homefinder leeds & grenville dec. 8th
DESCRIPTION
Bi-Weekly Real Estate PublicationTRANSCRIPT
FREE TAKE ONEVol. 2, #8 Dec. 8th to Dec. 22nd, 2011Tel.: 613.925.5538 Toll Free: 1-877-935-7503 Email: [email protected] Website: www.HomefinderWeekly.com
Leeds & Grenville
Donna Brewer BrokerDirect: 613-342-8860
Office: 613.345.2121Toll Free: 877.311.2121
Fax: 613.345.0680
[email protected] • www.century21.ca/donna.brewer
TOWNSMAN LTD.BROKERAGE
Independently Owned & Operated
"Working together - we 'll find the home that fulfills your present dream"
Cornwall: 613.935-7503Prescott: 613.925.5538Toll Free: [email protected]
Beyond Success,
There is Infinity...
For ALL yourprinting needs
Business Cards - PostcardsFlyers - and more!
Rates are moving! Don't get left behind!Pre-Approvals - Electronic Approvals - Mobile Services
CALL NOW - Tel: (613)930-2592EMAIL: [email protected]
SERVING EASTERN ONTARIO SINCE 1991 UPPER CANADA MORTGAGE #10128
715 King Street East Gananoque
Independently owned and operated
Stay with us two nights, Fri. & Sat. Dec 23rd & 24th Or Sat. & Sun.Dec. 24th & 25th. One indoor room (2 queen beds (for four people)
• 1 hour SPA treat for family• Bottle of our house wine upon arrival in your room
• One Dinner for 4 in our Good Time Charly’s restaurant• Breakfast for 4 for two mornings.
Limitless enjoyment of our indoor pool, hot tub, squash courts,(one of the squash court Can be used as basketball court.
(patio of your room to look out and to get a fresh breath of air).
Celebrate Christmas holidays with fun and style
COUNTRY SQUIRERESORT, GANANOQUE
The World's Biggest Hotel Family®
All of the above for $249.95 plus taxes
Francine MenardSales Representative
304 Colonnade Dr, Kemptville
Bringing You 18 Years Of Real Estate ExperienceOffice: 613-258-1990 • Toll Free: [email protected] • www.royallepagegale.com
Direct: 613-658-2233
$$338899,,990000
MLS #8
1327
7
$$115599,,990000
MLS #8
0953
6
4732 County Rd. 18, PrescottCustom-built built home, 30acres, private setting, well-designed 4 bedrooms,
3 bathrms, over 3000sq.ft.,exceptional features, hard-wood, fireplace, encl porch
IMPRESSIVE
1 Mary St., Crysler3 bedroom 1.5 storey homeplus 1 bedroom apartment oncorner lot. Spacious kitchenmahagony cabinets, new
counter top, laminate flooring,main flr laundry/powder rm!
$$115599,,990000
MLS #8
0863
4
$$112299,,990000
MLS #8
0592
9
347 McAuley Rd., Prescott4 bedrooms, multi-level homefeatures open-concept livingarea, hardwood floors through-out including bedrms, nicelylandscaped, interlock, nat. gasheating, well-maintained!
11 South Street,Spencerville
4 bedrooms, 2 bathrooms 1.5 storey home features
galley kitchen, 12’x11’ diningrm, main flr laundry, hardwoodfloors, enclosed porch, forced
air propane heating. Affordable living!
2518 County Rd 21,Spencerville
Nicely landscaped 1 acre lot,1600 sq.ft. bungalow, detached carport ! Many recent updates, hardwoodfloors, oak railing, roof,
4 piece bathroom plus main flr sunken family room!
$$116699,,990000
4187 Bisseltown Rd., Algonquin1.5 storey home, 4 bedrooms,spacious kitchen with walk-inpantry, laminate flooring,
spacious bathroom, ceramictiles, newer forced air propane
furnace and newer roof!$$119944,,550000
MLS #8
0563
8
Bonnie Tackaberry
Sales Representative
Toll free: 1-866-487-0077 • www.prescotthomes.ca • [email protected]
111 King St. E. PrescottPhone: 613-925-0505
10781 City Rd. 2 IroquoisPhone: 613-652-2222
Thinking about Buying or Selling a property? Call Bonnie!
1350 Millwood AveImmaculate 6yr old 3 bedrm North end home.
Above grnd pool and fenced yard. MLS # 812975
$289,900
3622 Maple Ave, PrescottRural 2 bedroom home with attached garage.
Lots of potential. MLS # 813417
$107,000
2 Linton, JohnstownOutdoor Oasis with inground heated pool. Largewell-kept family home in Johnstown subdivision.
MLS # 811641
$259,900
9 Albert St. JohnstownGorgeous NEW 3 bedroom 2 bath home.
Cherrycupboards, hardwood and ceramic floors. Tarion Warranty. MLS # 805477
$305,000
NNEEWW PPRRIICCEE!!
NNEEWW PPRRIICCEE!!
111 King St. E. Prescott Phone: 613-925-050510781 City Rd. 2 Iroquois Phone: 613-652-2222Brandon Stone
Sales Representative
Toll free: [email protected]
Prescott Properties!
“Visit our website to view photos & more details!” www.mouse2yourhouse.com
453 ANN STREET - $149,900Updated Home with Furnishings - MLS# 814606
RESIDENTIAL
3608 COUNTY ROAD 2 - $189,900High Traffic Commercial/Office Building - MLS# 799609
COMMERCIAL
498 JESSUP STREET - $39,900Great Corner Lot to Build a New Home - MLS# 793754
LOT
22 HHOOMMEEFFIINNDDEERR WWEEEEKKLLYY Reference Guide Inc. Brockville/Leeds & Grenville 1.877.935.7503 www.homefinderweekly.com December 8th to December 22nd, 2011
BAMBI MARSHALL Sales RepresentativeDirect: 613-498-6393 [email protected]
6 SPENCER STREET, SPENCERVILLE
4 bedroom, 1.5 bath - with mainfamily room, large eat in kitchen 12 min to Kemptville or 12 min to
Prescott. MLS# 070170104003301
601 TOWNLINE ROAD, SMITHS FALLS
3 bed,2 bath a/g pool and largelot 5 min to Smiths Falls and
20 min to Brockville.MLS# 080182404901011
162 TEMPERANCELAKE ROAD
(REAR OF YONGE & PESCOTT)
3 bed, 2 full baths one level living if stairs are a problem
15 min to Brockville. MLS# 081981902400408904
3 CHEYENNE TRAIL, R.R.#2 BROCKVILLE
(ALGONQUIN)3 bedroom, 2.5 bath MB ensuiteand WIC Closet, 2 car garage 10
min. to Brockville, less than an hourto Ottawa. MLS# 070600004502904
READY TO MOVE,PICK A DATE!
777 STEWART BVLD, BROCKVILLE
Large 2 Bed, 1 Bath Large eat inKitchen, a/g pool and fencedin yard close to all amenties.
MLS# 080203007521500
44 FAIRKNOWE DRIVE
4 bedroom, 3.5 baths, mainfloor F/R,Rec room, 2 car garage atttached
MLS# 080201001510100
11 ROBINSON AVE., SMITHS FALLS
3 bed,1 bath main floor familyroom, large lot, check out:www.nearlyhome.ca
MLS# 090403003075300
NEW LISTING!
NEW PRICE!
1628 NOLAN ROAD, MONTAGUE
1 bedroom, 1 bath single car garage detached with power, 1.8
acre lot 10 minutes to SmithsFalls. MLS# 081981902400408
25 JUDD STREET, MORTON
3+1 bed, 1 Bath (roughed in second)Needs work, newer windows 2.5
acres, wrap around veranda 25 minto Gan & 40 min to Kingston.
MLS# 083183604109900I
13 OSBORNE ROAD, ATHENS. $22,900
LOT SIZE: 151` X 300` ACRESMLS# 081981902400415
131 SHORT POINT RD., LYNDHURST. $49,900
LOT SIZE: 1734.08` X 15 ACRESMLS# 081281602026402
MARBLE ROCK RD., LEEDS & THOUSAND ISLANDS.
$99,900LOT SIZE: 58 ACRES
MLS# 081281201024405
326 COUNTY ROAD 8 TOLEDO • 613-275-2070www.bonniezeliczrealestate.com
Check out all of our listings at www.homesacrosscanada.com
LOTS FOR SALE!
Which living room will be yours to decorate and celebrate with family for christmas!
GREAT INVESTMENTPROPERTY!
$322,888
$219,900 $107,000 $94,500 $121,900
$319,900 $274,900 $159,900 $327,162
NEW PRICE!
NEW PRICE!
BE IN FOR CHRISTMAS!
START THE NEW YEARIN YOUR NEW HOME!
SOLD!
Our Featured Homes
2202 GLEN SMAIL, EDWARDSBURGHHgwy 416 & 401-Spectacular carpet-free 3 bed-3 bath home w/crownmoulding in each & every room-set far from road on 4.4 acre lot-new
propane gas boiler, new low e argon windows&25 year fiberglas reinforcedshingles all in 2007- dir entrance to 24x29 ft garage-9x9 ft drs-a/g pool-
2202GlenSmail.com
$324,999
1350 MILLWOOD AVEImmaculate 6yr old 3 bedrm North end home.
Above grnd pool and fenced yard. MLS # 812975
$289,900
Leeds & Grenville
NEW
PRICE!NE
W
LISTING!
RANDY NORTHSales RepresentativeOffice: [email protected]
75 KING STREET EAST, BROCKVILLEwww.afantasticplace.ca
BONNIE TACKABERRYSales RepresentativeOffice: [email protected]
111 KING ST. E. PRESCOTTwww.prescotthomes.ca
December 8th to December 22nd, 2011 HHOOMMEEFFIINNDDEERR WWEEEEKKLLYY Reference Guide Inc. Brockville/Leeds & Grenville 1.877.935.7503 www.homefinderweekly.com 33
DaleCharbotBroker
“Visit our website to view photos & more details!”
111 King St. E. Prescott
Helping You Is What We Do!10781 Cty Rd 2, IroquoisPhone: 613-652-2222111 King St. E. PrescottPhone: 613-925-0505
ALL ON ONE LEVEL!
$104,900
124 Park St, PRESCOTT GREAT STARTER HOME! DeepLot and rear deck., 2 Bedrooms
Large family room with NG Stove,Kitchen w/appliances,
MLS #813262
AFFORDABLE!
3022 John St, CARDINAL CHEAPER THAN RENT! Centrally
located home with 3 BedroomsLarge Eat-in Kit, Dining & Living Rm,4pc Bath, some updates done, MLS
#811218
$75,000
RURAL DELIGHT!SOLD SOLD!
BRAND NEW!
5574 Meadowbrook Dr, IROQUOISBRAND NEW & WAITING FOR YOU!
Only an hour south of Ottawa innewer subdivision in Iroquois FullHome Warranty, Main Flr Laundry,Finished Family Rm, MLS# 786320
$159,500
10329 Hanesville Rd, RR2, BRINSTON WELL MAINTAINED HOME! Set on1+Acre Lot, Lovely GardensRecentShingles, Furnace, Oil Tank, Large
open Kitchen/Living area, MLS #812910
10317 Chess Rd, RR2 IROQUOIS BEAUTIFUL OPEN DESIGN! Quietdead end road on 1 Acre Lot! 3+1Bedrms Central Air, M.F.Laundry,Lower Level Family Rm, & More!
MLS #810987
$249,900
INVESTMENT PROPERTIES
240 Lewis St, CARDINAL WELL MAINTAINED! A FOURPLEX,A TRIPLEX, and a BUNGALOW! All
Rented with Long Term tenants!Also incl a separate Parking Lot,
Call Dale!
$299,900
LOTS OF LOTS AVAILABLE –BUILD YOUR DREAM HOME!
RIVER VIEW /GOLF CLUB VIEWAVAILABLE! Golf Club Ro,IroquoisRecently listed Lots on Stampville
Rd & English Rd, - Call Dale for Details
SOLD SOLD!
522 Gill St, CARDINAL MANY UPDATES DONE! Terrific
2 bedroom home with private back-yd Bonus yearround heated front
Porch! Single Garage, MLS# 805150
10 Alice St, MORRISBURG RENOVATED FROM TOP TO
BOTTOM! Feels like a New Home!2 Bedrooms, 4pc Bathroom, New Kitchen, Full Basement,
MLS# 810026
MOVE RIGHT IN!
6 Bay St, IROQUOIS TERRIFIC HOME IN IMMACULATE
CONDITION! 2 Bedrooms Fullbasement awaiting your needs,
Private backyard, MLS# 809723
$129,900
PICTURESQUE!
5129 Carman Rd, RR2, IROQUOIS Well kept STONE HOME, original
Pine Plank Floors, ExtensiveUpdates Done Beautiful Yard
w/backyard Deck! Come relax in theCountry! MLS# 799862
$189,900
5532 Bridlewood Crt, IROQUOIS Attractive home w/finished
Basement, beautiful oak Hardwd inLiving/Dining M.F. Laundry, 2+1
Bedrms, Fam Rm/Gas F.PL, C/Air,MLS# 798045
SOLD SOLD!LIKE NEW!
$149,900
ON THE MARKET TIPS
TIP 1- Buying A home Is One Of TheBest Investments You Can Make! Homeequity remains the largest single savingsvehicle for most Canadians. In additionto the tax incentives of home ownership,and the ability to tap into your homeequity if the need arises, buying a homeis a wise and prudent investment formost people.
TIP 2- It Is Very Important To Buy AHome That Will Go Up In Value. Slow,steady home appreciation has been therule over most of the nation’s history, andmany real estate investors became quitewealthy in that environment. They didso by very carefully analyzing the appre-ciation potential of their investment, andthey invested for the long term. Youshould too. Even if you plan on living inyour home just a few years, you willwant it to have gone up in value whenyou put it back on the market.
TIP 3- Use A Buyers Agent. If you'regoing to work with a real estate agent,contract with a buyers agent. A buyersagent has a duty to represent your inter-ests, while the subagent represents theseller's interests. The subagent, which hasbeen the traditional relationship between abuyer and an agent, is ethically requiredto disclose all relevant information (suchas the fact that you’ll be willing to raiseyour offer if necessary) to the seller.
TIP 4- Choose Your Agent Wisely. Ifyou are using a real estate agent look forone with experience in working withbuyers, with knowledge of the neighbor-hood(s) you are considering, and who
Top 10 Home Buyers Tipsdoes not have a reputation for being‘pushy’. The purchase of a home is aserious long term commitment on yourpart and a good agent will recognize thatbuyers need time and patience so theycan satisfactorily sort out the myriad’s offactors involvedin a purchasedecision.
TIP 5- CurrentHome Prices AreA Less ImportantCon s i d e r a t i o nThan InterestRates. Try to buyand/or sell wheninterest rates arelow. The amountof mortgage youcan afford (andthus the price of the home you willcosider) will change as the interest ratesrise or fall. A certain asking price maysound expensive to you, but at a lowerinterest rate you might be able to affordit. You may own several homes over yourlifetime, and the factors that will limit orincrease the value of the home you willbe selling will similarly affect the priceof its replacement. Since those factorslargely wash each other out, interest ratesremain the most important factor.
TIP 6- Always HaveAHome InspectionContingency In Your Offer and alwayshire a professio-nal home inspector toprovide you a written report, along with“ball park” estimates or ranges of repaircosts. If the inspection turns up prob-lems that weren’t readily noticeable, you
can use it and the ball park estimates fornegotiating leverage to get the sellerto make the repairs or provide you acommensurate price reduction.
TIP 7- Learn As Much As PossibleAbout TheSeller’s Circum-stances. Theremay be mutuallybeneficial oppor-tunities. For ex-ample if youmight face diffi-culty qualifyingfor a big enoughmortgage, and theseller is worriedabout collegecosts for his or hersixth grader, then
maybe the seller might be interested inaccepting a second trust for part of thepurchase price if the interest rate is abovewhat they could otherwise earn and theloan is paid off the summer before thechild’s freshman college year. Fromyour perspective the rate will likely beless than you could get from atraditional lender.
TIP 8- Research Your Mortgage OptionsWell Before You Make An Offer. Youwon’t have enough time in the five dayssellers normally allow to get all of yourpaperwork together, determine the bestkind of mortgage, who is offering thebest rates etc. Consider getting a contin-gent letter of approval for a loan, or anactual loan commitment prior to makingan offer. The former is not actually a loan
commitment, but rather a contingentapproval for a loan up to a certainamount. While it has relatively littleenforceable value, it nevertheless canimpress a seller, who might be more will-ing to accept a lower offer because of theperceived financial capabilities of theseller. Its also possible to get approvedby a lender with a longer term “lock” onthe interest rate in order to protect youfrom subsequent rate increa-ses. Whilethis should substantially increase yournegotiating leverage, keep in mind thatyou pay more directly or indirectly forthe longer commitment, either in termsof the rate and/or points.
TIP 9- Learn How To Negotiate Like APro. There’s more money involved in thisnegotiation than just about any other areayou’ll encounter. Even if you’re using abuyer’s agent, you’re part of the team,and you’ll have to make the ultimatedecisions about how much to offer andhow much to compromise on a counteroffer.
TIP 10- STUDY! The tips in this articleare only the beginning. You’ll need tolearn a lot more if you want to get thebest possible deal. Read as much as youcan on home buying, on negotiating, onneighborhoods in your area that might fityour needs, and on factors that impactlong term appreciation like schools,infrastructure, major new businessexpansions or closing etc. Keep copies ofeverything you send the lender andeverything the lender sends you.
44 HHOOMMEEFFIINNDDEERR WWEEEEKKLLYY Reference Guide Inc. Brockville/Leeds & Grenville 1.877.935.7503 www.homefinderweekly.com December 8th to December 22nd, 2011
Randy NorthSales Representative, B.A.Direct: 613-340-0794
Chris McCorkellSales Representative, B.A.Direct: 613-213-3639
$324,999-Hgwy 416 & 401-Spectacularcarpet-free 3 bed-3 bath home w/crown moul-ding in each & every room-set far from road on4.4 acre lot-new propane gas boiler, new low eargon windows&25 year fiberglas reinforcedshingles all in 2007- dir entrance to 24x29 ft
detached garage-9x9 ft drs-a/g pool-2202 GlenSmail.com
$279,900 -Spencerville-2813 CR#21, 20 acrehobby farm backing onto the Nation River-1200sq ft renovated 3+1 bedrm all-brick bungalowd-ble att garage-detached garage could be usedas a barn-Updates include shingles, kitchen
counters, windows-septic-aFantasticPlace.ca
$119,555-Cardinal-2182 Dundas-2 bdrms-25x13 ft grand room w/original trim+bay
window+gas fireplace+new engineered floors-Backyard oasis backs onto Galop Canal-Updates: shingles&windows-c/a-2005-gas
furn-1999-part-canal viewfrom dining room/backyard-
FantasticHistoricalHome.com
$360,067-Morrisburg 22 Sir James Morris-Fantastic river view from most south facing win-dows & 52x10 ft L-shaped deck-3800 sq ft 4+1
bdrm-5 bath historical home w/originalstaircase-some original trim- Beautifully
updated home with fantastic custom kitchen-3 gas fireplaces-gas furnace-a/c-GorgeousWaterView.com
Go to aFantasticPlace.ca for other exclusive& MLS listings including waterfront, farms, commercial
as well as detailed info, directions & more!
FOR UNITS SOLD IN OCTOBER 2011 ALL ACROSS CANADA!
#1CCoonnggrraattuullaattiioonnss
Randy NorthKeller Williams Sales Rep.
If you need your home for top dollar, contact Randy orChris for your complimentary, no obligation marketingplan for your home! CONTACT US TODAY!
Office: 661133--449988--33111133If you are going to advertise, you should advertise in the best publications.... we believe the Homefinder is one of the best ways to advertise!
NEW LISTING! TRAILS!
GORGEOUS!
We can advertiseyour homeHERE!!!
Make your New YearsResolution about Your
New Home!!!
$98,888-3005-3007 Munro-Cardinal-2 three-bdrmunits on a huge lot-Updates: flooring-both furnaces-
FantasticDuplex.com
$169,555-4438 Ashby-Augusta-unique 1,950 sq ft 3 bdrm home in secluded
location-aFantasticPlace.ca
SOLD! SOLD!
SOLD! SOLD!
“Visit our website to view photos & more details!” [email protected]
Welcometo life along the Seaway
Dale CharbotBroker
BonnieTackaberrySales Representative
Brandon Stone, B.A.Sales Representative
Stacey Broniszeski, B.A.Sales Representative
Robin CarrothersSales Representative
Anne BylsmaSales Representative
PRESCOTT111 King Street EastCall Toll Free: 1.866.487.0077Call: 613.925.0505Fax: 613.925.0527
IROQUOIS (New Office)10781 County Rd 2Call Toll Free:1.866.487.0077Call: 613.652.2222Fax: 613.652.2244
Heather MacKaySales Representative
66 HHOOMMEEFFIINNDDEERR WWEEEEKKLLYY Reference Guide Inc. Brockville/Leeds & Grenville 1.877.935.7503 www.homefinderweekly.com December 8th to December 22nd, 2011
Birth of New Christmas TraditionCould this be the Birth of a New Christmas Tradition? As the holidays approach,the giant Asian factories are kicking into high gear to provide Canadians with monstrouspiles of cheaply produced goods merchandise that has been produced at the expense ofCanadian labor.
Liz’ Tips
Liz’ TipsBy: Liz Quinn of Design’in-MindMaximum Impact with Minimal InvestmentBrockville, Ontario
This year can be different.This year Canadians can give the gift ofgenuine concern for other Canadians. Thereis no longer an excuse that at gift givingtime nothing can be found that is producedby Canadians hands. Yes there is!
It's time to think outside the box and look inour own back yard!Who says a gift needs tofit in a shirt box, or wrapped in wrappingpaper which is produced overseas?
Everyone gets their hair cut. How about giftcertificates from your local Canadian hairsalon or barber?
Mom or sis would love a manicure orpedicure from a local spa!
How about a gym membership? It'sappropriate for all ages who are thinkingabout some health improvement.
Who wouldn't appreciate getting their cardetailed by a local professional? Small,Canadian owned detail shops and carwashes would love to sell you a giftcertificate or a book of gift certificates.
Still not sure what to buy? Perhaps yourrelative would like their driveway sealed, orlawn mowed for the summer, or drivewayplowed all winter, or a few games at thelocal golf course.
How about a certificate for shrubs orflowers from a local garden shop? Youcould help plant shrubs or tulips in thespring... What about a half dozen breakfastsat the local breakfast joint? There are many
local owner-run restaurants -- all offeringgift certificates. Remember, this is aboutsupporting your home town Canadian smallbusiness with their financial lives on the lineto keep their doors open. - Plan yourholiday outings at local, owner operatedrestaurants and leave your server a nice tip.
How many people couldn't use an oilchange for their car, truck or motorcycle,done at a shop run by the Canadianworking guy?
Thinking about a heartfelt gift for mom?Mom would LOVE the services of a localcleaning lady for a day.
Does your parents’ computer need atune-up? Find some local guy who isstruggling to get his repair business up andrunning.
Or are you were looking for somethingmore personal? Local crafts people spintheir own wool and knit them into scarves.They make jewelry, and pottery and beauti-ful wooden boxes. And the list goes on andon.. Check out the local Brockville Farmer’sMarket. Yes, they’re open every Saturdaymornings during December at theBrockville Museum.
How about going out to see a play or balletat the BrockvilleArt Centre? Or maybe youwant to buy a season’s ticket for someoneyou love?
Musicians need love too: find a venueshowcasing local bands.
Is mom feeling tired and overwhelmed withclutter around the house? Buy her a giftcertificate from a local interior decorator tohelp de-clutterer & organize. Not surewhere to start? Let’s talk. I’m in thebusiness to help..
Are your parents selling their home? Dothey need help with organizing & staging it?Buy them a gift certificate. I’ll book aconvenient time with them to get thejob done.
Don’t forget the mailman, trash guy orbabysitter, or your real-estate agent.
Christmas is about caring about us, encour-aging Canadian small businesses to keepplugging away to follow their dreams.And,when we care about other Canadians, wecare about our communities, and the bene-fits come back to us in ways we couldn'timagine. Consider the above to make a new,"Canadian Christmas tradition".
BUYCANADIAN - BE CANADIANThe job you save might be your own!
Merry Christmas& Happy New Year!
Liz
December 8th to December 22nd, 2011 HHOOMMEEFFIINNDDEERR WWEEEEKKLLYY Reference Guide Inc. Brockville/Leeds & Grenville 1.877.935.7503 www.homefinderweekly.com 77
No one willingly invites pests into their homes. We can help solve pest problems at your house, townhouse, apartment or cottage. With services ranging from one-time visits to regular monthly
inspections, we can create the service to best fit your needs. Call us now to restore your home to a safe, pest-free environment.
We can solve yourpest problems!
Ants - Bedbug - Bird - Carpenter AntsInsects - Mice Rats - SpidersSquirrels Etc....
Protecting Perth, Smiths Falls, Lanark and surrounding areas.
Call: 613.267.4209Email: [email protected] Drummond Conc 1, Perth On K7H 3C3
Expert MortgagePlanning & Advice
Expert MortgagePlanning & Advice
OAC
Brokerage #10287
Servicing Cornwall &
surrounding areas
Quick Approval Process
© 2011 Mortgage Architects. All rights reserved. Corp. Office: 6505A Mississauga Rd. Mississauga, ON L5N 1A6
DERRICKCRACKNELLMortgage Planner, Agent #M10001993
613 662.2377www.mtgarc.ca/derrickcracknell
S E R V I C ED i r e c t o r y
Maximum Impactwith Minimal Investment
Since 1985
Design’ in - Mind
Liz QuinnDécor consultant
Let’s Talk: [email protected]
Our bilingual consultant offers youalternative & affordable decorating solutions:
• De-Cluttering• Home Staging• Reorganizing• Feng Shui
NEED TO ADVERTISE YOUR INSURANCE SERVICES?
Advertise in this Directory!
Call Sylvie at
1-877-935-7503
By Jason GadboisState Farm® agent
Have you ever had the misfortune ofcleaning up a smelly, wet and very coldmess on a freezing winter day? I hopeyou haven’t and never do. Thousands ofpeople, however, suffer through thisnightmare every year because unprotectedwater pipes in their homes freeze andbreak.
A more subtle destructive winterwonder is the phenomenon known as icedamming. Snow on your roof can lead toice dams that damage the roof, gutters,walls, interior ceiling and even itemsinside the home.
There are ways you can preventfrozen pipes and ice dams, simplesolutions to avoiding the hassles andcosts of cleaning and repairing yourhome.
The value of two minutes
Two minutes. That’s about as long as ittakes to begin a small trickle of water
from your home’s hot and cold faucetsand to open the doors of cabinets withwater pipes running through them.
Two weeks. That could be the lengthof time needed to find and hire contractorsto tear out smelly, water-soaked carpetand wallboard, dry the remaining flooringof your house and replace all that mighthave been destroyed by flooding fromburst, frozen pipes. An eighth-inch (threemillimeter) break in a pipe can spew up to250 gallons (946 liters) of water a day,wrecking floors, furniture and keepsakes.
As you can see, there can be atremendous advantage to spending acouple of minutes taking simple, no-costprecautions to prevent frozen pipes. Thesaying, “time well spent,” is certainly anunder-statement when you consider thesoggy consequences of doing nothing.Here are a few additional steps to protectyour home or apartment:
- Insulate pipes in your home’scrawl spaces and attic.
- Use heat tape to wrap pipes.(Use only products approvedby an independent testingorganization, such as Under-writers Laboratories, Inc., andonly for the use intended(interior or exterior). Closelyfollow the manufacturer’sinstallation and operationinstructions.
- Seal leaks that allow cold airinside, near where pipes arelocated.
- Close air vents leading underthe house.
- Disconnect garden hoses and, if- practical, use an indoor valve to- shut off and drain water from
pipes leading to outside faucets.
What are ice dams?
After several days of melting-free-zing cycles, it’s common for the meltedwater and ice to work up under the shinglesuntil water enters the attic and eventuallydoes damage to the ceilings, wall andcontents.
In cases where the ice dam goesunnoticed for an extended period of time,it can do significant damage to thebuil-ding and its contents.
There’s no way to guarantee an icedam won’t damage your home, but youcan take steps to cut the chances of an icedam forming in the first place:
- Thoroughly clean all leaves,sticks and other debris fromyour home’s gutters and down-spouts.
- Make every effort to keep snowon your roof to a minimum.
Long-handled devices on themarket called “roof rakes” letyou stand on the ground andpull the snow off the roof.Keeping heavy snow loads offyour roof reduces the chancesfor both ice dam formation androof failure due to the weight.
- All winter long, keep guttersand down spouts clear of snowand icicles.
- Evaluate the insulation andventilation in your attic. Mostexperts agree the R-value ofattic insulation should be atleast R-30 (R-38 is preferable innorthern climates).
For more information on theseand other home safety tips,visit:statefarm.com®.
ALL ABOUT HOMES
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