rural and women enterpreneurship

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    Rural and WomenRural and WomenEntrepreneurshipEntrepreneurship

    By

    Group No 4

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    Group MembersGroup Members

    Ms. Wilma

    Ms. Vanishri

    Ms. Zenely

    Ms. Yashaswitha

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    TopicsTopics

    Meaning of RE

    Need for RE

    Self Help Groups

    Problems of RE

    How to develop RE

    Meaning of WE

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    Functions of WE

    Problems of WE

    Growth and recent trends in WE

    How to develop women entrepreneurs

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    Rural Entrepreneurship & Self

    Help Groups

    By

    Wilma

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    Introduction

    75% of the Indian population is living in

    rural areas

    Rural-urban dichotomy reveals wide

    disparities

    Agriculture has a tendency to develop at a

    lower pace than industry

    Industry leads to higher level of output

    than agriculture

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    Meaning

    Rural entrepreneurship

    Entrepreneurship emerging in rural areas

    Establishing industrial units in the rural

    areas

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    Meaning of rural industry

    KVIC GOVERNMENT

    Population

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    Need for Rural entrepreneurship

    To provide Employment

    To reduce disparities in income between

    rural and urban areas

    To promote balanced regional development

    Promote creativity

    Economic development in rural areas Environment friendly

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    Self Help Groups

    SHG is a small group of rural poor, who havevoluntarily come forward to form a group forimprovement of the social and economic status of themembers.

    The concept underlines the principle of Thrift, Creditand Self Help.

    Members of SHG agree to save regularly andcontribute to a common fund.

    The members agree to use this common fund andsuch other funds (like grants and loans from banks),which they may receive as a group, to give small loansto needy members as per the decision of the group

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    Needs of SHGs

    To mobilize the resources of the individualmembers for their collective economicdevelopment.

    To create a habit of savings. Utilization of local resources.

    To mobilize individual skills for groups

    interest. To create awareness about rights

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    To assist the members financially at the

    time of need.

    To identify problems, analyzing and finding

    solutions in the group.

    To organize training for skill development.

    To build up teamwork. To develop linkages with institutions of

    NGOs.

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    Membership

    From one family, only one person can become amember of SHG

    The group normally consists of either only men or

    only women Members should be homogenous i.e. should

    have the same social and financial background

    Members should be between the age group of

    21-60 years.

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    Functions of SHG

    SAVING AND THRIFT

    All SHG members regularly save a small

    amount

    Savings first-Credit later should be the

    motto of every SHG member.

    SHG members take a step towards self-dependence when they start small

    savings.

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    INTERNAL LENDING

    The SHG should use the savings amount

    for giving loans members.

    The purpose, amounts, rate of interest,

    schedule of repayment etc. are to be

    decided by the group itself.

    Proper accounts to be kept by the SHG.

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    MEETING

    The group should meet regularly, the meetingsshould be weekly or at least monthly.

    Compulsory Attendance Membership register, minutes register etc. are

    to be kept upto date by the group by making theentries regularly.

    Commonplace

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    Discussing problems

    - Find solutions

    Planning

    - Plan to get financial supports from

    Government, Bank and NGO- Development programmes

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    SKDRDP (Sri Kshethra

    Dharmasthala RuralDevelopment Project)

    Established by Dr. D. Veerendra Heggade

    Launched in the year 1982

    Upliftment of rural poor

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    Major types of SHG

    Pragathibandhu Model (Male groups)

    Partner for progress

    Labor sharing each member works for all the members

    once in a week

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    Jnanavikasa women SHGs

    promotes women SHGs involving landless women in the villages

    Jnana vikasa SHGs

    Group enterprises SHGs

    Simple SHGs.

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    Shree Dharmasthala SIRI

    Gramodyoga Samsthe Backbone to SHG

    The products are sold

    under brand SIRI

    through outKarnataka.

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    Apart from all the above, SKDRDP isconducting various social awareness

    programmes like environmentprogrammes, watershed developmentprogrammes, irrigation systems,adoption of alternative sources ofenergy, agriculture developmentprogrammes, religious festivals etc.,for the benefit of the rural people. That

    is SKDRDP has single window solutionto the beneficiaries for their daily life.

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    PROBLEMS OF RURALENTREPRENEURSHIP,ROLE OF THE GOVERNMENT INRURAL ENTREPRENEURSHIP, HOWTO DEVELOP RURAL

    ENTREPRENEURSHIP

    by,

    VANISHRI. P

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    Problems of rural entrepreneurship

    Lack of technical know-how

    Lack of training & extension services

    Management problems

    Lack of quality controlHigh cost of production due to high input cost

    Lack of communication & market information

    Poor quality of raw materials

    Lack of storage & warehousing facilities

    Obsolete & primitive technology

    Lack of promotional strategy

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    ACCORDING TO THE NINTH PLAN

    Inadequate flow of credit

    Use of obsolete technology, machinery,& equipment

    Poor quality standards

    Inadequate infrastructural facilities

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    How to develop rural ENTREPRENEURSHIP

    Raw material is a must for any industry

    FinanceMarketing

    Development programmes

    Education

    Awareness of facilities

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    ROLE OF THE GOVERNMENT INRURAL ENTREPRENEURSHIP

    By

    vanishri.

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    INTRODUCTION

    After the liberalization of Indian economy, withthe entry of multinationals, the competition has

    become intense. As a result urban markets have almostbeen saturated with the products.

    Bottom of the pyramid includes parties likePrivate enterprise, Civil society organizations andLocal government, Development and aid agencies,BOP consumers, BOP entrepreneurs. After the

    liberalization of Indian economy, with the entry ofmultinationals, the competition has become intense inrural markets.

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    CHALLENGES

    Quality Consciousness

    Brand Loyalty

    Fashion Consciousness

    Urban Orientation

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    NEED OF GOVERNMENTSUPPORT

    The government has critical role in creating system and regulatoryframework for meaningful engagement by the Bottom of thePyramid Entrepreneurs in the Bottom of the Pyramid (BOP)markets.

    Education and healthcare. Public sector banks in India government has provided banking

    services in remote rural areas also, Rural Credit institutions suchasNational bank for agriculture and rural development,Commercial banks, State cooperative banks, State cooperativeagriculture and rural development banks.

    SHG. Government has to identify various rural technologies which can

    be applied and installed with small investment and minimuminfrastructure that are available in rural areas.

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    Goals of sustainable economic development and generation of additional

    employment opportunities by way of promoting entrepreneurship and

    setting up of small rural industries.

    Providing training, sourcing of appropriate technology, micro-finance and

    marketing. This will not only be a complete hand-holding support system, but also a

    self-sustaining system for poverty alleviation through rural empowerment.

    Need of technological skills.

    Th