stuff overflowing from your closets. In fact, it’s probably blocking your prosperity. Let go of what you don’t need to make room for new things to come into your life.

Plan before de-cluttering. Before beginning any de-cluttering project, determine in advance how you will dispose of the items you no longer want. If you have valuable pieces and would like to sell them, decide whether you will do this yourself or hire someone to do it for you. If you would like them to go to charity, which one and where are they located? Some charities will pick up, so call them to find out when they will be in your area. It’s not until those boxes and bags leave your home that you will reap the full rewards of de-cluttering. Planning in advance will curb procrastination and ensure full completion of the task.

Feeling stuck? If you find yourself backsliding when it comes to maintaining your organizing systems, don’t berate yourself, as this will sap your energy and prevent you from doing anything about it. Rather than dwelling on what went wrong, focus instead on what needs to be done. Just say “oops” and move on to taking action.

A DOSE OF REALITY

Organization is not a destination. You don’t just wake up one day and find that you’ve arrived. It’s a process – a work in progress.


CONDO PROFILE

THE HARLOWE: Right at home

what makes the Harlowe so different from many of Toronto’s new condo

projects is that it’s a neighbourhood building. That is, it doesn’t totally redefine the Queen Street West, King Street West, Bathurst Street area. It binds the neighbourhood together, it belongs.

Once complete, the handsome 14-storey red brick warehouse-style building will look very much at home. Developing and building new structures in this fashion requires real consideration concerning the area’s history, its current stock of structures, and the people who live in and around the building. Achieving this requires creating a historic look that feels modern and “of today.” While this is hard to achieve, The Harlowe hits it on the nail.

054

THE LOBBY WILL FEATURE MOULDINGS, CORNICES, HERRINGBONE WOOD-STYLE STONE FLOORS, AND A LIBRARY ROOM FEATURING AN ORNATE FIREPLACE WITH MANTLE.

Everything about the Harlowe showcases its historic feel with a contemporary edge. From the Pennsylvanian historic red brick to the small-paned warehouse-style windows, and the large scale monotonous repetitive podium, it has captured the historic era today.

The building’s interior design will also borrow from the turn-of-the-century era and offer exposed brick, concrete and steel elements throughout. The lobby will feature mouldings, cornices, herringbone wood-style stone floors, and a library room featuring an ornate fireplace with mantle. The warmth will be measurable.

The Harlowe is 14 storeys tall with 220 suites. Ceilings heights vary from nine to 11 ft. and suite sizes range from junior one-bedrooms to large three-bedroom homes. Interiors of the suites feature exotic hardwood floors throughout, stylishly modern European kitchens, stainless steel appliances, gas cooking and gas barbecue nozzles on balconies and terraces, as well as designer baths, and glass-sliding doors to bedrooms. Most suites feature

six-ft. deep open balconies or terraces, perfect for enjoying Toronto’s milder seasons. Of course, the building features Lamb Development Corp.’s renowned Lamb Standard.

Common areas include beautifully detailed hallways and elevator cabs, as well as a full gymnasium and party room with dining facilities. With such a highly desirable central location, coupled with near-perfect design elements, the Harlowe is one of the most sought after buildings in Toronto. For more information visit TheHarlowe.com or call 416.363.1771.


It’s easy to see the ways that exercise improves our health – it lowers blood pressure, reduces stress, boosts your energy and builds a stronger immune system. But the flip side of that coin are the germs and illnesses

lurking in your condo’s gym.Your favourite place to break a sweat can also be a breeding ground for

fungal, viral and bacterial infections. Here are a few tips to make sure your efforts to get healthy don’t get sidelined by germs.

›› Don’t touch your face. Your eyes, ears and nose are vulnerable spots for infections, so during your workouts, keep your hands away from your face. If you feel a tickle in your nose or have an itch that needs to be scratched, use the back of your hand, which is likely to have come in contact with less germy surfaces.

›› Wipe down all equipment both pre- and post-use. Most people will wipe down their equipment after they use it (we all know it’s not cool to leave a sweat puddle for the next guy), but not everyone is so courteous. Hedge your bets and make sure you wipe down before and after you use a machine. Most gyms supply disinfecting spray and paper towels, but if yours doesn’t, consider tossing a package of wipes in your gym bag.

›› Lay out your towel. For yoga, Pilates, and other classes that require mats, place your towel on top of the mat before you lie down. Then make sure to use a different towel later on to wipe your face, otherwise you’ll just be spreading those dirty mat germs all over your mug.

›› Cover up cuts. If you’ve got any cuts, scrapes or broken skin, cover it up with a bandage. Open wounds are far more susceptible to infection.

›› No shoes, no service. Want to avoid athlete’s foot and whatever other nasty things are lurking on the change room floor? Then make it a habit to wear a pair of flip flops and dry your feet (including the skin between your toes) after showering.

Remember – your mother doesn’t live here, so clean up after yourself to ensure your condo’s beautiful and well-used gym facilities stay that way.

FITNESS GALLERY // BY MARK J. STABLES

Mark J. Stables is founder of Benchmark Group and Movement Haus. He is a

renowned fitness and wellness expert with over 15 years experience in the industry. Working with hundreds of

urban condominium dwellers, Mark has experience and insight into the design of

condo fitness amenities and the way people use them. As the landscape of

fitness continues to evolve, this in-depth knowledge of health and fitness, coupled

with his passion for architecture and design, yields an optimal exercise

environment for today’s urban athlete. Visit online at movementhaus.com,

benchmarkgroup.ca or call 416.428.3536.

Your favourite place to break a sweat can also be a breeding ground for fungal, viral and bacterial infections. Here are a few tips to make sure your efforts to get healthy don’t get sidelined by germs.

FITNESS FACILITY ETIQUETTE

Crash course on


COMING SOONLOFTS FROM THE LOW $200s

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Exclusive listing brokerage Baker Real Estate Incorporated. Brokers protected. Prices and specifi cations are subject to change without notice. E & O. E.


DESIGNER ADVICE

// BY YANIC SIMARD

A TOUCH of Luxe

WE KNOW THE LOOK OF LUXURY WHEN WE SEE IT, BUT

how do you create it? The art of luxe design is not simply a matter of spending money, but more one of spending time to create spaces with depth, sophistication, and a certain considered air. Here’s my professional opinion on how to add a sense of luxury to your every interior, to bring that designer appeal out of your personal investment – whether starting a full renovation or perfecting an already beautiful home.

POWERFUL PALETTES

› One of the most subtle yet powerful ways to communicate a sense of luxury is through the use of an expertly assembled neutral colour palette. When done wrong, the look can read drab, but when created correctly the scheme reveals new depths upon every viewing. The key is to combine multiple shades, textures and tones to achieve a calm but complex look – subtle contrasts accent each others finest qualities.

› Review your space and consider what subtle tones are the strongest. For example, if you have a warm-hued floor, add some touches of cool metals or icy-grey leather to play against it. Look for places to add white, cream, beige, taupe, grey, “greige” (grey-beige), tan, brown, gold, bronze and tiny touches of black, while mixing soft and hard textures for full variety. By sticking to neutrals you’ll be sure to coordinate, as long as you reapply warm and cool tones throughout the room.

SAFARI CREWEL EMBROIDERED CUSHION FROM THE YANIC SIMARD SELECTED COLLECTION


Luxe Look: Sheep-fur pillows always add a rich textural statement, or try a small splash of an animal-inspired pattern. (Safari Crewel Embroidered Cushion, Yanic Simard Selected Collection.)

AREAS OF INTEREST:

› I often encourage clients to run one flooring material throughout a space, applying a single hardwood to the living, dining, bedroom and even kitchen areas, making a clean, continuous statement. However, this doesn’t mean you should avoid carpeting altogether, but actually the opposite: layering a large area rug over your hardwood creates the most sophisticated statement.› Size a rug to leave about one to two ft. of floor exposed at each side, making sure the carpet tucks under your seating. Enough wood will show around the borders of the room to reveal its presence, while giving you a soft surface to nestle into and an opportunity to add a new colourful or elegantly textural statement.Luxe Look: Cream carpeting layered over deep espresso walnut.

LIGHT UP THE DARK

› Embracing wood or stone finishes on vertical surfaces adds visual texture and a sense of intimacy to a space, but can absorb a great deal of light and leave an area feeling heavy. Layering light is always important, but be sure to add extra sources around your dark cabinetry, wardrobes or other weighty elements. Ensure as many lights as possible are controlled by a dimmer to allow you to adjust the atmosphere to suit your mood.› A dropped ceiling panel over an island provides space for a plenitude of new pot lights, while subtly defining a zone within an open plan. Diversity of light sources avoids harsh shadows, for a rich glow, so consider adding soft new lights to every room.

Luxe Look: Use at least three light sources in every space. Consider adding tea light holders in warm metallics to add a complex golden glow anywhere.

HIDDEN DEPTHS

› A full wall of floor-to-ceiling drapery is a powerful designer trick in more ways than one: it creates a rich textural backdrop that speaks of bespoke craftsmanship, but also erases any imbalances or asymmetry in the placement of windows, bulkheads, or other awkward architectural features, for a seamless look.› Draping an entire wall with no break (on a hidden track in the ceiling if possible) puts the focus on the beautiful material, and anything else you choose to layer in front of it. Don’t be afraid to apply a textural fabric behind an upholstered headboard for a doubly luxe bedroom setting (with extra sound dampening).

Luxe Look: Use simple unpleated drapery in a textural linen to create soft elegant waves of material.

LOTUS CAPIZ SHELL TEA LIGHT HOLDER

BRONZE ROSE TEA LIGHT HOLDER


YANIC SIMARD is New Condo Guide’s design editor, principal designer of award-winning Toronto Interior Design Group (tidg.ca), and regular guest expert on City’s Cityline. Check out Yanic’s accessory line, Yanic Simard Selected, by visiting online at ysselected.com

AFTERTHOUGHTS:Here are a few other ways to add last-minute luxe touches to your space – even after the designer has left.

› Replace two chairs at your dining table with a bench or settee to create the feeling of a private booth, and a fun visual surprise.

› Trade out busy bedding for white linens with a single colourful bolster matched to an upholstered bench. Add my Aspen Faux Fur throw folded neatly at the foot for additional inviting texture.

› Have a good florist create a cactus planter to add exotic flair that will survive your week away unattended.

› Instead of adding a lamp to the bedside table, order a floor lamp with a built in table from a lighting boutique, for an uncommon traditional-yet-modern twist.

› When your space is already beautiful, the most stunning artwork will be an oversized mirror in a textural frame.

TANTALIZING TILE

› The must-have bathroom statement of the design era is an oversized tile wall, applying a richly grained stone floor to ceiling for the ultimate spa-like atmosphere you can enjoy every day.› Pairing this treatment with a minimal glass shower enclosure and sparkling neutral fixtures (in white, dark woods, and nickel) lets the natural patterning take all the well-deserved attention. Add a cut-crystal vessel sink as the jewel of this treasure chest.

Luxe Look: Try Roberto Cavalli tile installed vertically on a simple offset.


RENDERINGS IS AN ARTIST’S IMPRESSION. SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E.&O.E.EXCLUSIVE LISTING: BAKER REAL ESTATE INCORPORATED, BROKERAGE. BROKERS PROTECTED. WELLESLEY ST

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TOTEMCONDOS.COM416.792.1877

LASTCHANCEAT PRE-CONSTRUCTIONPRICINGSALES CENTRE TO CLOSE ONWEDNESDAY, OCTOBER 1ST TOMAKE WAY FOR CONSTRUCTION!

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// BY HOWARD BOGACH

Howard Bogach is president and CEO of Tarion Warranty Corp. For more

information about how Tarion helps new-home buyers, visit tarion.com or

find them on Facebook at facebook.com/TarionWarrantyCorp.

TARION REPORT

Buying a newly constructed home in Ontario comes with the security of knowing you

have somewhere to turn if your home has defects or building code violations. Your home’s mandatory warranty is provided by your builder and backed by Tarion.

Although it is often lumped into one warranty for simplicity sake, in actuality, all new homes in Ontario come with deposit protection and delayed closing or occupancy compensation, in addition to three separate warranties. The warranties begin the date the home is completed for possession but end at different times and cover different items.

ALL NEW HOMES IN ONTARIO COME WITH

A WARRANTYWhat to look for and how to maintain your warranty rights

While it is the builder’s responsibility to ensure the home that is properly constructed and free from defects, it is the homeowner’s responsibility to identify any defects within the warranty time frame. The question we are often asked is, “What am I supposed to be looking for?” Just because you own a home, doesn’t mean you are an expert in new home construction. Knowing what to look for and when will help ensure your home’s warranty provides protection when and if you need it.

In the first year, your home’s warranty covers defects in work and materials, ensures it is fit for habitation and is constructed according to the Ontario Building Code. The first year warranty includes almost everything inside and outside your home that was provided by the builder. During the first year, it is essential to keep a keen eye on the condition of your home, as this is the most comprehensive warranty of the three.

Some of the things you should be looking for are cracks in flooring and drywall, with a careful eye on all finishings within. Electrical and plumbing fixtures are covered under warranty for the first year only, so if there is a light that does not turn on or a faucet that isn’t working properly, this should be noted within the first year. The same is true for heating and air conditioning. Inspect your home’s equipment to ensure it is working properly within the first year.

The two-year warranty protects against defects in materials including windows, doors and caulking to prevent water penetration into the home. This warranty also covers defects in electrical, plumbing and heating delivery and distribution systems.

Finally, the seven-year warranty covers your home from major structural defects. This includes the failure of a load-bearing portion of your home. You’ll want to look out for major cracks in your home’s foundation or exterior cladding, interior separation of drywall between ceilings, walls and floors, large gaps in interior finishings, or movement in the basement floor. Any of these examples could suggest a major structural defect and may need further investigation. Tarion has a very broad interpretation on what can constitute a “major structural defect.” Please visit our website or call us if you are looking for more information about your home’s seven year warranty.

Once you move in, continue to inspect your home regularly. If there are issues that fall under the warranty, your builder is responsible for fixing a defect, but if he/she doesn’t, Tarion will step in.

Just about all new houses and condominiums in Ontario come with a mandatory warranty that begins when you sign a purchase agreement, and lasts seven years from the date of first possession. This means that if you are a new homeowner, you have warranty protection, guaranteed by Tarion Warranty Corp.

MyHome is the simplest way to manage your warranty. As soon as you take possession of your home, you can


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thenest.CondoGuideADseptNEW2014:Layout 1 14-09-04 11:36 PM Page 1

CONDO PROFILE

THE NEST ON ST. CLAIR WEST IN HILLCREST VILLAGE

starts construction!

toronto is migrating to The Nest on St. Clair West in Hillcrest Village, a nine-storey midrise

that offers unobstructed bird’s-eye views all around – especially to the city skyline from its perch surrounded by quiet, residential neighbourhoods.

The Nest sits proudly on the southwest corner of St. Clair Avenue West at Hendrick Avenue, the newest component of the ever-changing, ever-evolving Hillcrest Village. With sales now over 50 per cent, demolition is underway with construction to follow later this fall.

Hillcrest Village is where residents can escape the bustle and stress of the city – without having to leave town. Friendly people, wonderful restaurants, excellent shopping, big green spaces and a hopping (but not intrusive) nightlife make this the neighbourhood Torontonians are re-discovering in droves.

The Nest is big on style thanks to the collaborative efforts of the design and development team of The Rockport Group, RAW Design architects, award-winning interior design firm II BY IV Design, and landscape architects Janet Rosenberg & Studio.

For almost 60 years, The Rockport Group has produced a long list of successful residential communities as it leads the way in the development of innovative, infill urban communities with 21 Clairtrell, its recent success.

“We pride ourselves on achieving a human scale in our projects,” explains Jack Winberg, Rockport’s president and CEO. “We’ve got third- and fourth-time purchasers buying from us. That’s because we contribute to the community when we build. We’re part of it all – shopping, parks, residences. With The Nest, we’re kick-starting a resurgence to bring in new people who want to move here, to be a part of it all. We’re equally pleased to be selling to people that live in the community, like this project and want to stay here.”

On its exterior, the contemporary, tiered styling of The Nest features a facade of clay brick, fibre cement composite panelling and floor-to-ceiling windows. The south elevation of The Nest reveals expansive outdoor spaces by virtue of its stepped design. It will include a green roof with water conservation features along with geothermal heating and cooling on site, providing long-term benefits to residents and the environment. Winberg describes RAW as being responsible for the “wow factor” in the design that maintains the flow of light and air to the existing neighbours, while offering street appeal below.


BUILDING AMENITIES INCLUDE A STUNNING LOBBY, A MAIN-LEVEL LOUNGE/FLEX SPACE WHICH INCLUDES A LIBRARY AND FIREPLACE, AND A SPECTACULAR ROOFTOP TERRACE SHOWCASING UNOBSTRUCTED PANORAMIC CITY VIEWS

Hillcrest Village has seen an infusion of new restaurants and retailers eager to serve young families who are moving into this community, as close to city living as they can get. Wychwood Barns is the heart of this regenerated neighbourhood – a unique and treasured complex offering artist live/work space, conference and event space, public growing areas as well as a covered street for markets and shows. Hillcrest Park and Wychwood Barns Park provide green space within a stroll of The Nest. The St. Clair streetcar is at the doorstep offering ease and convenience to reach downtown.

In addition to open-concept suites that vary in size from 450 to 1,250 sq. ft., there are a few penthouse suites remaining. Purchasers still have an opportunity to purchase at pre-construction pricing for a limited time only. It is an exciting time for the community as The Nest is well underway with demolition, signaling the start of construction. All suites feature European inspired kitchens with granite or quartz counters and integrated appliances, along with hardwood throughout, while all balconies and terraces are equipped with a gas connection.

With that in mind, for a limited time purchasers will receive a free gas barbecue. Suites are priced from the mid-$200’s.

Building amenities include a stunning lobby, a main-level lounge/flex space which includes a library and fireplace, and a spectacular rooftop terrace showcasing unobstructed panoramic city views, destined to be a gathering spot for residents living within this intimate building of only 122 suites. There will also be retail shops at street level.

You’ll find the presentation centre at 784 St. Clair W., open Monday and Tuesday from noon to 6 p.m.; Wednesday 1 to 7 p.m.; Saturday and Sunday noon to 5 p.m. Check out thenestcondos.com or call 416.223.0003.


STYLE FILE

THERE IS NOTHING MORE RELAXING

than having a warm bath in a serene environment; blue sky above, greenery and flowers surrounding you and a view that takes your breath away. But wait! You open your eyes and you realize that you’re not in some lush tropical locale, but in your own bathtub, at home, within four walls. Ugh, Calgon take me away!

Upgrading your bathroom often yields a return of 100 per cent or more for sellers. It also adds value to how you presently live in your home, as it helps you maintain the space, keeping it current and new.

So where does one begin? Firstly consider that the functionality of the room is totally different from any other room, with the least amount of space to work with (unless your ensuite is the size of a double-car garage!). It must offer comfort, convenience, safety and utility of the room. Are you a lounge-bather or a shower staller? Either one is great, but if you’re not likely to take baths then I would recommend not including a tub. Once you have decided what best suits your lifestyle, this will help you determine the types of plumbing fixtures you will need.

Next to consider, would you like your bathroom to be transitional or more modern and sleek? Keep in mind that your bathrooms still need to flow with the rest of the home. If they stand out too much, there is a big disconnect to the rest of the space.

One thing is for certain – use a close-grained plywood and hardwood like birch, maple or poplar for the cabinetry. MDF is fine for painted cabinetry, but it won’t hold up to the humidity and moisture that a bathroom will bring.

When choosing tiles, stick to floor tiles that are honed of ceramic or porcelain composition, or natural stone that doesn’t become slippery when

SPA-LICIOUS!

PHOTO CREDIT Larry Arnal

// BY PAUL SEMKULEY


Exclusive Listing: Baker Real Estate Incorporated, brokerage. Brokers Protected. *Limited time offer. Some restrictions may apply. Please speak to a sales representative for more details. Prices and specifications are subject to change without notice E.&O.E.

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NOW UNDER CONSTRUCTION. Suites from the mid $200’s

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PAN2 35245 Condo Guide Ad.indd 1 2014-08-21 2:06 PM


Paul Semkuley at the Fall Home Show

Paul Semkuley will be at the 26th annual Toronto Fall Home Show running Sept. 18 to 21 at the Better Living Centre, Exhibition Place. Get renovation advice from Paul on Sat., Sept. 20 and Sun., Sept. 21 at 11:30 a.m. Visit fallhomeshow.com for more details.

PAUL SEMKULEY is principal of re:source lifestyles, an interior decorating firm combining the love of art, fashion and design, dedicated to creating beautiful, distinct and uniquely personal interiors. Focusing on fresh lifestyle-based designs, re:source lifestyles will infuse your personality and understated luxuries, to inspire you and provide the comforts to enrich your daily experience of living. For more information, visit resourcelifestyles.com.

wet. There’s nothing worse than doing a pirouette and wiping out in your new bathroom.

The tiles should also be a proper dimension – too big and they will overpower the room. Smaller-sized tiles are best kept in the wet/shower areas to contain them, so the space doesn’t look too busy.

If you’re cold after taking a bath of shower, have an under-tile heating system installed to provide additional warmth underfoot, all year round.

Wall tiles walls can be polished and be used to create a simple pattern, or larger sizes to create the illusion of full slabs of stone.

Not all the walls in the bathroom need to be tiled, either. Those that are not in a wet area, I love to use a commercial vinyl wall-covering which are mould and water resistant, and bring a different texture to the room. This is especially great to do in a condo where you may only have one bathroom, giving the space added panache and style, where it will be used as a powder room too.

Like other rooms in your home, the bathroom furniture needs to be to scale, particularly for smaller condos. A floating tub is beautiful but requires plenty of room around it, so it doesn’t look like it’s too big for the room. If it is, opt out and consider making the shower area larger, adding in a steam component, and then allowing enough room for a bench so that you can sit back relax and enjoy the benefits of steam.

I also like to design and include a vanity that is not wall to wall, both in a house or condo, so it provides balance to the room and it looks like a beautiful piece of furniture that was made purposefully for the size of the room. It should have plenty of storage and counter space, so that everything is just a single reach away.

An upgraded, decked-out bathroom can bring you peace of mind, knowing that you can get a great return on your investment when you sell, and lift your spirits and renew your senses while you live there.

Here are some additional tips for beautifying your spa-licious bathroom:

TIPS

› Vanity heights should be between 32 and 36 inches

› Sconces should be placed on either side of a mirror for best lighting; 60 to 72 inches up from the floor, and the distance between them between 36 and 40 inches.

› Towel bars mounted at a height of 48 inches

› Treat and seal natural stone tiles yearly to prevent water damage and staining

› Showerheads are best on a bar that allows the fixture to slide up and down; maximum height of the showerhead itself should be between 77 and 81 inches

› Built-in shower benches need to be 17 to 19 inches in height with a depth of 15 inches

› Clearance in front of any piece of furniture in the room is minimum 30 inches

PHOTO CREDIT Joe Saraceno


IN THE NEWS

HOWARD PARK 2 CONDOMINIUMS

from Triumph Developments, the second phase of a spectacular new condominium community in the heart of Roncesvalles Village, is now offering attractive special incentives to allow first-time purchasers to buy into a luxury building in the heart of one of Toronto’s most livable and lovable neighbourhoods.

Howard Park 2 suites feature luxurious finishes, and the stepped hillside design of this midrise project allows for large outdoor terraces on every level.

For a limited time on smaller suites, the incentive offer includes:» Free blinds, free storage locker and

free bike locker.» Flexible down payment program

with only five per cent down in 30 days, $1,000 a month until occupancy, and topped at 20 per cent upon occupancy.

With prices starting from just $241,900, Howard Park 2 offers one of the most affordable condominium values in Toronto. With sophisticated features like gas cooktops and truly innovative and unique floor plans, the 96-suite, boutique-style building also offers a full listing of amenities.

For more information on Howard Park 2 Condominiums and how to take advantage of these special new incentive offers, visit the sales office and model suite at 60 Howard Park Ave., log on to howardpark2.com or call 416.873.0989.

Exciting new incentive offered at

HOWARD PARK 2 CONDOMINIUMS

IN THE HEART OF RONCEY VILLAGE


*Own the 593 sq.ft. suite with only 5% down in 30 days, then pay $1,000 per month until occupancy. At occupancy top up to 20%. Ask sales rep for more details.

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THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOME416.626.4889

THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOME

S P E C I A L E D I T I O N

FALL 2014 EDITION FREE

HOME&CONDO

Hot marketsYOUR GUIDE ON WHERE AND WHAT TO BUY

YOUR FIRST MORTGAGEStress-test before you buy

Money senseCHECKING

OFF ALL THE COSTS – AND

OPPORTUNITIES TO SAVE!

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CHOOSE

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Marketed by International Home Marketing Group.Prices and specifications are subject to change without notice. Rendering is artist’s concept only. E. & O.E. Brokers protected.

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ZIGG WHERE TRADITIONALISTS ZAG. An intimate, new building at 223 St. Clair West.

Unique terraced design. All the hot spots moments away. Transit that keeps you connected.

Modern amenities to keep you entertained. TAKE THE FIRST STEP. REGISTER NOW.

Marketed by International Home Marketing Group.Prices and specifications are subject to change without notice. Rendering is artist’s concept only. E. & O.E. Brokers protected.

STARTING FROM THE LOW $300’S | ZIGGCONDO.CA

MADI-ZIG-A-AD-CONDOGUIDE-AUG20-F.indd 2 14-08-22 11:45 AM

CONDO PROFILE

ZIGG, a new look for Forest Hill

in an area known for its stately homes and conservative aesthetic, Zigg projects an upscale urban vibe. Madison Homes and Fieldgate Homes have chosen to bypass the

ordinary in favour of the unexpected. Along the edge of Forest Hill, on the south side of St. Clair West between Avenue Road and Spadina, surrounded by venerable buildings and traditional design, Zigg will energize the neighbourhood with a burst of contemporary architecture.

This 11-storey condominium – with 164 suites and three two-storey townhomes – will be situated on a ridge that will provide residents in the south-facing terrace suites with spectacular, unobstructed views of downtown and the lake. Looking north, there are sweeping views of the green canopied Forest Hill


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THE LUXURIOUS MAIN STREET LOUNGE IS AN ELEGANT, WELL-APPOINTED AMENITY WITH STYLISH SEATING AROUND A FIREPLACE, TELEVISION, AND KITCHEN FACILITY, PERFECT FOR LARGE AND SMALL GATHERINGS

neighbourhood. To the west, there’s the classic architecture of Timothy Eaton Church and blazing sunsets. And, to the east, tranquil sunrises and the lights of Yonge Street.

Kirkor Architects and The Design Agency have collaborated to give Zigg a modern sensibility within the confines of a timeless style. The name “Zigg” was inspired by the architectural form of a stepped pyramid of receding levels known as “Ziggurat.” The unique façade and blend of traditional and modern elements makes an unforgettable impression that is sure to turn heads.

Upon entering the two-storey lobby, you are welcomed by a glowing fireplace and the hallmarks of contemporary design. Just beyond, sophisticated amenity spaces provide multiple opportunities for entertaining, fitness and relaxation. The beautifully appointed private dining room features a kitchen, lounge and suspended fireplace. The multi-purpose party room with bar, big-screen TVs and billiard table flows into the adjacent media lounge. Take advantage of the fitness centre and the convenient pet washing station with separate street access. But, the amenities at Zigg are not confined to the ground floor.

The impressive rooftop terrace with indoor bar area is the perfect place to lounge or entertain guests against a backdrop of incredible skyline views. A variety of elevations create areas for sun bathing,

barbecuing, dining alfresco and intimate conversation are all enhanced by modern furnishings, trellis and a linear fireplace.

The residences of Zigg are the culmination of the designer’s vision. Intelligent layouts and expansive windows embrace clean lines and superior finishes to create a living environment that is the perfect marriage of comfort and contemporary design. Sleek kitchens feature designer cabinetry, integrated appliances, stone countertops and islands. Luxurious bathrooms offer soaker tubs and frameless glass shower enclosures. Zigg’s balconies and generous terraces add another dimension to gracious urban living.

All that this exceptional condominium has to offer is complemented by an extraordinary location. Be whisked away by streetcar or enjoy a short walk to either the Yonge or University subway lines. Poplar Plains Road provides the perfect bike route into the heart of the city and you have immediate access to Sir Winston Churchill Park with tennis courts, a dog park, running track and kids’ play centre. A couple of blocks away are the exclusive shops and restaurants of Forest Hill Village. The area also has some of the best schools in the city including Upper Canada College, Bishop Strachan, Forest Hill Collegiate Institute, St. Michael’s College School and De La Salle. Zigg offers one-, two- or three-bedroom suites and townhomes from the low $300’s. Choose creativity over conformity. Choose Zigg. For more information visit ziggcondo.ca.


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FINANCES

THE AVERAGE HOUSEHOLD DEBT IN CANADA HAS RISEN

FROM $72,045 LAST YEAR TO $76,140 IN 2014, with Alberta leading the way, According to BMO’s Annual Debt Report released recently. The report also details how the mix of debt – mortgages, credit cards and student loans – for households in the provinces has changed year over year.

The report, conducted by Pollara, revealed that household debt has increased in each region across Canada, except for the Prairies and Ontario. Alberta remains the province with the highest household debt, $48,698 above the national average. Alberta and BC are above the national average, while the other provinces are below.

$ Alberta has the highest household debt, Quebec has the lowest

$ Ontario and Prairies have cut household debt from last year

$ More Canadians hold a mortgage, as Millennials are entering the housing market

Other noticeable regional differences include:›› Albertans have nearly twice the average household

debt than Ontarians ($124,838 versus $67,507, respectively).

›› Atlantic Canadians took on more than $16,000 of household debt this year compared to 2013.

›› British Columbians also took on more debt – $20,745 more this year than last.

›› Those in the Prairies reduced their debt by $13,000 from last year.

Sal Guatieri, senior economist, BMO Capital Markets, notes that the booming economy of Alberta, particularly Calgary, has made the province an outlier compared to other regions. “Part of the reason household debt in Alberta is so much higher than in other provinces may be due to rapidly rising house prices, which have caused homebuyers to take on larger mortgages.”

The BMO Debt Report also reveals the type of debt Canadians have in 2014 compared to last year:›› Forty-three per cent of Canadians hold mortgage

debt, an increase of 13 per cent year over year.›› More than half of Canadians have a credit card

balance, but the number of households has dropped from 56 per cent to 52 per cent this year.

›› Student loans have remained stable, with 15 per cent of Canadian households reporting this type of debt

The rising share of households with a mortgage is partly driven by the active participation of first-time buyers, mainly young Canadians, Guatieri notes.

“It is encouraging to see Canadians are paying down credit card debt, which costs more – especially compared to today’s low mortgage rates,” notes Tony Tintinalli, regional vice-president, BMO Bank of Montreal. Tintinalli encourages Canadians to speak with a financial planner to set realistic financial goals and a budget, and put a plan in place to pay down their debt aggressively, whether by opting for a shorter amortization for those with mortgages, or by choosing a credit card with a lower monthly interest rate.

AVERAGE HOUSEHOLD DEBT

National ATL QC ON MB/SK AB BC

2013 $72,045 $47,237 $56,860 $76,970 $82,100 $89,026 $79,0892014 $76,140 $64,120 $59,805 $67,507 $68,437 $124,838 $99,834

TYPES OF DEBT

National ATL QC ON MB/SK AB BC

Credit Cards 52% 60% 46% 54% 45% 50% 58%Mortgages 43% 31% 46% 40% 38% 53% 44%Student Loans 15% 20% 11% 19% 3% 17% 10%

HOUSEHOLD DEBT UP SIX PER CENT TO $76,140 More Canadians have a mortgage, fewer with credit card debt, student loans unchanged


DEVELOPER EXCLUSIVE BROKERAGE

LIFEATPARKSIDE.COM | 905 273 9333 465 BURNHAMTHORPE RD. W. MISSISSAUGA, ON PRICES & SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. RENDERINGS ARE ARTIST’S CONCEPT – E.&O.E.

THE TIME IS NOWCONSTRUCTION IS UNDERWAY

THE TIME TO BUY IS NOW A great selection of designer suites are still available. This is your last chance for pre-construction pricing.

VISIT OUR PRESENTATION CENTRE

FOR MORE DETAILS AND TO LEARN ABOUT

OUR LIVE FREE BE FREE INCENTIVE.

Get your copy now!416.626.4889

Fall issue available September 27th.

luxury homes and condos to life

created exclusively to showcase luxury homes and condo developments, Luxury Living is the first premium magazine of its kind.

discerning shoppers will enjoy browsing sophisticated design and editorial, and most importantly, the quality selection of premium,high rise and low rise developments in the GTA.

SPRING 2014

PASTEL FASHION AND DECOR TRENDS

CATCH UP ON THELATEST MARKET NEWS

TOP DESTINATION: LONDON, ENGLAND

LuxuryLivingGTA.com

LIVING theHIGH-LIFE

with subdued elegance

LuxuryCover-04-26-14-FINAL.indd 1

14-04-16 6:21 PM

newhomeguide.ca

Brokers protected. Prices, sizes and specifi cations subject to change without notice. E.&O.E.

Keep updated by following us:

PLAZA COMMUNITIES:

MOVE IN NOWKing West - Building Now Registered65, 75, 85 East Liberty St., TorontoSales Office Located at 125 Western Battery Rd. 647.341.1731

The Tower - Building Now Registered125 Western Battery Rd., TorontoSales Office Located at 125 Western Battery Rd. 647.341.1731

York Harbour Club - Occupancy Date April 201435 Bastion Street & 38 Grand Magazine Street, Toronto Sales Office Located at 125 Western Battery Rd. 647.341.1731

NOW UNDER CONSTRUCTIONIvory on Adelaide - Occupancy Date End of 2014400 Adelaide St. East, TorontoSales Office Located at 125 Western Battery Rd. 647.341.1731

EPIC - Occupancy Date January 201548 Abell Street, Toronto Sales Office Located at 1151 Queen Street West 416.516.5848

Edge - Occupancy Date August 2014 2-6 Lisgar Street, TorontoSales Office Located at 1151 Queen Street West 416.516.5848

Musée - Occupancy Date July 2016Pre-construction Pricing 525 Adelaide Street West, TorontoSales Office Located at 125 Western Battery Rd. 647.341.1731

GRAND OPENING50 at Wellesley Station - Occupancy Date June 201750 Wellesley St. East, Toronto Sales Office Located at 50 Wellesley St. East 416.862.0888

1 Yorkville - Occupancy Date January 20181 Yorkville Ave., Toronto Sales Office Located at 162 Cumberland St. 416.519.2911

COMING SOONThe Met at Vaughan Metropolitan CentreVaughan across from the NEW TTC Subway Station

Adelaide and WidmerToronto

Presentation Centre Hours: Mon–Thurs: 12pm–6pmFri: ClosedWeekends & Holidays: 11am–5pm

PURE PASSION. PURE PLAZA. ONE OF TORONTO’S TOP CONDOMINIUM BUILDERS WITH OVER 3,200 SALES IN THE LAST THREE YEARS.

NOW OPEN

5%On signingIn 180 daysIn 270 daysOn occupancy

1 Bedroom + Den from $369,000

2 Bedrooms from $425,000

WITH MORE THAN 300 RENOVATION AND DÉCOR

SPECIALISTS at Toronto’s largest Fall Home Show, there are many innovative products and great design solutions to inspire a wide array of projects for your home. Here are a few of my Favourite Fall Finds that cannot be missed this year at the Fall Home Show, which runs from Sept. 18 to 21 at the Better Living Centre, Exhibition Place.

1 Samsung introduces the ultimate immersive viewing experience with the world’s first Curved UHD TV. It’s innovative curved design and astonishing UHD picture quality draws you into the entertainment like never before. Samsung makes every seat the best seat in the house.

2 The Artemano urban bar table is made of dark, industrial metal paired with vibrant recycled wood originally used in the construction of Indonesian fishing boats. Developed to lower an impact on the environment, the wood used is not only stunningly beautiful, it has proven durability.

1

3

3 Made in Ontario and constructed from historic sites, farms and old buildings, each Patterson’s Fine Furniture and Design Corkscrew Table is unique, one-of-a-kind, and full of character.

2

FAVOURITE FALL FINDSat the Toronto Fall Home Show

// BY TINA HOLMES

AROUND THE HOUSE

4 Discover the colours found in Fusion from Homestead House Paint Co., a new line of mineral-based furniture paint, perfect for your home decor. Delivering an exceptional matte finish, this 100-per-cent acrylic latex paint requires no priming, sanding or top coat!

4


7 Cambria welcomes six new clean, simple and sophisticated designs that provide the perfect foundation for any decor. Get the beauty of natural stone, without compromising day-to-day performance. Nevern (pictured) is inspired by the juncture of land and water and features a compelling palette of creamy taupes and browns, wisps of berry, and a subtle silver shimmer that flow together beautifully.

5 Perfect for indoor and outdoor use, Rainlite Weatherproof Candles are weatherproof and worry-free. The durable plastic shell can withstand rain and will not melt in the sun and heat. Drainage holes in the top and bottom, and rubber seals ensure your candle remains in a good condition, whatever the weather! Rainlite runs for 1,000 hours on two D batteries and features Truflame LED technology, an eight-hour timer and an optional remote for more features.

5

7

6 6 The photo mural of the Canadian Shield rock face by Artist Donn Petelka for Mural Unique measures 15 by nine ft. The mural is made of 10 strips and is pre-pasted, washable, dry strippable and reusable wallpaper mural that hangs like wallpaper and is easy to install.

ABOUT TINA HOLMESTina Holmes is the show manager for the Toronto Fall Home Show, running Sept. 18-21 at the Better Living Centre, Exhibition Place. Over 20 years in the industry make her an authority on home decor and renovation. Searching for inspiration? Find Tina on Twitter at @HomeShowsTO and @tinalovespinot, where she dishes on the hottest decor tips and trends for each season. fallhomeshow.com

8 After years of silver being the reigning accent metal of choice, now all the glitters is gold. Gorgeous and totally glamorous, gold is back with a vengeance in the world of home décor and will add sparkle to any setting. Casalife’s Gleaming Gold ceramic horse and it’s modern lines would look great in any room.

10

9 Kemf HOTflake’s heated anti-slip doormats are made of moulded rubber and melt snow and ice to protect you from slips and falls.

10 Marvelously hand woven in flexible recycled plastic with a sturdy steel frame, casalife’s Acapulco Chair combines ergonomic comfort with retro-modern aesthetic form. Its weave perfectly cradles the body offering ultimate comfort. This chair is durable for outdoor and indoor use alike. Completely transform your balcony, pool-side space or favourite room with one of these funky chairs!


IN THE NEWS

THE BANK OF CANADA HAS ONCE

again announced that it is maintaining its target for the overnight rate at one per cent. The Bank Rate is correspondingly 1 1/4 per cent and the deposit rate is 3/4 per cent.

Inflation is close to the two-per-cent target and is evolving as the Bank anticipated in its July Monetary Policy Report (MPR). Recent data reinforce the Bank’s view that the earlier pickup in inflation was attributable to the temporary effects of higher energy prices, exchange rate pass-through, and other sector-specific factors rather than to any change in domestic economic fundamentals.

The global economy is performing largely as expected. The recovery in Europe appears to be faltering as the situation in Ukraine weighs on confidence. In the United States, a solid recovery seems to be back on track, with business investment now making a significant contribution to growth. Global financial conditions remain very stimulative and longer-term bond yields have eased even further.

In Canada, stronger growth in the second quarter has brought GDP to almost exactly the level the Bank had projected in July’s MPR. Canadian exports surged in the

second quarter after a weak winter, supported notably by stronger U.S. investment spending and the past depreciation of the Canadian dollar. While an increasing number of export sectors appear to be turning the corner toward recovery, this pickup will need to be sustained before it will translate into higher business investment and hiring. Meanwhile, activity in the housing market has been stronger than anticipated. The Bank still expects excess capacity in the economy to be absorbed during the next two years.

Bank of Canada maintains

OVERNIGHT RATE TARGET AT ONE PER CENT

Activity in the housing market has been stronger than anticipated. The Bank still expects excess capacity in the economy to be absorbed during the next two years.

Overall, the risks to the outlook for inflation remain roughly balanced, while the risks associated with household imbalances have not diminished. The balance of these risks is still within the zone for which the current stance of monetary policy is appropriate and therefore the target for the overnight rate remains at one per cent. The Bank remains neutral with respect to the next change to the policy rate: its timing and direction will depend on how new information influences the outlook and assessment of risks.

The next scheduled date for announcing the overnight rate target is October 22.


DUNDAS SQUARE GARDENS

Exclusive Listing: Baker Real Estate Incorporated Brokerage. Brokers Protected. *Prices and specifi cations are subject to change without notice. Conditions apply.. See Sales Representative for details. Illustrations are artist’s concept. E.&O.E.

416-645-8575DUNDASSQUAREGARDENS.COM

Sales Centre200 Dundas Street East, Second FloorMon. - Fri.: 12-6pmSat. & Sun.: 12-5pm

SPECTACULAR SKY LOBBY • INFINITY POOL WITH BAR & LOUNGEOVER 16,000 SQ.FT. OF ROOFTOP GARDENS WITH CITY VIEWS

AN EASTON’S GROUP PRODUCTION

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CONDOS FROM

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VISIT OUR SALES CENTRE TODAY TO LEARN MORE ABOUT OUR LIMITED TIME OFFERS!

DUND 35241 Condo Guide FP Ad.indd 1 2014-08-26 9:14 AM


INDUSTRY INSIDER

10 minutes with... EASTON’S STEVE GUPTA

TORONTO’S DUNDAS STREET EAST

and Jarvis Street will soon be the site for Easton Group’s newest residential condominium building. Easton’s Group’s president and CEO Steve Gupta’s passion for developing hotel properties spans four decades. Dundas Square Gardens will rise on the spot of the eight-storey building that, according to Mr. Gupta, had a lot of wasted space, with each floor being 14 ft. high. The new condominium will accommodate a range of buyers, and will be a striking gateway to the east.

From the time he purchased a truck stop in Port Hope in the early 1970s and augmented it with a hotel and restaurants at the cusp of the explosion of highway traffic in the area, Mr. Gupta showed his penchant for timing developments wisely. Today, he continues to add hotels to his portfolio across the Greater Toronto Area and has expanded into the residential condominium market. The striking Dundas Square Gardens design includes a 47-storey tower and a 17-storey Garden Tower featuring five large rooftop gardens and terraces. This unique arrangement will inject more than one-third of an acre of green space into the heart of the city.

“We have to make the suites fairly compact for affordability,” Steve explains, “so we are providing residents with the equivalent of a backyard to enhance their quality of life. In these outdoor spaces, they will be able to read, mingle with neighbours and even host a party. It will feel like a resort hotel. In addition, the rooftop garden limits heat loss, so it is environmentally friendly.”

Mr. Gupta enlisted Page + Steele / IBI Group Architects to design his vision. “I have been working with them for 15 years, and we have a great relationship. I know what I want, and they keep drawing until I say ‘yes.’” The iconic architecture will feature a shifting white grid wrapping the façade, with balcony stacks at specific corners. “Mansoor Kazerouni did very good work translating my passion onto paper.” For similar reasons, Mr. Gupta selected Munge Leung for the interior design. “A leader is as good as his team, and I surround myself with the best people. Munge Leung did the interiors for King Blue Condominiums, which has been very well received. Their sensibilities are in line with mine.”

Those sensibilities, as well as Mr. Gupta’s real estate empire, rose from an auspicious visit to Canada from India in the early 1970s. “People told me the winters were too rough for me, that I couldn’t live here. As soon as someone says I cannot do something, I say, ‘watch me!’ I applied as a Landed Immigrant and was accepted right away. This is a beautiful country rich with natural resources, and I like the four seasons. It is a wonderful place to raise a family.”

And family means a lot to Mr. Gupta, both personally and professionally. His three daughters work for Easton’s Group: Reema is director of operations; Reetu is vice-president of sales

“If you want to look one year ahead and see results, plant flowers; if you want to look 10 years ahead, plant a tree. To have an effect 100 years down the road, educate a generation.”


and marketing and strategic development; and Shelley is executive director of finance and condo development. Mr. Gupta also has a son, Suraj, who earned the highest GMAT score in Canada and received a Governor General’s Award when he completed his studies. “I am so proud of my children, and so is my wife, Rashmi. She balances our home life and enables me to spend the time at work that is necessary for this level of success.”

The entire Gupta family lives by its beliefs, which Mr. Gupta says includes giving back to the greater community. “Last year, Reetu participated in a dance competition for the Community Foundation of Mississauga, and Shelley ran 10 kilometres to raise money for good causes.” Recently, Easton’s Group announced a donation of $1,000 to Ryerson University for every suite sold at Dundas Square Gardens, and Mr. Gupta will top up the donation to $1 million. “If you want to look one year ahead and see results, plant flowers; if you want to look 10 years ahead, plant a tree. To have an effect 100 years down the road, educate a generation. My education in math and science has served me well. The world is a university, so the more prepared we are, the better we do.”

Part of his preparation involves spiritual practices. “My family and I pray every day before breakfast. I love to spend time with them at our cottage in Muskoka, and I love what I do for a living. Work is also my worship.” As for the future for Steve Gupta companies, “We want to grow even more and help the Canadian economy. One crane in the city represents hundreds of jobs. We are building much more than residences.”

Snapshot

DUNDAS SQUARE GARDENS

DEVELOPER Easton’s Group (A Steve Gupta Company)

WHY A STEVE GUPTA COMPANY? The name Steve Gupta has come to stand for award-winning excellence in whatever brands his companies pursue. Mr. Gupta has been honoured with numerous awards for his entrepreneurship, creative vision and dedication to community service.

VALUES Across Easton’s Group’s properties, six core values work together to ensure total customer satisfaction: development, integrity, excellence, service, teamwork and respect. First and foremost, Easton’s Group and Steve Gupta uphold excellence in every aspect of development, design, construction and customer service, as well as exemplary generosity when it comes to giving back to the greater community.

MARKET NICHE Easton’s Group and Steve Gupta build for residential condominium purchasers and hotel guests who appreciate top-notch quality and customer service that goes beyond expectations.

CURRENT CONDOMINIUMS Dundas Square Gardens King Blue Condos

COMPLETED HOTELS Hilton Garden Inn Toronto City Centre Hilton Garden Inn Toronto Downtown Residence Inn Toronto Downtown Holiday Inn Toronto Yorkdale Hilton Garden Inn Toronto/Vaughan Hilton Garden Inn Toronto Airport West Mississauga Courtyard by Marriott Toronto Brampton Homewood Suites by Hilton Toronto Vaughan Springhill Suites by Marriott Toronto Vaughan Courtyard by Marriott Kingston Holiday Inn Pointe-Claire Montreal TownePlace Suites Sudbury TownePlace Suites Thunder Bay

COMING SOON TownePlace Suites Markham Courtyard Marriott Markham

TRACK RECORD Through dynamic leadership, superior quality, meticulous attention to detail and award-winning customer service, the Easton’s Group has grown into a major force in the hospitality and service industry. The firm’s current portfolio spans Ontario and Quebec, consisting of 15 hotels under the flags of Marriott, Hilton and IHG. Mr. Gupta is the only hotelier to opened three new hotels in 2009 when the country was struggling through a recession.

AWARDS Under Steve Gupta’s leadership, he and The Easton’s Group of Hotels continue to be honoured with prestigious industry awards of excellence. In 2010, Mr. Gupta became the first Canadian and the only South Asian to have won the Marriott Horizon Partnership Circle Award. He received the Queen’s Diamond Jubilee medal in 2012 and the Queen’s Jubilee Award for community service on the Queen’s 50th Anniversary in 2002. For a full list of the many accolades that he and the Easton’s Group have earned, visit eastonsgroup.com/awards/

The striking Dundas Square Gardens design includes a 47-storey tower and a 17-storey Garden Tower featuring five large rooftop gardens and terraces.


MAKE YOUR MOVE

When hiring a professional mover, you expect to have your possessions

packed and/or transported safely. It is a common expectation, also shared by your movers. However, sometimes movers may be unable to take some of your belongings onto their truck.

Federal and provincial regulations prohibit movers from transporting hazardous materials such as, but not limited to, propane canisters, flammables and gasoline cans unless they are empty of fuel, as well as paints, solvents, firearms or anything deemed to be a “hazardous material.” It is important for consumers to understand what can and cannot be moved beforehand.

Movers also establish their own guidelines. At Two Men And A Truck – Canada, it is challenging for us to secure plants on our trucks and we prefer not to move valuables such as jewelry, stocks, bonds and cash, as examples. Common sense dictates that these are items you would want to take yourself.

If you have items of extraordinary value such as paintings, sculptures and antiques, let your mover know ahead of time. The issue here is insurance, and the basic package your mover offers may not cover these exceptional goods. Although we don’t offer additional insurance to cover these at our company, we can arrange for it. You can also check with your own insurance company about covering these special items; your homeowner’s policy may have a rider for goods in transit. If it does, there’s no need to reinvent the wheel.

It is still critical to know and understand how much insurance your moving company carries. Ontario’s Conditions of Carriage, part of the Highway Act, requires movers to insure at least $0.60 per pound at a bare minimum. At Two Men And A Truck – Canada, we insure items up to $250,000, which is far higher than the minimum. We also offer replacement cost with a $250 deductible.

Extremely large items and tough-to-move items such as pianos, pool tables and massive wall units are a challenge. We do move them every day. We use a piano board that makes it easier to move a baby grand, but it is much harder to move an upright piano, which takes muscle power, heavy-duty dollies and a truck with a lift gate.

Another “rule” to be aware of if you live in a condo highrise is arranging with your property manager to reserve the elevator for the day and time of your move.

Right up front, you should determine how this process works. Let your mover know where the loading/unloading zone is, or whether they will have to walk items through the lobby to get to the elevator. The more your mover knows ahead of time, the more accurate their estimate will be.

No one likes moving day surprises – including your mover. Communication is key. Once we all know where we stand, we can work together for a successful move.

Chuck Resnick is vice-president of marketing and operations, Two Men and a

Truck Canada. twomenandatruck.ca

// BY CHUCK RESNICK

WHEN MOVING, EVERYONE WINS PLAYING BY THE RULES

Another “rule” to be aware of if you live in a condo highrise is arranging with your property manager to reserve the elevator for the day and time of your move. Right up front, you should determine how this process works.


Map is not to scale. Prices, availability, design and specifications subject to change without notice. E.&O.E.

#KIPDISTRICT

TheKipDistrict.comREGISTER NOW

WELCOMETO THESTART OFSOMETHINGNEW.URBAN STYLE ON THE WESTSIDE

CREATE YOUR OWN STORY. SUITES FROMTHE LOW $200s.

The best is yet to come atKipling and Dundas, with a new master-planned community that can keep up with you. Steps from the Kipling Subway and close to major highways, you’re well connected tothe neighbourhood’s hip bistros, trendy cafes and abundant greenspaces.

Coming Soon Fall 2014


VIEW OUR MAGAZINES ON ANY

DIGITAL DEVICEanytime, anywhere!

NEWCONDOGUIDE.COM

Now you can view all New Condo Guide magazines online using any smartphone, tablet or desktop device.

Published by

1 BEDROOM + DEN (INCLUDING PARKING)FROM THE MID $200’s.

Triumph, the exciting third phase of Valhalla in Etobicoke is now open! Two new decorated designer suites.

Incredible amenities. Spectacular views. And value that has to be seen to be believed. Be the smartest.

Be the first. It's your Triumph.

TRIUMPHCONDOS.COM 416.233.5554

*LET OUR SALES REPRESENTATIVE EXPLAIN JUST HOW THIS CAN WORK FOR YOU.

SEE THE QUALITY. VISIT OUR PRESENTATION CENTRE & MODEL SUITES 2 GIBBS ROAD

MON-THURS: 12-6PMSAT, SUN, & HOLIDAYS: 12-5PMFRIDAY: CLOSED

HW

Y 4

27

BURNHAMTHORPE RD

VALHALLA INN RD

BLOOR ST W

GIBBS RD

TH

E E

AS

T M

AL

L

SITE

SALESCENTRE

*Let our sales representative explain how this works for you. The above schedule is based on current rent of $1,400 for a 1 bed + den suite (630sq.ft.) increasing 4% per year to $1,500. Example: Suite 1906 $265,990, 20% deposit $53,198 plus $10,000 cashback from Developer, Mortgage $202,792, 3% 25yr. amortization, monthly payment $960.00 ($462 principal and $498 interest, maintenance fees $346 and realty taxes 0.85% of purchase price). Principal payment of $462 is approx. 30.8% which is the savings we refer to. Exclusive listing brokerage MarketVision Real Estate Corp. Brokers protected. Prices and specifications subject to change without notice. E.&O.E. Illustration is artist’s impression.

WHY PAY RENT WHEN YOU CAN OWN AT TRIUMPH AND

SAVE $100’s EVERY MONTH.

YOUR RENTMORTGAGE INTERESTPROPERTY TAXESCONDOMINIUM MAINTENANCETOTAL EXPENSEMORTGAGE PRINCIPAL (YOUR SAVINGS)

$1,500$498*

$188$346

$1,032$468*

UP TO $20,000 CASH BACK.

14-0608_TRIUMPH_CONDOGUIDE_FP_SEPT8_V4.pdf 1 14-09-09 9:53 AM


Visit the new real estate section on canpages.caand start looking for that special place.

Search yourfavourite neighbourhood

Find out about nearbyservices and amenities

View new construction projectsand register to get the latest info

We think fi nding a home is a lot more than simply fi nding the right property.That’s why we put you right in the middle of the search process.

IN THE MARKET FOR A

NEW HOUSE OR A CONDO?

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1 M4400-1C R1.inddRound

Job Description: Mechanical Specifications: Contact:

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Client: TD BANKDocket #: 112-LTDCICM4400Project: HOME INSURANCE MAGAZINE Ad #: M4400-1C R1

Bleed: 8.5” x 11.25” Trim: 7.5” x 10” Live: 6.5” x 9”File built at 100% 1” = 1”

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Colours: 4C Start Date: 4-30-2014 4:45 PMRevision Date: 4-30-2014 4:48 PMPrint Scale: 100%

Comments: DINING ROOM V2 Publication: Vancouver New Home Guide, Vancouver New Condo, condo Guide GTA, New Homes southern Ont, Homes

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CELEBRITY EXPERTS AND EMERGING STYLE, DÉCOR AND DIY BLOGGERS strapped on their tool belts once again for the third annual Upcycle Challenge: Stylized presented by Rust-Oleum at the Toronto Fall Home Show, where they sourced and repurposed a household item from one of the nine Habitat for Humanity GTA ReStore locations and transformed them into one-of-a-kind masterpieces in five categories: Country Rustic, Industrial, Eco Chic, Vintage Glam and A Twist of Modern.

Participants included Lindsey Gerrish (LGrecreated); Leigh-Ann Allaire Perrault (Cityline expert and colour aficionado); Janet Hamilton (Paint It Like New), Melissa Davis (designer, Catherine + Davis), Chris Palmer (designer craftsman), Antoinette Plummer (interior decorator, visual display artist and blogger), Tim Malonie (home renovator), Lisa Canning (interior stylist) and Cristina Barbosa (from the Fall Home Show team) to name a few.

“The Ultimate Upcycle Challenge: Stylized is the perfect way to draw attention to how easy it is to turn something used into something new while

STYLE FILE

Habitat for Humanity Toronto

GTA UPCYCLE CHALLENGE: STYLIZED

raising awareness for Habitat for Humanity GTA,” says Tina Holmes, Toronto Fall Home Show manager. “The creativity and talent of our Upcycle participants is truly inspiring. This year, they’ve exploited their creativity in every way they can; their only stipulation was that they must use Rust-Oleum paint in their creation.”

“This Upcycle Challenge is a great inspiration to me; it allows a chance to showcase

A Twist of Modern with a hint of Industrial, Tim Malonie found two funky chandeliers and a number of metal rods and epoxy to construct a six-seater dining table. The chandeliers are the base, supported by the metal rods, and the tabletop is made out of epoxy to resemble a glass surface.

After Before


the possibilities of what others consider useless, old and out of style, and transform it into something amazing and new. It’s a second life on an upper scale for these old relic pieces of furniture,” says Palmer.

“I’m a big supporter of re-using and re-purposing for most things, and with this challenge put on at the Fall Home Show, it brings a great deal of attention to a well-worthy charitable group.”

Each item will be posted on the Fall Home Show Facebook Page and voted on from Sept. 8 to 20. The item with the most votes will receive the grand prize of a $500 Visa card.

All items will be on display in the Habitat Humanity Exhibit Area at the Toronto Fall Home Show and up for auction on site throughout the show, which runs from Sept. 18 until Sept. 21 at the Better Living Centre, Exhibition Place.

For more information or tickets, call 1.877.715.7469 or visit fallhomeshow.com.

From an old chandelier, Lindsey Gerrish created an industrial floor lamp with a burst of light fixtures to match the bright yellow finish.

Creative engineer Chris Palmer transformed an old dresser, with it’s original manufacturing tag saying “handmade in 1969,” into a Vintage Glam dresser with mirror. Chris took it apart, stripped it down and built it back up, piece by piece. He finished it off with Winter Fog from the Rust-Oleum Transformations line and added an accent of gold paint on every raised edge to make the finish on this dresser pop that much more. The drawer interiors were painted gold and lined with a raised, paintable wallpaper.

After Before

After Before


new releases & grand openings

One Park Place, South Tower by The Daniels Corp. Now on sale and under construction at Sumach south of Dundas, the “one” place to be in downtown east. Web: DanielsOneParkPlace.com

Riva del Lago by Monarch Now open – a new boutique condo is making waves on Etobicoke’s Humber Bay waterfront. Web: MonarchGroup.net

365 Church by Menkes New release now available and construction starting soon in the heart of the action at Church and Carlton. Web: Menkes.com

Aristo at Avonshire by Tridel Elegance and luxury inspired by Parisian haute couture. The Global Style Model Suite is now open. Web: Tridel.com

Canary Park Condominiums by Dundee Kilmer Developments Grand opening continues at award-winning Canary District. Visit the new on-site presentation centre. Web: CanaryDistrict.com

90 Niagara by Fieldgate Homes Fully furnished model suite now open to view at this boutique residence of just 45 suites. Web: 90Niagara.com

CONDO WATCH

416Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to [email protected]

Islington Terrace by Tridel Coming soon to the vibrant Islington Village community. Register to stay informed. Web: Tridel.com

Blue Diamond at Imperial Plaza by Camrost Felcorp Brilliant living is coming soon to Avenue Road and St. Clair. Register now. Web: BlueDiamondCondos.ca

Wellesley on the Park by Lanterra Developments An iconic address is taking root at Wellesley between Bay and Yonge. Register to stay informed. Web: 11Wellesley.com

The Eglinton by Menkes The Eglinton is truly “Yonge” at heart. Condos coming soon to Yonge and Eglinton. Register now to stay informed. Web: Menkes.com

Residences of 488 University Avenue by Amexon Development Corp. 55-storey glass and steel tower launching soon on University Avenue. Register now to stay up to date. Web: 488University.com

previews & registrations

Beacon Condominium by Sorbara Development Group Coming this fall to North York City Centre Elevate living. Register now. Web: BeaconCondos.ca

The Kip District by Concert Properties Register now. New condo coming this fall to Kipling and Dundas. Web: TheKipDistrict.com

The PJ by Pinnacle International Live where Pearl meets John. New condos coming soon. Register today. Web: PJCondos.ca

The Barrington Condominium Flats by Lash Group of Companies Condominiums coming soon to Forest Hill. Register now for brilliant living, midtown style. Web: BarringtonCondos.com

Diva Condo by Torbel North York’s newest boutique condo is coming soon. Register now to stay informed. Web: DivaCondo.com

The Harlowe by Lamb Development Corp. Now open, artistic lofts at Queen and Bathurst. Visit the sales office and model suite today. Web: TheHarlowe.com

The HUB by Empire Communities New release of townhomes in Eglinton West. Ask about the Investment Ownership Program. Web: EmpireTheHub.com

Totem Condominium by Worsley Urban Partners Presentation centre and model suite now open! A perfect 100 on walkscore.com, stellar amenities, iconic architecture. Web: TotemCondos.com

Howard Park 2 by Triumph Developments Model suite now open. Final phase of this master-planned community in Roncesvalles Village. Only 95 residences. Web: HowardPark2.com

Smart House by Malibu/Urban Capital New release of the Corner Collection at this award-winning condo in the heart of the city. Web: SmartHouseToronto.com

Brownstones at Westown by Lindvest Discover tremendous value at Weston Road and Sheppard Avenue West. The “Astoria” model suite is open for viewing. Web: Lindvest.com

The Nest by Rockport Group Now open on St. Clair Avenue West – a sophisticated new residence at a great midtown address. Web: TheNestCondos.com

50 at Wellesley Station by Plaza New release in the thriving Yonge-Wellesley neighbourhood, conveniently located right on the subway line. Web: PurePlaza.com

SQ at Alexandra Park by Tridel Grand opening continues at a dramatic new condo in this master-planned community at Spadina and Queen. Web: Tridel.com

Dundas Square Gardens by The Easton’s Group Now open! Downtown Toronto’s main event – new condos coming soon. Web: DundasSquareGardens.ca

Harmony Village by City Core Developments Now open at Sheppard and Warden. Live in perfect harmony. Web: HarmonyVillage.ca

Watermark by Queenscorp Residences Model suites now open in the popular Long Branch community. Check them out today. Web: Queenscorp.com


Sleek design that heightens the senses and lifts the spirit. Beautifully appointed residenceswith luxe finishes and fantastic views. A glamorous centre-of-it-all location with access toNorth York Centre Subway Station, chic shopping, entertainment, dining and more.Raise the bar on luxury and style. Beacon. It’s calling you.

elevate living

releasing this november at north york city centre

releasing this november at north yorkcity centreACT NOW

YOUR OPPORTUNITY AWAITS FROM THE HIGH $200’SACT NOW. REGISTER TODAY.

beaconcondos.caEXCLUSIVE L ISTING BROKERAGE: IN2ITION REALTYRenderings are an artist’s impression. Prices and specifications are subject to change without notice. E.&O.E.

BeaconCGGatefoldFINAL:Layout 1 2014-09-05 2:24 PM Page 1


elevate living






the ultimate urban lifestyleThe massive amenities area takes up the majority of the third floor, offering residents beautiful facilities forentertaining, dining, working, working out, and just relaxing and having fun.

Why leave home when you can stay in to work out, have a massage, take a dance class, get together with friends,eat, drink, play games, take in a game, or have a party? Plus, there’s wifi throughout, so you’re always connected.

Zen Spa Lounge

Spa Treatment Room

Spa Steam Room

Spa Steam Room

Zen Spa Lounge

Zen Spa Lounge

Yoga Studio

Theatre/Movie Screening Room

Sculpting Gym

The Great Hall

The Courtyard

The Courtyard

Dining Room

The Lounge

Leisure Court

Viewing Seatwall

Relaxing Chaise Loungers

Party Lounge

Billiards/GamingLounge

The Bar

Interior Dining Room

Reflecting Water Feature


beaconcondos.ca

Sculpting Gym

Renderings and illustrations are an artist’s impression. Specifications are subject to change without notice. E.&O.E.



elevate living







elevate living






CONDO PROFILE

get downtown to Bay Street, the Eaton Centre or the Air Canada Centre. Close to major highways, traveling by car is more convenient than ever, just hop on the 401 or Don Valley Parkway/404.

Steps from Beacon are the restaurants, shops and irresistible retailers that have elevated the night life of Yonge Street. Within walking distance are Mel Lastman Square, Gibson House Museum, the Douglas Snow

rising on Yonge Street as a symbol of living well, Beacon by the Sorbara Development

Group is much more than a bright light on the landscape. It harkens a promise of livable luxury where city living truly shines.

Chic interiors, enviable amenities, comfortable spaces, and a 24-hour concierge service ensure Beacon is a place to live, work, play, shop and relax. Located at North York City Centre, Beacon offers a close-to-it-all location. Showcasing a glazed edifice, it has been designed within a series of contrasting frames that embrace the sleek 35-storey building, adding height and texture to the burgeoning city skyline.

Beacon residents will have easy access to the world. An underground walkway connects to the North York Centre subway station which makes it a breeze to

BEACON RAISES THE BARon livable luxury in North York


Aquatic Centre and the library – plus plenty of parks, green space and nearby walking trails.

The street-level podium of this thoughtfully designed mixed-use residence houses more than 15,000 sq. ft. of retail.

On the third floor are Beacon’s lavish amenities, wrapped in an atmosphere of Zen and awe, a sophisticated extension to your home that will distinguish Beacon from any other.

Spanning the gamut from recreation to relaxation is an opulent lounge with a kitchen, bar, dining area and elegant, club-style seating. Residents have a choice of billiards, the gaming lounge and a movie in the screening lounge.

TAKE YOUR YOGA MAT TO THE OUTDOOR TERRACE OR JUST MEDITATE BY THE REFLECTING POOL

Squeezing in time for fitness has never been easier with an in-house sculpting gym for cardio and weights, as well as a yoga studio. Then take it down a notch with a visit to the Asian-inspired spa area with its steam room and treatment room. Take your yoga mat to the outdoor terrace or just meditate by the reflecting pool. A barbecue, fire pit and courtyards complement outstanding outdoor living. Two guest suites offer accommodations for visitors who won’t want to leave.

Rising above is a slender tower of 372 luxury residences, raising the bar on luxury and style to become the ultimate urban lifestyle in the sky. Surrounded by Toronto’s glittering skyline, floor-to-ceiling windows offer amazing views. Designer features and finishes include gorgeous kitchens, stone countertops, soaker tubs and spacious balconies and terraces.

Suites range from cozy 488 sq. ft. one-bedrooms to 1,346 sq. ft. with two bedrooms and a den. Prices start from the high $200,000s.

The Sorbara Development Group is family-owned and managed with more than 60 years of experience in building fine homes and neighbourhoods. The company has partnered with Wallman Architects and Rafael+Bigauskas Architects, both specialists in urban design, landscape architect thincdesign, and Union 31 interior design, plus In2ition Realty and The Walsh Group to market Beacon.

For priority preview viewing of Beacon, register at beaconcondos.ca.


Brokers Protected. Rendering is artist’s concept. Prices and specifications are subject to change without notice. E.&O.E.

PINNACLEINTERNATIONAL.CATORONTO . MISSISSAUGA . VANCOUVER .

WHEN

PEARLMEETS

JOHNIt’s love at first sight. The slim build.

The witty personality.The rich possibilities of an

exciting life together. Downtown living turns a corner.

And it’s fabulous!

COMING SOON The appeal of handsome architecture. The charm of a vibrant location. Attractive, luxurious and best of all – available! Introducing PJ CONDOS, at the corner of Pearl & John, in Toronto’s Entertainment District.

FIND YOUR MATCH!Suites from the $300s

REGISTER NOW!416.596.1600 | PJCONDOS.CA


Offering North York’s Best Value1 B E D R O O M D E S I G N S

S TA R T I N G F R O M

$219,900

2 B E D R O O M D E S I G N S S TA R T I N G F R O M

$299,900

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416-636-0555 or divacondo.com*Certain terms and restrictions apply, see sales representative for details. E. & O. E. Rendering is Artist’s Concept.

• Walking distance to Downsview subway station and other amenities

• Close to Yorkdale Mall and Downtown North York

• Live close to the 572 acre Downsview Park, Canada’s largest urban park

TORB-DIV-A-AD-CONDOGUIDE-SEPT3-4.indd 1 14-09-04 1:01 PM


Grand Opening

this Fall

TORB-DIV-A-AD-CONDOGUIDE-SEPT3-4.indd 2 14-09-04 1:00 PM


FROMLOW

$300sTWO BEDONE BED

FROMMID

$200smysoulcondos.ca

GRAND OPENING

FAIRVIEW MALL DRIVE

404

401

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SHEPPARD AVENUE EAST

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SHEPPARD AVE EAST

SHEPPARD AVE EAST

DON MILLS RD

DON MILLS RD

FAIRVIEW MALL DR

FAIRVIEW MALL DR

FAIRVIEW MALL

FAIRVIEW

*$20,000 deposit available on select units and for qualified purchasers only. 20% of total purchase price minus initial $20,000 deposit due on Interim Occupancy. Additional fees and restrictions apply. Please see a Sales Representative for full

details.**Other selections available from Builder’s standards. Samples are subject to change without notice. Dimensions, specifications and materials are approximate only, may vary, and are subject to change as provided in the Agreement of

Purchase & Sale. Illustrations are artist’s concept and subject to change without notice. Promotions are limited time offers and subject to change without notice. Brokers protected. E.&O.E.

Presentation Centre245 Fairview Mall Drive,north York

Monday - thursday 1-7 pmsaturday & sunday 12-5 pmFriday Closed(416)773-1066

✔$15,000 IN UPGRADES ✔ MOvE IN wIth $1,499 x 12*

✔ FREE LOCKER

Saturday September 20th 12pm Sharp!

FAIRvIEw MALL, 401, DvP, & SUBwAY StEPS FROM YOUR

FRONt DOOR!

The party room brings people together, in style.

The lobby - A starting point, a meeting place.

I N 2 I T I O N

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This weekend let ME take you to new heights with the release of the spectacular Sky Suites. Inspiring views, exceptional designs, everything you want is here with ME at Markham and Ellesmere – condominiums, townhomes, shops and parks designed around urban excitement. Building highlights include a dramatic lobby with concierge, spectacular amenities, a Miami-inspired rooftop deck with pool, cabanas, barbeques and lounging areas. Welcome to ME Living, a lifestyle that’s all about you!

LIMITED TIME OPPORTUNITY

PLUS CASH BACK***

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meliving.ca 416.430.0003Presentation Centre: 1151 Markham RdHours: Mon-Thurs: noon-6pm, Fri.: Closed. Sat & Sun: noon-5pm*Limited time only. **On select suites. ***See Sales Representative for details. Prices and specifications subject to change without notice. Exclusive Listing Broker, The Condo Store Realty Inc., Brokerage. Brokers Protected. E. & O.E. 2014.*Renderings are artist’s concept.

SATURDAY, SEPTEMBER 20TH AT MARKHAM AND ELLESMERE

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LIVE IT UPSAVINGS*

$28,000UP TO

International Foods,

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SAT. SEPT 20TH

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Exclusive Listing Brokerage: Baker Real Estate Incorporated. Brokers Protected. *Prices and

specifi cations are subject to change without notice. Illustrations are Artist’s concept. E.&O.E.

UNDE

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ON

PHASE II AT IQ

• 1 & 2 BEDROOM CONDOS AT ISLINGTON & QUEENSWAY

• STEPS TO TTC, MINUTES TO DOWNTOWN

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R E G I S T E R TODAY FOR THE P R I O R I T Y PREVIEW SALE

AN INCREDIBLY SMART INVESTMENT!

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COMING SOON CONDOS PHASE 2

REG

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R N

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IQC2 35300 Condo Guide.indd 1 2014-08-22 11:10 AM

AUG 30 - SEP 13, 2014 NEW CONDO GUIDE 105

NEIGHBOURHOOD PROFILE // BY ANTHONY JONG

Anthony Jong is a broker at Re/Max Hallmark Realty Ltd.,

Brokerage, specializing in homes, condos and commercial properties. Email [email protected], visit

online at anthonyjong.ca or call at 416.836.2821

When I was growing up, the Toronto waterfront was a weekend destination. The

day was spent having lunch at Pier 4 Restaurant, Toronto’s first dining establishment on the harbour until it closed in 2012 after 35 years in operation. Sometimes, we would catch the ferry to the Toronto Islands for a nice afternoon stroll through the gardens. The adventure continued with a walk along the harbour ending at Queen’s Quay Terminal and Harbourfront Centre that were always bustling with people wandering through the shops and art galleries. Once a year, we would explore Ontario Place, especially during the weeks that the Canadian National Exhibition ran in August.

There were activities for everyone, but the waterfront – and Queen’s Quay in particular – was a cold and concrete valley. The area always felt like an appendage of Toronto, with the train tracks and Gardiner Expressway acting as barricades. Queen’s Quay, for all intents and purposes, was a traffic throughway that was an alternative to Lakeshore Blvd. and the last threshold between the most southerly edge of the city and Lake Ontario. Nothing seemed to be working in this area that always had so much potential.

Historically, silt deposits mostly from the erosion of the Scarborough Bluffs created finger-like extensions of land away from the lakeshore in the central area of Toronto’s waterfront. Most of the waterfront, including Ashbridges Bay to the west and the Port Lands to the east at Cherry St., were landfilled in the early 1900s. The shore was landfilled largely as a result of sewage, farm waste, and garbage dumping into the lake that raised health concerns. Since the turn of the 20th century, the central waterfront developed into a major industrial area and provided large-vessel shipping access to communities stretching from Scarborough to Mimico. The harbour we have today is a result of this industrial boom.

As the Financial District prospered after the Second World War and real estate development was taking shape in Toronto, these industries around the central waterfront slowly moved to the urban fringes, leaving behind contaminated land that was once used for oil and coal storage, waste disposal, and heavy manufacturing. It is difficult to pinpoint the start of the waterfront development, but the construction of the CN Tower in the 1970s coupled with the 1972 Canadian election to improve the central waterfront and minimize industrial use ignited the massive and ongoing change we still see today.

In November 1999, the launch of the waterfront renewal project was underway. Code-named, the Wave of the Future, it was a joint task force funded by the three levels of government to revitalize our city’s waterfront. Approximately $1.5 billion was committed to fund the transformation over the next 30 years.

EXPLORE THE BOARDWALK GARDENS AND PARKSThe redevelopment of Toronto’s extensive boardwalk is taking shape. Between Bathurst Street and the Ferry Docks, the boardwalk consists of public art, galleries, gardens, restaurants, cafes, gardens and an urban beach. The Toronto Music Garden at the foot of Lower Spadina is a three-acre garden that is designed around the “First Suite for the Unaccompanied Cello” by Bach. The garden features the annual Summer Music in the Garden – a series of free classical concerts during the summer. Bench seating is limited and an abundance of residents bring their own lawn chairs.

TORONTO WATERFRONT

Discover the new


COME SEE WHY WATERMARK IS MAKING WAVES ON THE ETOBICOKE WATERFRONT.

Immediate Occupancy • 5% Deposit • Free Parking • Locker StorageOver $40,000 in Upgrades Included in Price

Starting from $306,900

Ontario Home Builders’ Association Award Winner

The Most Outstanding Mid-Rise Building

MODEL SUITES NOW OPEN

Long

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3609 Lake Shore Blvd. W., Suite 104 Monday to Thursday 12 pm to 7 pmSaturday, Sunday & Holidays 11 am to 6 pm416.354.2221 I queenscorp.com

Presentation Centre

All prices & specifi cations are subject to change without notice. E.&O.E. All Illustrations are artist’s concept only. Brokers Protected

If sitting around soaking up the sun is your thing, make a trip to the HTO Park featuring Adirondack chairs under bright yellow umbrellas on beach sand. Adventure-seeking enthusiasts should visit the Simcoe Wavedeck – a beautifully designed boardwalk with varying waves and slopes. It is fun to walk on for all ages and makes a great Kodak moment.

As part of the ongoing efforts to revitalize the waterfront, Corktown Common officially opened in July of 2014. This 18-acre urban park is situated in the heart of the West Don Lands neighbourhood at the mouth of the Don Valley. This $27-million park is a self-contained storm system that protects the city against floods. There are approximately 700 trees, wildflowers and a rich habitat for birds, turtles and frogs at Corktown Common. The other component of the park houses a playground with splash pad, wetland, oversized grass field and amphitheatre. During the winter season, families of all ages could enjoy the toboggan hill at the base of the field.

HARBOURFRONT CENTRELocated at the heart of Toronto’s central waterfront precinct, this institution and surrounding area has undergone a complete transformation. The city has recently anchored the Harbourfront Centre with two forest-inspired public spaces, Ontario and Canada Squares, as well as an outdoor art exhibition space called the Exhibition Common.

The Harbourfront Centre is well known for its artist workshops such as glass blowing and pottery. There are year-round programs for visual arts, artist workshops, dance, theatre, live music and so much more.

The Power Plant, one of Canada’s leading public galleries of contemporary art and a key attraction within Harbourfront Centre, is also worth a visit. The gallery often features many Canadian artists as well as their international counterparts.

ROUNDHOUSE PARKEven though it is situated just north of the Gardiner Expressway, this old railway land has always fascinated me. The park is named after the John Street Roundhouse, a heritage-designated locomotive roundhouse for the maintenance of Canadian Pacific Railway trains. Now, it is home to the Toronto Railway Museum and Stream Whistle Brewing. The park also features a miniature railway and a fine collection of trains.

MARTIN GOODMAN TRAILPerhaps the masterpiece of Toronto’s waterfront is the Martin Goodman trail that spans from Woodbine Beach in the east to Etobicoke in the west. This is a paved trail divided into two sections – one for bicyclists and in-line skaters, the other for pedestrians. You can literally travel from one end of the city to the other without the disruption of vehicular traffic. You will walk or bike past most of the aforementioned destinations, and explore other ones such as the Windmill at Fort York, multiple marinas, Ash Bridges Bay, Cherry Beach, Sugar Beach, or be able to hop on a ferry to the islands.

QUEENS QUAY REVIVALThis heavy concrete throughway along the central waterfront has always been in need of a major revamp. The goal is to make Queens Quay one of the most beautiful streets in the world. There will be a new roadway constructed for vehicular traffic on the north side; meanwhile the streetcar lanes will be dedicated to the south side of the street. The Martin Goodman Trail and South Side Promenade will also be major components of the transformation of Queens Quay, making the waterfront more accessible and pedestrian friendly.


Introducing The Barrington Condominium Flats, a spectacular boutique building set in one of Toronto’s prime urban neighbourhoods at St. Clair and Bathurst. With TTC at your doorstep and steps to the St. Clair West subway (or if you wish The Underground), this is where you want to be. Cheers to your future at The Barrington!

Register today

BARRINGTONCONDOS.COM | 416.410.4444

C O M I N G T H I S S E P T E M B E R

FROMTHEMID $300’s

Prices and specifications are subject to change without notice. Images are for mood and impression only. E. & O. E.

BarringtonCondo

BRILLI A N T LI V ING OV ERLOOKING FOREST HILL

IN THE NEWS

110 NEW CONDO GUIDE MAY 24 - JUN 7, 2014

CLOUD9 IS ONE SINGULAR SENSATION Take advantage of time-limited incentives

IT’S A ONE-BEDROOM BLOWOUT AT ONE OF ETOBICOKE’S MOST ANTICIPATED

new communities! For a limited time, every one-bedroom suite at Lash Group of Companies’ Cloud9 is just $229,990.

There is much more to this powerful ownership opportunity. One plus one usually adds up to two. However, when you put enough ones together, you can end up on Cloud9! These exciting incentives include:

Cloud9 also has one unbeatable location: the TTC is right outside the door; the GO train just minutes away; Pearson Airport and the new Union to Pearson Express train are close by; the and 400-series highways, which lead off in all four directions, are easily accessible.

Surrounded by golf courses and parks, and minutes from the shopping mecca of Woodbine Centre and all its conveniences, Cloud9 offers residents the best of both worlds. Whether you stay at home or are on the go, this is one perfect address.

Now in its 60th trailblazing year, Lash Group has a proven tradition of quality workmanship, innovative design and exceptional value. They have been instrumental in transforming under-utilized neighbourhoods such as Toronto’s King West, and the St. Clair West corridor, where The Barrington Condominium Flats is their fourth area development. Their master-planned ME Living community is currently helping transform the Scarborough streetscape. Lash Group’s portfolio also includes properties in Florida.

Cloud9 is now under construction! Watch your dream get built on the live video feed at cloud9condos.ca. Get all the details about this exciting promotion and find out why Cloud9 is the one for you!

Visit the presentation centre and the stunning Tanner Hill-designed model suite at 60 Esther Lorrie Dr. from Monday to Thursday noon to 6 p.m., or weekends and holidays from noon to 5 p.m., Call 416.747.0199.

» 1% cash back» 1% in upgrades» 1 parking space = $1,000

» 1 locker = $1,000 » 1 flexible deposit (ask for details) » 1 incredible opportunity!

1 Bedroom Blowout!* Limited Time Only. Now all 1 bedrooms priced at $229,990 regardless of size or floor PLUS these amazing additional bonuses. Suites feature 6 quality appliances and spectacular city and ravine views. Enjoy exceptional Club9 rooftop deck with lounging areas, bbq’s, fitness centre, indoor party room and tanning deck. Ideally located with quick access to TTC, GO Transit, Hwy 401 and close to shops, schools and more. 1 bedroom + den, 2 bedroom and 2 bedroom + den suites also available.** Construction Well Underway.

Now Over 80% Sold.Model to View. Occupancy 2015.

ETOBICOKE’S #1 BUY

1NOW ALLBEDROOMS

THOU$ANDDOLLARPARKING1

+

ONLY

THOU$ANDDOLLARLOCKER1

AND

BACK1

1%CASH

+EASY-FLEX5% DOWNPROGRAM1

+ UPGRADE1%BONUS

Presentation Centre: 60 Esther Lorrie Dr., EtobicokeHours: Mon - Thurs: 12 - 6pm, Fri: Closed. Wknds & Hol : 12 - 5pm

cloud9condos.ca • 416.747.0199*Offer is for a limited time only and may be withdrawn at any time without notice. ** These suites are not eligible for the 1 Bedroom Blowout Program. See Sales Representative for complete details. Prices and specification subject to change without notice. Exclusive listing broker, The Condo Store Realty Inc., Brokerage. Brokers Protected. E.&O.E. 2014.

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Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

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Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

112

2 GREAT GuLF Yonge+Richmond 416-499-8883 • from $370,000 25 16K2 CONCORD ADEx FWD at Concord CityPlace 416-813-0999 • • 28-29 13F6 CRESFORD DEvELOPMENT CORP. Merton Yonge Condominiums 416-484-1900 • from $350,000 143 14E7 THE DANIELS CORPORATION High Park Condominiums 416-351-1844 • from $300,000 15 8L17 ROCKPORT GROuP The Nest 416-223-0003 • from $250,000 63 11H18 uRBAN CAPITAL RC3 416-862-0505 • • from $220,000 45 18L23 TRIBuTE COMMuNITIES The College 416-363-4800 • from $336,000 43 M1426 BAzIS INC. No1 Yorkville 416-519-2911 • from $388,000 5 15I27 THE DANIELS CORPORATION One Park Place South Tower 416-955-0559 • from $250,000 23 18K28 EMPIRE COMMuNITIES Eau Du Soleil Waterfront Condominiums 416-503-3328 • from $350,000 6-7 25B31 WORSLEY uRBAN PARTNERS Totem Condominium 416-792-1877 • from $320,000 61 15H35 MENKES DEvELOPMENTS INC. The Eglinton Yonge at Heart menkes.com • from $250,000 Insert 15E 38 EASTON’S GROuP Dundas Square Gardens 416-645-8575 • from $200,000 85 17K41 LASH GROuP OF COMPANIES The Barrington Condominiums Flats 416-410-4444 • from $350,000 109 12H42 TRIuMPH DEvELOPMENTS Howard Park 2 416-873-0989 • from $326,000 71 9L47 PINNACLE INTERNATIONAL The PJ pinnacleinternational.ca • from $300,000 99 15L48 MINTO COMMuNITIES INC. Yorkville Park mintoyorkvillepark.com • • from $390,000 49 14J48 MADISON HOMES ZIgg St.Clair West mintoyorkvillepark.com • • from $320,000 74-75 14J50 CRESFORD DEvELOPMENT CORP. VOX 416-485-3000 • from $200,000 IBC 15J52 CRESFORD DEvELOPMENT CORP. CASA 2 416-486-2272 • from $320,000 144 15L52 CRESFORD DEvELOPMENT CORP. CASA III 416-486-2272 • from $350,000 144 15L53 LANTERRA DEvELOPMENTS 11 Wellesley 416-861-1111 • from $250,000 11 15J56 STREETCAR DEvELOPMENT Riverside Square 416-466-4466 • 57 19L58 GREAT GuLF Monde 416-466-8885 • from $310,000 24 17M99 GREAT GuLF One Bloor Residences 416-922-0081 • from $540,000 24 15I126 GREAT GuLF X2 416-927-0080 • from $500,000 25 16J140 EDEN SHAW Chaz Yorkville Condos 416-922-0045 • from $300,000 31 16J140 45 CHARLES LTD. Chaz Yorkville Condos 416-922-0045 • from $300,000 31 16J149 CAMROST - FELCORP Blue Diamond at Imperial Plaza bluediamondcondos.ca • from $300,000 3 15I150 ASPEN RIDGE HOMES Studio on Richmond 647-352-7736 • from $300,000 51 15M155 LIFETIME DEvELOPMENTS The Bond Condominiums 416-546-7525 • • 17 15G171 CAMROST - FELCORP Yorkville Plaza II 416-966-3003 • • from $350,000 1 14H190 CRESFORD DEvELOPMENT CORP. 1000 Bay 416-485-3000 • from $390,000 143 15J202 BAzIS INC. E Condos 416-243-8688 • from $360,000 19 14E202 RIO CAN E Condos 416-243-8688 • from $360,000 19 14E202 METROPIA E Condos 416-243-8688 • from $360,000 19 14E215 DuNDEE KILMER DEvELOPMENTS Canary District Condominiums 416-603-7576 • from $250,000 67 18L218 MALIBu INvESTMENTS INC. Smart House 416-292-0219 • from $250,000 73 15L222 LAMB DEvELOPMENT CORP. The Harlowe 416-363-1771 • from $273,000 53 15M223 CONCORD ADEx FWD at Concord CityPlace 416-813-0999 • • 28-29 15M1 GOLDMAN GROuP & LASH DEv. CORP. 530 St. Clair Ave. West 416-868-0500 • from $344,000 12H1 GOLDMAN GROuP & LASH DEv. CORP. the rushton rushtonliving.com • from $344,000 12H3 CONCORD ADEx Quartz at Concord CityPlace 416-813-2999 • • 15M3 CONCORD ADEx Spectra at Concord CityPlace 416-813-0999 • • 15N3 CONCORD ADEx Grand Parade 2 at Concord CityPlace 416-813-0999 • 15M3 CONCORD ADEx Parade TWO Park Collection at Concord CityPlace 416-813-0999 • from $308,000 15M4 GAIRLOCH INvESTMENTS 383 Sorauren 383sorauren.com from $265,000 9L4 CENTRESTONE uRBAN DEvELOPMENTS INC. 383 Sorauren 416-588-0383 from $265,000 9L5 ONNI GROuP OF COMPANIES Garrison at the Yards 416-260-2600 • from $190,000 14N5 ONNI GROuP OF COMPANIES West Lake 416-260-2600 • from $240,000 14N5 CONCORD ADEx Newton at Concord CityPlace 416-813-0999 • 12F7 THE DANIELS CORPORATION The Parkside Collection 416-351-1844 • from $700,000 8L8 CRESFORD DEvELOPMENT CORP. NxT 2 416-977-5300 • • from $300,000 8N8 CRESFORD DEvELOPMENT CORP. NxT2/Phase Two 416-977-5300 • • from $210,000 8N8 CRESFORD DEvELOPMENT CORP. NxT at Windermere By the Lake 416-977-5300 • • from $350,000 8N9 ASPEN RIDGE HOMES vu 416-970-9500 • • from $370,000 16L10 EMPIRE COMMuNITIES The HuB 416-784-3482 • from $250,000 9F11 MENKES DEvELOPMENTS INC. Pears on the Avenue 416-323-0100 • from $382,000 14I11 MENKES DEvELOPMENTS INC. 365 Church 416-591-7700 • from $238,000 14I12 NORTH DRIvE INvESTMENT The High Park 416-670-3699 • from $300,000 8L13 STREETCAR DEvELOPMENT Trinity Lofts 416-690-2988 • from $330,000 19L14 CANALFA GROuP Liberty Place 416-537-0047 • • from $170,000 12N15 TRIDEL CORPORATION 101 Erskine 416-480-0700 • from $286,000 14D16 FREED 155 REDPATH 416-996-5428 • from $210,000 14D18 uRBAN CAPITAL River City 416-862-0505 • • from $250,000 18L18 uRBAN CAPITAL River City 2 416-862-0505 • • from $250,000 18L18 MONARCH CORPORATION Riva del Lago 416-495-3544 • from $300,000 24C19 KINGSTONE ROAD DEvELOPMENT The Glen 416-694-3333 • from $255,000 23H20 MENKES DEvELOPMENTS INC. Fabrik 416-591-7700 • from $250,000 14M20 TOWER HILL DEvELOPMENT CORPORATION 2221 Yonge 647-350-2221 • from $320,000 14E21 EASTON’S GROuP King Blue Condominiums 416-599-1355 • from $200,000 12N21 REMINGTON GROuP King Blue Condominiums 416-599-1355 • from $200,000 12N21 EASTON’S GROuP Westinghouse Lofts 416-599-1355 • from $200,000 12N21 REMINGTON GROuP Westinghouse Lofts 416-599-1355 • from $200,000 12N22 MONARCH CORPORATION Picasso on Richmond 416-495-3549 • from $400,000 14M22 TRIDEL CORPORATION Ten York 416-596-9888 • from $1020,000 12F

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Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information. 113

24 GREENPARK HOMES Axiom Condominiums 647-352-4077 • from $225,000 17L25 TRIDEL CORPORATION Spadina Queen 416-661-1949 • from $350,000 15D26 BAzIS INC. One Yorkville 416-519-2911 • from $300,000 15I28 EMPIRE COMMuNITIES Water Tower at Eau Du Soleil 416-503-3328 • from $320,000 25B29 PINNACLE INTERNATIONAL Success Tower at Pinnacle Centre 416-360-0673 • from $750,000 17M29 PINNACLE INTERNATIONAL 33 Bay Residences at Pinnacle Centre 416-925-3325 • from $375,000 17M30 TOWER HILL DEvELOPMENT CORPORATION Churchill Park Condominiums 416-966-9080 • from $900,000 13H32 MADISON HOMES The Madison 416-482-8090 • from $420,000 14E33 LAMB DEvELOPMENT CORP. Riverside Towns 416-368-5262 • from $460,000 19L34 CENTRE COuRT DEvELOPMENT Core Condos 416-598-2673 • from $220,000 16L35 MENKES DEvELOPMENTS INC. 87 Peter menkes.com • 15M 36 NEuDORFER CORPORATION Fuse Condos 416-534-4444 from $220,000 9K37 CRESFORD DEvELOPMENT CORP. Lofts 399 416-867-3999 • from $590,000 14L39 LIFETIME DEvELOPMENTS The Code thecodecondos.com • from $320,000 13H40 FERNBROOK HOMES/CITYzEN DEv. Garrison Point garrisonpoint.ca • from $250,000 13N43 K-CAP LAIRD INC. The upper House Condos in Leaside 416-425-1800 from $350,000 18D44 TRIDEL CORPORATION Alter 416-645-4599 • from $250,000 16J45 PINNACLE INTERNATIONAL Palatila Collection 416-925-3325 • from $725,000 16M46 CONSERvATORY GROuP Milan 416-928-7409 • from $520,000 15I51 TRIDEL CORPORATION Aqualina at Bayside 416-514-2710 • from $350,000 18N54 TIMES DEvELOPMENTS INC. The 500 Condos + Lofts 416-960-0606 • from $400,000 17I55 MINTOuRBAN COMMuNITIES INC. King West 416-367-5464 • from $210,000 14M55 MINTOuRBAN COMMuNITIES INC. 775 King West 416-367-5464 • from $330,000 14M57 LANTERRA DEvELOPMENTS 3018 Yonge In Lawrence Park 416-787-8882 • from $390,000 14B59 LINDvEST B Streets 416-532-6636 from $635,000 13J60 CANALFA GROuP Liberty Central by the Lake 416-537-0047 • • 12N62 PEMBERTON GROuP The uptown Residences 416-987-3500 • from $950,000 16J64 LAMB DEvELOPMENT CORP. The Brant Park 416-368-5262 • from $262,000 14M66 E-PARK DEvELOPMENT Foundry Lofts 416-531-7760 from $399,000 9I66 EMSATEC CANADA INC The Brownstones 5 416-531-7760 • from $350,000 9I66 NEuDORFER CORPORATION Brownstones 416-531-7760 • from $305,000 9I70 MADISON HOMES The upper Canada Condominium 416-489-5194 • from $1800,000 14G70 STATE BuILDING GROuP The upper Canada Condominiums 416-489-5194 • from $1.8,000 14G78 EMPIRE COMMuNITIES Schoolhouse 416-979-1333 • from $595,000 13I81 LAMB DEvELOPMENT CORP. Flatiron Lofts 416-368-5262 from $243,000 20J83 TRIDEL CORPORATION 300 Front Street West 416-217-0300 • from $324,000 15M84 TRIDEL CORPORATION Atmosphere 416-217-0300 • from $1200,000 15M85 HARHAY DEvELOPMENTS One Eleven Condominiums & Lofts 647-347-4111 • from $250,000 13M85 CARTTERA One Eleven Condominiums & Lofts 647-347-4111 • from $250,000 13M88 FERNBROOK HOMES/CITYzEN DEv. Pier 27 Waterlink 416-367-3456 • from $800,000 17N94 DHD DEvELOPMENTS Gooderham Condos at The Distillery 416-361-1322 • from $390,000 18L101 LAMB DEvELOPMENT CORP. The King East 416-368-5262 • from $435,000 18L101 HARHAY DEvELOPMENTS East Condos & Lofts 416-368-5262 • from $310,000 18L102 PLAzA King West 647-341-1731 • from $346,000 13N103 MENKES DEvELOPMENTS INC. Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 15I103 LIFETIME DEvELOPMENTS Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 15I104 ASPEN RIDGE HOMES Seventy Seven Charles Yorkville 416-203-7034 • from $2100,000 14J106 CONTExT DEvELOPMENT INC. Market Wharf 416-861-8181 • from $260,000 17M106 CONTExT DEvELOPMENT INC. Library District Condominiums 416-861-8181 • from $222,000 17M109 THE BROWNSTONE GROuP OF COMPANIES Brownstones in Davenport village 416-531-7760 from $245,000 9J109 THE BROWNSTONE GROuP OF COMPANIES Brownstones on the Park 416-531-7760 • from $260,000 9J110 GREAT GuLF Charlie 416-927-9772 • from $960,000 14M114 PLAzA Ivory On Adelaide 647-341-1731 • from $279,000 17L117 BAzIS INC. Exhibit 416-967-7778 • 14I117 METROPIA Exhibit 416-967-7778 • 14I117 PLAzA Exhibit 416-967-7778 • 14I118 PEMBERTON GROuP u Condominiums 416-546-6605 • from $750,000 15K118 PEMBERTON GROuP The urban Townhome Collection 416-546-6605 • from $1899,000 15K120 THE DANIELS CORPORATION One Park West 416-955-0559 • from $406,000 18J120 THE DANIELS CORPORATION One Park Place Condominiums 416-955-0559 • from $200,000 18J122 THE DANIELS CORPORATION Festival Tower 416-203-2020 • from $350,000 M14124 PINNACLE INTERNATIONAL The Pinnacle on Adelaide 416-596-1600 • from $350,000 15M126 LIFETIME DEvELOPMENTS x2 416-927-0080 • from $303,000 16J128 LIFETIME DEvELOPMENTS Bisha Hotel & Residences 416-637-2211 • from $274,000 16M129 CONCERT PROPERTIES 88 Scott 416-216-8588 • 17M130 TRIANGLE WEST DEvELOPMENT Art Condos 416-535-7775 • from $530,000 12N131 LANTERRA DEvELOPMENTS Riverhouse at the Old Mill 416-766-7343 • from $500,000 5L131 TRIDEL CORPORATION Two Old Mill 416-645-7022 • from $356,000 5L131 TRIDEL CORPORATION Old Mill 416-645-7022 • from $450,000 5L133 TRIBuTE COMMuNITIES RCM I on university 647-351-9247 • from $393,000 14M134 TRIBuTE COMMuNITIES Queen & Portland 416-363-4800 • from $315,000 15I135 GRAYWOOD DEvELOPMENTS 5 St. Joseph 416-928-0555 • • from $250,000 16J135 MOD DEvELOPMENTS INC. 5 St. Joseph 416-928-0555 • • from $250,000 16J136 CANDEREL/STONERIDGE DNA 3 416-929-1030 • from $220,000 12N137 ALTERRA HOMES/FINER SPACE Post House Condominium 416-964-2777 • from $350,000 16L141 BSAR LTD 12 Degrees 416-408-1200 • from $350,000 15L142 ANDRIN HOMES The Berwick 416-922-9425 from $280,000 14D148 GRAYWOOD/BEAvERHALL DEvELOPMENT The Mercer 416-597-6940 • from $350,000 15M149 CAMROST - FELCORP Imperial Plaza 416-925-2501 • from $986,000 15I151 CITYzEN Backstage on the Esplanade 416-777-2533 17M151 FERNBROOK HOMES Backstage on the Esplanade 416-777-2533 17M151 FERNBROOK HOMES vero 416-798-7070 from $250,000 17M153 uRBAN CAPITAL Tableau Condominiums 416-591-8887 • • from $450,000 15L153 MALIBu INvESTMENTS INC. Tableau Condominiums 416-591-8887 • • from $350,000 15L153 ALIT DEvELOPMENTS Tableau Condominiums 416-591-8887 • • from $350,000 15L154 TRE MEMOvIA DEvELOPMENTS Carmelina 416-423-8500 • from $325,000 23J155 LIFETIME DEvELOPMENTS The Yorkville Condominiums 416-987-3344 • • from $550,000 15G157 CASTLEPOINT/CITYzEN/FERNBROOK L Tower 416-777-2533 • from $410,000 17L162 PIANOSI DEvELOPMENTS Perspective Condos 416-242-3500 from $280,000 4H165 SORBARA GROuP thirtytwo Camden 416-860-0060 • from $240,000 14L170 STREETCAR DEvELOPMENT 8 Gladstone 416-690-9009 • from $335,000 M12171 CAMROST - FELCORP Yorkville Plaza 416-966-3003 • • from $350,000 14H173 MIzRAHI | KHALILI DEvELOPMENTS 133 Hazelton Residence 416-926-9900 • 14I175 SORBARA GROuP 210 Simcoe 416-217-0210 • from $200,000 15M179 GRAYWOOD DEvELOPMENTS Five Condos 416-928-0555 • • from $375,000 15J179 MOD DEvELOPMENTS INC. Five Condos 416-928-0555 • • from $375,000 15J184 RESERvE PROPERTIES Rise 416-546-7399 • • from $290,000 12H184 RESERvE PROPERTIES Model Suite of the Month • 12H185 PEMBERTON GROuP Neon 416-987-7878 • from $470,000 14D186 STREETCAR DEvELOPMENT The Carlaw 416-690-8588 • from $200,000 19K188 GREENPARK HOMES Allure Condominiums 416-487-7600 • from $350,000 14F189 THE DANIELS CORPORATION Cinema Tower Condominiums 416-203-2020 • from $450,000 14M191 TRI-WIN DEvELOPMENTS INC FAD Condos 416-815-1818 • from $250,000 14M192 MINTOuRBAN COMMuNITIES INC. 30 Roe 416-915-3812 • from $350,000 14D193 BuRNAC CORPORATION South Hill on Madison southhillonmadison.com • from $200,000 13I195 LIFETIME DEvELOPMENTS INDx 416-987-4639 • 16M195 CENTRE COuRT DEvELOPMENT INDx 416-987-4639 • 16M197 STREETCAR DEvELOPMENT The Carnaby 416-690-9009 • from $250,000 12M198 MENKES DEvELOPMENTS INC. Noir 416-977-8780 • from $250,000 15M 199 FIELDGATE HOMES 90 Niagara 416-981-0036 from $318,000 14O200 FREED SIxTY Colborne 416-601-0060 • from $300,000 16L200 CARTTERA SIxTY Colborne 416-598-7775 • from $300,000 16L201 SOLOTEx upper Beach Townes • 24G206 MOD DEvELOPMENTS INC. The Massey Tower 416-966-0197 • • from $320,000 16L207 RESERvE PROPERTIES 109Oz 416-531-4844 • from $300,000 12M210 CASTLEPOINT/NuMA The Sterling 416-777-2533 • • from $230,000 9L215 DuNDEE KILMER DEvELOPMENTS Canary Park Condominiums 416-603-7576 • from $250,000 18L217 TORBEL GROuP Wallace Walk 416-531-1818 • from $210,000 9L217 PEMBERTON GROuP TEN93 Queen West 416-546-6355 • from $280,000 12F217 BAYWOOD HOMES TEN93 Queen West 905-326-4100 • from $280,000 12F218 uRBAN CAPITAL Smart House 416-292-0219 • from $250,000 15L219 TAS DESIGNBuILD Duke Condos junctionlife.ca 8K220 LAMB DEvELOPMENT CORP. King Charlotte 416-368-5262 • from $416,000 15M221 LAMB DEvELOPMENT CORP. Theatre Park 416-368-5262 • from $537,000 16M FREED Thompson Residences 416-360-0600 • from $280,000 MANSOuRI LIvING The Perry 416-926-7555 • from $390,000 MENKES DEvELOPMENTS INC. Harbour Plaza menkes.com •

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114

1 CONTExT DEvELOPMENT INC. The Yorkdale Condominiums 416-781-9990 • from $170,000 69 12E1 METROPIA The Yorkdale Condominiums 416-781-9990 • from $170,000 69 12E5 LINDvEST The Brownstones at Westown lindvest.com from $330,000 103 4C7 FRAM BuILDING GROuP SOUL mysoulcondos.ca from $250,000 102 25C9 SORBARA GROuP Beacon beaconcondos.ca • from $250,000 Insert 17C14 TORBEL GROuP Diva Condo DivaCondo.com from $220,000 100-101 11C1 CONCORD ADEx Opus 416-813-2999 • • 22C2 TORBEL GROuP The Avanti Condominiums 416-636-0400 from $390,000 17C3 YYzED PROJECT MANAGEMENT vISTO vistocondos.ca from $220,000 8E3 TIFFANY PARK HOMES Westhaven 416-792-6655 • from $633,000 23G4 TRIDEL CORPORATION Hullmark Centre 416-733-2883 • from $524,000 18D4 TRIDEL CORPORATION Aristo at Avonshire 416-730-0300 • from $383,000 18D6 CONCORD ADEx Tango at Concord Park Place 416-813-2999 • • from $236,000 22C6 CONCORD ADEx Discovery at Concord Park Place 416-813-2999 • 22C6 CONCORD ADEx Discovery II at Concord Park Place 416-813-2999 • • from $210,000 22C6 CONCORD ADEx Tango2 at Concord Park Place 416-813-2999 • from $265,000 22C8 CONSERvATORY GROuP Pearl 2 Condominiums 416-512-1818 • 17C10 BAzIS INC. Emerald Park 416-221-8802 • from $188,000 17C10 METROPIA Emerald Park 416-221-8802 • from $188,000 17C10 PLAzA Emerald Park 416-221-8802 • from $188,000 17C15 EMERY CONDOMINIuMS The Essential 905-887-4888 • from $250,000 20E21 TRIDEL CORPORATION Argento 416-663-1818 • from $562,000 22E28 TRIDEL CORPORATION Alto at Atria 416-645-8866 • from $288,000 25D33 CASTLE ROYALE DEvELOPMENT The Palm Condominium Residences 416-306-1000 • from $400,000 17B37 NORSTAR GROuP OF COMPANIES Portrait Condominiums 416-282-9600 • from $300,000 13C40 MENKES DEvELOPMENTS INC. Gibson Square 416-730-9722 • from $385,000 17C50 MINTOuRBAN COMMuNITIES INC. 88 416-915-3805 • from $325,000 18C50 DEvRON DEvELOPMENTS Flo Condominiums 647-799-0356 • from $250,000 18C86 CANDEREL/STONERIDGE Aura At College Park 416-962-8688 • from $995,000 16K94 DHD DEvELOPMENTS Gooderham 416-361-1322 • from $410,000 18L95 ASPEN RIDGE HOMES Scenic on Eglinton 416-805-1781 • 23G96 ELAD CANADA Emerald City Condominiums 416-492-0001 • from $256,000 24C96 ELAD CANADA Dreamtower At Emerald City 416-492-0001 • from $248,000 24C96 ELAD CANADA Biyu Emerald City biyucondos.com • from $250,000 24C99 THE BROWN GROuP OF COMPANIES Willow Park at Bayview 416-221-6767 • from $400,000 21101 KANTIuM DEvELOPMENT Posh Condominiums 905-771-0134 • from $544,000 16A121 LIBERTY DEvELOPMENT CORP. World on Yonge 905-771-7010 • from $284,000 A18122 LANTERRA DEvELOPMENTS Treviso Condominiums 416-787-8882 • from $250,000 12F122 LANTERRA DEvELOPMENTS Treviso II 416-787-8882 • from $250,000 12F122 LANTERRA DEvELOPMENTS Treviso III 416-787-8882 • from $250,000 12F123 BRANDY LANE HOMES The Station 416-398-9777 • from $420,000 12D124 TRIDEL CORPORATION Trio at Atria 416-645-8866 from $255,000 24C125 FRAM BuILDING GROuP LIv Lofts 416-445-5638 • from $250,000 22F128 THE DANIELS CORPORATION NY Place 416-221-3939 • from $250,000 19C128 THE DANIELS CORPORATION NY2 416-221-3939 from $250,000 19C130 TRIBuTE COMMuNITIES Canterbury 647-352-2130 • • from $700,000 19F132 FRAM BuILDING GROuP/CADILLAC FAIRvIEW Flaire Condos 416-445-8868 • from $320,000 22F

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Etobicoke

Scarborough






7 GREAT GuLF One Sherway Condominiums 416-695-3535 • from $300,000 24 16G8 TRIDEL CORPORATION Islington Terrace 416-645-8862 • from $250,000 IFC & BC 23F10 LASH GROuP OF COMPANIES Cloud 9 Condominiums 416-747-0199 • from $230,000 111 22B16 CONCERT PROPERTIES The KIP District thekipdistrict.com • from $220,000 89 22G25 QuEENSCORP RESIDENCES Watermark 416-354-2221 • from $307,000 107 19D28 LIBERTY DEvELOPMENT CORP. Terrace on Danforth 416-987-7575 • from $253,000 35 2F45 EDILCAN DEvELOPMENT CORP. Triumph at Valhalla 416-233-5554 • from $199,000 91 21F46 REMINGTON GROuP Park Towers at IQ 416-253-5838 • from $170,000 105 22G71 LASH GROuP OF COMPANIES Me Condos 416-430-0003 • from $250,000 104 8D1 INSOHO DEvELOPMENTS Imagine Condos 416-367-7303 from $235,000 4F1 ESQuIRE HOMES Three Seven Condos & Lofts esquirehomes.ca • from $210,000 11D1 WINDCATCHER DEvELOPMENT CORPORATION Atwater Condos 905-271-5038 • from $280,000 12B2 HENDERSON DEvELOPMENT LIMITED Centro 416-296-1898 • from $185,000 6D2 STANTON RENAISSANCE On The Go Mimico 647-692-8417 • from $250,000 23C2 STANTON RENAISSANCE On The Go 647-692-8417 • from $250,000 23C3 DEvRON DEvELOPMENTS The Academy academycondos.com • from $220,000 10D3 LEMINE INvESTMENT GROuP The Academy academycondos.com • from $220,000 10D4 MONARCH CORPORATION Nautilus at Waterview 416-203-6636 • from $400,000 25H5 MONARCH CORPORATION The Epicurean 416-495-3530 • from $250,000 23F6 CONSERvATORY GROuP Altitude 416-321-1659 • from $230,000 25H7 MENKES DEvELOPMENTS INC. One Sherway Condominiums 416-695-3535 • 16G9 WILKINSON DEvELOPMENTS Hunt Club Terrace 416-698-3020 • 2H10 CARTTERA Cloud 9 Condominiums 416-800-0812 • from $240,000 22B11 CAMROST - FELCORP ilofts at Mystic Pointe 416-251-8888 • from $310,000 25G11 CAMROST - FELCORP California Condos 416-251-8888 • from $242,000 25G12 NATIONAL HOMES Richview 416-746-1234 • from $570,000 22E13 AvERTON HOMES Jasmine Condominiums 416-702-1234 • from $250,000 2C14 INFINITY DEvELOPMENTS Residences at The Hunt Club 416-699-1711 • from $300,000 2H15 GRAYWOOD/BEAvERHALL DEvELOPMENT Ocean Club 416-255-4663 • from $250,000 24C18 MONARCH CORPORATION Lago 416-495-3544 • from $220,000 24C20 DAvIES SMITH Eleven Superior 416-259-8882 • from $220,000 23C29 MONARCH CORPORATION Encore 416-495-3544 • 5D33 EMPIRE COMMuNITIES Beyond The Sea Star Tower Condominiums 416-979-1333 • • from $400,000 24H34 AvERTON HOMES Evolution 416-747-9691 • from $250,000 22G35 TRIDEL CORPORATION Parc Nuvo at Essex 416-231-0999 • from $456,000 22G37 AMExON DEvELOPMENT CORPORATION South Beach 416-252-3000 from $209,000 25H38 CITY CORE Harmony village Sheppard 416-493-0123 from $176,000 2C39 MONARCH CORPORATION Waterscapes 416-495-3544 • from $400,000 26H42 TRIDEL CORPORATION ventus at Metro Gate 416-293-5535 • from $314,000 4C44 TRIDEL CORPORATION West village 416-620-1887 • from $290,000 21F45 EDILCAN DEvELOPMENT CORP. One valhalla 416-233-5554 • from $239,000 21F50 PEMBERTON GROuP vivid Condos 416-239-8200 • from $277,000 23F51 ALTERRA HOMES/FINER SPACE Westwood Condominiums 416-239-9888 • from $250,000 23F55 TRIDEL CORPORATION Avani At Metrogate 416-293-5535 • from $240,000 4C56 PHANTOM DEvELOPMENTS Jade Condominiums 416-762-8818 • from $293,000 24G60 YOuR HOME DEvELOPMENTS Nature’s Path 416-745-6686 • • from $270,000 11E61 vHL DEvELOPMENTS LTD. 2150 Condos 416-750-2150 • 3E61 vHL DEvELOPMENTS LTD. Haven On The Bluffs 416-2611-9555 • from $160,000 3E62 ROYALE GRAND WOODBINE DEvELOPMENTS Lexington 416-638-8444 • from $240,000 21C65 MINTOuRBAN COMMuNITIES INC. South Shore 416-913-2136 • from $350,000 22H70 FIRST AvENuE PROPERTIES Qube Condos 647-351-7823 • from $200,000 24G

Lakeshore

Blvd W

Spadina Ave

University A

ve

Avenue Rd

Jarvis St

Dufferin

Spadina Rd

Gerard St E

Cosburn AveO'Conner Ave

Laird Dr Victoria ParkCoxw

ell Ave

Woodbine A

ve

St Clair Ave E

Don Valley

Parkway

Don V

alley

Park

way

Don V

alley

Park

way

Jane St

Keele St

Rogers Rd

Dufferin St

Vaughan RdEglinton Ave W

Eglinton Ave W

Weston Rd

Lakeshore

Blvd WQEWQEW

Landsdowne

Gardiner Expressway

1

2

1829

11

21

925

412

816

17 14

20

wate

rfro

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ron

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Toronto Waterfront

# builder Site Telephone Th* c* Price range Page finder

Attention builders - Want to add your community to our maps? need to update existing information? Please fax the details to 416-789-9554

*Th: Townhomes, c: condo

highlighted listings are advertised in this issue of condo guide. Please refer to page number for complete information.116


2 concord Adex FWD at Concord CityPlace 416-813-0999 • • 28-29 13F

58 greAT gULf Monde 416-466-8885 • • from$304,000 24 17M

1 PeMbertonGrouP ParkLakeresidences 416-769-4343 • • from$250,000 3f

5 concord Adex newton at concord cityPlace 416-813-0999 • 12f

3 concord Adex QuartzatConcordCityPlace 416-813-0999 • • 15M

3 concord Adex ParadeTWo Park collection at concord cityPlace 416-813-0999 • from$308,000 15M

4 MonarChCorPoration nautilusatWaterview- 416-203-6636 • from$400,000 25h

4 trideLCorPoration aqualinaatbaysidetoronto 416-514-2710 • 16e

5 concord Adex newtonatConcordCityPlace 416-813-0999 • 12F

6 PLazaCorP/berkLeyCoMMunity West harbour city westharbourcity.com • from$327,000 13e

7 LiFetiMehoMes Waterparkcity–neptune 416-203-3700 • 13f

8 concord Adex Panorama elite Suites at concord cityPlace 416-813-0999 • from$1,135,000 14f

8 concord Adex LunaVistaatConcordCityPlace 416-813-0999 • from$2,213,000 14f

8 concord Adex spectraatConcordCityPlace 416-813-0999 • • 14f

8 CresForddeVeLoPMentCorP. nXtatWindermerebytheLake 416-977-5300 • • from$300,000 11f

8 CresForddeVeLoPMentCorP. nXt2/Phasetwo 416-977-5300 • • from$210,000 4e

9 conServATory groUP infinityCondominiums 416-214-1988 • from$250,000 14f

11 CaMrostFeLdCorP CaliforniaCondominiums sunsetcondos.ca • from$242,000 25G

14 cAnALfA groUP Liberty on the Park condominiums 416-537-0047 • from$363,000 10F

18 FernbrookhoMes/CityzendeV. Pier 27 residences on The Lake 416-367-3456 • from$300,000 11f

18 urbanCPitaL riverCity2 416-862-0505 • from$250,000 18L

29 PinnaCLeinternationaL 33bayresidenceatPinnacleCentre 416-925-3325 • • from$375,000 17M

60 CanaLFaGrouP LibertyCentralbytheLake 416-537-0047 • 12n

wate

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A

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401

409

QEW

Horner Ave

Queensway

Ro

yal York R

d

Evans AveGardiner Expressway

Lakeshore Blvd E

Park Lawn

Mill Rd

Ran

forth

Dr

Dundas St W

Bloor St W

Rathburn Rd

Scarlett Rd

Martin

Gro

ve Rd

Albion Rd

Hu

mb

erline D

r

Finch Ave W

Rexdale Bv

Kip

ling

Ave

Isling

ton

Ave

Dixon Rd

Westway

27

25

11

16 28

20

1421815

Brampton

Torbram Rd

Goreway Dr

Dixie Rd

Bramalea Rd

McVean Dr

Clarkway Dr

Gore Rd

Bova

ird D

r.

Coun

trysid

e Dr

Airport Rd

Winston Churchill Blvd

Wan

less D

rive/

Cons

erva

tion

Dr

Embleton Rd

Sand

alwoo

d Pk

wy

Queen

St W

Queen

St W

Main St N East

Dr

Hwy 10

Stee

les A

ve W

Kennedy Rd S

McMurchy Ave SHwy 7

Torbram Rd

Goreway Dr

Dixie Rd

Bramalea Rd

McVean Dr

Clarkway Dr

Gore Rd

Bova

ird D

r.

Coun

trysid

e Dr

Airport Rd


Wan

less D

rive/

Cons

erva

tion

Dr

Embleton Rd

Sand

alwoo

d Pk

wy

Queen

St W

Queen

St W

Main St N East

Dr

Hwy 10

Stee

les A

ve W

Kennedy Rd S

McMurchy Ave SHwy 7

Mor

ning

Star

Dr

Drew

Rd

Derry

Rd E

Airport Rd

Cour

tney

Park

Dr

Brita

nnia

Rd E

Kennedy Rd Tomken Rd

Mat

heso

n Blvd

E

Eglin

ton

Ave

Brita

nnia

Rd W

Hurontario St

Matheso

n Blvd E

Cere

mon

ial D

r

Central Pkwy E

Burn

ham

thor

pe Rd

W

Rath

burn

Rd

EDu

ndas

St E

Fieldgate Dr

The Q

ueen

sway

Dixie Rd

QEW

Spea

kman

Dr

Sher

idan

Park

Dr

Trus

cott

Dr

Lake

shor

e Rd W

Roya

l Win

dsor

DrQu

een

St W

Indian Rd

Cawthra Rd

Queen

St E

Ridgeway Dr

Colonial Dr

The C

olle

geway

Erindale Station Rd

Mavis Rd

Wolfedale Rd

Winston Churchill BlvdRa

thbu

rn R

d W

Hurontario St10 Line Rd

Edenwood Dr

Derry

Rd W Millcreek Dr

Erin Mills Pkwy

Mississauga Rd

Erin Mills Pkwy

Creditview Rd

4 Line Rd

Burn

ham

thor

pe R

d W

Bronte Rd

6 Line Rd

Burn

ham

thor

pe R

d E

Dund

as St

WUp

per M

iddl

e Rd

Tremaine Rd

Nottinghill Gate

9 Line Rd

Lake

shor

e Rd

E

4 Line Rd

Spee

rs Rd

Lake

shor

e Rd W

Burloak Rd

Mac

Dona

ld R

d

Kerr St

Trafalgar Rd

8 Line Rd Ford Dr

Devon Rd

Corn

wall

Rd

Brid

ge Rd

410

401

QEW

QEW

403

401

403

25

Mississauga

11

6

10

912

Oakville

1

etobicoke Waterfront

WhitbyWaterfront

East Gwillimbury

Bradford

Uxbridge

Scugog

Lindsay

Manvers

Newcastle

Georgina Island 33

AngusLisle

Everett

Lake Scugog

Bobcaygeon

Georgina

Sunnidale

VespraWasaga Beach

Mara

Orillia

Bracebridge

Schomberg

Tecumseth and Tottenham

Adjala

MonoShelburne

King

Essa

Tosorontio

Thornbury

Lake Si

mcoe

Cannington

Barrie

Georgian Bay

Midland Tay

Oro

OshawaWhitby

Alliston,

Beeton,

Hw

y 50Keswick

400

11

11

400

400

400

48

401

48

7

69

69

93

27

27

9

910

24

89

90

oakvilleWaterfront

further north Waterfront

MississaugaWaterfront

# builder Site Telephone Th* c* Price range Page finder

Attention builders - Want to add your community to our maps? need to update existing information? Please fax the details to 416-789-9554

*Th: Townhomes, c: condo

highlighted listings are advertised in this issue of condo guide. Please refer to page number for complete information. 117


25 QueensCorPresidenCes Watermark 416-354-2221 • from$307,000 107 19d

28 eMPireCoMMunities Eau Du Soleil - Waterfront Condominiums 416-503-3328 • from$320,000 6-7 25b

1 WindCatCherdeVeLoPMentCorP. Atwater condos 905-271-5038 • from$280,000 12b

2 stantonrenaissanCe on The go 647-692-8417 • from$250,000 23c

5 unitedLands Stonebrook condominiums 905-822-8858 • from$270,000 9e

8 ChestnuthiLLdeVeLoPMent sanFranciscobythebay 905-831-3631 • • from$180,000 23J

10 PeMbertonGrouP bluwaterCondominiums 416-987-8800 • from$350,000 5J

11 MonarChCorP. WatersCaPes 416-495-3544 • FroM$390,000 insert 25C

13 GreenhiLLhoMes PrincetonManor 905-849-1818 • from$210,000 6G

14 PhantoMdeVeLoPMents JadeWaterfrontCondos 416-251-0707 • from$250,000 24G

15 GrayWooddeVeLoPMents oceanClub 416-255-4663 • from$250,000 24c

18 MonarChCorPoration riVadeLLaGo 416-495-3544 • FroM$350,000 insert 24C

20 daViessMith elevensuperior 416-259-8882 • from$220,000 23C

401401

401

4 Sidelin

e R

9 Concession

12 Sidelin

e

8 Concession

6 Sidelin

e

4 Sidelin

e

Lake Rid

ge R

Brawley Rd

Myrtle Rd W

Co

chran

e

Columbus Rd

Ash

bu

rn R

d

Halls R

d N

Co

un

try Lane7 Concession

4 Sidelin

e R

6 Concession

20 Sidelin

e

16 Sidelin

e

Central StB

rock R

d

16 Sidelin

e

Padd

ock R

d 7

Bro

ck Rd

28 Sidelin

e

30 Sidelin

e

9 Concession

24 Sidelin

e

No

rth R

d

7 Conncession

32 Sidelin

e

Whitevale Rd

32 Sidelin

e

No

rth R

d

5 Concession

16 Sidelin

e

Bro

ck Rd

Green

wo

od

Rd

Ch

urch

St N

Fifth Conces

Lakeridg

e Rd

Salem R

d

Au

dley R

d

Westn

ey Rd

N

Co

ron

ation

R Co

un

try Lane

Salem R

d

Taunton Rd E

Ro

seban

k Rd

Alto

na R

d

Wh

ites Rd

4 Concession4 Concession

Alto

na R

d

3 Concession

Fairpo

rt Rd

Dixie R

d

Liverpo

ol R

d

Major O

aks R

Valley Farm

Bro

ck Rd

Rossland Rd

Riversid

e Dr

No

tion

Rd

Bro

ck Rd

Squ

ires Beach

Rd

Sand

y Beach

Montgomery F

Highview Rd

Ap

pleview

Rd

Stroud'sGlenanna Rd

Liverpo

ol R

d

Bayl

y

Granite CourtWh

ites Rd

Rougemount D

Lake Drivew

a

Harw

oo

dA

ve

Westney Rd S

Finley

Ave

Delaney Dr

Magill Dr

Kingston Rd

Raven

scroft

Bayly St E

Tow

nlin

e Rd

Dundas St E

Au

dley R

d

Ajax-W

hitb

yTaunton Rd W

McQ

uay B

v

Rossland Rd

Gard

en St

Bald

win

St S

Tho

rnto

n R

d

Thickso

n R

d

Conlin Rd

Stevenso

n R

d

Taunton Rd W

Conlin Rd

Ritso

n R

d N

Tow

nlin

e Rd

.

Mary St N

Beatrice St

Cen

tral Park

Gran

deview

S

Adelaide Ave

King St EHarm

on

y Rd

S

Gran

deview

S

Wentworth St

Park Rd

S

Adelaide Ave

Bond St W

Cen

tre St.

Olive Ave

Bloor St.

Garrard

Rd

King St W

Rossland Rd

Ken

dalw

oo

d R

Gibb St

Manning Rd

An

derso

n St

Gard

en St

Ho

pkin

s St

Phillip Murr

Stevenso

n R

d

Park Rd

S

Bloor St

Simcoe St S

Wilso

n R

d S

Bro

ck St S

Wentworth St

Blair St

Tho

rnto

n R

d

Hen

ry StB

rock

St N

Blair St

Ced

arbro

ok T

Bald

win

St ND

uffs R

d

12

Garrard

Rd

Harm

on

y Rd

N

Wilso

n R

d N

Stevenso

n R

d

Garrard

Rd G

rand

eview S

8 Concession

Rossland/Winchester R

Church St E

7

Finch Ave

Go

rdo

n St

Sho

al Poin

t Rd

Pickering

Beach

Rd

Ch

urch

St SSpru

ce Hill

Kingston Rd

Sheppard Ave

Ritso

n R

d S

Dryden Bv

Simcoe St N

Co

chran

e St

8

City ofPickering

Town ofAjax

Town ofWhitby

Village ofBrooklin

Town ofOshawa

Daniels Erin Mills by The Daniels Corp. New landmark community coming this fall to Erin Mills and Eglinton. Register today. Web: DanielsErinMills.com

Centro Square by Liberty Development Phase 2 now previewing at this master-planned community in the heart of Woodbridge. Web: CentroSquare.ca

SkyCity by Pemberton Group Urban living is coming soon to Richmond Hill. Phase 1 is under construction, Phase 2 is now selling at Yonge and Hwy. 7. Register today. Web: SkyCityCondos.com

Pace on Main by Geranium Homes Luxury suites coming soon to Stouffville’s boutique condominium address. Register now for priority preview. Web: GeraniumHomes.com

The Anchors at Lakeview By Dunsire Developments Coming soon to Mississauga’s lake shore. Register now for the VIP preview, and to get first pick of floor plans and suites. Web: AnchorsAtLakeview.com

The Clairington by Castleridge Homes Now previewing at Tower 2. Active adult living in a park-side condo, where Woodbridge meets Brampton. Register now. Web: TheClairington.com

ArtHouse Condos By Flato Developments Construction is starting soon, where art lovers live in Markham. Visit the presentation centre and register for more information. Web: ArtHouseMarkham.com

previews & registrations

new releases & grand openings

HOT Condominium by Great Gulf Phase 3 final release now on sale at Winston Churchill and Eglinton. Web: GreatGulf.com

Varley by Tribute Communities Now open, boutique condominium residences steps from the shops, restaurants and galleries of Unionville’s Main Street. Web: MyTribute.ca

The Mark by Empire Communities/ Pace Developments Now open at Markham Road and Bur Oak Avenue. Remarkable residences. Remarkable Markham. Web: TheMarkCondos.ca

Legacy Park by Liberty Development Grand opening continues at Thornhill City Centre’s grand finale. Iconic architecture, urban suite designs and fabulous park views. Web: LegacyParkCondos.com

Pinnacle Grand Park 2 by Pinnacle International Rising tall on Mississauga’s skyline, with endless views of the lake in the distance. Brand new suites now on sale. Web: PinnacleInternational.ca

Grand Cornell Brownstones by Lindvest Now open in Markham! A new collection of stacked condominium townhomes is coming soon to the established Grand Cornell community at Ninth Line and Hwy. 7. Web: Lindvest.com

905Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to [email protected]

CONDO WATCH


IN THIS SECTION Maps and listings for new condo communities in the 905 region Builder news and the latest in condos in the 905

Your complete source for condos, lofts and townhomes in the 905 region

GTA EditionSeptember 13 - 27, 2014

The wait is finally over! Adi Developments is proud to announce LINK2, the exciting second phase of their tremendously successful community overlooking Bronte Creek Provincial Park. Be among the first to preview and purchase from the best suites and preview prices.

New 2 storey loft suites!New creekside view suites!New chic urban designs!$190’sfrom mid

REGISTER NOWAdiDevelopments.com • 905.592.2028

Prices and specificaton subject to change without notice. E. & O. E.

Exclusive Listing: Baker Real Estate Incorporated, Brokerage. Brokers Protected.

Burlington’s Most Successful CondoLaunches Much Anticipated Second Phase!COMING SOON! REGISTER NOW!

SIMPLY THE BEST.

Brokers protected. Rendering is artist’s concept. Prices and specifications are subject to change without notice. E. & O.E.

PINNACLE INTERNATIONAL.CAVANCOUVER . SAN DIEGO . TORONTO .

To Toronto

QEW

403

401 410

Eglinton Ave.

PresentationCentre

N

.tS

oira

tnor

uH

407

Prices are correct at press time and are subject to change without notice. Sq.ft. measurements are approximate. E & O E.

Life At Your Own Pace!

Boutique CondominiumResidences

from 650 to 1,517 Sq. Ft.

BILD 2014 P2G COMMUNITY OF THE YEAR

BILD 2012 HOME BUILDER OF THE YEAR

CHBA 2011 GRAND SAM AWARD WINNER

S T O U F F V I L L E

It's A Main Street Grand Opening!Nestled against a picturesque

backdrop of quaint tree-lined

streets and meticulously

maintained century homes, PACE

on MAIN brings boutique

condominium living to the heart

of Downtown Stouff ville.

In a neighbourhood alive with galleries, theatre, restaurants,

fitness, recreation and

more, this collection of 67

residences embodies the

very essence of Main

Street living.

As our Grand Opening

continues we invite you to

discover a spectacular selection of 1, 2 & 2 bedroom + den

suites with balconies • Sun-fi lled open concept fl oorplans •

Gourmet-inspired kitchens with

granite countertops • Luxuriously

appointed ensuite baths • Soaring

9’ ceilings • Hotel inspired grand

lobby • Residents’ party room and

lounge with outdoor terrace and

barbecue area •

Parking space

included • Plus

much more!

d df & b d

N

b

s

m

o

c

o

b

P

in

m

from

$314,900

Follow us:

MAIN STSALES CENTRE

SITE

FRE

EL

LN

9TH

LIN

E

LLO

YD

ST

BL

AK

E S

T

OB

RIE

N A

VE

BURKHOLDER ST

Mon to Wed: 1 – 6pm / Sat & Sun: 11am – 5pmThurs & Fri: Closed or by appointment

905-591-1071geraniumhomes.com

The Excitement Continues ...

D9-1084 POM- DPS_CondoGuide Sept## 14.indd 1 9/9/14 11:46:53 AM

CONDO PROFILE

Boutique living on Main Street,

STOUFFVILLE

geranium Homes’ new Pace on Main Condominium is resonating with buyers looking to enjoy life in the heart of

Stouffville’s lively downtown. The Main Street location is just steps to GO Transit and a few minutes’ drive north of Markham, offering easy access to Hwy. 404. “In preview sales, this boutique building with only 67 suites and four residential floors has already reached 30 per cent sold,” says Sue Webb Smith, Geranium’s director of marketing.

“Pace on Main’s residents will appreciate how close they are to everything they need. Whether they are popping out for fresh flowers, to fill a prescription or to share a meal, it’s all right at the doorstep, no need to take the car,” explains Sue.

Pace on Main’s residents and guests are greeted with a sumptuous lobby, rich with panelling, porcelain tile flooring and a dramatic chandelier. The luxurious Main Street Lounge is an elegant, well-appointed amenity with stylish seating around a fireplace, television and kitchen facility, perfect for large and small gatherings. The lounge leads onto a landscaped outdoor terrace with barbecues, dining and seating areas.


Boutique living on Main Street,

STOUFFVILLE

The beauty of living in comfort with convenience also extends to the suites, all over 650 sq. ft. in size with well-proportioned rooms. A good selection of the 17 different floor plans remains, from large one-bedroom to spacious two-bedroom-plus-den/two-bathroom designs up to 1,129 sq. ft. Every suite will have quality interior finishes, ample storage and a private balcony. One parking space is included. Prices start from the low $300,000s to the mid-$500,000s for suites on floors two through four. A limited number of penthouse suites, measuring up to 1,517 sq. ft., are individually priced.

Classic in design, residents will sit at the southeast corner of Main and Lloyd Streets. The building will have an elegant brick and stone façade with unique window treatments. Pace Credit Union, which now occupies the site, will operate in the ground floor of the new building and will front onto Main Street.

Just a stroll to the east, there’s a hub of activity in Memorial Park and the Leisure Centre has an indoor pool, fitness centre, and year-round programs. In the same pocket, cultural entertainment is offered at the Lebovic Centre for Arts and Entertainment and 19 On the Park. Also nearby, residents will find a myriad of recreation amenities as well as green space that connects with the Stouffville Conservation Area.

“Stouffville offers the charm and character of a small village, yet also has the modern amenities people look for to enhance their lives,” says Sue. “We are extremely pleased to be bringing our unique style of home building to this incredible location.”

Award-winning Geranium Homes is the housing division of Geranium Corp., and has been developing and building family communities across Southern Ontario for 36 years.

Pace on Main’s sales centre, featuring a scale model of the building and a kitchen vignette, is located at 6212 Main St. (on the north side, just east of the GO station) in Stouffville. Call 905.591.1071. Hours are Monday to Wednesday 1 to 7 p.m.; weekends and holidays 11 a.m. to 5 p.m.; closed Thursday and Friday. Visit the website at geraniumhomes.com.

“IN PREVIEW SALES, THIS BOUTIQUE BUILDING WITH ONLY 67 SUITES AND FOUR RESIDENTIAL FLOORS HAS ALREADY REACHED 30 PER CENT SOLD,” SAYS SUE WEBB SMITH, GERANIUM’S DIRECTOR OF MARKETING


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905

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Mississauga Rd

Creditview Rd

Chinguacousy Rd

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9th Line

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Colonial Dr

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Erindale Station Rd

Mavis Rd

Wolfedale Rd


Rath

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W

Hurontario St10 Line Rd

Edenwood Dr

Derry

Rd

W

Millcreek Dr

Erin Mills Pkwy

Mississauga Rd

Erin Mills Pkwy

Creditview Rd

38

4 Line Rd

Burn

ham

thor

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Bronte Rd

6 Line Rd

Burn

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Dunda

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Upper

Mid

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Rd

Tremaine Rd

Nottinghill Gate

9 Line Rd

Lake

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E

4 Line Rd

Spee

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Lake

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W

Burloak Rd

Mac

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Kerr St

Trafalgar Rd

8 Line RdFord Dr

Devon Rd

Corn

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East Gwillimbury

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Georgina Island 33

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Bobcaygeon

Georgina

Sunnidale

Vespra

Wasaga Beach

Mara

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Bracebridge

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Tecumseth and Tottenham

Adjala

MonoShelburne

King

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North

LAKE ONTARIOLAKE ONTARIO

HaldimandHaldimand

401

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CAMBRIDGE

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West Lincoln

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Niagara-on-the-Lake

Beamsville Vineland

Port Dalhousie

Lincoln

Thorold

Chippawa

Scotland

St. George

Fonthill

Fort Erie

Welland

Nanticoke

New Credit

Dunnville Port Colborne

Halton Hills

HAMILTON

ST. CATHARINES

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BRANTFORD

To LONDON

MISSISSAUGA

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15 20

Key Maps

Further West

132

905

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3 PINNACLE INTERNATIONAL The Marquee Townhomes on the Park 905-568-9000 • from $720,000 121 20K

5 AMACON PSV2 905-273-9333 • 79 18M

7 GREAT GuLF HOT 905-828-4257 • from $330,000 25 16M

15 ADI DEvELOPMENT GROuP Link2 Condos+Lofts 905-592-2028 • from $195,000 120 5M

20 CARRIAGE GATE HOMES The Berkley Downtown Burlington theberkeleycondo.com • 128 5M

30 PINNACLE INTERNATIONAL Pinnacle Grand Park 2 905-276-3981 • from $250,000 129 20L

47 THE DANIELS CORPORATION Daniels Erin Mills 905-306-6996 • from $195,000 39 17M

2 GREAT GuLF Twenty Lombard 416-499-8883 • from $492,000 16K

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4 CONSERvATORY GROuP Mirage 905-232-2400 • from $270,000 20K

8 FERNBROOK HOMES Absolute World 416-869-6057 • • from $188,000 21K

8 CITYzEN Absolute World 416-869-6057 from $188,000 21K

10 AMACON The Residences at Parkside village 905-273-9333 • from $250,000 21K

12 ALTERRA HOMES Renaissance in Olde Brampton 416-710-1010 • from $295,000 13D

14 PEMBERTON GROuP Rosedale village Golf & Country Club 905-799-5000 • • from $346,000 12E

16 vANDYK COMMuNITIES Windows on the Green 905-822-3333 from $300,000 17M

17 PEMBERTON GROuP Downtown Erin Mills Condominiums 905-630-6300 • from $300,000 6C

18 RETIREMENT LIFESTYLE COMMuNITIES Palisades on the Glen 905-820-8210 • from $290,000 17M

19 uNITED LANDS Stonebrook II 905-822-8858 • 22N

21 CASINO BAY DEv. CORP./TODDGLEN Panoramic Point at Brewery Bay 1-866-611-5525 • from $264,000 7Q

27 INzOLA GROuP Park Place 905-451-7001 • from $310,000 14G

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35 ASHLEY OAKS GROuP Emporium at Joshua Creek 905-618-0660 • from $200,000 17P

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1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26

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Ald

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Rutherford Rd

Keele St B

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Du

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Clark Ave W

Centre St

King Rd Yon

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Jefferson Sideroad

Bloomington Sideroad

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City ofPickering

Town ofAjax

Town ofWhitby

Town ofO shawa

401

401

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Key MapsEast

134

5 LINDvEST Grand Cornell Brownstones in Markham 905-294-6161 from $340,000 127 23F

6 ARMOuR HEIGHTS DEvELOPMENTS The Sorrento 289-637-1777 • from $350,000 131 13B

13 LIBERTY DEvELOPMENT CORP. Legacy Park 905-731-8302 • from $280,000 36 10G

43 GuIzzETTI DEvELOPMENTS Grand Palace 905-907-4370 • from $295,000 126 12E

44 LIBERTY DEvELOPMENT CORP. Centro Square Condos 2 905-851-8877 • from $280,000 37 4G

1 MONARCH CORPORATION Garden Court 416-495-3595 • from $400,000 16D

2 FLATO DEvELOPMENT Arthouse Condos 905-554-8722 from $200,000 22E

3 TRIBuTE COMMuNITIES varley 905-604-1477 • from $420,000 18F

4 TRIDEL CORPORATION Renaissance of Richmond Hill 416-736-9500 • from $740,000 12G

7 MINTOuRBAN COMMuNITIES INC. WaterGarden 416-915-3800 • from $254,000 11G

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14 REMINGTON GROuP The Signature Condominium 905-948-9900 • from $300,000 18F

14 REMINGTON GROuP Model Suite of the Month 905-948-9900 • from $300,000 18F

20 SOLMAR DEvELOPMENT CORP Bellaria Residences 905-417-8482 • from $240,000 7E

22 QuADRA MGT. & SCEPTRE DEvS. Renaissance Court at Woodbridge Gates 905-851-4220 • from $505,000 3G

22 WYCLIFFE HOMES Fairground Lofts 905-605-5900 • from $340,000 3G

24 LIBERTY DEvELOPMENT CORP. The Fountains 905-731-8302 • from $272,000 10F

26 RICE DEvELOPMENT Ambria 905-796-3630 • from $340,000 3F

28 CHESTNuT HILL HOMES San Francisco by the Bay 905-831-3631 • • from $200,000 22C

31 PEMBERTON GROuP Miracle at Yonge 905-709-5700 • from $280,000 12F

31 PEMBERTON GROuP Sky City 905-709-5700 • from $320,000 12F

31 PEMBERTON GROuP Sky City 2 905-709-5700 • from $320,000 12F

32 LIBERTY DEvELOPMENT CORP. Royal Gardens 905-889-9997 • from $303,000 14F

32 SIGNATuRE COMMuNITIES TAO Boutique Condos 905-597-2535 • from $200,000 14F

34 SIERRA HOMES 68 Main Street 905-305-0822 • from $250,000 22F

40 NOvA TRIMAx Allegra 905-850-6866 • from $250,000 1F

41 QuADCAM DEvELOPMENT GROuP INC vista Parc Condominiums 905-850-8883 • from $260,000 3F

45 KYLEMORE COMMuNITIES The 6th Angus Glen 905-887-9950 • 19E

46 EMPIRE COMMuNITIES The Mark 905-554-5015 • from $250,000 21E

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RenoMark™ RenovatorMember Since 2006

I AM

I BUILD RELATIONSHIPS.


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resource sectionYOU LOVE THE CONDO, SEE WHAT YOU CAN AFFORD!

Compare mortgage rates for your best deal

Calculate your mortgage payments using the mortgage payment calculation chart

HOMEBUYERS’ HELP

condo buyers’


Calculate your mortgage payments

01 Determine the appropriate five-year fixed mortgage rate, which is easiest to qualify for.

02 Look down the left column of the table on the opposite page to find the rate (rounded to the nearest 1/4 per cent).

03 Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time homebuyers).

04 At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.

interest rate

EXAMPLE: 5%

chart figure

5.82

mortgage amount ÷ 1,000

125 (mortgage amount $125,000)

monthly payment

$25 YEARS

amortization period

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

Follow these steps to see if you’ll qualify for a mortgage on your dream condo

HOMEBUYERS’ HELP


2.50% $666 $529 $448 $394

2.75% $678 $541 $461 $407

3.00% $690 $554 $473 $421

3.25% $702 $566 $486 $434

3.50% $714 $579 $499 $448

3.75% $726 $591 $513 $461

4.00% $738 $604 $526 $476

4.25% $750 $617 $540 $490

4.50% $763 $630 $553 $504

4.75% $775 $644 $567 $519

5.00% $788 $657 $582 $534

5.25% $801 $671 $596 $549

5.50% $814 $684 $610 $564

5.75% $827 $698 $625 $579

6.00% $840 $712 $640 $595

6.25% $853 $726 $655 $611

6.50% $866 $741 $670 $626

6.75% $880 $755 $685 $642

7.00% $893 $769 $700 $659

Table provided by Calum Ross, owner, president and principal broker at Calum Ross Mortgage. He can be reached at 416.410.9905, [email protected] and calumross.com

% Amortization Periods

INTEREST RATES

15 YEARS

20 YEARS

25 YEARS

30 YEARS

Mortgage payment calculation chart


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INSIDE THIS ISSUE

THINK RESALE WHENCONSIDERING UPGRADES

UNDERSTANDING YOURMOVING CONTRACT

THE 2014 TORONTOFALL HOME SHOW

Mattamy offers excellent locations for

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001 NHGTA-Cover-09-06-2014-TL-FIN.indd 1 14-08-29 12:42 PM7.5" x 10.5" OBC



COMING SOON

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North of Finch

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$200,000’s*

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BUYING & SELLING AN INVESTMENT CONDO

EXPLORING TORONTO’S WATERFRONT


DESIGNER ADVICE: THE LOOK OF LUXURY

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HOMEBUYERS’ HELP

CHARTERED BANKS Variable 6 Months 1 Year 2 years 3 years 4 years 5 years

ATB Financial 2.7 4 2.94 2.89 2.99 3.04 3.29

6.30op 6.30op 6.50op

Alterna Svgs/Alterna Bk 2.6 4 2.98 2.98 2.98 2.94 3.19

6.30op 6.30op

Bank of Montreal 3 4 3.14 3.04 3.85 4.39 3.29

6.30op 6.30op

Bank of Nova Scotia 2.6 4.55 3.29 2.97 3.44 2.89 3.09

6.45op 6.50op

Canadian Western Bank 4 3.14 3.04 3.75 4.39 4.99

6.45op 6.30op

CFF Bank 3.69 3.75 2.59 3.79 3.04

CIBC 3 2.99 2.79 3.65 2.89 4.99

6.70op 6.35op

ICICI Bank Canada 3.05 3.15 3.65 3.64 3.69 3.89

Manulife Bank 2.7 4.45 3 3.05 3.1 3.14 3.19

3.50op

National Bank n/a 4.4 3.14 3.04 3.75 2.95 3.39

6.70op 6.70op

President’s Choice Financial 3 2.94 2.84 2.89 4.44

Royal Bank 3 3.14 3.04 3.75 4.54 4.94

6.30op 6.30op

TD Canada Trust 3 3.09 2.34 3.44 3.94 4.79

6.30op

Tangerine 3 3.19 3.24 3.49 3.69 3.79

TRUST COMPANIES

Community Trust n/a 6.5 3.14 3.25 3.95 4.74 4.99

Concentra Financial n/a 5 2.99 3.04 3.44 3.94 4.79

6.70op 6.30op

Effort Trust n/a 4.45 3.45 3.6 3.7 4.6 4.95

6.30op 6.30op

Home Trust Company 2.5 3.95 2.89 2.89 2.79 2.94 2.99

Investors Group Trust n/a 4.2 3.14 3.14 3.75 4.64 4.99

6.50op 6.30op

MTCC 2.6 4.55 3.29 2.97 3.44 2.89 3.09

6.4 5op 6.50op

OTHER FINANCIAL INSTITUTIONS

Airline Financial C.U. 4 3.01 3.1 3.33 3.65 3.99

6.25op

Comtech Credit Union 2.95 6.2 2.99 3.25 3.29 2.99 3.09

6.40op 6.30op

First National Fin. LP 3.95 2.99 2.34 2.69 2.77 3.09

FirstOntario C.U. 2.6 3.09 3.14 3.29 2.84 3.19

6.34op 6.34op

IC Savings 3.05 2.99 2.99 3.39 3.39

London Life n/a 4.2 3.14 3.14 3.75 4.64 4.99

6.50op 6.30op

Luminus Financial 2.7 2.95 2.3 2.8 2.85 3.05

6.30op

MCAP 2.55 3.6 3.95 4.35 4.89 5.14

Meridian Credit Union 2.75 4 3.09 2.65 3.65 3.29 3.19

6.30op

Parama Credit Union 2.85 2.85 3.05 3.15 3.25 3.4

3.00op

Steinbach Credit Union 2.5 2.65 2.8 2.9 2.95 3.1

Compare mortgage rates for your best deal

Notes **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLESeptember 14, 2014. Prepared By Fiscal Agents Financial Information Services 905.844.7700


45 Charles Ltd. - Chaz Yorkville Condos 31

ADI Development Group - Link2 Condos+Lofts 120

AMACON - PSV2 79

Amexon Development Corporation - The Residence of 488 University Avenue 47

Armour Heights Developments - The Sorrento 131

Aspen Ridge Homes - Studio on Richmond 51

Bazis Inc. - E Condos 19

Bazis Inc. - No1 Yorkville 5

BILD - Promo 135

Camrost - Felcorp - Blue Diamond at Imperial Plaza 3

Camrost - Felcorp - Yorkville Plaza II 1

Canpages - Promo 92

Carriage Gate Homes - The Berkley Downtown Burlington 128

Chinese Home & Condo Guide - Promo 130

Concert Properties - The KIP District 89

Concord Adex - FWD at Concord CityPlace 28-29

Context Development Inc. - The Yorkdale Condominiums 69

Cresford Development Corp. - 1000 Bay 144

Cresford Development Corp. - CASA 2 144

Cresford Development Corp. - CASA III 144

Cresford Development Corp. - Merton Yonge Condominiums 143

Cresford Development Corp. - VOX IBC

Digital Device - Promo 90

Dundee Kilmer Developments - Canary District Condominiums 67

Easton’s Group - Dundas Square Gardens 85

Eden Shaw - Chaz Yorkville Condos 31

Edilcan Development Corp. - Triumph at Valhalla 91

Empire Communities - Eau Du Soleil Waterfront Condominiums 6-7

Family of magazines - Promo 140

Fram Building Group - SOUL 102

Geranium Homes - Pace on Main 122-123

Great Gulf - HOT 25

Great Gulf - Monde 24

Great Gulf - One Bloor Residences 24

Great Gulf - One Sherway Condominiums 24

Great Gulf - Pace 25

Great Gulf - X2 25

Great Gulf - Yonge+Richmond 25

Guizzetti Developments - Grand Palace 126

Home + Style Studio Tour and Sale - Promo 44

Lamb Development Corp. - The Harlowe 53

Lanterra Developments - Riverhouse at the Old Mill 11

Lash Group of Companies - Cloud 9 Condominiums 111

Lash Group of Companies - Me Condos 104

Lash Group of Companies - The Barrington Condominiums Flats 109

Liberty Development Corp. - Centro Square Condos 2 37

Liberty Development Corp. - Legacy Park 36

Liberty Development Corp. - Terrace on Danforth 35

Lifetime Developments - Lifeline Charity 42

Lifetime Developments - The Bond Condominiums 17

Lindvest - Grand Cornell Brownstones in Markham 127

Lindvest - The Brownstones at Westown 103

Luxury Living Magazine - Promo 80

Madison Homes - Zigg St.Clair West 74-75

Malibu Investments Inc. - Smart House 73

Menkes Developments Inc. - Corporate Insert

Menkes Developments Inc. - Model Suite Of The Month 136

Menkes Developments Inc. - The Eglinton Yonge at Heart Insert

Metropia - E Condos 19

Metropia - The Yorkdale Condominiums 69

Minto Communities Inc. - Yorkville Park 49

Monarch Corporation - Corporate Insert

Pemberton Group - Corporate 8-9

Pinnacle International - Pinnacle Grand Park 2 129

Pinnacle International - The Marquee Townhomes on the Park 121

Pinnacle International - The PJ 99

Plaza - Corporate 81

PRK Developments - University Suites 30

Queenscorp Residences - Watermark 107

Remington Group - Park Towers at IQ 105

Rio Can - E Condos 19

Rockport Group - The Nest 63

Sorbara Group - Beacon Insert

Streetcar Development - Riverside Square 57

T.D. Bank - Corporate 93

The Daniels Corporation - Daniels Erin Mills 39

The Daniels Corporation - High Park Condominiums 15

The Daniels Corporation - One Park Place South Tower 23

Torbel Group - Diva Condo 100-101

Tribute Communities - The College 43

Tridel Corporation - Islington Terrace IFC & BC

Triumph Developments - Howard Park 2 71

Urban Capital - RC3 45

Worsley Urban Partners - Totem Condominium 61

Your First Home & Condo - Promo 72

index of advertisers

142 new Condo Guide september 13 - 27, 2014

M E R T O N Y O N G E T O W N H O M E S

view

StyliSh CondoMiniUMS & townhoMES FiniShEd with ExCEptional UpgradES.Midtown living at its very best! MYC is located at Yonge & Merton, just steps to the subway, parks, trails and trendy Yonge Street boutiques and cafes. Outdoor amenity spaces furnished with Andrew Richard Design and interior spaces furnished by Italian label, Lema. It’s your life, your style, your way.

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EGLINTON

DAVISVILLE

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BLOOR

PRESENTATIONCENTRE

ROSEDALE

EGLINTON

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MERTON

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liVE. hErE. now.1815 yongE St.

eXplore in 4d

MYCC 34250 Condo Guide Ad.indd 1 2014-06-10 8:58 AM

FASHIONED BY CRESFORD.

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INTRODUCING THE SPECTACULAR NEW CRESFORD CONDOMINIUM GALLERY IN YORKVILLE FEATURING AN EXCLUSIVE HERMÈS-FURNISHED MODEL SUITE. NOW SHOWCASING 3 SIGNATURE CRESFORD COMMUNITIES.

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EXPLORE IN 4D

PARKING AT REAR

YON

GE

ST.

BA

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AV

EN

UE

RD

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GLOUCESTER ST.

CHARLES ST. E.

BLOOR ST. E.

CONDOMINIUMGALLERY

N

CRES 34506 Condo Guide.indd 1 2014-06-25 4:30 PM

L I V E

O U T

L O U D

The shopping. The dining. The subway steps from your door. Minutes to U of T and Ryerson. Amenities furnished with Diesel Living.

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VOXX 35581 Revised Condo Guide Ad.indd 1 2014-09-05 3:06 PM

6.875” x 10.5” IGF 7.25” x 10.5” IFCfold

tridel.com

COMING SOON TO BLOOR & ISLINGTON

*Prices and specifications are subject to change without notice.Illustrations are artist’s concept only. Building and view not to scale. The rendering has been visually enhanced to better represent the architecture of Islington Terrace. The buildings located at 50 Cordova Ave. and 24 Mabelle Ave. have been removed. Sources from TTC. Times may vary depending on TTC route schedules. The following Islington Terrace amenities spaces will not be complete or available for use at the time of Tower 1 occupancy. Swimming Pool, Basketball Court, Party Room, Dining Room, Games Room, Children’s Play Room, Theatre, Outdoor Lounge, Splash Pool, Sundeck and Children’s Outdoor Play Zone. These amenities will be provided upon completion of futures phases of the development. Specifications subject to change without notice. Retail services and names are for illustrative purposes only and are subject to change. Tridel®, Tridel Built for Life®, Tridel Built Green. Built for Life.® are registered trademarks of Tridel and used under license. ©Tridel 2014. All rights reserved. E.&O.E. September 2014.

Facebook.com/Tridel Twitter.com/Tridel


PRESENTATION CENTRE


NORTH YORK

North of Finch

PRICES

SUITES FROMTHE MID

$200,000’s*

[email protected]

CONTACTUS

PHONE416.645.8862

WEB TRIDEL.COM

Steps to the subway

Steps to Islington Subway Station.Find your connection at Islington Terrace. Surrounded by stately residential neighbourhoods, the Islington Station at Bloor Subway is moments from QEW and Hwy 427. Islington Terrace is destined to become the defi ning statement on Etobicoke City Centre’s skyline.

Choose from 1 bedroom, 1 bedroom + den, 2 bedroom, and 2 bedroom + den suites.

Register now at tridel.com

Retail Terrace

Party Room

Islington SubwayPoolLobby


7.5" x 10.5" OBC



COMING SOON

PRESENTATION CENTRE


NORTH YORK

North of Finch

PRICES

SUITES FROM THE MID

$200,000’s*

Steps to the subway

CONTACTUS

PHONE416.645.8862

WEB TRIDEL.COM

[email protected]

fold

6.875" x 10.5" OGF7.25" x 10.5" OFCfold

tridel.com

COMING SOON

COMING SOON


gta new condo guide, sept 13, 2014

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