“Working Hard to Bring You Home!”

S A L E S R E P R E S E N T A T I V E

Direct: 613-246-SOLD (7653) • Office: 1-866-345-3664 • www.lisamastin.com

$349,900 MLS®Impressive 2400sf main floor bungalowPrivate oversized lot with inground pool

15CornellCres.com (Lyn)NEW LISTING!

Jon LaBrashSales Representative

Office: 613-345-3664www.jonlabrash.ca

2A-2495 Parkedale Ave. Brockville

Buyers or Sellers, find more properties and Real EstateProfessionals serving your community log on:

www.HomefinderWeekly.com

Our Featured HomesTHE ROCKPORTMODEL. Tobe Built with MapleviewHomes. Detached, 2 Bed-room, 2 Bath. Ston and vinylexterior. 1312 Sq ft Bungalow.Oversized dbl garage. All up-grades and finishing to bedone in Builders contract.Very prestigious location,minutes to the St. Lawrenceriver and the Brockville Coun-try Club. Southern Exposure.New subdivision. Corner Lot.To view model in otherlocation contact Heather.$369,900

9 ADLEY DR., BROCKVILLECentrally located 3+1 bdrmbungalow with updates ismove in ready. 1 bath and hottub. W/hardwood in livingroom & 3 bdrm, new floor inhall, foyer & kitchen. All 3kitchen appliances are inclu-ded- dishwasher just instal-led aug 17/13. Large familyroom for the kids & otherroom is being used as the 4thbedroom. House has to beseen to be appreciated. Besure to check out this matureneighborhood.

$249,900

39 CONVAY CRESCENT, BROCKVILLE

HEATHER MACKAYSales RepresentativesOffice: 613-925-0505hmackay@sympatico.ca

111 KING STREET E., PRESCOTTwww.mouse2yourhouse.com

BAMBI MARSHALLSales RepresentativeOffice: 613-342-9000bambi_marshall@yahoo.ca

125 STEWART BLVD, BROCKVILLE

HHOOMMEETTOOWWNN RREEAALLTTYY IINNCC.. BBRROOKKEERRAAGGEEIndependently owned and operated.

BE in your NEW HOMEby CHRISTMAS!

Other designs available/ prices vary.

11Windsor Dr.Brockville, On K6V 3H5Angela Hay613-498-25261-866-924-2851

Office: 613-925-5538 - info@homefinderweekly.com

Vol. 2, #52 October 10 - October 24

HOW TO SELLFREE REPORT

www.brockvillehomesfreeinfo.comJean Paul Chapdelaine, Sales Representative. HomeLife / DLK Real Estate Ltd., Brokerage

A HOUSEThat didn’t sell

120 Victor Rd., Prescott$147,500 MLS # 866417

3 plus 1 bedrooms; Hardwood; newwindows and doors; reshingled.

4732 County Rd. 18, Domville$399,000 MLS # 87484630.5 Ac; 5 Bedrm; 3 bath;Fireplace; Dbl. Garage.

“ Live the LIFESTYLE of the RIDEAU - ST. LAWRENCE Valleys! ”

Direct 613.349.5307 Office 613.692.8200Independently owned and operated.

Jerry HoughBroker

JerryHough.com RemaxOttawa.com Remax.ca jerryhough@ripnet.com

ADynamic Team... the Experience of Jerry and the Power of RE/MAX!

*CONTACT MEfor a confidential,COMPLIMENTARY,OPINION of VALUEof your property.**Customized

marketing programs

LOT - 3476 Cty. Rd. 26; Augusta Twp.1.14 Ac.; 220 ft. Fr.; Driveway; Cleared, level;

Survey; Paved Rd. $45,000 MLS # 845924

LOT - 0 Lords Mills Rd; Augusta2.93 Ac.; 200 ft. Fr.; Survey; Paved Rd.

$40,000 MLS # 845962

LOT - 0 Blue Church Rd. Augusta2.02 Ac.; 300 ft. Fr.; Survey; Paved Rd.;

Entranceway $35,000 MLS # 845937

OPEN HOUSE!SAT., OCT. 19, 9-10AM

8 Sarah St., Maitland$289,900 MLS # 884933Stone; 3 Bedrm.; Fireplace;

Dbl. Garage.

OPEN HOUSE!SAT., OCT. 19, 10:30-12PM

13 Island Park Drive, Iroquois$247,500 MLS # 884742Brick; Multi-level (4); 4 Bedrm;

In-ground pool.

OPEN HOUSE!SAT., OCT. 19, 1-2:30PM

2 HOMEFINDER WEEKLY Reference Guide Inc. Brockville/Leeds & Grenville 1.877.935.7503 www.homefinderweekly.com October 10th to October 24th, 2013

$692,500

www.bonniezeliczrealestate.com

LUXURY WATERFRONT all year round home onMISSISSIPPI LAKE, near Carleton Place!

Built 2004. 127 ft of clean shoreline! Quiet location at endof Beck Shore La. oak trim & flrs throughout, solid oakstaircase & brkfst nook. 22 ft ceilings & lrg windows &FANTASTIC LAKEVIEWS throughout! Propane gas f/p &RADIANT FLOOR HEATING both levels & C/A fromceilings both levels. Lrg main level mstr bdrm boasts: 4 pcensuite w jacuzzi, his & hers sinks in marble countertop& custom built solid oak walk-in closet w shelves & draw-ers & walkout to maint. free deck. Lrg main level laundryrm w walkout to carport. Generator hookup. Upper level:3 lrg bdrms & 4 pc bthrm. OPEN CONCEPT kit w built-inoven/stove, dishwasher & microwave & GRANITE TOPisland - lots of storage space. For Virtual Tour:www.bonniezeliczrealestate.com

BONNIE ZELICZ, Broker of Record613-275-2070bonnie@bonniezeliczrealestate.com

Jennifer ManleyThe Seaway Auction Company 613-551-4133

W: www.theseawayauctioncompany.comE: info@theseawayauctioncompany.com

AUCTION! AUCTION!THE SEAWAY AUCTION COMPANY

SURPLUS INVENTORY SALE!“MONIQUES HOME AND GARDEN FURNITURE”405 9th St. W., Cornwall, ON K6J 5X3OCT. 26TH 10AM-DOORS OPEN 9AM

THE STORE IS MAKING ROOM FORIT’S NEW LINE, ALL ITEMS FOR AUC-TION AT BELOW COST PRICES!DON’T MISS YOUR CHANCE TO BUYTOP QUALITY FURNISHINGS FORAN UNBELIEVABLE BARGAIN! ONEDAY ONLY!

FOR SALE: RATTAN FURNITURE,CARPETS, DINING SETS, HARVESTTABLE, LEATHER COUCHES, SOFAS,LOVE SEATS, CHINA CABINET, BARSETS, DRESSORS, KING SIZE BEDSAND MATTRESSES, LOUNGERS,ADIRONDACK CHAIRS(PVC), PATIOSETS, FIREPLACES, COFFEE TA-BLES, END TABLES, DESINGNERPURSES, GAZEBOS, SOLARIUMS,AND MUCH MORE!

TERMS: CASH, DEBIT, VISA ,MC. 3%FEES APPLY TO ALL CREDIT CARDSALES. ALL SALES FINAL, SOLD ASIS WHERE IS. AUCTIONEER/OWNERNOT RESPONSIBLE FOR LOSS,DAMAGE OR INJURY. ALL ITEMSMUST BE PAID FOR IN FULL DAY OFSALE. PICK UP ARANGEMENTS TOBE MADE WITH OWNER. DELIVERYAVAILABLE.

FOR PICS GO TO www.theseawayauctioncompany.com orwww.theauctionfever.com Some items may not be exactly as shown: CONTACT JEN 613-551-4133

Auctioneer/Owner not responsible forloss or accidents. Buyers must have

proper Identification to register. For pics go to

www.theseawayauctioncompany.comOr www.theauctionfever.com info:

Jennifer Manley, Auctioneer:613-551-4133

Lower amortizationis money inyour pocketWhen I started in the mortgageindustry, the maximun amortizationwas 25 years.

A lower amortization rate may seem way out of your budget,but adjusting your spending can help you save a lot in the end.

Since then, it’s moved to 40years, to 35 years and now the

maximum of 30 years.Changes to amortization carry

concerns for some, so I thought Iwould give you some more detailsto assist you in understandinghow lower amortizations canequate to a lot of money in yourpocket and help build equity inyour home at a faster rate.Some concerns clients have are:

No longer being able to qualifyfor a mortgage based on the loweramortization, or a lower amortiza-tion means a big increase topayments and negatively impactsyour buying power. This is nottrue; rates were much higherwhen all we had was 25-yearamortizations.In fact, rates were as high as

21% and people still purchasedhomes.To illustrate this, let’s look at a

mortgage based on $100,000 at5%. The payment increases by$47,91 when we move from a30-year amortization to 25 years.To be more relevant, on a

$400,000 mortgage at 5%, thepayment increases by $191,66 butyou can save more than $70,000in interest costs.That means some people are

giving away significant portionsof their hard-earned salary for thelonger amortization.Choosing a 25-year amortization

as opposed to a 30-year amortiza-tion will speed up the rate inwhich you build equity in yourhome.

Some budgets are tighter thanothers, but when was the last timeyou reviewed your spendinghabits?Can you find $48 a week, which

is the additional payment amountneeded to save up to $70,000 ininterest? Take the time to reviewyour budget.Tools such as BMO’s Money

Logic provide ways of trackingand managing your spending,even on a daily basis. It canprovide you the intricate details ofhow you spend your money.Once you have reviewed your

spending, use MoneyLogic tohelp you stay on track byproviding you with alerts onceyou have gone over your spendingbudget. Take time to sit downwith a mortgage specialistannually to review your situation.I encourage you to visit your

banker and understand how solittle can save you so much.

Steven Soule is the area mortgagespecialist for BMO Bank ofMontreal. If you have a questionabout home financing, reach him atSTEVEN.SOULE@bmo.comor call 613-676-0461

BMO Bank of Montreal

HeatherMACKAYBroker

$157,500 MLS # 880200

235 Water Street, #115, Prescott

$146,900 MLS # 871406

919 Mackenzie Rd., Prescott$134,900 NNEEWW LLIISSTTIINNGG!! MLS # 879430

6 Church Avenue, Iroquois$164,900 MLS # 874061

235 Water St # 609, Prescott

$144,900 MLS # 866996

5471 Algonquin Rd., Prescott$166,000 MLS # 845538

3716 County Road 2 Rd., Edwardsburgh

$210,500 MLS # 850970

10369 Hainsville Rd., Iroquois$189,900 Tuttle Point, LOT 10

ST. Lawrence River

Rustic cottage, 55 Feet Waterfront North and South sides of Tuttle Point, Edwardsburgh.

$119,900 Tuttle Point, LOT 9ST. Lawrence River

LOT with 50 Feet Waterfront, North and South sides

of Tuttle Point, Edwardsburgh.

$209,000 MLS # 861642

545 Duke St., Prescott

$144,900 MLS # 871168

991 Mackenzie Rd., Prescott

$369,900 NEW BUILT "ROCKPORT"MLS # 880056

9 Adley Dr., Brockville

25ACRES

WATER-FRONT

STONEHOME!

BE in your NEW HOMEby CHRISTMAS!

Other designs available/ prices vary.

10781 County Road 2,Iroquois

Direct: 661133--334411--77227744 Office: 661133--665522--22222222 hmackay@sympatico.ca

I KNOWPRESCOTT!

Commercial Corner LOTCty Rd 2, Brockville MLS 834757

Commercial CURVES FRANCHISE113 Churchill Rd, Prescott MLS 873781

Commercial Corner LOT26 Queen Street, Chesterville MLS 886037

Commercial LOT171 King Street, downtown PRESCOTT MLS 887250

BUILDING LOTLot 7 Branch Road, Augusta MLS 860086

October 10th to October 24th, 2013 HOMEFINDER WEEKLY Reference Guide Inc. Brockville/Leeds & Grenville 1.877.935.7503 www.homefinderweekly.com 3

75 King Street East, Brockville www.aFantasticPlace.ca 1 Antares Dr., Suite 110, Ottawa

$274,444-Edwardsburgh-122 Bay Lane-Located in aquiet bay on a cul-de-sac is your 3-bdrm 1300 sq ftbungalow: beautiful hrdwd,pine,ceramic flring. Riverviews from your lovely open concept liv-din & kitchenwith vaulted ceilings or from massive deck-Fish off newdock! Updates: propane HE furnace 2013, shingles &

windows 2012-c/a-woodstove-septic & more-www.FantasticWaterfrontBungalow.com

$189,988-Cardinal-2203 Dundas-Hardwood! Pristine 1250sq ft all-brick #+1 bdrm 1.5 bath bungalow-Semi-open

concept living-dining & stunning kitchen: granite countertops,lovely cabinetry with crown moulding, stainless steel appi-Large family room-New bath 2006 with marble tub surround-Gleaming main level hrwd-gas & electric fireplace-HE gasfurnace 2012-$59 mo/gas heat & hw-C/A-Shingles 2006-sin-gle garage-paved drive-interlock around in-ground pool-

www.FantasticBungalow.com

$374,888-Prescott-Over $150K was spent renovatingthis wonderful triplex in recent years: Siding & insul2013, 2 hi-eff gas furn, windows & doors, updatedhrdwd floors, electrical, plumbing, 2 decks, bathretrofits, kitchen makeovers-All 3 units have southfacing decks, 2 with incredible waterviews- huge half

acre lot with gorgeous gardens-big dock-www.aFantasticPlace.ca

$334,999-Iroquois-4559 Carman-Simply impeccable3+1 bdrm 3 full bath energy eff 1600 sq ft raised bunga-low/hi-ranch built in 1989-Gorgeous open concept withlovely kitchen & dining area with patio door overlooking30 x 22 ft deck & manicured 3 acre lot-huge family rm-in-law suite-26 x 52 dble garage/workshop-Updates in-clude main floor windows, garage doors, flooring &

more! www.IncredibleHiRanch.com

Randy NorthSales Representative, B.A.Direct: 613-340-0794

Chris McCorkellSales Representative, B.A.

Direct: 613-213-3639Office: 661133--449988--33111133

John DeWitSales Representative

Direct: 613-345-0188

Happy Thanksgiving!

Your "Real Estate Reference Guide"since 2004, In print & Online

Serving Cornwall/SD&G and Leeds & Grenville regions.

Logon www.homefinderweekly.com

• Read our publication online• Find out about "Open Houses"• Have a peek at our "Featured home"• Have access to MORE LISTINGS

• Find a real estate professional• Find Home related services

(Insurance, Mortgage...)

FOLLOW USFIND US

4 HOMEFINDER WEEKLY Reference Guide Inc. Brockville/Leeds & Grenville 1.877.935.7503 www.homefinderweekly.com October 10th to October 24th, 2013

Available Online and In Print.Pickup your free copy weekly at your nearest grocery store

or come pick it up AT OUR NEW OFFICE located at

145 Pitt St., Cornwall. www.homefinderweekly.com

Looking to buyor sell yourproperty?

Read the Homefinder Weeklyand find homes, realtors

and open houseshappening weekly

in your area!

“Working Hard to Bring You Home!”

S A L E S R E P R E S E N T A T I V E

Direct: 613-246-SOLD (7653) • Office: 1-866-345-3664 • www.lisamastin.com

$174,900 MLS®Updated bungalow + garage

on 11 Acres!

10500CountyRd15.comNEW LISTING!

Jon LaBrashSales Representative

Office: 613-345-3664www.jonlabrash.ca

2A-2495 Parkedale Ave. Brockville

Buyers or Sellers, find more properties and Real EstateProfessionals serving your community log on:

www.HomefinderWeekly.com

Our Featured HomesWonderful Large FamilyBungalow. Rural Location.Large Lot. Only a short driveto all amenities and highways.3 Bedrooms, 1 1/2 bath,Basement finished withkitchenette, walk in entrancefrom Garage. Family Roomand Rec Room. 1 1/2 Carattached garage. 45 Minutedrive to Ottawa. Driveway iscompletely done in Interlock-ing Stone. MUST SEE...Will not last!

$269,900

2649 MCINTOSH RD., PRESCOTTThis 1.5 storey home is biggerthan it looks with 4 bedroomsor 3 bedrooms plus a diningroom with the bathroom onthe main level. Upstairshouses 2 large bedrooms,then head to the basementwhere you have a blank can-vas, with high ceilings couldeasily be a family room for thekids. Back yard is partiallyfenced but could be totally allfenced.roof was just replacedthis year. Do not miss out onthis house and neighborhood!

653 DUKE STREET, PRESCOTT,

OPEN HOUSE!SUNDAY, SEPT. 15 FROM 2-4PM

$157,900

HEATHER MACKAYSales RepresentativesOffice: 613-925-0505hmackay@sympatico.ca

111 KING STREET E., PRESCOTTwww.mouse2yourhouse.com

BAMBI MARSHALLSales RepresentativeDirect: 613-498-6393bambi_marshall@yahoo.ca

125 STEWART BLVD., BROCKVILLEwww.bambimarshall.ca

HOMETOWN REALTY INC.BROKERAGE

Independently owned and operated.

11Windsor Dr.Brockville, On K6V 3H5Angela Hay613-498-25261-866-924-2851

Office: 613-925-5538 - info@homefinderweekly.com

Vol. 2, #50

CLEARED LOTS – READY TO BUILD! - 5MINUTES FROM ST. LAWRENCE R!

4732 County Rd. 18,Domville

$399,000 MLS # 87484630.5 Ac; 5 Bed; 3 bath;Fireplace; Dbl. Garage.

8 Sarah St.,Maitland

$289,900 MLS #Stone; 3 Bedrm.; Fireplace;

Dbl. Garage.

13 Island Park Drive,Iroquois

$247,500 MLS # 884742Brick; Multi-level (4);

4 Bedrm; In-ground pool

3476 Cty. Rd. 26;Augusta Twp.

$45,000 MLS # 8459241.14 Ac.; 220 ft. Frontage;Driveway; Storage building;

Cleared, level site;Survey; Paved Rd.

0 LordsMills Rd;Augusta

$40,000 MLS # 8459622.93 Ac.; 200 ft. Frontage;

Survey; Paved Rd.;Lots of depth for privacy

and play.

0 Blue Church Rd.Augusta

$35,000 MLS # 8459372.02 Ac.; 300 ft. Frontage;

Survey; Paved Rd.;Entranceway;Ideal site

“ Live the LIFESTYLE of the RIDEAU - ST. LAWRENCE Valleys! ”

Direct 613.349.5307 Office 613.692.8200Independently owned and operated.

Jerry HoughBroker

JerryHough.com RemaxOttawa.com Remax.ca jerryhough@ripnet.com

ADynamic Team... the Experience of Jerry and the Power of RE/MAX!

LISTINGS REQUIRED*Contact me fora confidential,

COMLIMENTARY,OPINION of VALUEof your property.

**Personalized listingprograms and rates

Sept. 12 - Sept. 26

www.brockvillehomesfreeinfo.com

LUXURY VIPBuyer’s ProgramWaterfront/1000Islands Listings

Jean Paul Chapdelaine, Sales Representative. HomeLife / DLK Real Estate Ltd., Brokerage

FREE

Bambi MarshallSales Representative

Direct: 613-498-6393bambi_marshall@yahoo.cawww.bambimarshall.ca

125 Stewart Blvd., Brockville • Office: 613-342-9000 • Fax: 613-342-2933

15 Smiths Falls ave,Smiths Falls

2+1 bed, 1.5 bathInvestment property.$99,999 MLS

MLS # 090403003510300

6568 Roger StevensDrive, Smiths Falls

3+1 bed, 1 bath35 min to Ottawa,

5 min to Smiths Falls.$109,900 MLS

MLS # 090100002042400

1028 massey Drive,Prescott

16 Elgin Street,South, Athens3 bed, 1.5 bath.$189,900 MLS

MLS # 081982102613800

10 Victoria ave.,Brockville

1 commercial spot Possibi-lity of 2 one bedroom apt.,1 bachelor, 2 room + board

rooms to share, 1 bath.

$349,900 MLSMLS # 080202004023700

39 Convay Crescent, Brockville3 +1 bed, 1 bath and hot tub, carport, move in ready.

$249,900 MLSMLS # 080202005111100

OPEN HOUSE!SAT., OCT. 12, 10-11AM653 Duke Street,

Prescott4 bedrooms, 1 bath.$149,999 MLS

MLS # 070801001521200

134 Lake Street,Graham Lake

2+2 bed and 1 bath,above ground pool and

generator on 1.58 acres.

$169,900 MLSMLS # 080600001524500

379 William Street,North, Gananoque

4 Bed, 1 full bath and 2 halfbaths, all appliances inclu-

ded, updated kitchen, bathsand paint. Move in ready.

$174,900 MLSMLS # 081400001534125

421 Jessup Street,Prescott

3 bed, 1.5 bath.$134,900 MLS

MLS # 070803003502200

1388 Flanders Road,Brockville

3+1 bed, 1.5 bath.$269,900 MLS

MLS # 080202005305400

3127 Cty Road 26,Augusta

2 bed, 2 bath.$629,900 MLS

MLS # 070600004013700

NEW PRICE!

NEW PRICE!

Pool!

NEW LISTING!

15 Frederick Street,Johnstown

$189,900 MLSMLS # 070170102002701

NEW LISTING!

OPEN HOUSE!SAT., OCT. 19, 10-11AM

Independently owned and operated.

HOMETOWN REALTY INC.BROKERAGE

OPEN HOUSE!SATURDAY, OCT. 12,11:30-12:30PM

667 East Street,Prescott

OPEN HOUSE!SATURDAY, OCT. 12,

1-2PM

Presented by

Office: 613-342-9000

Bambi MarshallSales Representative

SATURDAY OCTOBER 12TH, 10-11AM

653 DUKE STREET, PRESCOTT

$$114499,,999999

The Homefinder Bi-Weekly You can download and print this section online at www.homefinderweekly.com/openhouses

HOMETOWN REALTY INC. BROKERAGE

Office: 613-692-8200

Jerry Hough Broker

SATURDAY OCTOBER 19TH, 9-10AM

120 VICTOR RD., PRESCOTT

$$114477,,550000

METRO-CITY REALTY LTD. BROKERAGE

Office: 613-692-8200

Jerry Hough Broker

SATURDAY OCTOBER 19TH, 10:30-12PM

8 SARAH ST., MAITLAND

$$228899,,990000

METRO-CITY REALTY LTD. BROKERAGE

Office: 613-692-8200

Jerry Hough Broker

SATURDAY OCTOBER 19TH, 1-2:30PM

13 ISLAND PARK DRIVE, IROQUOIS

$$224477,,550000

METRO-CITY REALTY LTD. BROKERAGE

ADVERTISEyour

OPENHOUSE

HERE!Office: 613-342-9000

Bambi Marshall Sales Representative

SATURDAY OCTOBER 19TH, 10-11AM

379 WILLIAM ST., NORTH, GANANOQUE

$$117744,,990000

HOMETOWN REALTY INC. BROKERAGE

Office: 613-342-9000

Bambi Marshall Sales Representative

SATURDAY OCTOBER 12TH, 11:30-10:30AM

1028 MASSEY DRIVE, PRESCOTT

HOMETOWN REALTY INC. BROKERAGE

Office: 613-342-9000

Bambi Marshall Sales Representative

SATURDAY OCTOBER 12TH, 1-2PM

667 EAST STREET, PRESCOTT

HOMETOWN REALTY INC. BROKERAGE

OPEN HOUSESYYoouurr LLeeeeddss && GGrreennvviillllee

GGuuiiddee

1. Seal the WindowsEven double or triple paned windows can let incold drafts from the outdoors. Sealing thewindows can minimize the drafts, increase yourcomfort level and lower your energy bills. Toseal the windows: • Caulk the cracks. • Use aplastic film sealing kit around the inside of eachwindow. Follow the manufacturer’s instruc-tions to achieve a solid seal. • Close the drapesat night to further aid in keeping cold air out.

2. Prepare the FireplaceIf your home has a fireplace, now is the time toget it ready for use in the winter. Walk around

the outside of the chimney andinspect it for cracks, gaps ormissing bricks. Use a flashlightand check the inside for signs ofanimal infestation or crackedtiles. Consider hiring a profes-sional chimney specialist for athorough inspection to ensurea fire can be safely lit in thefireplace.

3. Prepare the Gutters andDownspoutsThaw and freeze cycles canwreak havoc on the gutters and

downspouts of your home. An ice dam couldresult from clogged gutters, and damage to theroof, walls and foundation could ensue.To prepare the gutters and downspouts forwinter: •Access the gutters and scoop out soliddebris. • Use a garden hose to flush out anycaked on dirt. • Check to make sure the waterfreely flows through the downspouts.

4. Insulate the Plumbing SystemA frozen pipe that bursts could cause a signifi-cant amount of damage to your home. Purchasetubular pipe sleeves to insulate pipes, especiallythose along the outer walls of your home or in

cabinets where warm air is not able to freelycirculate. Cover all the exposed areas of pipeand seal seams in the insulation with duct tape.

5. Perform Maintenance on the HeatingSystemWhether you have a heat pump, furnace, boileror a wood stove, it needs to be properlymaintained in order to keep your home duringthe long winter. Contact a licensed and insuredheating maintenance company to come intoyour home and do a thorough inspection of thefuel supply, air handler, venting system andmechanical heating components. Replace theair handler’s filter once every three months toensure the best results. Seal any leaky ductworkto reduce heat wastage.

6. Clean Up the YardBefore any winter storms strike, clean up theyard. Trim back any tree branches that couldbreak off under the weight of snow and ice.Remove or cut back overgrown summervegetation that could be a safe haven forvermin. Seal any cracks where mice and otheranimals could gain access to the indoors. Cleanout garden areas, woodworking areas and otherplaces where pests could find shelter and foodduring the winter.

6 Tips for Preparing Your Home for WinterIn summertime, we tend to forget that winter is coming. But now is the best time to prepare for the icy months! Canadian wintersare known for their cold temperatures, strong winds, and plenty of snow, ice and sleet. This wild weather can wreak havoc on ahome if the home is not properly winterized and prepared for what nature might have in store. Checking items off this winter homepreparation checklist now will help keep your home and family and comfortable come winter time.

October 10th to October 24th, 2013 HOMEFINDER WEEKLY Reference Guide Inc. Brockville/Leeds & Grenville 1.877.935.7503 www.homefinderweekly.com 5

Gray & orangeAutumn has arrived. Splendid colours abound. Orange color schemes combine thewarmth of red with the happy brightness of yellow. The color orange is the warmest hueon the color wheel chart, and room color combinations with orange usually have anupbeat, positive, sunny vibe.

Liz’ Tips

Liz’ TipsBy: Liz Quinn of Design’in-MindMaximum Impact with Minimal InvestmentBrockville, Ontario

Saturated orange attracts attention... and it also stimulates appetite, similarly tothe color red, and is therefore often used in advertising… and in kitchens and, ofcourse, restaurants. It also stimulates creativity & productivity! Hence a greatcolour for an office. Use orange as an accent wall or in accessories..

Interestingly, the color orange also has a spiritual connection; it is a holy color in Indiaand Nepal. Members of the ancient swami order in India dress in orange colored robes.The color recalls the fire ceremony that is performed at their initiation - a symbolic fu-neral rite in which the swami gives up his attachment to worldly interests and pursuits.

As with other colors, the effect of the color orange depends on itshue (yellowish or reddish), its tint (mixture with light neutrals) or itsshade (mixture with darker neutrals).

Orange is most powerful when it is not lightened, darkened, or dulled down throughmixing with other colors. If you've ever lived inside tangerine colored walls for any pe-riod of time, you'll know exactly what I mean!

Every colour has a psychological effect on us.

By the same token, the psychological effects of the color orange are much gentler inits pastels and earthy shades. So if you don't want a strong color impact in your home,shades or tints of the color orange will work much better for you.

Tuscan Style

If you love Mediterranean style living,consider using different shades of ter-racotta ('baked earth' - orange mixedwith brown and a bit of gray) in yourhome. Like nothing else, these huesevoke the warmth and richness ofcountry living in Italy, Spain, andProvence. (Have a look at the TuscanPaint Color Palette to see what Imean!)

Use the psychological effects of the color gray to create a subtle, sophisticatedlook for your home.

Orange Accents with Classic Gray

Gray is the ultimate neutral. It looks good with almost any color and ranges from coolto warm.

In this bedroom, a classic gray coats the walls. A black four-poster and cream-colorshag rug complement the cool wall color. Burnt-orange accents, lampshades, and athrow pop in this otherwise neutral room. – In the office, it creates positive energy.

Many people think of gray as a "safe" color, but that is not true at all! With gray,it's possible to create either fantastically gorgeous or truly awful interiors.

Used well, the color gray can lend interiors an elegantformality that is subtle without being overly conserva-tive.

It is the color if you want to create an air of calm, un-derstated confidence. For gray to have this psycho-logical impact, it is best combined with whites andother neutrals.

But you needn't stop there. Gray can be a wonderfulbackground color for other, more intense colors. If youget the right shade of gray and stir it into a more ad-venturous room color scheme, it will make the othercolors 'sing'.

Apart from its psychological effects, gray also has a practical property that makes itvery useful for manipulating paint colors: If you are decorating with ready-mixed paints,stir a bit of gray paint into them and it will take the synthetic edge off. Gray can bringany color to life.

On the other hand, the color gray often contains other colors. Youcan get the whole gamut from yellowish to orangey-brownish to pur-plish, bluish and greenish grays, and their psychological effects canbe quite different, particularly when you use them over large areas.For example, a yellowish, 'murky'-looking version of gray can lookquite depressing, especially if you paint more than one wall with itand combine it with brown hues in a room.

But a really neutral hue of gray (that is, a gray that has no color in it apart from 'clean'white and black) will tend to look clean and crisp in most color combinations.

So the first essential thing to get right is to pick a hue of gray that works with theother colors. How do you do that? By experimenting! It's the only way you canreally tell if a shade of gray - or any other color for that matter - will work for aroom.

Whatever paint colour you find at the paint store, it may have a different effect at home,in different lighting. You need to see it in that room, next to the other colors and in thecorrect light. This will also tell you whether you're getting the desired psychological ef-fects of a color!

The danger with gray is that if you have this color on too many surfaces, with no othercolor (or a clean white) to brighten it up, the color gray will be overpowering and you'llend up in a dull, moody environment. - But throw in some whites, or more intense col-ors like orange or turquoise, and the color gray will become a chic, sophisticated can-vas for your life. A mirrored nightstand and metal-frame mirror above the bed, in thepicture above, add a touch of glamour, while the orange lampshades, a pashmina throw,and accent cushions, pop the ensemble and make the room look so inviting.

An orange accent wall is just enough tobring energy and warmth to a small diningarea.

Follow Mother Nature’s path during this greatseason. Don’t be afraid of trying newcolours. It can change your life.

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